CHAPTER NO 1

EXECUTIVE SUMMARY

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 EXECUTIVE SUMMARY
The investment weather in India has stepped forward considerably considering the fact
that the opening up of the economic system in 1991. This is essentially attributed to ease
in FDI norms throughout sectors of the economic system. With an aim to attract and
promote FDI, government of India (GOI) has put in vicinity a policy framework on FDI,
that's transparent, predictable and easily comprehensible.

India received file FDI people $223 bn all through 2000 -19. Sectors which include
services, laptop software program & hardware, Telecommunications, trading, creation
attracted the best FDI.

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ACKNOWLEDGEMENT

I extend my sincere thanks to you all those who helped me in the completion of
this project. Without their help and guidance this project would not be what it is. I
specially extend my heartfelt thanks to my faculty guide MRS. UNMESH ALAWANI
for helping me at every step, and guiding me in every way possible. This project would
not have been successful without his help and continuous guidance throughout. A special
note of thanks also goes out to the people from various fields for giving me their precious
time for helping me with this project

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CHAPTER NO:2

INTRODUCTION

4
 INTRODUCTION

What is foreign direct investment?

Meaning

These 3 letters stand for foreign direct investment. The simplest clarification of FDI
might be an instantaneous investment by an employer in a commercial venture out of the
country. A key to setting apart this movement from involvement in other challenge
overseas

is that the enterprise enterprise operates absolutely outside the financial system of the
employer’s domestic U.S.A. The making an investment organization need to manipulate
10% or more of the voting electricity of the new challenge.

in line with history the U.S.A was the chief inside the FDI interest relationship returned
as a ways as the give up of worldwide conflict II. commercial enterprise from other
countries have taken up flag of the FDI, such as many that had been not in an economic
role to accomplish that just a few year ago.

The definition of FDI initially intended that the investing business enterprise won a
considerable variety of shares of the new task. In current years, but groups were able to
make a foreign direct investment that is sincerely lengthy-term control manipulate in
place of direct investment in constructing and equipment.

FDI boom has been a key aspect in the international nature of commercial enterprise that
many are acquainted with inside the 20 first century. The boom has been facilitated with
the aid of changes in regulations both inside the originating us of a and inside the us of a
where the new installment is to be build. organization from a number of the nations that
lead the world economic system Have observed fertile soil for FDI in nation wherein
commercial improvement changed into restrained, if it existed at all. The bucks invested
in such developing U.S.A projects multiplied 40 instances over inside the less than 30
years. The m1tary power of the making an investment groups have sometimes meant
failure for smaller competitor in the goal country. 1 of the motives is that foreign direct
investment in building and gadget n1theless m1y owed for a huge majority of FDI

5
activity. business enterprise from the originating us of a gain a signification economic
foothold in the host country. despite this issue, host countries might also welcome FDI
because of the fine impact it has on the smaller financial system.

foreign direct investment is measure of Foreign ownership of productiveness belongings,

which includes factories, mines and land. increasing foreign direct investment can be
used as 1 measure of growing financial globalization. determine beneath suggests net
inflows of foreign investment arise among the industrialized countries (north the us,
western Europe and japan). however, flows to non-industrialized countries are growing
sharply. foreign direct investment refers to long term participation through U.S.A. A into
united states of America B.

It’s usually involves participation in management, joint challenge, switch of generation

and knowledge. There are 2 kinds of FDI; inward foreign direct investment and outward
foreign direct investment, ensuing in a net FDI influx (tremendous or bad). foreign direct
investment as a percentage of gross domestic product (GDP). FDI displays the goal of
acquiring a lasting hobby with the aid of a resident entity in an economic system (direct
investor) in an entity resident in an economy aside from that of the investor (direct
investment corporations). The lasting hobby implied the lifestyles of an extended-term
courting between the direct investor and the organizations and a significance diploma of
influence on the management of the company. Direct investment includes both the initial
transaction between the 2 entities and all next capital transaction between the and among
affiliated organizations, each in corporation and noncorporation

• foreign direct investment: when a company invests at once in production or

different facilities, over which it has effective control, out of the country.

• manufacturing FDI requires the established order of production facilities.

• provider FDI requires building services facilities or an investment foothold thru

capital contribution or constructing offices centers.

• foreign Subsidiaries- oversea gadgets or entities.

• Host U.S.A- the country wherein a foreign subsidiary operates.

6
• waft of FDI the amount of FDI out of or into a rustic.

• stock of FDI general gathered fee of foreign owned property.

• Outflow/ influx of FDI out of or into a rustic.

• Foreign Portfolio investment by using people, firms, or public bodies in foreign

economic tool.

• stocks, bonds, different sorts of debt.

• Differs from FDI which is to investment in bodily property.

DEFINATION

Foreign direct Investment is that investment that's made to serve the business interest of
the investor in an agency, which is in a specific nation awesome from the investor’s
U.S.A. of foundation. A determine enterprise agency and its Foreign associate are the 2
facets of the FDI dating. collectively they're comprising an MNC.

The discern business enterprise via its foreign direct investment attempt seeks to physical
games massive control over the Foreign associate’s organization. manipulate as defined
through the UN, is possession of greater than or equal to ten% of ordinary stocks or
access to vote casting rights in an incorporation firm. For an incorporation firm 1 needs to
don't forget an equivalent criterion. possession percentage amounting to much less than
that stated above is termed as portfolio investment and isn't categorized as FDI.

FDI is any form of investment that earns interest in establishments which function out of
doors of the domestic territory of the investor. FDIs require a commercial enterprise
dating among a parent corporation and its foreign subsidiary. foreign direct commercial
enterprise relationship provide rise to multinational corporations. For an investment to be
regarded as an FDI, the parent firm wishes to have at the least 10% of the normal share of
its Foreign affiliates. The making an investment company may qualify for an FDI if it
very own voting electricity in a business agency operating in another country.

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HISTORICAL BACKGROUND OF FDI

Inside the years after the 2nd international battle global FDI was dominated with the aid of
the united states, as a great deal of the arena recovered from the destruction delivered
with the aid of the warfare. the us accounted for around 3 quarters of new FDI (along
with reinvested earnings) between 1945 and 1960. when you consider that that time FDI
has unfold to become a certainly international phenomenon no longer the unique hold of
OECD countries.

FDI Has grown in importance in the international economy with FDI shares now
constituting over 20 percent of worldwide GDP. FDI is a measure of Foreign possession
of efficient property, including factories, mines and land. growing Foreign investment
can be used as 1 measure of growing monetary globalization. discern below indicates net
inflows of foreign direct investment as a percentage of GDP. the largest flows of foreign
investment arise between the industrialized international locations (North the us, Western
Europe and Japan). however, the flows to non-industrialized countries are increasing
sharply.

FOREIGN DIRECT INVESTOR

A foreign direct investor is an person, an incorporated or unincorporated public or

personal enterprises, a central authority, a collection or associated people, or a group of
related included and unincorporated firms which has a direct investment agency – that
could be a subsidiary, partner or department – operation in a country aside from the
countries of house of the foreign direct investor or an investors.

FOREIGN DIRECT INVESTMENT IN INDIA

The economy of India is the world as measured by purchasing power parity (PPP), with a
gross domestic product (GDP). FDI equity inflow in India in 2018-19 stood at US $
44.37 Billon, indicating that government effort to improve ease of doing business and
relaxation in FDI norms is yielding results.

8
Data for 2018-19 indicates that the service sector attracted the highest FDI equity inflow
of US$9.16 billion, followed by computer softer and hardware - US$6.42 billion, trading
- US$ 4.46 billion and telecommunication - US$ 2.67 billion. Most recently, the total FDI
equity inflows for the month of march 2019 touched US$ 3.60 billion.

During 2018-19 India received the maximum FDI equity inflow from Singapore (US$
16.23 billion), Followed by Mauritius (US$ 8.08 billion), Netherlands (US$ 3.87 billion),
U.S.A (US$ 3.14 billion), and Japan (US$ 2.97 billion)

FDI in India includes, FDI inflow as well as FDI outflow from India. Also, FDI and FII
(foreign institutional investor) are separate case study while preparing a report on FDI
and economic growth in India. FDI and FII in India have registered growth in terms of
both FDI flows in India and outflow in India. The FDI statistic and data are evident of the
emergence of India as both a potential investment market and investing country. FDI has
helped the India have economy grow, and the government continues to encourage more
investing of this sort -but with $5.3 billion FDI. FDI in India has played an important role
in the development of the Indian economy. FDI in India has in a lot of ways enabled
India to achieve a certain degree of financial stability, growth and development. This
m1y has allowed India focus on the area that may have needed economic attention and
address the various problems that continue to challenge the country. India has continually
sought to attract FDI from the world’s major investors.

9
INVESTMENT RISKS IN INDIA

Sovereign risk

India is an effervescent parliamentary democracy on account that its political freedom

from British rule more than 50 years in the past. The us of a does no longer face any
actual chance of a serious revolutionary motion which might lead to a disintegrate of
kingdom machinery. Sovereign threat in India is subsequently nil for each "foreign direct
investment" and "Foreign portfolio investment." Many industrial and commercial
enterprise homes have restrained themselves from making an investment within the
North-eastern a part of the united states due to volatile situations. Never the-less investing
in those elements is beneficial due to the rich mineral reserves right here and excessive
degree of literacy. Kashmir on the northern tip is a militancy affected place and hence
investment inside the state of Kashmir are restricted by regulation.

