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Printed On: 9/7/2017 11:41:10AM Code : A0070851 Prepared By : HOO PAN YEN
HLA EverGain Plus - Increasing Cover
HLA EverGain Plus - Perlindungan Meningkat
Regular Premium Investment-Linked Plan
Pelan Premium Berkala Berkaitan Pelaburan
Commencement Date Tarikh Permulaan :07/09/2017
Insured Lives Name Date Of Birth Age (Last Birthday) Gender Smoker
Hayat-Hayat yang Diinsuranskan Nama Tarikh Harijadi Umur (Harijadi Lepas) Jantina Perokok
Life Assured ALVIN GOH JUN JIE 24/10/1992 24 Male No
Hayat Diinsuranskan Lelaki Tidak
Account Plan Name Coverage Insured Lives Sum Assured / Coverage Premium Monthly Target Monthly Loading Total Premium Payable
Type Benefit(RM) Period (Years) Payment Premium Payable (RM) Amount (RM) (RM)
Term(Years)
Akaun Nama Pelan Jenis Hayat-Hayat Jumlah Tempoh Tempoh Bayaran Premium Sasaran Perlu Amaun Tambahan Jumlah Premium Perlu
Perlindungan yang Diinsuranskan / Perlindungan Premium(Tahun) Dibayar Bulanan Bulanan (RM) Dibayar (RM)
Diinsuranskan Faedah (RM) (Tahun) (RM)
Basic Account HLA EverGain Plus Increasing 1st Life Assured 132,000 25 25 200.00 0.00 200.00
Akaun Asas Cover
Figures shown in the Sales Illustration have not taken GST into account. Nilai-nilai yang ditunjukkan dalam Ilustrasi Jualan masih belum mengambil kira GST.
Plan Occupation Class Occupation Loading Health Loading Health Loading Health Loading (%) Health Loading (%) Term
(per RM1k SA) (RM) (per RM1k SA) (RM) (per RM1k SA) Term
Pelan Kelas Pekerjaan Premium Tambahan Berkenaan Premium Tambahan Kesihatan Tempoh Premium Tambahan Premium Tambahan Tempoh Premium Tambahan
Pekerjaan (per RM1k SA) (RM) (per RM1k SA) (RM) Kesihatan (per 1k SA) Kesihatan (%) Kesihatan (%)
HLA EverGain Plus Class 1 STD 0.00 0 0 0
This sales illustration consists of 13 pages and each page forms an integral part of the sales illustration. A prospective policy owner is advised to read and understand the information printed on each and every page.
Illustrasi Jualan ini mengandungi 13 muka surat and setiap muka surat membentuk sebahagian daripada illustrasi jualan. Bakal pemunya polisi adalah dinasihatkan untuk membaca dan memahami maklumat yang tercetak pada setiap muka
surat.
Win MP (Ever & EverLove Plus Series) Version 5.6 (Agency) Last Updated 01 Aug 2017 - E&OE-
Page 2 of 13 Ref: SI20170907-0001
Level 3, Tower B, PJ City Development, No. 15A Jalan 219, Seksyen 51A, 46100 Petaling Jaya, Selangor. Tel: 03-7650 1818 Fax: 03-7650 1991 Website: www.hla.com.my
Printed On: 9/7/2017 11:41:10AM Code : A0070851 Prepared By : HOO PAN YEN
Date Range Tempoh Tarikh HLA HLA HLA HLA HLA HLA HLA HLA HLA HLA HLA HLA HLA
EverGreen EverGreen EverGreen Value Fund Venture Venture Venture Venture Dana Suria Venture Secure Venture Cash Fund
2028 Fund 2030 Fund 2035 Fund Flexi Fund Growth Fund Blue Chip Dana Putra Managed Fund Income
Fund Fund Fund
(%) (%) (%) (%) (%) (%) (%) (%) (%) (%) (%) (%) (%)
Commencement Date to / Tarikh Permulaan 0.00 0.00 50.00 0.00 0.00 0.00 50.00 0.00 0.00 0.00 0.00 0.00 0.00
Sehingga to 25/11/2035
26/11/2035 to Policy Maturity Date/ 0.00 0.00 0.00 0.00 0.00 0.00 100.00 0.00 0.00 0.00 0.00 0.00 0.00
Sehingga Tarikh Kematangan Polisi
This sales illustration consists of 13 pages and each page forms an integral part of the sales illustration. A prospective policy owner is advised to read and understand the information printed on each and every page.
