12/16/2019 Jeeson Thekkekara, Author at Subex Limited

ALL POSTS BY JEESON THEKKEKARA

(https://www.subex.com/diamond-is-the-new-triangle/)

Diamond is the New Triangle (https://www.subex.com/diamond-is-

the-new-triangle/)
Fraud Management (https://www.subex.com/blog/category/fraud-management/), General
(https://www.subex.com/blog/category/general/)

February 11, 2014 Jeeson Thekkekara (https://www.subex.com/author/jeeson-thekkekara/)

Got any questions? I'm happy to
help.
(/#facebook) (/#twitter) (/#linkedin)
(/#whatsapp)
More money has been stolen at the tip of a pen than at point of a gun. It is the people behind the
pen who committed the fraud than the pen itself. Hence for those who are ghting fraud, it is worth
spending time in understanding why people are committing it.
https://www.subex.com/author/jeeson-thekkekara/ 1/5
12/16/2019 Jeeson Thekkekara, Author at Subex Limited

Everyone who has exposure to fraud is very well aware of the Cressey’s hypothesis on why people
commit fraud – Perceived opportunity, Pressure and Rationalization. These three attributes over the
years make up what is widely known as Fraud Triangle.
However; critics have often cited that fraud triangle, being from fraudster’s perspective, has de ned
two attributes (pressure and rationalization) that are generally non observable. Thus it fails to
explain why fraud was committed when perpetrator have traits of pathological fraudsters. This
shortcoming can be overcome by taking fraudsters assessment of capability in to account. Not only
does the fraudster have environmental or situational factors for committing fraud but also they must
have the necessary abilities and traits to recognize and make it a reality. Everyone may not have this
capability in a given situation. Many of the traits that make an individual capable of committing
fraud can be derived from the individual’s personality itself.
The personality traits that makes a personal capable of committing fraud can be attributed to his
position or function in the organization, his level of intelligence, his arrogance, persuasive &
deceptive nature, and Immunity to stress.  The fraudster’s speci c position or function within the
organization along with his ability to recognize and exploit the weakness of internal controls allows
him to visualize opportunities that are otherwise unnoticed. The fraudster’s egoistic nature often
makes him believe that he is beyond the surveillance of checks and balances. The fraudster often
will be able to persuade others to commit fraud or at bare minimum to turn a blind-eye. The
fraudster will be good in concealing his inner stress and often lie convincingly in order to maintain a
consistent story.

Thus capability provides with more measurable traits for detecting possible frauds. Therefore it is
important that assessing capability and addressing them at early stage are made as part of the fraud
ghting charter for organizations.
Consulting (https://www.subex.com/tag/consulting/) Fraud Causation (https://www.subex.com/tag/fraud-
causation/) Fraud Charter (https://www.subex.com/tag/fraud-charter/) Fraud Diamond
(https://www.subex.com/tag/fraud-diamond/) Fraud Policy (https://www.subex.com/tag/fraud-policy/) Fraud
Theory (https://www.subex.com/tag/fraud-theory/) Fraud Triangle (https://www.subex.com/tag/fraud-
triangle/) Internal Fraud (https://www.subex.com/tag/internal-fraud/) Telecom Fraud
(https://www.subex.com/tag/telecom-fraud/)

SUBSCRIBE TO BLOG
We promise not to spam

Email*

Enter your email here..

