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SELF
EMPLOYMENT
AT THE
DOORSTEP
PERFORMANCE
LINKED SOCIAL
INCENTIVES RECOGNITION
WHY FINANCIAL INCLUSION
BENEFITS TO THE CUSTOMERS
NO QUEUE
DBT/DBTL ,
DOOR STEP SOCIAL
BANKING/LOCA SECURITY
TION SCHEMES,
MUDRA LOAN
EASY 8 AM TO 8
ACCESSIBLE PM
Kiosk Banking Solution –Service Offering
Opening of 'No-Frill Savings Accounts' by kiosk banking module
Deposits / Withdrawals of Cash in Savings Accounts
Opening of Term-Deposit/Recurring Deposit
Money Transfer to any Bank account
Current Account/ Term Deposit/Recurring Deposit
Aadhaar enabled deposits /withdrawals
DBT enabled facility in accounts
Loan lead generation & repayments
Home Loans/Loan against Property
Auto Loans/ Gold Loans/Small & Medium Enterprise (SME) Loans
General purpose credit Card (GCC)/ Kisan Credit Card (KCC)
Current Account/ Term Deposit/ Recurring Deposit
Regular SBI Savings Bank Account
Mutual fund on a Referral basis
Pradhan Mantri Jeevan Jyoti Bima Yojna / Suraksha Bima Yojna
Atal Pension Yojna (APY)
Banking Activity
Account Opening
Cash Withdrawal
Cash Deposit
Money Transfer
Eligibility Criteria
Free of Cost
Rs 25,000 (Refundable )
Documents Required for- New SBI CSP
Centers
Annexure A & B
BC-Authority Letter ( To approach Link Branch )
Affidavit ( @ Stamp Paper )
Scoring Sheet (under BC Code).
KYC Document (Copy of PAN Card & Aadhar Card Mandatory)
Proof of Educational/Professional Qualification
Ownership Detail- copy of Title Deed/ Rent Agreement/Lease Deed
Police Verification Copy
SBI Bank Account Detail (For Commission Credit )
Info to RBFI ( For Terminal Id )
Due diligence Letter (Form Link Branch )
CSP Code- Gen Process
Branch need to submit Proposed document (along with Due diligence
Report) at regional offices
HO-BC - Will generate the “User code Ref” for the Complete Application
Forms (As per revised LHO Guidelines).
Regional Offices – Will follow-up with (SBI-LHO ) for CSP-Code in lieu User
Code
Once CSP Code issued – BC will send the info to RBFI–for Terminal
Mapping .
Process at Link Branch End
(Due diligence)
Link Branch Manager will inform the Regional Office-> LHO ->RBFI.
Do’s
Visit the authorized SBI CSP/Kiosk Operator outlet only along with your ID Card.
Operate your ‘No Frill’ bank account at the CSP site only.
Ask your SBI Kiosk Operator to guide you through the transaction.
Always ask for a printed receipt of the transaction.
Verify that the transaction amount is correct and check your balance in the account.
Check the details of beneficiary being added to your account for remittance.
Count the cash withdrawn before leaving the counter.
Verify the charges with the list of ‘Charges to be paid by customer’ displayed at the
CSP.
Report any malpractice to Customer Care Centre at ( specific to each BC)/ Branch
Manager of link Branch /Channel Management Facilitator.
Immediately inform the nearest CSP & our Customer Care Centre in case of lost ID
card.
Don’ts
× Don’t give your ID card to any third party.
× Don’t leave your ID card with the Kiosk Operator.
× Don’t leave the counter without collecting receipt of your transaction.
× Don’t accept handwritten transaction receipts from the Kiosk operator.
× Don’t leave cash with the Kiosk Operator on his request of completion of your
transaction later in case of no electricity or non-functional printer.
OFFLINE PROCESS FOR ATAL PENSION
ACCOUNT
COMMISSION STRUCTURE FOR BC & CSPs (Annexure - '1') (w.e.f
01.01.2015)
Particulars Location Total Comission to be shared as 50% (BC & CSP )
S No
Small account opening fee including enrolment RuSu & UrMet Rs 20/. Per account for all
1
Small account opening fee with initial deposit of RuSu & UrMet Rs 20/ per account + additional Rs 5/
1.a minimum Rs 100
Opening of account RD RuSu & UrMet Rs 20/ per account
2
Opening of accounts STDR (1 Yr minimum) RuSu & UrMet 0.5% of amount deposited (max Rs.25/-)
3
Cash Deposit RuSu 0.25 % of the amount ,Min Rs.2/ Max Rs 14/