Illustrasi Jualan ini mengandungi 13 muka surat and setiap muka surat membentuk sebahagian daripada illustrasi jualan. Bakal pemunya polisi adalah dinasihatkan untuk membaca dan memahami maklumat yang tercetak pada setiap muka
surat.
Win MP (Ever & EverLove Plus Series) Version 5.6 (Agency) Last Updated 01 Aug 2017 - E&OE-
Page 3 of 13 Ref: SI20170907-0001
Level 3, Tower B, PJ City Development, No. 15A Jalan 219, Seksyen 51A, 46100 Petaling Jaya, Selangor. Tel: 03-7650 1818 Fax: 03-7650 1991 Website: www.hla.com.my
Printed On: 9/7/2017 11:41:10AM Code : A0070851 Prepared By : HOO PAN YEN
If you wish to reinvest the proceeds of your matured funds into Funds other than HLA Venture Income Fund, you are required to complete the “Fund Maturity Option” Section of proposal form or request for change form subsequent to policy
issuance. If no request is received by the Company by the fund maturity date, the proceeds of matured funds will be reinvested into HLA Venture Income Fund. Jika anda ingin melabur semula perolehan dari dana yang matang ke dalam dana
selain daripada HLA Venture Income Fund, anda haruslah melengkapkan “Opsyen Dana Selepas Matang” dalam borang permohonan atau borang permohonan untuk penukaran selepas pengeluaran polisi. Jika tiada pemohonan diterima
oleh Syarikat sebelum tarikh dana matang, perolehan dari dana matang akan dilaburkan ke dalam HLA Venture Income Fund.
This sales illustration consists of 13 pages and each page forms an integral part of the sales illustration. A prospective policy owner is advised to read and understand the information printed on each and every page.
Illustrasi Jualan ini mengandungi 13 muka surat and setiap muka surat membentuk sebahagian daripada illustrasi jualan. Bakal pemunya polisi adalah dinasihatkan untuk membaca dan memahami maklumat yang tercetak pada setiap muka
surat.
Win MP (Ever & EverLove Plus Series) Version 5.6 (Agency) Last Updated 01 Aug 2017 - E&OE-
Page 4 of 13 Ref: SI20170907-0001
Level 3, Tower B, PJ City Development, No. 15A Jalan 219, Seksyen 51A, 46100 Petaling Jaya, Selangor. Tel: 03-7650 1818 Fax: 03-7650 1991 Website: www.hla.com.my
Printed On: 9/7/2017 11:41:10AM Code : A0070851 Prepared By : HOO PAN YEN
Regular Top Up Tambahan Berkala Basic Regular Top Up Rider Regular Top Up MediCare Funding Rider
(Basic Unit Account) (Rider Unit Account) (Rider Unit Account)
Commencing from (Policy Anniversary) to (Policy Anniversary) - - -
Bermula dari (Ulang Tahun Polisi) ke (Ulang Tahun Polisi)
Notes/ Nota:
You are required to complete the “Unit-Linked Regular Top Up Option Application Form” to activate the Regular Top Up Option.
Anda dikehendaki untuk melengkapkan “Unit-Linked Regular Top Up Option Application Form” untuk mengaktifkan Opsyen Tambahan Berkala.
This sales illustration consists of 13 pages and each page forms an integral part of the sales illustration. A prospective policy owner is advised to read and understand the information printed on each and every page.
Illustrasi Jualan ini mengandungi 13 muka surat and setiap muka surat membentuk sebahagian daripada illustrasi jualan. Bakal pemunya polisi adalah dinasihatkan untuk membaca dan memahami maklumat yang tercetak pada setiap muka
surat.