Political risk

India has enjoyed successive years of elected representative government at the Union as
well as federal level. India suffered political instability for a few years inside the
experience there was no single party which gained clear majority and for this reason it
caused the formation of coalition governments. but, political stability has firmly lower
back considering that the overall elections in 1999, with strong and healthful coalition
governments rising. n1theless, political instability did now not change India's bright
financial route although it behind schedule sure choices relating to the financial system.
m1tary liberalization which more often than not fascinated foreign traders has been
accepted as crucial by way of all political events along with the Communist celebration
of India (Marxist) that's dead towards a loose economic global.

Political instability in India, in terms of various ideologies of political events therefore

posed no investment danger to Foreign buyers as no coverage framed by using a beyond
authorities has been upturned with the aid of any successive government so far. though
there are bleak probabilities of political instability inside the destiny, although such a

10
scenario arises the monetary coverage of India could infrequently be affected. Being a
robust-democratic country, the chances of a military coup or foreign dictatorship are
minimal. consequently, political chance in India is nearly absent.

Commercial risk

Commercial risk exists in any enterprise ventures of a country. now not every and each
products or services is profitably familiar within the market. subsequently it's miles really
helpful to study the call for / supply condition for a particular product or service earlier
than making any essential investment. In India you can still avail the facilities of a large
variety of marketplace studies companies in alternate for an expert fee to examine the
kingdom of call for / deliver for any product. As it is, coming into the purchaser market
includes some kind of gamble and therefore includes commercial risk.
Risk due to terrorism

Within the latest past, India has witnessed several terrorist assaults on its soil that can
have a terrible impact on investor confidence. not handiest enterprise surroundings and
go back on investment, but also the overall security conditions in a nation have an effect
on FDI's. although some of the economic professionals think otherwise. They consider
the negative effect of terrorist attacks might be a quick term phenomenon. in the long run,
it's far the micro and macro-economic conditions of the Indian economy that would
determine the drift of foreign investment and in this regard, India might stay a good
investment destination.

11
FDI policy in India

Foreign direct investment policy

The FDI policy is reviewed on an ongoing basis, on the way to making it greater
investor-pleasant. to attract higher stages of FDI, authorities has put in region a liberal
policy on FDI, beneath which FDI up to a 100%, is authorized, beneath the automated
direction, in most sectors/activities. big adjustments have been made within the FDI
coverage regime nowadays, to ensure that India stays an an increasing number of
attractive investment vacation spot. The branch plays an energetic role within the
liberalization and explanation of the FDI policy. toward this stop, it's been constructively
engaged in tremendous stakeholder consultations on diverse aspects of the FDI coverage.

India is many of the world’s quickest growing economies and stays a top market for
foreign direct investments (FDI) globally.

According to the department of business policy and merchandising (DIPP), overall FDI
investments in India inside the first 9 months of financial 12 months (FY) 2019 (April –
December 2018) had been approximately US$ 33.5 billion. The offerings quarter
attracted the highest FDI fairness inflow people$ 6.5 billion, followed by means of pc
software program and hardware – US$ 4.9 billion, and telecommunication – US$ 2.2
billion.

The pinnacle sources for the FDI have been Singapore, with US$12.9 billion, Mauritius
US$6 billion, Netherland US$2.9 billion, and Japan US$2.2 billion. Mauritius is a
favorite hotspot for foreign buyers, Indians dwelling overseas, as well as Indian
companies to course money into or out of India.

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Types of foreign direct investment: An overview

1. Inward FDI

• Inward FDI is a specific form of inward investment when Foreign capital is invested in
nearby resources.

Inward FDI is advocated by way of:

• Tax breaks, subsidies, low interest loans, lifting of positive regulations.

• long time gain is well worth extra than the quick time period loss.

Inward FDI is limited via:

• possession limits.

• Differential performance requirements.

2. Outward FDI

• called as “direct investment overseas”.

• local capital is invested in foreign sources.

Outward FDI is recommended through:

• govt.-subsidized coverage to cover hazard.

Outward FDI is confined by using:

• Tax incentives or disincentives on companies that invest outside of the houses.

• Subsidies for neighborhood commercial enterprise.

3. Horizontal FDI
Horizontal FDI occurs whilst a company investment is made for carrying out the
similar business operations out of the country.

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 Horizontal FDI, where multi-plant corporations duplicate roughly the equal
activities in more than 1 countries, has been distinguished from vertical FDI, in
which companies discover exclusive levels of production in distinctive
international locations. the majority of FDI is horizontal rather than vertical.
4. Vertical FDI
Vertical integration is the expansion of a company into a stage of the
manufacturing process aside from that of the unique enterprise.
An agency investing within the equal commercial enterprise abroad that it
operates regionally is a case of a horizontal FDI. however, vertical FDI happens if
an organization invests in an enterprise that plays the position of a dealer or a
distributor.
5. Congeneric mergers: Companies that serve the same customer base in 1-of-a-
kind methods, together with a television manufacturer and a cable agency.

• Market-extension merger: organizations that sell the identical products in

special markets.
• Product-extension merger: businesses promoting special however related
merchandise inside the same market.
6. Conglomeration: Agencies that haven't any common-place commercial
enterprise areas.

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Entities for FDI

• FDI in partnership firms

(i) A Non-Resident Indian: NRI or some1 of Indian foundation (PIO)
resident out of doors India can invest within the capital of a firm or a
proprietary challenge in India on non-repatriation foundation:

(a) quantity is invested with the aid of inward remittance or out of NRE/FCNR(B)/NRO
account maintained with authorized sellers / authorized banks.

(b) No investment not engaged in any agricultural/plantation or actual estate business or

print media quarter.

(c) quantity invested shall now not be eligible for repatriation outdoor India.

(ii) Investments with repatriation choice: For availing repatriation choice, NRIs/PIO may
also search for earlier permission of Reserve bank for investment in sole proprietorship
issues/partnership firms. The application will be decided in consultation with the
authorities of India

(iii) investment by using non-citizens aside from NRIs/PIO: a person resident outside
India aside from NRIs/PIO might also make a software and are looking for previous
approval of Reserve bank for making investment in the capital of a firm or a
proprietorship concern or any affiliation of 6teen individuals in India. The utility may be
decided in session with the authorities of India.

(iv) Regulations: No spend m1y on a firm or proprietorship subject engaged in any

agricultural/plantation activity or actual property business or print media.

• FDI in challenge Capital Fund (VCF):

FVCIs are allowed to put m1y into Indian undertaking Capital Undertakings (IVCUs)
/challenge Capital price range (VCFs) /other corporations.

• FDI in Trusts: FDI in Trusts apart from VCF isn't always authorized.
• FDI in an Indian agency: Indian corporations can trouble capital towards FDI.

15
 • FDI in restricted liability Partnerships (LLPs):

(a) FDI may be allowed, thru the authorities approval course, only in LLPs working
in sectors/activities in which a 00% FDI is authorized, through the automatic
direction and there aren't any FDI linked performance situations (which includes
‘Non-Banking Finance companies’ or ‘development of Townships, Housing, built-up
infrastructure and construction-development projects’ and many others.).

(b) LLPs with FDI will now not be allowed to operate in agricultural/plantation
pastime, print media or actual estate enterprise.

(c) An Indian organization, having FDI, could be permitted to make downstream

investment in an LLP most effective if both-the agency, in addition to the LLP- are
working in sectors where 1 00% FDI is permitted, thru the automatic direction and
there aren't any FDI-linked performance conditions.

(d) LLPs with FDI will now not be eligible to make any downstream investments.

Entry routes for FDI

Investment can be made by non-residents in the equity shares, compulsory and

mandatory convertible debenture, compulsory and
mandatory convertible preference share of an Indian
company through 2 routes:

• The automatic route:

FDI in sectors/sports approved below automated route does no longer require any
earlier approval either through the government or RBI. The traders are handiest
required to notify the nearby office involved of RBI within 30 days of receipt of
inward remittances and document the required files with that office inside 30 days of
difficulty of stocks to foreign investors.

• The government route:

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FDI in activities no longer covered beneath the automatic path require prior government
approval. Such proposals are taken into consideration with the aid of the foreign
investment promotion Board (FIPB), a central authority frame that gives single window
clearance for proposals on Foreign investment in the U.S.A that aren't allowed access
through the automatic course.

The strategic logic behind FDI

Exceptional MNEs would possibly have extraordinary strategic logic underlying FDI. aid
in search of FDI attempts to gather precise assets at a lower real fee than can be acquired
in the domestic us of a. aid seekers can be further categorized into 3 businesses: the 1s
seeking physical sources; those searching for reasonably-priced and/or skilled hard work;
and people searching for technological, organizational, and managerial talents.
marketplace-in search of FDI attempts to comfy marketplace proportion and sales boom
inside the goal foreign market. other than market size and the possibilities for
marketplace growth, the reasons for marketplace-searching for FDI include conditions in
which

(a) the company’s fundamental suppliers or customers have set up Foreign generating
facilities abroad and the company needs to follow them distant places;

(b) the company’s merchandise needs to be tailored to neighborhood tastes or wishes,

and to indigenous sources and talents.

(c) the firm considers it essential, as a part of its global production and advertising
method, to hold a physical presence within the leading markets served by its competitors.
efficiency-looking for FDI attempts to rationalize the structure of mounted resource-
primarily based or advertising and marketing-in search of investment in this type of
manner that the firm can gain from the common governance of geographically dispersed
activities. MNEs with this purpose typically purpose to take gain of different aspect
endowments, cultures, financial systems and regulations, and marketplace structures by
way of concentrating manufacturing in a limited quantity of locations to supply a couple
of markets. finally, strategic asset-searching for FDI tries to collect the property of
foreign corporations to be able to promote their long-time period strategic goals,

17
specifically advancing their global competitiveness. MNEs with this intention regularly
establish worldwide strategic alliances or accumulate neighborhood corporations.

