Project Report for Bank Loan present a diverse range analytical challenges to its clients and shareholders.

Hence, a comprehensive Bank Loan Project Report requires a detailed analysis of the bank's fiscal transactions
that identifies its distinctive risks.

Banks accumulates capitals from the interest and forfeits interest at a calculated rate on some accounts. They
transfer these capitals to the borrowers and in turn receive interest on the loans. They accrue revenues from the
interest they forfeit for capital and interest they are entitled for from the borrowers. Their competence to
accumulate deposits from several sources that can be provided to borrowers helps in generating the capital
flow that is an intrinsic part of the banking system. By controlling their capital influx, banks accrue revenues,
simply by playing the role of the agent and undertaking the risks of providing finance to individuals.

Project Report Format For Bank Loan

Mentioned below is the standard format for preparing Project Report for Bank Loan:

1. Introductory Page
2. Summary of the project
3. Details about the Promoters, their educational qualifications, work experience, etc.
4. Current Status of the Bank, its products and services, target market, and activities.
5. Employees, details about the top management, their educational qualifications, work experience, etc.
6. Infrastructure facilities, tools deployed, operational premises, machinery, etc.
7. Customers, details about them as well as prospective customers
8. Regional Operations
9. Fiscal acquisitions and tie-ups
10. Means of Financing
11. Balance Sheet
12. Profit and Loss Statements
13. Fund Flow Statement
14. Chief Ratios
15. Break Even Point Evaluations
16. Conclusions
Things to consider while Evaluating Bank Loan Project Report
Mentioned below are certain factors in banking industry, which every investor should consider before opting
for bank loan from a respective bank:

Risks and Control:

Like other industries, banking activities are closely monitored by its watchdogs who guarantee the solvency of
each bank and its administration. The controller concentrates on the agreement with specific conditions,
constraints and rules, aiming to preserve the reliability and veracity of the banking system.

Being one of the most highly controlled industries, banking investors require a decree of assertion in the
dependability of the system so that they can concentrate on their endeavors and observations on the
performance of the bank in diverse trends.

As agents, banks manage two different kinds of risks - Interest rate risk and Credit risk. While the former
indicates to the risk anticipated between the interest forfeited on deposits and interest received on loans, the
second indicates to probability that a borrower will fail to pay interest on the loan and the bank might incur a
loss. Hence, every investor must understand these two basic factors while evaluating the bank loan project
report.
Bank's Balance Sheet:
While evaluating the project report, the investor must scrutinize the bank's balance sheet. It not only offers an
analytical structure to identify bank's fiscal ranking but also reveal its average revenue for a specific time
frame.

Interest Rate:
Consider the rate of interest while accessing the bank's performance, for its may influence the other risk factors
encountered by the bank. In an escalating interest market, the loan clients many not be able to fulfill the banks
requirements due to the hike in the payment structure or a decline in incomes. This will lead to greater level of
trouble loans. Hence, a brief review of the bank's current interest rate on loans helps a borrower in its banking
endeavors.