Win MP (Ever & EverLove Plus Series) Version 5.6 (Agency) Last Updated 01 Aug 2017 - E&OE-
Page 5 of 13 Ref: SI20170907-0001
Level 3, Tower B, PJ City Development, No. 15A Jalan 219, Seksyen 51A, 46100 Petaling Jaya, Selangor. Tel: 03-7650 1818 Fax: 03-7650 1991 Website: www.hla.com.my
Printed On: 9/7/2017 11:41:10AM Code : A0070851 Prepared By : HOO PAN YEN
Reduced Paid Up
The Policy Owner has the rights to convert the plan to a reduced paid up policy at any policy anniversary date starting from 3rd up to last policy anniversary date prior to the maturity of the policy, provided that the total fund value of the Basic Unit
Account is sufficient to pay for the one time reduced paid up charge. Upon reduced paid up, the one time reduced paid up charge shall be deducted from the total fund value of the Basic Unit Account to pay for the monthly policy fee and insurance
charges of the Basic Plan for the outstanding tenure. Thereafter, the premium, insurance charge and monthly policy fee of the Basic Plan shall cease.
Once converted to a reduced paid up policy, the Basic Plan will be guaranteed in force until maturity.
Upon death/ TPD/ OAD, whichever occurs first, the sum of reduced paid up Sum Assured of Basic Plan plus account value shall be payable. Account value is determined by the number of units (balance of units of Basic Unit Account after deduction
of one time reduced paid up and adding any subsequent Guaranteed Bonus Units credited to the policy) multiplied by the prevailing unit price.
Upon maturity, the account value shall be payable.
Total Premium Paid Original Reduced Paid Up Sum One-time Reduced Paid Up Charge
Sum Assured Assured of Basic Plan (Sum of all funds)
Basic Plan - Entire Policy
If premium paying term of attaching rider(s) is more than 6 years, the payment of rider premium shall continue to be payable. In summary:
Plan Insured Lives Premium Annual Occupation Health Loading Health Loading Health Loading Health Loading (%) Total Premium Remark
Payment Term Premium Loading (per RM1k SA) (per RM1k SA) (%) Term Payable for entire
(Years) (RM) (per RM1k SA) (RM) Term premium payment
term (RM)
HLA EverGain Plus ALVIN GOH 6 2,400.00 STD 0 0 0 0 14,400.00 Convert to a reduced paid
JUN JIE up Policy at 6th policy
anniversary
Entire Policy 14,400.00
This sales illustration consists of 13 pages and each page forms an integral part of the sales illustration. A prospective policy owner is advised to read and understand the information printed on each and every page.
Illustrasi Jualan ini mengandungi 13 muka surat and setiap muka surat membentuk sebahagian daripada illustrasi jualan. Bakal pemunya polisi adalah dinasihatkan untuk membaca dan memahami maklumat yang tercetak pada setiap muka
surat.
Win MP (Ever & EverLove Plus Series) Version 5.6 (Agency) Last Updated 01 Aug 2017 - E&OE-
Page 6 of 13 Ref: SI20170907-0001
Level 3, Tower B, PJ City Development, No. 15A Jalan 219, Seksyen 51A, 46100 Petaling Jaya, Selangor. Tel: 03-7650 1818 Fax: 03-7650 1991 Website: www.hla.com.my
Printed On: 9/7/2017 11:41:10AM Code : A0070851 Prepared By : HOO PAN YEN
Projected Fund Value of Basic Unit Account if convert to a reduced paid up policy at 6th policy anniversary date
This projection is based on the following details: Notes:
Item Amount Year Total 1. The one-time reduced paid up charge will be deducted from the HLA Cash Fund first. If HLA Cash Fund is insufficient, we will deduct proportionally from other
selected Funds for the deficient amount of Reduced Paid Up Charge.
Basic Premium 2,400.00 6 14,400.00
2. If HLA Cash Fund is sufficient to deduct the one-time reduced paid up charge, any remaining amount will be reinvested proportionally into other selected Funds.
3. Please refer to table of “Option at Fund Maturity”.
“-“ Based on projection, the account value has been fully depleted.
"*" Based on projection, the account value is not sufficient to convert the policy to reduced paid up policy.
Top Up is allowed even after conversion to Reduced Paid Up Policy.
Reduced Paid Up is only applicable to Basic Plan.
If premium paying term of attached riders is more than 6 years, the payment of rider premium should be continued accordingly.