Emerging trends in global in FDI.

A few least developing economies has failed in attracting FDI inflows because of
principal political and macroeconomic instability, low growth, susceptible infrastructure,
poor governance, inhospitable regulatory environment and sick-conceived investment
promoting techniques adopted by those nations. The primary elements which want
instantaneous motion and approach are as follows:

• Promotion of exchange and investment relations some of the countries;

• Availability of incentives from the host international locations to Foreign investors;

• Intensified completion for FDI in developing economies;

• Regional sample of FDI; and

• Rising troubles and demanding situations in 21st century.

FDI inflow to India

FDI inflows to developing international locations in Asia rose with the aid of 3.9 percent
to USD 512 billion in 2018, with growth taking place mainly in China, Hong Kong,
Singapore, Indonesia and different ASEAN international locations, in addition to India
and Turkey.

Foreign Direct investment (FDI) to India grew through 6 in step with cent to USD 42
billion in 2018, with sturdy inflows within the manufacturing, communication and
m1tary services sectors, and pass-border merger and acquisition activities, according to a
UN document that ranked India a few of the top 20 host economies for FDI inflows in
2017-18.

Investment in India the subregion's biggest recipient rose with the aid of 6 percent to
USD 42 billion with strong inflows in manufacturing, verbal exchange, m1tary services
and pass-border merger and acquisition (M&A) sports, the file said.

18
The report delivered that India has traditionally accounted for 70 to 80 in percent of
inflows to the subregion. similarly, the boom in pass-border M&As for India from USD
23 billion in 2017 to USD 33 billion in 2018 changed into normally because of
transactions in retail trade (USD 16 billion), which incorporates e-trade, and
telecommunication (USD 13 billion).

It stated that first-rate mega-deals covered the purchase of Flipkart, India's biggest e-trade
platform, through American large Walmart. further, telecommunication deals involving
Vodaf1 (United Kingdom) and American Tower (US) amounted to USD 2 billion.

The report added that India and the UAE, not historically within the pinnacle 20 outward
investor nations, had been additionally considered as some of the top ten maximum
critical assets of FDI for the 2019 to 2021 period.

In addition, potentialities for FDI inflows into South Asia are largely decided with the aid
of expectancies of growing investment into India. announced greenfield investment
within the united states doubled to USD 50 6 billion in 2018, with projects in a number of
production industries, consisting of car, the file said.

Inflows to Sri Lanka also reached a file degree of USD 1.6 billion, driven by means of
strong Asian investments, along with from China, India and Singapore.

Outflows to Asia extended by using 31 percent to USD 49 billion. Outflows to most

principal economies in the area expanded, together with the 1s to China (up 12 in step
with cent to USD 10 billion), India (doubling to USD 3.2 billion) and the Republic of
Korea (trebling to USD 4.8 billion) ….

The file stated sturdy financial fundamentals within the Asian subregion will retain to
attract marketplace-searching for FDI. in addition, low- fee and aid-wealthy international
locations will continue to be attractive locations for performance-looking for and aid-
searching for FDI.

Growing and transition economies capture 45 in step with cent of all innovation-related
FDI. tasks in growing Asia are transforming a few economies, inclusive of Singapore,
Hong Kong (China), India and Malaysia, into international hubs of carried out studies.

19
All subregions in growing Asia are predicted to receive better inflows. prospects are
underpinned with the aid of a doubling in price of announced greenfield tasks in the
place, suggesting persisted increase capacity for FDI.

However, uncertainties stemming from international trade tensions should weigh on the
temper. On outflows, bilateral cooperation beneath the Belt and avenue Initiative is
predicted to keep to encourage outward FDI along the routes, in particular in
infrastructure, it stated.

The record menti1d that numerous nations followed new guidelines on ownership of land
with the aid of foreign buyers. In February 2019, India brought several restrictive
adjustments in its FDI coverage for e-commerce as a way to protect the interests of
domestic offline outlets.

The document also cited that the largest proportion of the world's special economic z1s is
in Asia. Of the 5,400 unique m1tary z1s (SEZs) within the global, more than 4,000 are in
developing nations in Asia.

China hosts the maximum, at extra than 2,500, observed by Philippines (528), India (373)
and Turkey (102).

India, South Korea, the Philippines, and Turkey are that specialize in statistics and
technology z1s, at the same time as West Asia favors offerings and most of South-east
Asia seeks to attract exceptional varieties of production.

Government initiatives toward FDI

As of February 2019, the authorities of India are operating on an avenue map to gain its
intention people$ a 100 billion worth of FDI inflows.

In February 2019, the authorities of India released the Draft country wide e-commerce
policy which encourages FDI inside the marketplace version of e-trade. similarly, it states
that the FDI policy for e-trade sector has been evolved to ensure a level playing field for
all participants.

20
Authorities of India is planning to don't forget a 100 percent FDI in insurance
intermediaries in India to present a boost to the arena and attracting extra budget.

In December 2018, the government of India revised FDI rules related to e-trade. As
according to the regulations 100 percent FDI is authorized in the marketplace based
totally version of e-trade. also, income of any vendor through an e-commerce market
entity or its organization businesses were restricted to 20-5 in step with cent of the whole
sales of such vendor.

In September 2018, the authorities of India released the country wide digital
Communications policy, 2018 which envisages growing FDI inflows in the
telecommunications quarter to US$ a 100 billion by means of 2022.

In January 2018, government of India allowed foreign airways to put m1y into Air India
up to 40 9 percent with authority’s approval. The investment can't exceed 49 per cent at
once or circuitously.

No government approval will be required for FDI up to a volume of 100 percent in real
estate dealer services.

In September 2017, the government of India asked the states to recognition on

strengthening unmarried window clearance system for instant-tracking approval
processes, with a view to boom eastern investments in India.

The Ministry of trade and enterprise, authorities of India have eased the approval
mechanism for foreign direct investment (FDI) proposals by using doing away with the
approval of department of revenue and mandating clearance of all proposals requiring
approval within ten weeks after the receipt of utility.

The authorities of India are in talks with stakeholders to in addition ease Foreign direct
investment (FDI) in defense beneath the automated path to 51 in step with cent from the
contemporary 49 percent, with a purpose to provide a boost to the Make in India initiative
and to generate employment.

21
In January 2018, government of India allowed 100 percent FDI in single logo retail
through automatic path.

22
 CHAPTER NO: 3

INDUSTRY OVERVIEW

23
INDUSTRY OVERVIEW: FDI

24
 SECTORS ATTRACTING HIGHEST FDI

Rank Sectors 2016-17 2017-18 2018- Cumulative % age

s (April- (April- 19 inflow to total
march) march) (April- (april’15- Inflows
march) march’19) (In terms
of US$)

1 SERVICES SECTOR 58,214 43,249 63,909 416,301 18%

(8,684) (6,709) (9,158) (74,149)

2 COMPUTER 24,605 39,670 45,297 221,756 9%

SOFTWARE & (3,652) (6,153) (6,415) (37,238)
HARDWARE

3 TELECOMMUNICA 37,435 39,748 18,337 188,249 8%

TIONS (5,564) (6,212) (2,668) (32,826)

4 CONSTRUCTION 703 3,472 1,503 119,614 6%

DEVELOPMENT: (105) (540) (213) (25,046)
Townships, housing,
built-up infrastructure
and construction
development projects

5 TRADING 15,721 28,078 30,963 143,599 5%

(2,338) (4,348) (4,462) (23,021)

6 AUTOMOBILE 10,824 13,461 18,309 123,989 4%

INDUSTRY (1,609) (2,090) (2,623) (21,387)

25
7 CHEMICALS 9,397 8,425 13,685 91,062 4%
(OTHER THAN (1,393) (1,308) (1,981) (16,582)
FERTILIZERS)

8 DRUGS & 5,723 6,502 1,842 84,165 3%

PHARMACEUTICA (857) (1,010) (266) (15,983)
LS

9 CONSTRUCTION 12,478 175,71 15,927 93,873 3%

(INFRASTRUCTUR (1,861) (2,730) (2,258) (14,805)
E) ACTIVITIES

10 Power 7,473 10,473 7,330 77,889 2%

(1,113 (1,621) (1,106) (14,316)

• FDI in Service sector

FDI in offerings grew 36.5 percent to USD 9.15 billion in 2018-19, consistent with the
branch for promotion of enterprise and inner trade (DPIIT).

The sector attracted FDI really worth USD 6.7 billion in 2017-18. offerings sector
consists of finance, banking, insurance, outsourcing, R&D, courier, tech checking out and
analysis.

The government has taken numerous measures like solving timeliness for approvals and
streamlining tactics to improve ease of doing business inside the country and appeal to
Foreign investments.

Growing FDI inflows in services region is critical because it contributes over 60 percent
to the gross domestic product.

26
The arena accounts for about 18 per cent of the full FDI India received between April
2000 and March 2019.

Different sectors that recorded healthful increase in FDI inflows consist of laptop
software program and hardware, buying and selling, automobile industry, and chemicals.

• FDI In Telecommunication Sector

India’s telecom z1 has attracted a foreign Direct investment (FDI) really worth $6.2
billion (Rs 43,400 crore) in 2017-18 economic, telecom minister Manon Sinha

“FDI within the telecom quarter has jumped nearly 5 instances within the closing 3 years
– from $1.3 billion in 2015-16 to $6.2 billion in 2017-18,” Sinha said, in keeping with a
press statement.

The authorities have already extended FDI within the telecom space to a 100% and the
sector is witnessing regularly increase considering then.

