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Rajasthan Marudhar Gramin Bank
Guided by-
Dr. Prema J Borkar
Submitted By-
Bhavesh Choudhary
AE1810
Name: Rajasthan Marudhar Gramin Bank
The agriculture followed by animal husbandry are the main economic activities
in the area. The agriculture is by and large dependent upon monsoon. The
rainfall is scantly ranging from about 12cms to 63cms per year. The main sorce
of irrigation are dug/tube wells beside a few canals. Three canal projects viz.
Gang canal, Bhkra and Indira Gandhi canal provide irrigation to Bikaner,
Sriganganagar and Hanumangarh districts. The Jawai canal irrigate some parts
of Pali and Jalore districts.
The soil of area is sandy to alluvial and main crops of the area are Bajra , Maize
, Jawar , Oilseeds, Wheat and Pulses. However, with new technology &
improved infrastructure some farmers have shown inclination for cash crops
like Jeera, Isabgol, Tomato, Potato etc. Some progressive farmers have
cultivated herbals and medicinal crops also. Horticulture and fruit plantation is
also fustily picking in some area of operation.
Mission:-
Vision:
Values:
The Rajasthan Marudhara Gramin Bank is built around Key values, which
epitomize the growing strengths of the Bank
Customer Centric: We put customer at the first place. Our products and
values are aligned towards the customers for delivering greater values for
them.
Trust: We have a proven track record of over 40 years of trusted
relationship with customers and stake holders and this continue to grow.
Transparency: RMGB considers Transparency and Accountability to be of
utmost importance and accordingly our policies are drafted and
implemented.
Focus on the essentials: We do a few things very well, rather than a lot OK.
That means fewer, essential products that deliver greater value.
Communicate simplicity: Our people, products, and procedures
communicate in the simplest terms to ensure that they are universally
understood.
Humility: Our employees are humble. We build relationships based on
mutual respect and understanding of each other. Our friendly nature will
make you feel like family.
Financing
1. Personal Banking
Deposits
Insurance
Saving Accounts
Loans
Safe Deposit Lockers
Government Schemes
2. Business Banking
Current Account
SME Loan
Term Lending
POS Solutions
3. Agriculture Banking
All types of short term, Medium term and Long term loans are offered by the
bank covering every requirement of the farmer. Other benefits like Interest
Subvention, Crop Insurance, Cattle insurance is also offered.
Rate of Interest
Through BC 14.00%
Indirect loans to
10. NGO/NCO/VAS/SHPI lending Upto Rs. 25.00 lacs 12.45%
to SHG*
Mortgage Loan(against
14.
immovable property) OD Running DP limit 11.25%
Corporate Home
10.50%
Loan
Maxgain OD Home
9.00%
Loan Scheme
If Colleteral Security is
9.75%
more than 100%
If Colleteral Security is
10.75%
less than 100%
11.25%
35. Marble Plus Scheme (Term Loan and CC )