All the figures below are non-guaranteed, projection account value of Basic Unit Account are based on following assumptions:
· Same fund growth rates stated in the above section of Projected Investment Rate of Return. . Partial/ regular withdrawal is accounted for.
· Guaranteed Bonus Units is included. . Regular Top Up premium is included.
Please note that if you have selected 100% payout option for the Guaranteed Yearly/ Monthly Income, the paid out amount is not reflected in the below table. Please refer to section “Illustration on Rider without Unitisation” or “Summary of
Basic Plan and Riders” for details. If you have selected to reinvest partial/ all of the Guaranteed Yearly/ Monthly Income, the reinvested amount has been accounted for in the below table.
BULL
HLA HLA HLA HLA Value HLA Venture HLA Venture HLA Venture HLA Venture HLA Dana HLA Venture HLA Secure HLA Venture HLA Cash Sum
EverGreen EverGreen EverGreen Fund Flexi Fund Growth Fund Blue Chip Dana Putra Suria Managed Fund Income Fund Fund
2028 Fund 2030 Fund 2035 Fund Fund Fund
Projected Fund Value of the Basic Unit
0 0 5,685 0 0 0 5,507 0 0 0 0 0 0 11,191
Account at 6th policy anniversary date
Projected Fund Value of the Basic Unit
Account immediately after Reduced Paid 0 0 5,227 0 0 0 5,063 0 0 0 0 0 0 10,290
Up Charges 1
Projected Fund Value of the Basic Unit
Account immediately after reinvestment of 0 0 5,227 0 0 0 5,063 0 0 0 0 0 0 10,290
remaining HLA Cash Fund 2
Projected Amount Withdrawn at fund
0 0 0 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
maturity 3
Projected Fund Value of the Basic Unit
Account at end of 15th policy year N/A N/A 10,756 0 0 0 9,337 0 0 0 0 0 0 20,092
I understand that this reduced paid up option can only be exercised provided that the total fund value of the Basic Unit Account is sufficient to pay for the one-time reduced paid up charge. The one-time reduced paid up charge will be used to pay
for the policy fee and insurance charges of the Basic Plan for the outstanding tenure. The total fund value after reduced paid up may be lower than the total fund value if I continue premium payment. The more I can afford to save, the higher my
total fund value may be.
This sales illustration consists of 13 pages and each page forms an integral part of the sales illustration. A prospective policy owner is advised to read and understand the information printed on each and every page.
Illustrasi Jualan ini mengandungi 13 muka surat and setiap muka surat membentuk sebahagian daripada illustrasi jualan. Bakal pemunya polisi adalah dinasihatkan untuk membaca dan memahami maklumat yang tercetak pada setiap muka
surat.
Win MP (Ever & EverLove Plus Series) Version 5.6 (Agency) Last Updated 01 Aug 2017 - E&OE-
Page 7 of 13 Ref: SI20170907-0001
Level 3, Tower B, PJ City Development, No. 15A Jalan 219, Seksyen 51A, 46100 Petaling Jaya, Selangor. Tel: 03-7650 1818 Fax: 03-7650 1991 Website: www.hla.com.my
Printed On: 9/7/2017 11:41:10AM Code : A0070851 Prepared By : HOO PAN YEN
I understand that this reduced paid up option can only be exercised provided that the total fund value of the Basic Unit Account is sufficient to pay for the one-time reduced paid up charge. The one-time reduced paid up charge will be used to
pay for the policy fee and insurance charges of the Basic Plan for the outstanding tenure. The total fund value after reduced paid up may be lower than the total fund value if I continue premium payment. The more I can afford to save, the higher
my total fund value may be.
This sales illustration consists of 13 pages and each page forms an integral part of the sales illustration. A prospective policy owner is advised to read and understand the information printed on each and every page.
Illustrasi Jualan ini mengandungi 13 muka surat and setiap muka surat membentuk sebahagian daripada illustrasi jualan. Bakal pemunya polisi adalah dinasihatkan untuk membaca dan memahami maklumat yang tercetak pada setiap muka
surat.