The provisional statistics released by the Reserve bank of India (RBI) early this month
has, but indicated India’s communications offerings phase obtained $8.8 billion (round
Rs 6ty 3,000 crore) well worth of investment in FY 2018

• FDI in Construction sector

The development industry in price phrases is expected to record a CAGR of 15.7% to

reach $ 738.5 bn by using 2022.

The industry contributes 55% share inside the metal enterprise, 15% within the Paint
enterprise and 30% inside the Glass industry.

The construction industry in India is predicted to grow at 5.6% in the course of 2016-20,
compared to 2.9% in the course of 2011-15. The activities that registered the very best
growth encompass export shipment (10%), motorway production/widening (9.8%),
electricity era (6.6%), import cargo (5.8 %) and cargo at predominant ports (5.3%).

27
India can be required to spend $ 454.8 bn on infrastructure development over the duration
of 5years (2015-20), with 70% of budget wished for energy, roads and urban
infrastructure segments

Anticipated cement potential addition of 80-100 MT in keeping with annum over next 5
years.

• FDI in Trading sector

Foreign direct investment (FDI) within the retail quarter in India is confined. In 2006, the
government eased retail policy for the first time, permitting as much as 51 per cent FDI
thru the unmarried emblem retail route. seeing that then, there has been a consistent boom
in FDI inside the retail quarter, and the cumulative FDI in unmarried-emblem retail stood
at $195 million via the middle of 2015

Organized retailing includes buying and selling performed via certified shops and
unorganized retailing includes all sorts of low value buying and selling like neighborhood
shops, small roadside stores and temporary stores or door to door selling of numerous
items. till now, in keeping with the Indian retailing legal guidelines, foreign Direct
investment in multi-logo retail marketplace was prohibited. however, authorities are
questioning to open the FDI in retail in India which implies that foreign investment in
retailing is possible as much as 51%. Now the declaration of retail FDI in India has
induced a sequence of debates on each tremendous and poor note and become political
problem.

• FDI in Automobile sector

Domestic car production multiplied at 7.08 percent CAGR among FY13-18 with 29.07
million automobiles manufactured inside the country in FY18. throughout April 2018-
January 2019, car manufacturing extended 9.80 4 per cent yr.-on-yr. to attain 26.26
million vehicle gadgets.

Universal home motors income accelerated at 7.01 percent CAGR between FY13-18 with
24.907 million cars getting sold in FY18. in the course of April 2018-January 2019,

28
highest year-on-12 months increase in domestic sales amongst all the classes turned into
recorded in industrial automobiles at 22.70 9 in step with cent observed by way of 14.79
percent 12 months-on-yr. increase in the income of 3-wheelers.

Premium motorcycle income in India crossed 1 million devices in FY18. all through
January-September 2018, BMW registered an increase of 11 per cent year-on-year in its
sales in India at 7,915 devices. Mercedes Benz ranked first in sales satisfaction in the
luxurious vehicles phase according to J D electricity 2018 India sales delight index
(luxury).

Sales of electrical -wheelers are envisi1d to have crossed 50 5,000 cars in 2017-18.

• FDI in Pharmaceutical sector

The pharmaceutical region become valued at US$ 33 billion in 2017. The united states
pharmaceutical enterprise is expected to extend at a CAGR of 22.4 percent over 2015–20
to reach US$ 55 billion. India’s pharmaceutical exports stood at US$ 17.27 billion in
FY18 and have reached US$ 15.52 billion in FY19 (up to January 2019). Pharmaceutical
exports include bulk pills, intermediates, drug formulations, biologicals, Ayush & natural
products and surgical.

India’s home pharmaceutical marketplace turnover reached Rs 129, half crore (US$
18.12 billion) in 2018, developing 9.4 percent yr.-on-year (in Rs) from Rs 116,389 crore
(US$ 17.87 billion) in 2017.

Indian businesses obtained 304 Abbreviated New Drug application (ANDA) approvals
from the us meals and Drug management (USFDA) in 2017. The U.S.A bills for around
30 percent (via volume) and approximately 10 percent (cost) in the US$ 70-80 billion US
generics marketplace.

India's biotechnology enterprise comprising bio-pharmaceuticals, bio-services, bio-

agriculture, bio-industry and bioinformatics is expected develop at an average growth
price of round 30 percent a 12months and reach US$ 100 billion with the aid of 2025.

• FDI in Power sector

29
Indian strength area is present process a considerable trade that has redefined the
enterprise outlook. Sustained financial boom continues to pressure electricity call for in
India. The authorities of India’s cognizance on attaining ‘electricity for all’ has improved
potential addition inside the united states of America. at the same time, the competitive
depth is increasing at each the market and supply aspects (gas, logistics, budget, and
manpower).

In November 2018, Renascent energy Ventures Pte Ltd obtained 7ty 5.01 in step with
cent stake in Prayagraj electricity era organization restrained (PPGCL) for US$ 854.94
million.

In August 2018, Kohlberg Kravis Roberts & Co (KKR) acquired Ramky Enviro
Engineers restricted for worth US$ 530 million.

In April 2018 Renew power made the most important M&A deal through obtaining
Ostrow electricity for US$ 1,668.21 million.

• FDI IN NBFC

The government has allowed 100% foreign direct investment (FDI) in ‘other financial
services’ completed through non-banking finance companies (NBFCs), persevering with
with the liberalization of the distant places investments regime.

“The authorities have liberalized its FDI policy in different m1tary offerings and non-
banking finance corporations (NBFCs),” the department of industrial coverage &
merchandising (DIPP) said in a press be aware on Tuesday.

Different economic offerings will encompass activities that are regulated by any
economic quarter regulator — RBI, SEBI, IRDA, Pension Fund Regulatory and
development Authority, countrywide Housing bank “or any other m1tary sector regulator
as may be notified by the authorities on this regard”, it stated.

• FDI in aviation

India has determined to permit distant places entities—aside from airways—to very own
1 00% in domestic airways as it seeks more foreign direct investment (FDI) inflows into

30
the U.S.A. that is against the present day 409% FDI restrict below the automatic route in
home airways (scheduled air transport service/domestic scheduled passenger airline and
regional air shipping service).

It has now been decided to raise this restrict to 100%, with FDI as much as 40 9%
authorized underneath the automated course and FDI past 49% via government approval.
For non-resident Indians (NRIs), 1 00% FDI will stay allowed under the automatic path.

In the course of Apr 2018-Feb 2019, passenger* visitors in India stood at 316.51 million.
Out of which home passenger site visitors stood at 252.9ty 2 million even as international
traffic stood at 6ty 3.50 9 million. general fr8 traffic dealt with in India stood at 3.25
million tones at some point of the equal time.

Throughout Apr 2018-Feb 2019, home aircraft movement stood at 1.9ty 8 million even as
international plane motion stood at 0.40 2 million.

• FDI in an insurance

Authorities’ coverage of insuring the uninsured has step by step pushed coverage
penetration in the u. s. and proliferation of coverage schemes.

Gross rates written in India reached Rs 5.50 3 trillion (US$ 94.48 billion) in FY18, with
Rs 4.50 8 trillion (US$ 71.1 billion) from lifestyles coverage and Rs 1.50 1 trillion (US$
23.38 billion) from non-existence coverage. basic coverage penetration (charges as % of
GDP) in India reached 3.69 in keeping with cent in 2017 from 2.7ty 1 per cent in 2001.

In FY19 (as much as October 2018), top class from new life coverage commercial
enterprise increased 3.6ty 6 percent year-on-yr. to Rs 1.09 trillion (US$ 15.40 6 billion).
In FY19 (as much as October 2018), gross direct premiums of non-lifestyles insurers
reached Rs 962.05 billion (US$ 13.7ty 1 billion), showing a yr.-on-year growth price of
12.40 percent.

31
Ranks Country 2016-17 (April 2017- 2018- Cumulative %age
– March) 18(April- 19(April- Inflows to total
march) march) (April, 15 - Inflows
March,19) (in
terms
of US
$)

1 MAURITIUS 105,587 102,492 57,139 738,156 32%

(15,728) (15,941) (8,084) (134,469)

2 SINGAPORE 58,376 (8,711) 78,542 112,362 505,946 20%

(12,180) (16,228) (82,998)

3 JAPAN 31,588 (4,709) 10,516 20,556 173,332 7%

(1,633) (2,965) (30,274)

4 NETHERLANDS 22,633 (3,367) 18,048 27,036 162,251 7%

(2,800) (3,870) (27,352)

5 U.K. 9,953 (1,483) 5,473 9,352 140,370 6%

(847) (1,351) (26,789)

6 U.S.A. 15,957 (2,375) 13,505 22,335 146,372 6%

(2,095) (3,139) (25,556)

7 GERMANY 7,175 (1,069) 7,245 6,187 65,477 3%

(1,124) (886) (11,708)

8 CYPRUS 4,050 (604) 2,680 2,134 51,544 2%

(417) (296) (9,869)

9 UAE 4,539 (675) 6,767 6,356 39,3ten 2%

(1,050) (898) (6,652)

32
 10 FRANCE 4,112 (614) 3,297 2,890 36,825 2%
(511) (406) (6,643)

TOTAL FDI INFLOWS 291,696 288,889 309,867 2,378,886 (420,142)

FROM ALL (43,478) (44,857) (44,366)
COUNTRIES

FDI equity flow in India by other countries

• Mauritius

General FDI in India for the duration of the financial year stood at $37.36 billion
Mauritius remains top FDI supply in India for FY18

Mauritius accounted for the largest quantum of foreign Direct investment (FDI) in India
in 2017-18, observed by way of Singapore, information from the Reserve financial
institution of India suggests. overall FDI at some point of the m1tary 12 months stood at
$37.36 billion, a marginal upward push over the $36.31 billion recorded inside the
previous fiscal.

