Transaction Maintainance

1. Cash Payment in Finacle (TM)

Only members of cash department (cashier/Tellers/ Head Cashier) are authorised to pay
cash to the customer. Cash can be paid only on the strength of written instruction on the
face of a debit instrument, i.e. cheque, Draft, TD Receipt ( less than Rs 20,000/in case of
DD/TD ) or any other debit voucher. Cash is also paid against Withdrawal Slip containing
thereon written instruction for payment.

When cheque/debit instrument is presented over the counter, the paying cashier/Teller
should scrutinise the following to ensure that

a. the date of the cheque is in order, i.e. it is not stale or post dated.
b. the cheque is signed by the customer and it bears the signature of customer or its
presentor on the reverse.
c. the amount in words and figure agrees and payee’s name is written on the instrument.
d. the debit voucher is signed by authorised Officer(s).
e. the presentor has been properly identified if it is a Demand Draft or a Pay Order.

On being satisfied with the above check points, the cheque/debit instrument is entered by
the CTO/ Teller in the system, and the same is passed on to the verifying officer for Posting/
Verification.

Cash Payment Step-By-Step (assuming the Teller has sufficient power to pass
the cheque)

01. TM - Enter
02. A - F4 - Type C - Tab - NP - F4
03. Mention Customer A/c Id - F4
04. Check Mode of operation - Signature by Pressing F9 - Effective Available balance in
Customer A/c.
05. Mention withdrawl Amount - Tab - D (Debit) - Tab - Tab (Move to narration field)
06. Type "Cash Payment" - Move to Instrument Type Field - Type CHQ
07. Tab - Instrument No - Tab - Instrument Date - F4
08. With Option "E", Press Down arrow to create Credit Part Tran
09. Now Move to Debit Part Tran (customer part) using arrow.
10. Remove 'E' and type 'P' in option - Press F4 to Post Part Tran
11. Use arrow to move Credit Part Tran and press F4 to post this part also
12. Press F10 and Note down the Tran ID.
16. Now stamp & sign the Cheque, take acknowledgement on reverse, mention
denomination, and hand over Cash to customer

Verification (By Supervisor)

01. TM - Enter
02. V - F4 - Tran ID - F4
03. Option "L' (List Part Tran) - F4 - F3
04. Press F10 to complete the task
Transaction Maintainance
Cash Payment Step-By-Step (assuming the Teller has no passing power)

01. TM - Enter
02. A - F4 - Type C - Tab - NP - F4
03. Mention Customer A/c Id - F4
04. Check Mode of operation - Signature by Pressing F9 - Effective Available balance in Customer
A/c.
05. Mention withdrawl Amount - Tab - D (Debit) - Tab - Tab (Move to narration field)
06. Type "Cash Payment" - Move to Instrument Type Field - Type CHQ
07. Tab - Instrument No - Tab - Instrument Date - F4
08. With Option "E", Press Down arrow to create Credit Part Tran
09. Press F10 and Note down the Tran ID and send for posting-cum-verification

Posting-cum-Verification (By Supervisor)

01. TM - Enter
02. M (Modify) - F4 - Tran ID - F4 - F9 (Verify Signature) - F4
03. Option "L' (List Part Tran) - F4 - F3
04. Now Move to Debit Part Tran (customer part) using arrow.
05. Remove 'L' and type 'P' in option - Press F4 to Post Part Tran
06. Use arrow key again to move Credit Part Tran and press F4 to post this part also
07. Press F10 to complete the task
08. Send the Cheque to Teller for cash payment to customer
Transaction Maintainance

2. Cash Desposit in Finacle (TM)

Cash transaction is one of the key activities through which a bank carries on its business.
Finacle provides the facility for handling of cash.

There are three types of cash transaction, viz. (a) Cash Receipt, (b) Cash Payment, and (c)
Cash Remittance. Receipt of cash means depositing/ crediting of cash into Savings, Current,
Term Deposit, Cash Credit, Overdraft, Loan & Office accounts.

Web Menu Option: TM

Receive the Deposit Slip, Cash and scrutinize slip and count cash. Next enter transaction
details in Finacle.

01. TM - Enter
02. A - F4 - Type C (cash) - NR (Normal Receipt) - F4
03. Mention Customer A/c Id - F4
04. Mention Amount - Tab - C (Credit) - Tab - Tab (Move to narration field)
05. Type "Deposit By Cash" - F4 to create the Credit Part Tran (Customer Part)
06. Being present at Specify Option Field with option "E", Press Down arrow to create Debit
Part Tran,
07. Now Post all the Part Trans, Change the option 'E' to 'P'
08. Move to Credit Part Tran using arrow - Press F4 - Move to Debit Part Tran - Press F4
09. Once all the Part Trans are posted (mark for Posting Requested message) Press F10
10. Note down the TRAN ID on the Pay-in Slip.
.
Now stamp, sign the deposit slip and give the counter foil to customer and the hook the pay-
in slip.
Transaction Maintainance

3.