"Insure & be secure"

A presentation specially compiled for

Mr. Balasubramanian

Presented by :-
N GANESA PANDI
L.I.C. AGENT, CHAIRMAN'S CLUB MEMBER
14/5, KUMARAN NILAYAM, VEERABADRAPILLAI LANE, VILLAPURAM, MADURAI - 625 012.
CELL NO. 9442211212 licganesapandi@gmail.com
 N GANESA PANDI
L.I.C. AGENT, CHAIRMAN'S CLUB MEMBER

14/5, KUMARAN NILAYAM, VEERABADRAPILLAI LANE,

VILLAPURAM, MADURAI - 625 012.
CELL NO. 9442211212
licganesapandi@gmail.com

Magic Mix Illustration for Mr. Balasubramanian (age 45) Ref. No. 599

Proposed Insurance

Term/ Basic Sum DAB/AB ^ Install. Tax

Id Com.Date Plan Name PPT Assured Rider SA Md Premium Beneficiary
1 24/11/2019 845-Jeevan Umang 55/15 5,00,000 5,00,000 Y 41,170
5,00,000 5,00,000

Annual Premium: 41,170

'^' : - Premiums indicated are inclusive of GST.

GST Bifurcation
Details of Plan PREMIUM
1st Year 2nd Year Onward
Sr. Comm. Sum
No. Date Pl/Tm/PPT Assured Md. Basic GST Total GST Total
1 24/11/19 845/55/15 5,00,000 Y 39,397 1,773 41,170 886 40,283
5,00,000 39,397 1,773 41,170 886 40,283

Modewise Summary of Installment Premiums

PREMIUM
* Bonus
Id Com. Date Plan/Tm/PPT Rate FAB Opted Yearly Half Yearly Quarterly Monthly Single **Daily
1 24/11/2019 845/55/15 51 20 Y 41,170 20,796 10,502 3,501 0 112.79
41,170 20,796 10,502 3,501 0 112.79
1. '*' : - Assuming LIC will declare the above mentioned bonus rates for the year ended 31-Mar-2020
2. '**' : - Daily premium is for indicative purpose only. Formula used - (Yearly Premium/365).

Medical Requirement Details

Sum at Risk: 5,00,000 Medical by DMR: No

Disclaimer: The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.
 N GANESA PANDI
L.I.C. AGENT, CHAIRMAN'S CLUB MEMBER

14/5, KUMARAN NILAYAM, VEERABADRAPILLAI LANE,

VILLAPURAM, MADURAI - 625 012.
CELL NO. 9442211212
licganesapandi@gmail.com

Magic Mix Illustration for Mr. Balasubramanian (age 45) Ref. No. 599

Forecast of Insurance Benefits

Fin. Year Risk Cover For the Year Loan
Ending Ag Natural Death Accident Death Premium Returns Cash Flow Available