Even as FDI from Mauritius totaled $13.40 1 billion as towards $13.38 billion within the
preceding yr., inflows from Singapore rose to $9.27 billion from $6.52 billion.

at the same time as FDI from Netherlands declined marginally to $2.67 billion as towards

$3.23 billion in the yr.-in the past duration.

• SINGAPORE

Singapore changed Mauritius because the top source of foreign investment with FDI
inflows twice that from Mauritius for the duration of the yr. at $16.2 billion, in
comparison with $8.1 billion from Mauritius.

FDI inflows from Singapore have been 2 times that from Mauritius over the past m1tary
12 months as organizations opted to path finances into the U.S.A. thru the southeast

33
Asian town-nation, as opposed to the island nation inside the Indian Ocean, the most
desired path for foreign places flows thus far, after the tax treaty with each the countries
became remodeled.

In 2018-19, inflows from Singapore were anticipated at $16.2 billion.

• Japan

NEW DELHI: eastern investments into India have risen manifold in the final ten years to
reach USD 4,709 million in FY2017, says a Ficci record.

The FDI influx from the island kingdom become at USD 84.74 million inside the fiscal
2006-07, the document titled 'India Japan Roadmap closer to Realizing imaginative and
prescient 2025'

• NETHERLANDS

The Netherlands has emerged because the 0.33 largest foreign direct investor in India
throughout 2017-18, with investments pegged at approximately $2.6ty 7 billion across
sectors.

The Netherlands was also the second 1 largest vacation spot for Foreign investment by
way of Indian corporations, after Singapore, with investments well worth $12.8 billion in
2017.

At some stage in 2017-18, the bilateral alternate crowned $ 8.7ty 7 billion whilst the
Indian exports to the Netherlands grew at 14.7 percent, imports have been up with the aid
of 18.2 percent.

• U.K.

Foreign direct investment (FDI) from India into London increased by using 255 per cent
from 2017 to 2018. And, investment into the UK from India grew by way of over a 100%
in comparison with the preceding 12 months, with London accounting for over 60 per
cent of all Indian investment into the UK in 2018," notes the evaluation, primarily based
on fDi Markets and fDi Intelligence information.

34
The UK emerged because the top most united states to attract Indian FDI with 50 2 tasks,
ahead of the us (50 1) and the UAE (32), in 2018, said London & companions (L&P), the
Mayor of London's promotional business enterprise, inside the new analysis released here
on Friday.

• U.S.A.

Foreign Direct investment (FDI) into India increased by using 6 per cent to $42 billion in
2018 with sturdy inflows in manufacturing, verbal exchange, financial offerings and
move-border merger and acquisition sports making it the sub-vicinity’s biggest recipient,
in keeping with a UN report on global investment flows.

The contraction turned into largely due to American multinational enterprises (MNEs)
repatriating profits from overseas, utilizing tax reforms introduced by using the united
states in 2017. “FDI is still trapped, constrained to post-crisis lows. this does not bode
nicely for the international community’s promise to tackle urgent worldwide demanding
situations, including abject poverty and the weather disaster,”

• GERMANY

Germany's foreign Direct investment (FDI) elevated by means of 13.6 USD bn in Apr
2019, as compared with a drop of 3.0 USD bn in the previous month. Germany's Foreign
Direct investment: USD Mn internet flows facts is updated monthly, available from Jan
1971 to Apr 2019. The records reached an all-time high of 139.zero USD bn in Feb 2000
and a document low of -28.9 USD bn in Dec 2000. CEIC converts monthly Foreign
Direct investment into USD. Deutsche Bundesbank affords Foreign Direct investment in
EUR. Federal Reserve Board common marketplace exchange charge is used for forex
conversions.

inside the modern-day reports of Germany, modern-day Account recorded a surplus of

23.3 USD bn in Apr 2019. Germany's Direct investment abroad elevated via 18.3 USD
bn in Apr 2019. Its foreign Portfolio investment improved by using 60.4 USD bn in Mar
2019. The u. s.'s Nominal GDP become reported at 978.4 USD bn in Mar 2019.

• CYPRUS

35
Cyprus's foreign Direct investment (FDI) improved by 273.6 USD Mn in Mar 2019, in
comparison with an increase of 1.1 USD bn within the previous quarter. Cyprus's Foreign
Direct investment: USD Mn net flows information is updated quarterly, to be had from
Mar 2008 to Mar 2019. The records reached an all-time high of 43.8 USD bn in Mar
2012 and a file low of -4.2 USD bn in Sep 2011. CEIC converts quarterly Foreign Direct
investment into USD. The central financial institution of Cyprus presents foreign Direct
investment in EUR. Federal Reserve Board common market trade fee is used for currency
conversions.

in the ultra-modern reviews of Cyprus, current Account recorded a deficit of 671.3 USD
Mn in Mar 2019. Cyprus's Direct investment abroad improved with the aid of 333.1 USD
mn in Mar 2019. Its foreign Portfolio investment expanded through 1.4 USD bn in Mar
2019. The U.S. a’s Nominal GDP become pronounced at 6.1 USD bn in Mar 2019.

• UAE

India is 1 of the UAE’s most powerful financial companions with large investments from
each event. In 2018, Indian investors have accrued 31 FDI projects released in Dubai
with a total of Dh3.7ty 1 billion in capital. This makes India the second largest investor in
Dubai in phrases of FDI capital and the 4th biggest in phrases of initiatives for the
duration of the first 9 months of the year.

Foreign direct investments (FDI) from India to Dubai from 2015 to 2018 has reached a
total of Dh6.12 billion FDI capital in a complete of 109 tasks, based at the contemporary
statistics launched with the aid of the Dubai FDI reveal. From Bengaluru, there are a
complete of 9 FDI tasks with Dh22.6 million FDI capital on the grounds that 2015.
Chennai has 3 FDI projects in Dubai with a total investment of Dh34.2 million.

36
 CHAPTER NO: 4

COMPANY OVERVIEW

37
 COMPANY OVERVIEW

FUTURE GENERALI INDIA- TOTAL INSURANCE SOLUTIONS.

Future Generali Life Insurance is a joint venture between Future Group - a leading retailer
of India, Generali Group - a global insurance group and 1 of the world’s 50 largest
companies and Industrial Investment Trust Ltd (IITL), a leading NBFC. It provides a
complete range of life insurance solutions to customers and enterprises.

The Company was incorporated in September 2007 with the objective of catering to an
under-insured country and provide financial security to people. The company offers a
Comprehensive range of products across savings, protection, and unit linked policies;
retirement plans as well as group products.

The company reaches out to customers through more than 20,000 advisors and FG Direct
channels across the country. In a span of 7 years, the Company has 98 branches across the
country. The company has sourced over 11 lakh policies, and today insures over 450
marquee corporates in India and internationally such as Cadbury, Coca-Cola, Intel, Philips,
DuPont, Reebok, Jet Airways, Morgan Stanley to name a few.

The Company is managed under the principles of good corporate governance with overall
superintendence of the board of directors. The Company’s investment team received the
ISO 9001:2008 certification for its investment processes in January 2014, which validates
our compliance with global best standards and its commitment towards providing best-in
class services to its valued customers.

Future Generali Life Insurance believes in the philosophy of being Simpler, Smarter and
Faster and this is validated through its simple yet unique products, simplified

38
communication across all channels, and a seamless customer engagement across different
touch points. The company aims to be an insurer of choice and has taken several steps to
reach out to its customers through various touch points and to enhance customer
experience. Initiated new lines of business through online products and credit life; and
has launched 2 new lines of distribution – Insurance Marketing Firms and Corporate to
Retail. Forayed into its first bancassurance partnership with Saraswat Bank and Bajaj
FinServ. It has also tied-up with India Nivesh and Andromeda. For the credit life
business, the company has entered into a partnership with GIC Housing Finance and
Relegate; and for Retail Assurance with Big Bazaar.

Table No.1: Data about the company.

Table No.2: Awards and Recognitions received by the company.

39
Table No.3: Spokespersons of the company.

40
ABOUT GENERALI:

The Generali Group is 1 of the largest global insurance providers with 2013 total premium
income of €66 billion. With 77,000 employees worldwide serving 65 million clients in
more than 60 countries, the Group occupies a leadership position on West European
markets and an increasingly important place on markets in Central Eastern Europe and
Asia. ABOUT FUTURE GROUP Future Group operates some of India’s most popular
retail chains including Central, Big Bazaar, Food Bazaar, Home Town and eZ1.

Apart from its allied businesses in Life and General insurance, the Group is also present in
the domain of logistics infrastructure and supply chain and brand development. The group
operates over 17 million square feet of retail space in over 90 cities and towns and 60 rural
locations across India.

The group’s retail formats connect over 300 million customers to over 30,000 small,
medium and large enterprises that supply products and services to its retail chains. Future
Group believes in developing strong insights on Indian consumers and building businesses
based on Indian ideas, as espoused in the group’s core value of ‘Indianness.’ The group’s
corporate credo is, ‘Rewrite rules, Retain values.

Registered Office: Future Generali Life Insurance Company Limited. India bulls
Finance Centre, Tower 3, 6th Floor, Senapati Bapat Marg, Elphinst1 (W), Mumbai -
400 013

ACHIEVMENTS SO FAR TILL 2019

• Located in 117 cities with presence in major cities across India.

41
 • Over 13.8 lakh policies have been sourced since inception to secure peoples'
future.

• 95.15% claims have been settled. The claim settlement ratio for financial year
2018-19.