Subscribe

Got any questions? I'm happy to

help.
RECENT POSTS
What is Telecom Interconnect Billing System (https://www.subex.com/blog/what-is-
telecom-interconnect-billing-system/)
... …

https://www.subex.com/author/jeeson-thekkekara/ 2/5
12/16/2019 Jeeson Thekkekara, Author at Subex Limited

What is Wangiri Fraud and how does it impact telec…

(https://www.subex.com/blog/What-is-wangiri-fraud-how-does-it-impact-for-telecom-
operators/)
... …

Why Trust Matters In The Digital World (https://www.subex.com/blog/why-trust-

matters-in-the-digital-world/)
... …

The need for Network Capacity Management and how A…

(https://www.subex.com/blog/what-is-network-capacity-management/)
... …

The Evolving Paradigms of Open Source Software in …

(https://www.subex.com/blog/the-evolving-paradigms-of-open-source-software-in-
engineering-services)
... …

CATEGORIES
5G (https://www.subex.com/blog/category/5g/)

Analytics (https://www.subex.com/blog/category/analytics/)

Asset Assurance (https://www.subex.com/blog/category/asset-assurance/)

Business Assurance (https://www.subex.com/blog/category/business-assurance/)

Capacity Management (https://www.subex.com/blog/category/capacity-management/)

Capex Optimisation (https://www.subex.com/blog/category/capex-optimisation/)

Credit Risk Management (https://www.subex.com/blog/category/credit-risk-management/)

Data Integrity Management (https://www.subex.com/blog/category/data-integrity-management/)

Digital (https://www.subex.com/blog/category/digital/)
Got any questions? I'm happy to
Digital Trust (https://www.subex.com/category/digital-trust/) help.

Featured (https://www.subex.com/blog/category/featured/)

Fraud Management (https://www.subex.com/blog/category/fraud-management/)

General (https://www.subex.com/blog/category/general/)
https://www.subex.com/author/jeeson-thekkekara/ 3/5
12/16/2019 Jeeson Thekkekara, Author at Subex Limited

Leadership (https://www.subex.com/blog/category/leadership/)

Managed Services (https://www.subex.com/blog/category/managed-services/)

Migration Assurance (https://www.subex.com/blog/category/migration-assurance/)

MWC (https://www.subex.com/blog/category/mwc/)

Network Capacity (https://www.subex.com/blog/category/network-capacity/)

Network Management (https://www.subex.com/blog/category/network-management/)

Partner Management (https://www.subex.com/blog/category/partner-management/)

Partner Settlement (https://www.subex.com/blog/category/partner-settlement/)

Regulations (https://www.subex.com/blog/category/regulations/)

Revenue Assurance (https://www.subex.com/blog/category/revenue-assurance/)

Subex User Conference (https://www.subex.com/blog/category/subex-user-conference/)

Telecom Insights & Analytics (https://www.subex.com/blog/category/telecom-insights-analytics/)

GET STARTED WITH SUBEX

SCHEDULE A DEMO () CONTACT US ()

EVENTS (HTTPS://WWW.SUBEX.COM/EVENTS/) BLOG (HTTPS://WWW.SUBEX.COM/BLOG/)

NEWSROOM (HTTPS://WWW.SUBEX.COM/NEWSROOM/)
Got any questions? I'm happy to
INVESTOR (HTTPS://WWW.SUBEX.COM/INVESTORS/) CAREERS (HTTPS://CAREERS.SUBEX.COM/)
help.
CONTACT (HTTPS://WWW.SUBEX.COM/CONTACT-US/)

(https://www.subex.com)

https://www.subex.com/author/jeeson-thekkekara/ 4/5
12/16/2019 Jeeson Thekkekara, Author at Subex Limited

 India USA UK Singapore Dubai

 +91 80 6659 8700 (tel:+91 80 6659 8700)

Subex Policies (https://www.subex.com/privacy-policy/)

Cookie Settings (https://www.subex.com/cookie-settings/) Sitemap (https://www.subex.com/sitemap/)

 (https://www.facebook.com/SubexLimited/)
 (https://twitter.com/Subex)
 (https://www.linkedin.com/company/subex-ltd)
 (https://www.youtube.com/user/SubexLtd/)
 (https://www.instagram.com/subexlimited/)
© Copyright SUBEX 2019. All Rights Reserved.

Got any questions? I'm happy to

help.

https://www.subex.com/author/jeeson-thekkekara/ 5/5