Win MP (Ever & EverLove Plus Series) Version 5.6 (Agency) Last Updated 01 Aug 2017 - E&OE-
Page 8 of 13 Ref: SI20170907-0001
Level 3, Tower B, PJ City Development, No. 15A Jalan 219, Seksyen 51A, 46100 Petaling Jaya, Selangor. Tel: 03-7650 1818 Fax: 03-7650 1991 Website: www.hla.com.my
Printed On: 9/7/2017 11:41:10AM Code : A0070851 Prepared By : HOO PAN YEN
Please note that if you have selected 100% payout option for the Guaranteed Yearly/ Monthly Income, the paid out amount is not reflected in the below table. Please refer to section “Illustration on Rider without Unitisation” or “Summary of Basic
Plan and Riders” for details. If you have selected to reinvest partial/ all of the Guaranteed Yearly/ Monthly Income, the reinvested amount has been accounted for in the below table.
BEAR
HLA HLA HLA HLA Value HLA Venture HLA Venture HLA Venture HLA Venture HLA Dana HLA Venture HLA Secure HLA Venture HLA Cash Sum
EverGreen EverGreen EverGreen Fund Flexi Fund Growth Fund Blue Chip Dana Putra Suria Managed Fund Income Fund Fund
2028 Fund 2030 Fund 2035 Fund Fund Fund
Projected Fund Value of the Basic Unit
0 0 4,753 0 0 0 4,662 0 0 0 0 0 0 9,414
Account at 6th policy anniversary date
Projected Fund Value of the Basic Unit
Account immediately after Reduced Paid 0 0 4,298 0 0 0 4,215 0 0 0 0 0 0 8,513
Up Charges 1
Projected Fund Value of the Basic Unit
Account immediately after reinvestment of 0 0 4,298 0 0 0 4,215 0 0 0 0 0 0 8,513
remaining HLA Cash Fund 2
Projected Amount Withdrawn at fund
0 0 0 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
maturity 3
Projected Fund Value of the Basic Unit
N/A N/A 4,864 0 0 0 4,443 0 0 0 0 0 0 9,307
Account at end of 15th policy year
Projected Fund Value of the Basic Unit
N/A N/A N/A 0 0 0 4,731 0 0 0 0 6,368 0 11,099
Account at end of 25th policy year
I understand that this reduced paid up option can only be exercised provided that the total fund value of the Basic Unit Account is sufficient to pay for the one-time reduced paid up charge. The one-time reduced paid up charge will be used to pay
for the policy fee and insurance charges of the Basic Plan for the outstanding tenure. The total fund value after reduced paid up may be lower than the total fund value if I continue premium payment. The more I can afford to save, the higher my
total fund value may be.
This sales illustration consists of 13 pages and each page forms an integral part of the sales illustration. A prospective policy owner is advised to read and understand the information printed on each and every page.
Illustrasi Jualan ini mengandungi 13 muka surat and setiap muka surat membentuk sebahagian daripada illustrasi jualan. Bakal pemunya polisi adalah dinasihatkan untuk membaca dan memahami maklumat yang tercetak pada setiap muka
surat.
Win MP (Ever & EverLove Plus Series) Version 5.6 (Agency) Last Updated 01 Aug 2017 - E&OE-
Page 9 of 13 Ref: SI20170907-0001
Level 3, Tower B, PJ City Development, No. 15A Jalan 219, Seksyen 51A, 46100 Petaling Jaya, Selangor. Tel: 03-7650 1818 Fax: 03-7650 1991 Website: www.hla.com.my
Printed On: 9/7/2017 11:41:10AM Code : A0070851 Prepared By : HOO PAN YEN
Berbayar Terkurang
Pemunya Polisi mempunyai hak untuk menukarkan pelan kepada polisi berbayar terkurang pada sebarang tarikh ulang tahun polisi bermula dari tarikh ulang tahun polisi ke-3 sehingga tarikh ulang tahun polisi yang terakhir sebelum kematangan
polisi, sekiranya nilai akaun Akaun Unit Asas adalah mencukupi untuk membayar caj tunggal berbayar terkurang. Setelah berbayar terkurang, caj tunggal berbayar terkurang akan ditolak daripada nilai akaun Akaun Unit Asas untuk membiayai
yuran polisi bulanan dan caj insurans bagi Pelan Asas untuk baki tempoh. Selepas itu, premium, caj insurans dan yuran polisi bulanan bagi Pelan Asas akan dihentikan.