Types of Future Generali Life Insurance (PRODUCTS)

1 of the strong points of Future Generali Life Insurance Company is the many plans it
offers clients. The company has been introducing new plans often. The old 1s still exist.
The bottom line is that the wings of Future Generali Life Insurance Company keep
spreading hence offering ample coverage to all. Among the plans that you might be
interested in include:

1. Future Generali Investment Plan

Future Generali provides you a wide range of investment plans to meet your needs related
to savings as well as protection.

a) Future Generali Assure Plus

• Death benefit: Higher of Death Sum Assured Plus Accrued Bonuses and Terminal
Bonus (if any) or ten5% of the total premium paid till date of death.

• Maturity benefit: If the policyholder outlives the policy period, provided he has
made payment of all the premiums, the sum assured along with the accrued
bonuses and terminal bonus would be payable, post which the policy would
terminate on the maturity benefit payment.

b) Future Generali Triple Anand Advantage

42
 • M1y back: This policy offers a fixed amount for 5 consecutive years post
finishing all your premium payments. ten% of Sum assured every year for 5
years.

• Lump sum payout: This plan offers 50% of the sum assured along with the
compounded reversionary bonuses (if any) + terminal bonus (if any)

• Life cover till 80 years of age: This plan offers another amount in lump sum once
you turn 80 years.

• Survival benefit: On completion of the premium payment duration, you will

receive 5 yearly payouts which is equal to ten% of the sum assured amount
known as the survival benefit.

c) Future Generali New Saral Anand

• Maturity benefit: Offers a lump sum amount on maturity of the plan which
includes the compounded reversionary bonuses (if any), plus sum assured plus
terminal bonuses (if any).

• Life cover extension: This plan offers extended life cover benefit by offering a
lump sum amount that equals to the sum assured when you celebrate your ten0th
birthday!

• Death benefit: This plan offers death benefit to your nominee in case of your
death. This death benefit should be higher of either ten5% of the total premiums
paid till death or death sum assured + accrued compounded reversionary bonuses
(if any) plus terminal bonuses (if any)

• Riders: This plan offer 2 riders at an additional premium to enhance your base
policy. These are Future Generali Non linked Accidental Death Rider and Future
Generali Non-Linked Accidental Total & Permanent Disability Rider.

43
d) Future Generali Pearls Guarantee

• Death Benefit: Higher of 120% of Sum Assured or ten times Annualized Premium
or ten5% of total premium paid till date of death

• Survival/Maturity benefit: If you survive the policy term, guaranteed cash backs
in the form of ten% of sum assured would be paid, post completion of the
premium payment term till the maturity date. This is applicable only if you have
made all the premium payment.

e) Future Generali Assured Income Plan

• Death benefits: Offers 17.5 to 34.5 times the annualized premium. However, the
amount would be paid the highest of either ten times the yearly premium or ten5%
of the total premiums paid or the maturity sum assured.

• Additional benefits: This plan offers guaranteed income as well as additional

benefits of 4.5 times your annualized premium, along with the last payout that
would solely depend on your age.

• Free look cancellation: This plan offers you a free-look period of 15 days in case
you aren’t too happy with the terms and conditions of the policy period and wish
to cancel 1. However, if you have purchased this plan through distant marketing
modes, the free-look period would last 30 days.

f) Future Generali Sarala Bema

• Death benefit: Offers death benefit higher of the sum assured or ten times of the
yearly premium or ten5% of the total premiums that were paid till death.

• Maturity: Offers sum assured amount once the policy term comes to an end.

• Riders: This plan offer 2 riders at an additional premium to enhance your base
policy. These are Future Generali Non linked Accidental Death Rider and Future
Generali Non-Linked Accidental Total & Permanent Disability Rider.

44
 g) Future Generali Group Term Investment Life Insurance Plan

• Death benefit: This plan offers a death benefit in case of death of the employee or
a member during the policy period. It pays the sum assured to the nominee in case
of an event.

• Maturity benefit: This plan doesn’t offer any maturity benefit

• Surrender benefit: This plan doesn’t offer any surrender benefit.

2. Future Generali Ulip Plan

Future Generali’s ULIP Plans offer the advantage of market-linked returns with the
provision of life cover. These plans are designed to offer wealth-building solutions that
would help you in fulfilling your medium or long-term financial goals.

a) Future Generali Pramukh Nivesh Ulip

• Death Benefit: The Fund Value and Sum Assured is paid to his/ her nominee

• Surrender benefit: You can surrender your Future Generali Pramukh Nivesh ULIP
post completion of 5 years to get surrender benefits minus any charges.

• Maturity benefit: On the maturity of the Future Generali Pramukh Nivesh ULIP,
the fund value is paid.

b) Future Generali Wealth Protect Plan

• Maturity benefit: Offers fund value as well as the guaranteed loyalty addition.
Offers 5% of the annualized premium of the first year as guaranteed loyalty
addition in the gold plan option and 7.5% of the annualized premium of the first
year as guaranteed loyalty addition, in case of platinum plan.

45
• Death benefit: In case of the death of the policyholder during the term of the
policy, this plan pays the nominee either the fund value, ten5% of the total
premiums paid till date or the sum assured minus the deductible partial
withdrawals, which is higher.

• Surrender benefit: The Future Generali Wealth Protect Plan offers the surrender
benefit by paying the fund value minus the discontinuance charges (if any) after 5
policy years.

• Premium payment term: This plan offers regular premium payment throughout
the policy term.

• Free look period: This plan offers you a free-look period of 15 days in case you
aren’t too happy with the terms and conditions of the policy period and wish to
cancel 1. However, if you have purchased this plan through distant marketing
modes, the free-look period would be 30 days.

c) Future Generali Bima Advantage Plus

• Death Benefit: Higher of Sum Assured less withdrawals or Fund Value or ten5%
of premium paid till date of death

• Maturity Benefit: Fund Value at maturity

• It offers you 6 different fund options between debt, equity and balanced assets to
suit your varying risk profile.

d) Future Generali Dhan Vridhi

• Death Benefit: Higher of Sum Assured less withdrawals or Fund Value or ten5%
of premium paid till date of death

• Maturity Benefit: Fund Value at maturity

• Surrender benefit: The Future Generali Dhan Vridhi plan offers surrender value
which is fund value minus the discontinuance charge (if any).

46
 • Riders: You can opt for a Future Generali Linked Accidental Death Rider to
enhance your base policy at an additional premium.

e) Future Generali Bima Gain

• Death benefit: In case of death of the policyholder during the term of the policy,
this plan pays the nominee the fund value as well as the sum assured. This amount
however, cannot be less than ten5% of the total premiums paid till date.

• Maturity benefit: The maturity amount would be the fund value as on date of the
maturity.

• Surrender benefit: This policy doesn’t offer any surrender benefit in the first 5
years of the policy. You can however get the surrender benefit only post
completion of 5 years, and that too without any charges.

• Premium payment: The premium payment should be made in lump sum.

3. Future Generali Term Insurance

• Future Generali offers term insurance plans at an affordable premium which

offers financial security to your family members in case of death, disability or
accidental death. Future Generali Care Plus

• Surrender benefit: This plan doesn’t offer any surrender benefit.

• Rider: You can enhance your Future Generali Care plus term plan by adding a
non-linked accidental death rider at an additional premium.

• Free look cancellation: This plan offers you a free-look period of 15 days in case
you aren’t too happy with the terms and conditions of the policy period. However,
if you have purchased this plan through distant marketing modes, the free-look
period would be 30 days.

4. Future Generali Pension Plan

47
The retirement plans offered by Future Generali help you lead your retired life in a
relaxed, comfortable and a financially secured way.

a) Future Generali Immediate Annuity Plan

• Life annuity: Offers a fixed annuity for your retirement life. The policy would
terminate in case of your death.

• Life annuity along with return of purchase price: This plan offers a fixed amount
of annuity for your retirement life. In case of your demise, your beneficiary will
be paid the purchase price and then the policy terminates.

• Surrender/ Maturity benefits: This plan doesn’t offer any surrender or maturity
benefit

• Free look cancellation: This plan offers you a free-look period of 15 days in case
you aren’t too happy with the terms and conditions of the policy period and wish
to cancel 1. However, if you have purchased this plan through distant marketing
modes, the free-look period would last 30 days.

5. Future Generali Child Plan

It is essential that you have a sound financial back-up when it comes to giving your child
the best of education. Future Generali brings you child plans that will offer your child the
correct platform to achieve their dreams and meet their future requirement.

Future Generali Life Insurance SWOT Analysis, Competitors & USP

SWOT analysis of Future Generali Life Insurance analyses the brand/company with its
strengths, weaknesses, opportunities & threats. Future Generali Life Insurance is 1 of the
leading brands in the banking & financial services sector. The table below also lists the
top Future Generali Life Insurance competitors and elaborates Future Generali Life
Insurance segmentation, targeting, positioning & USP.

48
CHAPTER NO: 5

PROJECT DETAIL

49
PROJECT DETAIL

Objective of FDI

• To know the flow of investment in India

• To know how can India grow by investment
• To know in which sector, we can get more foreign currency in terms of
investment in India
• To know which country is save to invests
• To know which sector is good for investment
• To know which country is investing in which country
• To know the reason to invest in India

Limitation of FDI

• NEGATIVE INFLUENCE ON CHANGE RATES: Many a time it's been

observed that foreign Direct Investments have an effect on the alternate rates of
your u. s. in case you are an exporter or an importer you are going to go through
badly due to such fluctuations in change charges.
• MULTIPLIED FEES: every now and then generating and exporting from a
foreign U.S.A turns into loads greater luxurious than exporting it from domestic
united states. The whole motive of investing out of the country then will become
infeasible and unwanted.
• ECONOMICALLY NONVIABLE: The Indian authorities permits FDI
specifically in regions which require comparatively excessive investments like air
crafts, automobiles, production etc. It once in a while becomes non-possible for us
to spend m1y on larger initiatives in Foreign countries although we want to
because of such high capital investment.
• POINTLESS GOVERNMENT MANAGE: as already stated, it is an initiative
taken with the aid of the govt. of India. The Indian government. always searching
for to benefit its very own financial system simplest and thus would exercising
control at the numerous Foreign Direct Investments. So, get prepared to be
monitored by using the Indian authorities.

