Card Fees & Charges

Classic
Local/
Business Gold Platinum
FEES & CHARGES OF CREDIT CARDS Silver Classic Dual Local Gold Dual Dual
General
● Payment Due Date from Statement Date 15 days
● Minimum Amount Due 5% or Tk. 500 or USD 10, whichever is higher
● Cash Advance Limit 50% of Credit Limit
● Maximum interest-Free days available (in
case of 100% payment of current balance on 45 days
or before due date)
Fees BDT BDT BDT BDT BDT
● Annual Fee (Primary Card) Tk. 1,000 1,200 1,500 2,000 Tk. 2,500
● Annual Fee (Supplementary Card)
● 1st Supplementary Cards FREE FREE FREE FREE FREE
● 2nd Supplementary Card & onwards Tk. 500 Tk. 500 Tk. 500 Tk. 500 Tk. 500
● Card Replacement Fee Tk. 300 Tk. 300 Tk. 300 Tk. 300 Tk. 300
● PIN Replacement Fee Tk. 200 Tk. 200 Tk. 200 Tk. 200 Tk. 200
● Late Payment Fee (if minimum due is not
Tk. 300 Tk. 300\USD 5 Tk. 400 Tk. 400\USD 5 Tk. 400\USD 5
paid within due date)
● Over Limit Fee Tk. 200 Tk. 200\USD 5 Tk. 200 Tk. 200\USD 5 Tk. 200\USD 5
● Conversion FREE FREE FREE
● Global Usage Privileges Fee FREE FREE FREE
Not Not Not
● Access to Balaka Business Lounge Applicable Not Applicable Applicable Applicable Not Applicable

● Plastic Charge (if required) Tk. 200

Other Fees & Charges
● Finance Charge on all transaction types
calculated from statement date till payment
30% per Year
due date (calculated on average daily balance
method)
● Balance Transfer 22% per Year
● Cash Advance Fee (ATM\Bank POS) 1% of the withdrawal amount (Minimum Tk.50) in whichever is higher
● Cash Advance Others/NPSB 1.5% of the withdrawal amount (Minimum Tk.100) in whichever is higher
Fee (ATM) VISA 2.5% of the withdrawal amount (Minimum Tk.150) in whichever is higher
● Duplicate Statement (For every month) Tk. 50
● Duplicate Statement (beyond last 2
Tk. 100
months)
● Returned Cheque Fee (due to insufficient
Tk. 300
fund)
● Voucher Retrieval Fee ( For every months) Tk. 50
Certificate Charge Tk. 200
● Safety ONE Insurance Charge 0.35% of the Statement Balance as at the Statement date
● Cheque Book Issuance Fee:
● 1st Card Cheque Book (10 Leaves) FREE*
● 2nd Cheque Book & onwards Tk. 200*
● Card Cheque Processing Fee 1% ~ 1.5% of the Card Cheque Amount *
● Internet Banking FREE
● e- Statements FREE
● Cheque Collection Fee Regular Charge as per Schedule of Charges
● Transaction Alert SMS Tk. 150*
● CIB Charge Tk. 100 (Including VAT)*
●CCTV OBL ATM ‘s Video Tk. 1500
Footage/ Fee Other Bank’s ATM ‘s Video As per Other Bank’s Policy

* Subject to management decision.

Note:
1. Transactional fees will be applicable for any one (First choice- OBL, Second choice - Q-Cash, Third choice - NPSB or
Default choice - VISA).
2. Fees & Charges will update time to time as per industry practice and management decision.
3. Annual fee will be waived for both primary and supplementary Credit card if total number of any transaction is 18
or above over the year
4. 15% VAT applicable on all fees and charges.
5. Automatic enrollment will be made in case of SMS, Transaction Alert & Insurance service.
6. Additional expenses, e.g. postage, cable courier, Fax, legal fee etc. will be charged where applicable.
7. All Fees and charges mentioned in this schedule are subject to change without notice.
8. Credit card type will depend on the limit assigned to the card by the credit department.

PREPAID CARD FEES & CHARGES ONE Bank Limited

Issuing Fee Free

1 Backup Card Free

Cash Advance Fee (per Trxn) $1

HAJJ CARD

Loading Fee Free

Card Replacement Fee Free

PIN Replacement Fee Free

Sales Slip\Statement Retrieval Fee Free

Refund Fee Free
Monthly Maintenance Fee
(Unutilized Fund) 1% or $2 whichever is Lower

Issuing Fee $ 10
TRAVEL CARD

1 Backup Card Free

Cash Advance Fee 2% or $ 2 whichever is higher
Loading Fee Free
Statement Retrieval Fee (Monthly) $1
Refund Fee (A/C Transfer) Free
Refund Fee (Pay order) Regular Charge as per Schedule of Charges

Issuing Fee Tk.200

VERSATILE

Cash Advance Fee On Us (NA) and for VISA (As Per Schedule of Charges)
CARD

Loading Fee / Recharge Free

PIN Replacement Fee Tk.200

Refund Fee (A/C Transfer) Free

Refund Fee (Pay order) Regular Charge as per Schedule of Charges

* 15% VAT is applicable.
 DEBIT CARD FEES & CHARGES ONE Bank Limited
Domestic Tk. 400
Annual Fee International $ 10
School Banking Free
Domestic Tk. 200
Card Replacement Fee International $5
School Banking Tk. 200
Domestic Tk. 200
PIN Replacement Fee International $5
School Banking Tk. 100
OBL ATM Free
Q Cash Tk. 10
NPSB Tk. 15
Cash withdrawal Fee Visa Others Tk. 30
Visa International 3%
Brac Bank Tk. 15
DBBL Tk. 30
* 15% VAT is applicable.