Setelah ditukar ke polisi berbayar terkurang, Pelan Asas akan dijamin berkuat kuasa sehingga kematangan.
Ketika Kematian/ TPD/ OAD, yang mana berlaku terdahulu, jumlah daripada Jumlah Diinsuranskan polisi berbayar terkurang bagi Pelan Asas tambah nilai akaun akan dibayar. Nilai akaun ditentukan dengan mendarabkan bilangan unit (baki
unit Akuan Unit Asas and Akuan Unit Rider selepas penolakkan caj tunggal berbayar terkurang dan rangkuman Unit Bonus Terjamin yang diperuntukkan ke dalam polisi) dengan harga unit semasa.
Semasa kematangan, nilai akaun Akaun Unit Asas Akuan Unit Rider akan dibayar. Untuk HLA EverGreen Fund, Harga Unit Terjamin Minimum pada Kematangan Dana adalah berkenaan.
Jumlah Premium yang Dibayar Jumlah Jumlah Diinsuranskan Polisi Caj Tunggal Berbayar Terkurang
Diinsuranskan Berbayar Terkurang bagi (Jumlah Semua Dana)
Pelan Asas - Keseluruhan Polisi
Asal Pelan Asas
Penukaran kepada polisi berbayar terkurang pada tarikh ulang tahun 14,400 - 14,400 132,000 39,600 901
polisi ke-6
Jika tempoh pembayaran premium rider yang dilampirkan lebih panjang daripada 6 tahun, pembayaran premium rider harus diteruskan. Secara Ringkasan:
Pelan Hayat yang Tempoh Premium Premium Tambahan Premium Tempoh Premium Premium Tempoh Premium Jumlah Premium Catatan
Diinsuranskan Bayaran Tahunan Berkenaan Tambahan Tambahan Tambahan Tambahan Yang Perlu Bayar
Premium (RM) Pekerjaan (per RM1k Kesihatan Kesihatan (per Kesihatan (%) Kesihatan (%) untuk Sepanjang
(Tahun) SA) (RM) (per RM1k SA) RM1k SA) Tempoh Bayaran
(RM) Premium (RM)
HLA EverGain ALVIN GOH JUN 6 2,400.00 STD 0 0 0 0 14,400.00 Bertukar ke polisi berbayar
Plus JIE terkurang pada ulang tahun
polisi yang ke-6
Keseluruhan Polisi 14,400.00
This sales illustration consists of 13 pages and each page forms an integral part of the sales illustration. A prospective policy owner is advised to read and understand the information printed on each and every page.
Illustrasi Jualan ini mengandungi 13 muka surat and setiap muka surat membentuk sebahagian daripada illustrasi jualan. Bakal pemunya polisi adalah dinasihatkan untuk membaca dan memahami maklumat yang tercetak pada setiap muka
surat.
Win MP (Ever & EverLove Plus Series) Version 5.6 (Agency) Last Updated 01 Aug 2017 - E&OE-
Page 10 of 13 Ref: SI20170907-0001
Level 3, Tower B, PJ City Development, No. 15A Jalan 219, Seksyen 51A, 46100 Petaling Jaya, Selangor. Tel: 03-7650 1818 Fax: 03-7650 1991 Website: www.hla.com.my
Printed On: 9/7/2017 11:41:10AM Code : A0070851 Prepared By : HOO PAN YEN
Unjuran Nilai Dana jika ditukar kepada Polisi Berbayar Terkurang pada tarikh ulang tahun polisi ke-6
Unjuran ini adalah bedasarkan kepada butiran-butiran berikut: Nota-nota:
1. Caj tunggal berbayar terkurang akan ditolak daripada HLA Cash Fund terlebih dahulu. Jika HLA Cash Fund tidak mencukupi, kami akan menolak caj tersebut
Item Amaun Tempoh Jumlah secara berkadaran daripada Dana-dana lain yang dipilih untuk membayar amaun kekurangan caj tunggal berbayar terkurang.
tahunan (Tahun) 2. Jika HLA Cash Fund mencukupi untuk penolakan caj tunggal berbayar terkurang, amaun baki akan dilaburkan ke dalam Dana-dana lain yang dipilih secara
Premium Asas 2,400.00 6 14,400.00 berkadaran.