50
 • NON-STOP POLITICAL MODIFICATIONS: in a democracy like India, the
political surroundings could be very risky. New policies are made each day and
damaged even earlier than that. accordingly, the traders discover the floor
constantly shaking with modifications and what they get could be very volatile 1.
m1tary balance may be very hard to obtain.
• VULNERABILITY TO WORLDWIDE SHOCKS: as an increasing number of
foreign Direct traders come into movement, the host will become pr1 to
maximum of the foreign shocks. for that reason, depressions in any other united
states of America might severely affect the host country too.
• DRAINAGE OF U. S.’s SOURCES: continuous exports result in drainage of us
of a’s resources via cheap channels. resources of the host us of a are drained out at
very low costs main to similarly stagnation of the host.

RESEARCH METHODOLOGY

• Type of research: - Quantitative & Analytical Research.

• Data: Data of Manufacturing, Services & Construction, Real estate, mining
sectors etc.

from year April 2000 to June 2019 is considered for the study.

• Data Collection Method: -Secondary data from different web sites & reports of
RBI CEDAR-USIBC report on FDI, reports of Asian development bank
• Sources of data collection: the study is based on published sources of data
collected from various sources.

The data was extracted from the following:

1.Handbook of Statistics on the Indian economy, RBI

2.Economic Survey, Government of India.

3.Department of Industrial Policy and Promotion (DIPP)

4.Secretariat of Industrial Assistance (SIA).

51
5.Central Statistical Organization (CSO)

This research is a descriptive study of the nature. The secondary data was collected from
various journals, magazines, and websites particularly from the Department of Industrial
Policy & Promotion, Ministry of Commerce and Industry, India stat etc. Simple
percentages have been used to defect the growth rate of India. Graphs and tables have
also been used where ever required to depict statistical data of DI during the study period:
The time period of the study has been taken from the April 2015 to June 2019

52
 CHAPTER NO: 6

DATA ANALYSIS AND INTERPRETATION

53
DATA ANALYSIS AND INTERPRETATION

CUMULATIVE FDI FLOWS INTO INDIA (2000-2019):

TABLE 1
A. TOTAL FDI INFLOWS (from April, 2000 to March, 2019):

1 CUMULATIVE AMOUNT OF FDI US$ 609,838

INFLOWS (Equity inflows + Re-invested Million
earnings’+ ‘Other capital’)

2 CUMULATIVE AMOUNT OF FDI Rs. US$ 420,021

EQUITY INFLOWS (excluding, amount 2,378,353 Million
remitted through RBI’s NRI Schemes) Crore

Source: FDI Statistics, Department of Industrial Policy& Promotion, Ministry of

Commerce & Industry, Government of India, 2019

Table 1 shows the amount of FDI inflows from April, 2000 to march, 2019. It
shows the cumulative amount of FDI Inflows both in terms of Crore and in US $
million.

Point 1 shows the sum of equity inflows, reinvested carvings and other capital.
Cumulative amount of inflows is 609,838 in US$ million. Other than this,
cumulative FDI equity inflows which excludes amount remitted through RBI's-
NRI schemes are 2,378,353 in Rs. Crore and 420,021 in US $ million.

54
 TABLE 2.

B. FDI INFLOWS DURING 4TH QUARTER OF FINANCIAL YEAR 2018-19

(JANUARY, 2019 TO MARCH, 2019):

1 TOTAL FDI INFLOWS INTO INDIA (Equity US$ 17,711

inflows + RI-invested earnings’ + ‘Other Million
capital’) (as per RBI’s Monthly bulletin) s

2 FDI EQUITY INFLOWS Rs. US$ 10,874

76,603 Crore Million

Source: FDI records, department of industrial coverage & advertising, Ministry of

commerce & industry, government of India, 2019

Table 2 indicates the amount of FDI inflows all through the financial yr., 2015(June). It
suggests the whole quantity of FDI Inflows each in terms of Crore and in US S million.

Factor I show the sum of equity inflows, reinvested earnings and other capital. overall
quantity of inflows is 17,711 in US $ million. point 2 indicates the FDI fairness inflows
amounted 76,603 in Crore and 10,874 in US $ million

TABLE 3

C. FDI EQUITY INFLOWS (MONTH-WISE) DURING THE FINANCIAL

YEAR 2018-19:

Financial Year 2018-19 Amount of FDI Equity inflows

(April-March)

MONTH (In (In Rs

Rs. Crore)
Crore) US$

55
 1 APRIL 35,104 5,348

2 MAY 30,479 4,513

3 JUNE 19,597 2,891

4 JULY 19,025 2,770

5 AUGUST 17,441 2,508

6 SEPTEMBER 33,472 4,635

7 OCTOBER 34,595 4,698

8 NOVEMBER 12,495 1,739

9 DECEMBER 31,056 4,391

10 JANUARY 31,181 4,408

11 FEBRUARY 20,404 2,865

12 MARCH 25,019 3,601

2018-19 (form April, 2018 to March, 2019 309,867 44,366

2017-18 (form April, 2017 to March, 2018) 288,889 44,856

%age growth over last year (+) 7% (-) 1%

Source: FDI information, branch of business policy& merchandising, Ministry of trade &
enterprise, government of India, 2019.

The above desk 3 suggests the amount of FDI inflows in the course of economic year
from April, 2018 to March, 2019. It indicates the quantity in Rs Crore and in US S Mn.
the highest FDI inflows within the united states is in the month of April additionally 2018
i.e. 35,104 in Rs Crore and 5,348 in US $ Mn. It is able to additionally be discovered that
there's 7% increase over final year.
56
 TABLE 4

D. SHARE OF TOP INVESTING COUNTRIES FDI EQUITY INFLOWS

Ranks Country 2016-17 2017-18 2018-19 Cumulative %age

(April – (April – (April – Inflows to total
March) March) March) (April, 15 - Inflows
March,19) (in
terms
of US
$)

1 MAURITIUS 105,587 102,492 57,139 738,156 32%

(15,728) (15,941) (8,084) (134,469)

2 SINGAPORE 58,376 78,542 112,362 505,946 20%

(8,711) (12,180) (16,228) (82,998)

3 JAPAN 31,588 10,516 20,556 173,332 7%

(4,709) (1,633) (2,965) (30,274)

4 NETHERLANDS 22,633 18,048 27,036 162,251 7%

(3,367) (2,800) (3,870) (27,352)

5 U.K. 9,953 5,473 9,352 140,370 6%

(1,483) (847) (1,351) (26,789)

6 U.S.A. 15,957 13,505 22,335 146,372 6%

(2,379) (2,095) (3,139) (25,556)

7 GERMANY 7,175 7,245 6,187 65,477 3%

(1,069) (1,124) (886) (11,708)

57
 8 CYPRUS 4,050 2,680 2,134 51,544 2%
(604) (417) (296) (9,869)

9 UAE 4,539 6,767 6,356 39,3ten 2%

(675) (1,050) (898) (6,652)

10 FRANCE 4,112 3,297 2,890 36,825 2%

(614) (511) (406) (6,643)

TOTAL FDI INFLOWS 291,696 288,889 309,867 2,378,886

FROM ALL COUNTRIES (43,478) (44,857) (44,366) (420,142)
------

Source: FDI Statistics, Department of Industrial Policy& Promotion, Ministry of

Commerce & Industry, Government of India, 2019.

The above Table No.5 depicts the country having the highest FDI in India. The report
shows that the MAURITIUS country has the highest foreign investor in India with 32%.
After Mauritius, Singapore and japan invest the highest FDI in India with 20% and 7%
respectively. Netherlands also gets 4th position with 7% FDI in India.

58
 TABLE 5

E. SECTORS ATTRACTING HIGHEST FDI EQUITY INFLOWS:

RAN SECTOR 2016- 2017-18 2018-19 Cumulative %age to

K 17 inflows total (in
(April00- terms of
march19) US$)

1 SERVICE SECTOR 58214 43249 63909 416301 18%

(8684) (6709) (9158) (74149)

2 COMPUTER 24605 39670 45297 221756 9%

SOFTWARE & (3652) (6153) (6415) (37238)
HARDWARE

3 TELECOMMUNICA 37435 39748 18337 188249 8%

TION (5564) (6212) (2668) (32826)

4 CONSTRUCTION 703 3472 1503 119614 6%

DEVELOPMENT (105) (540) (213) (25046)

5 TRADING 15721 28078 30963 14599 5%

(2338) (4348) (4462) (23021)

6 AUTOMOBILE 10824 13461 18309 123989 5%

INDUSTRY (1609) (2090) (2623) (21387)

7 CHEMICAL (ITHER 9397 8425 13685 91062 4%

THAN (1393) (1308) (1981) (16582)
FERTILIZERS)

8 DRUGS & 5723 6502 1842 84165 4%

PHARMACEUTICA (857) (1010) (266) (15983)
LS

59
 9 CONSTRUCTION 12478 17571 15927 93873 4%
ACTIVITIES (1861) (2730) (2258) (14805)

10 POWER 7473 10473 7330 77889 3%

(1113) (01621) (1106) (14316)

Source: FDI information, department of Industrial coverage& advertising, Ministry of

trade & enterprise, authorities of India 2015

The above table No.5 depicts the sector having the best FDI equity influx in India the
document indicates that service sector has the very best FDI equity inflow 18%,
accompanied by computer software and hardware, Telecommunication, buying and
selling, vehicle industry region having 9%, 8%, 5%, and 5% respectively

Different sectors like chemical incorporates 4% pills and pharmaceuticals incorporates

4% and, production (infrastructure)carries 4 % FDI inflow each whereas the least is of
power -3%

60
 %AGE TO TOTAL INFLOWS (in terms of us$)

MAURITIUS
SINGAPORE
2%2%
4%2% JAPAN
7%
NETHERLANDS
37%
7% U.K.