31/03/2020 45 5,25,500 10,25,500 41,169 0 -41,169 0

31/03/2021 46 5,51,000 10,51,000 40,283 0 -40,283 0
31/03/2022 47 5,76,500 10,76,500 40,283 0 -40,283 63,826
31/03/2023 48 6,02,000 11,02,000 40,283 0 -40,283 91,751
31/03/2024 49 6,27,500 11,27,500 40,283 0 -40,283 1,23,664
31/03/2025 50 6,53,000 11,53,000 40,283 0 -40,283 1,57,515
31/03/2026 51 6,78,500 11,78,500 40,283 0 -40,283 1,95,666
31/03/2027 52 7,04,000 12,04,000 40,283 0 -40,283 2,38,995
31/03/2028 53 7,29,500 12,29,500 40,283 0 -40,283 2,88,360
31/03/2029 54 7,55,000 12,55,000 40,283 0 -40,283 3,44,969
31/03/2030 55 7,80,500 12,80,500 40,283 0 -40,283 4,13,248
31/03/2031 56 8,06,000 13,06,000 40,283 0 -40,283 4,80,172
31/03/2032 57 8,31,500 13,31,500 40,283 0 -40,283 5,42,833
31/03/2033 58 8,57,000 13,57,000 40,283 0 -40,283 6,12,092
31/03/2034 59 8,92,500 13,92,500 40,283 0 -40,283 7,14,825
31/03/2035 60 9,07,750 14,07,750 0 40,000 40,000 2,00,000
31/03/2036 61 9,23,000 14,23,000 0 40,000 40,000 2,00,000
31/03/2037 62 9,38,250 14,38,250 0 40,000 40,000 2,00,000
31/03/2038 63 9,58,500 14,58,500 0 40,000 40,000 2,00,000
31/03/2039 64 9,81,250 14,81,250 0 40,000 40,000 2,00,000
31/03/2040 65 10,09,000 15,09,000 0 40,000 40,000 2,00,000
31/03/2041 66 10,46,750 15,46,750 0 40,000 40,000 2,00,000
31/03/2042 67 11,09,500 16,09,500 0 40,000 40,000 2,00,000
31/03/2043 68 11,72,250 16,72,250 0 40,000 40,000 2,00,000
31/03/2044 69 12,35,000 17,35,000 0 40,000 40,000 2,00,000
31/03/2045 70 12,97,750 12,97,750 0 40,000 40,000 2,00,000
31/03/2046 71 13,70,500 13,70,500 0 40,000 40,000 2,00,000
31/03/2047 72 14,43,250 14,43,250 0 40,000 40,000 2,00,000
31/03/2048 73 15,16,000 15,16,000 0 40,000 40,000 2,00,000
31/03/2049 74 16,23,750 16,23,750 0 40,000 40,000 2,00,000
31/03/2050 75 17,36,500 17,36,500 0 40,000 40,000 2,00,000
31/03/2051 76 18,74,250 18,74,250 0 40,000 40,000 2,00,000
31/03/2052 77 20,12,000 20,12,000 0 40,000 40,000 2,00,000
31/03/2053 78 21,49,750 21,49,750 0 40,000 40,000 2,00,000
31/03/2054 79 22,87,500 22,87,500 0 40,000 40,000 2,00,000
31/03/2055 80 24,25,250 24,25,250 0 40,000 40,000 2,00,000
31/03/2056 81 25,63,000 25,63,000 0 40,000 40,000 2,00,000
31/03/2057 82 27,00,750 27,00,750 0 40,000 40,000 2,00,000
31/03/2058 83 28,38,500 28,38,500 0 40,000 40,000 2,00,000
31/03/2059 84 29,76,250 29,76,250 0 40,000 40,000 2,00,000
31/03/2060 85 29,89,000 29,89,000 0 40,000 40,000 2,00,000

Disclaimer: The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.
 N GANESA PANDI
L.I.C. AGENT, CHAIRMAN'S CLUB MEMBER

14/5, KUMARAN NILAYAM, VEERABADRAPILLAI LANE,

VILLAPURAM, MADURAI - 625 012.
CELL NO. 9442211212
licganesapandi@gmail.com

Magic Mix Illustration for Mr. Balasubramanian (age 45) Ref. No. 599

Fin. Year Risk Cover For the Year Loan

Ending Ag Natural Death Accident Death Premium Returns Cash Flow Available

31/03/2061 86 30,01,750 30,01,750 0 40,000 40,000 2,00,000

31/03/2062 87 30,14,500 30,14,500 0 40,000 40,000 2,00,000
31/03/2063 88 30,27,250 30,27,250 0 40,000 40,000 2,00,000
31/03/2064 89 30,40,000 30,40,000 0 40,000 40,000 2,00,000
31/03/2065 90 30,52,750 30,52,750 0 40,000 40,000 2,00,000
31/03/2066 91 30,65,500 30,65,500 0 40,000 40,000 2,00,000
31/03/2067 92 30,78,250 30,78,250 0 40,000 40,000 2,00,000
31/03/2068 93 30,91,000 30,91,000 0 40,000 40,000 2,00,000
31/03/2069 94 31,03,750 31,03,750 0 40,000 40,000 2,00,000
31/03/2070 95 31,16,500 31,16,500 0 40,000 40,000 2,00,000
31/03/2071 96 31,29,250 31,29,250 0 40,000 40,000 2,00,000
31/03/2072 97 31,42,000 31,42,000 0 40,000 40,000 2,00,000
31/03/2073 98 31,54,750 31,54,750 0 40,000 40,000 2,00,000
31/03/2074 99 31,67,500 31,67,500 0 40,000 40,000 0
24/11/2074 100 0 0 0 32,07,500 32,07,500 0
6,05,131 48,07,500 42,02,369

Disclaimer: The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.