3. Sila merujuk kepada jadual “Opsyen pada Kematangan Dana”.
"-" Berdasarkan unjuran, nilai akaun telah habis sepenuhnya.
"*" Berdasarkan unjuran, nilai akaun tidak mencukupi untuk penukaran polisi kepada pelan berbayar terkurang.
Premium Tambahan dibenarkan walaupun setelah penukaran kepada Polisi Berbayar Terkurang.
Berbayar Terkurang hanya berkenaan dengan Pelan Asas.
Jika tempoh bayaran premium rider lebih daripada 6 tahun, pembayaran premium rider harus diteruskan.
Semua nombor di bawah adalah tidak terjamin, nilai dana sasaran adalah berdasarkan andaian berikut:
· Kadar penumbuhan dana yang dinyatakan dalam seksyen Unjuran Kadar Pulangan Pelaburan . Pengeluaran separa/ berkala daripada dana-dana.
· Unit Bonus Terjamin diliputi. . Premium Tambahan diperuntukkan ke dalam dana-dana.
Jika anda telah memilih untuk 100% dibayar Pendapatan Tahunan/Bulanan Terjamin, amaun dibayar tersebut tidak akan dipaparkan dalam jadual bawah. Sila rujuk seksyen “Ilustrasi Rider tanpa Pengunitan” atau “Ringkasan Pelan Asas
dan Rider” untuk butiran. Jika anda telah memilih untuk melabur semula sebahagian / semua Pendapatan Tahunan/Bulanan Terjamin, tersebut telah diambil kira dalam jadual bawah.
BULL
HLA HLA HLA HLA Value HLA Venture HLA Venture HLA Venture HLA Venture HLA Dana HLA Venture HLA Secure HLA Venture HLA Cash Jumlah
EverGreen EverGreen EverGreen Fund Flexi Fund Growth Blue Chip Dana Putra Suria Managed Fund Income Fund Fund
2028 Fund 2030 Fund 2035 Fund Fund Fund Fund
Nilai Dana Unjuran Akaun Unit Asas
0 0 5,685 0 0 0 5,507 0 0 0 0 0 0 11,191
pada tarikh ulang tahun polisi ke-6
Nilai Dana Unjuran Akaun Unit Asas
serta-merta selepas penolakan Caj 0 0 5,227 0 0 0 5,063 0 0 0 0 0 0 10,290
Berbayar Terkurang 1
Nilai Dana Unjuran Akaun Unit Asas
serta-merta selepas pelaburan semula baki 0 0 5,227 0 0 0 5,063 0 0 0 0 0 0 10,290
HLA Cash Fund 2
Amaun Pengeluaran Unjuran pada
0 0 0 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
kematangan dana 3
Nilai Dana Unjuran Akaun Unit Asas
N/A N/A 10,756 0 0 0 9,337 0 0 0 0 0 0 20,092
pada akhir tahun polisi ke-15
Nilai Dana Unjuran Akaun Unit Asas pada
N/A N/A N/A 0 0 0 16,241 0 0 0 0 19,193 0 35,435
akhir tahun polisi ke-25
Saya faham bahawa opsyen berbayar terkurang hanya boleh dilaksanakan sekiranya nilai akaun Akaun Unit Asas adalah mencukupi untuk membayar caj tunggal berbayar terkurang. Caj tunggal berbayar terkurang akan digunakan untuk
membiayai yuran polisi dan caj insurans bagi Pelan Asas untuk baki tempoh. Nilai akaun setelah pembayaran terkurang mungkin akan lebih rendah daripada nilai akaun jika pembayaran premium saya diteruskan. Semakin banyak saya
mampu menyimpan, semakin tinggi nilai akaun yang saya mungkin dapat.
Nama Pemunya Polisi No. Kad Pengenalan Tandatangan Pemunya Polisi Tarikh
This sales illustration consists of 13 pages and each page forms an integral part of the sales illustration. A prospective policy owner is advised to read and understand the information printed on each and every page.
