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INTEREST RATES ON HOME LOAN (%)*

FLOATING RATES

LOAN AMOUNT UPTO ₹ 30 LAKH ₹ 30 LAKH TO ₹ 75 OVER ₹ 75 LAKH

BANKS LAKH

UNION BANK OF 8.30 8.30 8.30-8.35


INDIA
ALLAHABAD BANK 8.50 8.50 8.50-8.90
ANDHRA BANK 8.45-8.50 8.45-8.50 8.45-8.60
AXIS BANK 8.35-8.40 8.35-8.70 8.65-8.75
BANK OF BARODA 8.30-9.30 8.30-9.30 8.30-9.30
BANK OF INDIA 8.35-8.40 8.45-8.50 8.45-8.50
BANK OF 8.70 8.70 8.70-8.80
MAHARASHTRA
CANARA BANK 8.35-8.40 8.35-8.50 8.45-8.55
CENTRAL BANK 8.30 8.30 8.30
CORPORATION 8.75 8.75 8.75-9.00
BANK
DENA BANK 8.25 8.25 8.25-8.35
FEDERAL BANK 8.90-9.20 8.95-9.20 8.95-9.20
HDFC BANK 8.35-8.55 8.35-8.75 8.50-8.80
ICICI BANK 8.35-8.55 8.35-8.85 8.65-8.85
INDIAN BANK 8.35 8.35 8.35
IDBI BANK 8.35-8.40 8.35-8.55 8.50-8.65
J&K BANK 8.80 8.80 8.35
KARNATAKA BANK 8.60 8.60-8.90 8.50-8.65
KVB 9.00 9.00 8.80-9.15
PNB 8.35-8.40 8.35-8.40 8.90
SBI 8.35-8.55 8.35-8.70 9.00
SYNDICATE BANK 8.60 8.60 8.35-8.45
TMB 9.40-9.65 9.40-9.65 8.35-8.75
UCO BANK 8.45 8.45-8.55 8.60
UNITED BANK OF 8.55 8.55 8.55
INDIA
VIJAYA BANK 8.50 8.50 8.50
*DATA COURTESY: THE ECONOMIC TIMES
INTEREST RATES ON HOME LOAN (%)*

FIXED RATES

LOAN AMOUNT UPTO ₹ 30 LAKH ₹ 30 LAKH TO ₹ 75 OVER ₹ 75 LAKH


LAKH
BANKS

UNION BANK OF 11.4 12.40-12.65 12.65


INDIA
CORPORATION BANK 11.75-12.25 12.25 12.25
DENA BANK 11.25 11.75 11.75
HDFC BANK 8.35-8.55 8.35-8.75 8.50-8.80
ICICI BANK 8.35-9.75 8.35-10.10 8.70-10.10
INDIAN BANK 9.35 9.35 9.35
IDBI BANK 10.10-10.35 10.10-10.35 10.10-10.35
PNB 8.65-8.90 8.85-8.90 8.85-8.95
*DATA COURTESY: THE ECONOMIC TIMES

INTEREST RATES ON CAR LOAN (%)*

BANKS RATE TYPE


UNION BANK OF INDIA 8.70 FLOATING
ALLAHABAD BANK 8.95 FLOATING
AXIS BANK 11.0-12.0 FIXED
BANK OF INDIA 9.15 FLOATING
BANK OF MAHARASHTRA 8.95 FLOATING
CENTRAL BANK 8.7 FLOATING
CORPORATION BANK 9.3-9.8 FIXED
DENA BANK 9.0 FLOATING
HDFC BANK 11.5-13.75 FIXED
ICICI BANK 10.75-12.75 FIXED
KARNATAKA BANK 9.90 FIXED
PUNJAB NATIONAL BANK 8.75-9.20 FLOATING*
STATE BANK OF INDIA 9.20-9.25 FLOATING
UCO BANK 8.85 FLOATING
UNITED BANK OF INDIA 8.80-8.85 FLOATING
BANK OF BARODA 8.85-10.6 FLOATING*
*BASED ON CREDIT SCORE

*DATA COURTESY: BANK BAZAAR.COM, BLRESEARCH CENTRE BUREAU.DATA TAKEN FROM BANK’S WEBSITE AS ON 0CT 5TH 2017
INTEREST RATES ON PERSONAL LOAN*

FLOTING RATES

BANKS RATES
UNION BANK OF INDIA 14.40
ALLAHABAD BANK 11.95-12.95
AXIS BANK 15.5-24.0
BANK OF INDIA 10.8-13.8
BANK OF MAHARASHTRA 12.7
CENTRAL BANK 11.05-12.3
CORPORATION BANK 12.65-13.65
HDFC BANK 15.75-20
KARNATAKA BANK 12.5-14.0
PUNJAB NATIONAL BANK 10.95-14.7
STATE BANK OF INDIA 11.4-16.55
UCO BANK 10.6-12.6
UNITED BANK OF INDIA 13.4-14.20
BAJAJ FINSERV 12.49 Onwards
CITI BANK 10.99-18.99
KOTAK MAHINDRA BANK 11.5-24

*The interest rates are for salaried individual & pensioners for unsecured personal loan. Actual applicable interest
rate may vary based on the credit profile, loan amount, tenure, the company you work & as per bank’s discretion.
Data courtesy: Bankbazaar.com, data taken from respective bank’s website as on Sept 21, 2017.