8% U.S.A.
GERMANY
8%
CYPRUS
23%
UAE
FRANCE

The largest inflows of FDI's over the length of April 2015 to march 2019 had been
obtained from Mauritius, its share in these inflows have being as high as 32 %. Singapore
is 2d with a percentage of 20%. the opposite predominant resources of Foreign Direct
Investment are from Japan, Netherlands, O.K., U.S.A, Germany, Cyprus, UAE, France,
and their respective percentage of inflow of FDI are 7%, 7%, 6%, 6 %, 3%, 3%, 2%, and
2% respectively

The inflows from U.S.A. routed through Mauritius due to tax benefit. The tax gain
emanates from the double tax avoidance agreement that India has with that U.S.A. This
settlement approach that any Foreign investor has the choice of paying tax both in India
or in Mauritius

Percentage of sectors attracting highest FDI equity inflows

61
 %AGE TO TOTAL INFLOW (in terms of US$)

SERVICE SECTOR
COMPUTER & HARDWARE
4%
6% TELECOMMUNICATION
6% 27%
CONSTRUCTION
6%
TRADING
8% AUTOMOBILE

8% 14% CHEMICAL

9% DRUGS & PHARMACEUTICAL

12%
CONSTRUCTION
POWER

SECTORAL COMPOSITION OF FDI:

The Sectoral composition of FDI over the period of April 2000 to march 2019, we will
locate that the most important recipient of such investment is provider region (financial
and non-m1tary offerings). The proportion of this zone in cumulative FDI flows is 18 %
of the influx general Foreign direct Investment

The Foreign buyers are interested by especially economic services due its earnings
generating benefit. This quarter gives scope for the foreign investor to takes lower back
the income to the house country as service zone the offerings are fed on in the host U.S.A
and there by using producing outflow of funds from the host u. s.

The second recipient is computer software and hardware quarter which shares 9% of total
FDI Telecommunication creation, buying and selling, vehicle industry, Chemical (aside
from Fertilizers), drug and pharmaceuticals, power, contribute 8% ,6 % ,5% ,5%, 4%,
4%, 4%,3% respectively

62
The keys takeaways concerning worldwide flows are - the growth in the relative share of
growing international locations as each vacation spot and sources and go with the flow to
the world gaining Over production

There are Sectoral limits or caps designed by the RBI to restriction the foreign direct
investments. a 100% investment has been allowed to the subsequent sectors- non-public
sector banking NBFC S. petroleum housing and real property, resort and tourism street
and highways ports and harbors, advertising and marketing.

FDI equity inflows (month-wise) during the financial year 2018-19

40000

35000

30000

25000

20000

15000

10000

5000

IN RS IN US$ Column2

The above graph represents the amount of FDI inflows from April 2018 to march, 2019.
It shows the amount in Crore Rs. The highest FDI inflows in the country is in the month
April 2018 i.e. 35104 in Rs Crores and 5348 in US $ Mn. Other months shows the
fluctuating trend.

63
 CHAPTER NO: 7
RECOMMENDATIONS / FINDINGS

64
RECOMMENDATIONS / FINDINGS

1) FDI is a crucial stimulus for the financial increase of India.

2) service region is first and banking and coverage zone is second phase of which select
the growth in 2nd decade of reforms.

3) Mauritius and Singapore are the 2 pinnacle countries which has most FDI in India.

4) FDI plays an essential position within the improvement of infrastructure because many
nations invest within the infrastructure zone and service and banking finance sectors.

5) Atomic electricity and Railway shipping are some critical and lifestyles line of any
U.S.A consequently India additionally constrained FDI on this region.

6) After above evaluation, we can say that FDI has accurate future boom in Retailing and
real estate area in India

7) Sector-wise and industry-wise FDI caps should be reduced to the specified minimum
levels and entry barriers should be removed.

65
CHAPTER NO:8

KEY LEARNING

66
KEY LEARNING

•
Developing countries have to make more business-friendly environment and to
create this business-friendly environment, developing countries have to develop
some necessary institutions to reduce the extent of corruption and to control the
factors that increase both visible and invisible business start-up costs.
• The policy makers of India need to make sure transparency and consistency in
policy making at the side of comprehensive long time improvement strategy and
must focus more on attracting various forms of FDI and to design policies where
Foreign investments can be applied as means of improving domestic production,
financial savings and exports and additionally as medium of technological gaining
knowledge of and diffusion and also in providing get admission to to the external
marketplace
• The authorities has to impose the relevant regulations like joint undertaking in
order to give possibilities to the home producers to turn out to be part and revel in
the income together with the foreign direct buyers. this may advantage the nearby
accomplice as they are uncovered to higher generation.
• To companies for investment, there's a need to extend a pleasant environment for
Foreign investor by way of supplying essential guarantees for buyers to (a) input
and exit, (b) function on identical terms alongside neighborhood operators, and
(c) Repatriate their investment wanted.
• Steps should be taken to diversify the resources of Foreign Direct Investment by
using attracting FDI from developing countries. unique monetary Zones (SEZ),
unfastened exchange Zones should be hooked up extra in numbers to draw
multinational corporations to spend m1y on India.
• The government has to make sure the equitable distribution of inflows amongst
states and has to give greater freedom to states, with a purpose to attract inflows at
their very own degree.
• India can take advantage of its low labor charges and attractive investments. but
the low prices need now not necessarily equate with productivity. as a

67
 consequence, importance to be on rational labor regulations, which guard the
interest of both employees and employers thorough honest labor practices and
arbitration.
• The authorities can encourage FDI investors to park their fund in sectors like
energy, verbal exchange, infrastructure and different essential sectors.
• The authorities have to formulate the regulations to draw greater Foreign
investment in production zone rather than service area.

68
CHAPTER NO: 9

CONCLUSIONS

69
Conclusions

India is the various world’s quickest developing economies and remains a pinnacle
marketplace for Foreign direct investments (FDI) globally. In line with the branch of
commercial coverage and advertising (DIPP), general FDI investments in India inside the
first 9 months of financial year (FY) 2019 (April – December 2018) had been about US$
33.5 billion. The services sector attracted the very best FDI equity influx of us$ 6.5
billion, observed via computer software and hardware – US$ 4.9 billion, and
telecommunication – US$ 2.2 billion. The top resources for the FDI have been Singapore,
with US$12.9 billion, Mauritius US$6 billion, Netherland US$2.9 billion, and Japan
US$2.2 billion. Mauritius is a favorite hotspot for Foreign buyers, Indians residing
foreign places, in addition to Indian corporations to route money into or out of India. due
to the fact 2017, India has released a chain of reforms to liberalize its foreign investment
norms in sectors along with infrastructure, creation, improvement, and unmarried
emblem retail trading. Those reforms had been instrumental in smoothening the
technique for obtaining required authorities’ approvals and thereby facilitating foreign
investments in to the united states. presently, India is a few of the maximum open
economies globally for Foreign investment. It allows FDI of up to a 100 percentage of the
equity shareholding in maximum sectors underneath the automatic course.

70
CHAPTER NO:10

BIBLIOGRAPHY

71
Bibliography

1. https://tradingeconomics.com/india/foreign-direct-investment

2. https://www.india-briefing.com/news/fdi-india-performance-overview-fy-2019-18677.html/

3. https://www.ceicdata.com/en/indicator/india/foreign-direct-investment

4. https://www.ibef.org/download/FDI_Factsheet_27May2019.pdf

5. https://www.ibef.org/economy/foreign-direct-investment.aspx

6. https://www.thehindubusinessline.com/economy/how-invest-india-keeps-fdi-flowing/

7. https://unctad.org/en/PublicationsLibrary/wir2019_en.pdf

72
 CHAPTER NO:11

Project Progress Report

73
 Project Progress Report
Name of The Student: Shweta Gupta Class & Roll No.: Pgdm/ Pg-18

Project Guide: Prof. Unmesh Alawani

Project Title: “Analytical Study of Foreign Direct Investment in India”

Next
Sr. Student Project Guide
Date Topic Discussed Meeting
No. Signature Signature
Date

74
SUMMER INTERNSHIP PROJECT SYNOPSIS FORMAT

Student Name: SHWETA GUPTA Class & Roll No.: PGDM-18

Specialization: FINANCE

1. PROJECT TITLE:

Analytical study of foreign direct investment in India

2. OBJECTIVES AND LIMITATIONS OF THE PROJECT

OBJECTIVES:
• To know the flow of investment in India

• To know which sector is good for investment

• To understand the FII and FDI policy in India

• To know which country is save to invest

• Influence of FII on movement of Indian stock exchange

LIMITATION:

• Integration into the global economy

• Technology advancement

• Increased competition

3. METHODOLOGY TO BE USED:

To study in detail about the foreign investors who invest in India by using the tool
in SPSS

4. SOURCE/S OF DATA:

Sources of Primary Data: NA

Sources of Secondary Data: Internet, books, newspaper and company

5. DATA COLLECTION INSTRUMENT: research and internet

75
(Approved/Not Approved) Date:
_____________

Project Guide: Name & Signature: MR. UNMESH ALAWANI

76