Illustrasi Jualan ini mengandungi 13 muka surat and setiap muka surat membentuk sebahagian daripada illustrasi jualan. Bakal pemunya polisi adalah dinasihatkan untuk membaca dan memahami maklumat yang tercetak pada setiap muka
surat.
Win MP (Ever & EverLove Plus Series) Version 5.6 (Agency) Last Updated 01 Aug 2017 - E&OE-
Page 11 of 13 Ref: SI20170907-0001
Level 3, Tower B, PJ City Development, No. 15A Jalan 219, Seksyen 51A, 46100 Petaling Jaya, Selangor. Tel: 03-7650 1818 Fax: 03-7650 1991 Website: www.hla.com.my
Printed On: 9/7/2017 11:41:10AM Code : A0070851 Prepared By : HOO PAN YEN
Saya faham bahawa opsyen berbayar terkurang hanya boleh dilaksanakan sekiranya nilai akaun Akaun Unit Asas adalah mencukupi untuk membayar caj tunggal berbayar terkurang. Caj tunggal berbayar terkurang akan digunakan untuk
membiayai yuran polisi dan caj insurans bagi Pelan Asas untuk baki tempoh. Nilai akaun setelah pembayaran terkurang mungkin akan lebih rendah daripada nilai akaun jika pembayaran premium saya diteruskan. Semakin banyak saya
mampu menyimpan, semakin tinggi nilai akaun yang saya mungkin dapat.
Nama Pemunya Polisi No. Kad Pengenalan Tandatangan Pemunya Polisi Tarikh
This sales illustration consists of 13 pages and each page forms an integral part of the sales illustration. A prospective policy owner is advised to read and understand the information printed on each and every page.
Illustrasi Jualan ini mengandungi 13 muka surat and setiap muka surat membentuk sebahagian daripada illustrasi jualan. Bakal pemunya polisi adalah dinasihatkan untuk membaca dan memahami maklumat yang tercetak pada setiap muka
surat.
Win MP (Ever & EverLove Plus Series) Version 5.6 (Agency) Last Updated 01 Aug 2017 - E&OE-
Page 12 of 13 Ref: SI20170907-0001
Level 3, Tower B, PJ City Development, No. 15A Jalan 219, Seksyen 51A, 46100 Petaling Jaya, Selangor. Tel: 03-7650 1818 Fax: 03-7650 1991 Website: www.hla.com.my
Printed On: 9/7/2017 11:41:10AM Code : A0070851 Prepared By : HOO PAN YEN
Saya faham bahawa opsyen berbayar terkurang hanya boleh dilaksanakan sekiranya nilai akaun Akaun Unit Asas adalah mencukupi untuk membayar caj tunggal berbayar terkurang. Caj tunggal berbayar terkurang akan digunakan untuk
membiayai yuran polisi dan caj insurans bagi Pelan Asas untuk baki tempoh. Nilai akaun setelah pembayaran terkurang mungkin akan lebih rendah daripada nilai akaun jika pembayaran premium saya diteruskan. Semakin banyak saya
mampu menyimpan, semakin tinggi nilai akaun yang saya mungkin dapat.
Nama Pemunya Polisi No. Kad Pengenalan Tandatangan Pemunya Polisi Tarikh
This sales illustration consists of 13 pages and each page forms an integral part of the sales illustration. A prospective policy owner is advised to read and understand the information printed on each and every page.
Illustrasi Jualan ini mengandungi 13 muka surat and setiap muka surat membentuk sebahagian daripada illustrasi jualan. Bakal pemunya polisi adalah dinasihatkan untuk membaca dan memahami maklumat yang tercetak pada setiap muka
surat.
Win MP (Ever & EverLove Plus Series) Version 5.6 (Agency) Last Updated 01 Aug 2017 - E&OE-
Page 13 of 13 Ref: SI20170907-0001
Level 3, Tower B, PJ City Development, No. 15A Jalan 219, Seksyen 51A, 46100 Petaling Jaya, Selangor. Tel: 03-7650 1818 Fax: 03-7650 1991 Website: www.hla.com.my