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Policy Underwritten By:

Pukka Insure Ltd
Commercial Vehicle
Policy Number: PAGVIPK1PNA0000849
Operator: brl_strata Brokers ID: 5860
CDL Version: 1.01 Client: PA/641186/001
Printed: 11/05/18 @ 00:03 A_NCDMASTER_NCD
© Copyright 2016 Cheshire Datasystems Limited

Protected No Claims Discount Information

No claims discount protection does not protect the overall price of your insurance policy. The price of your insurance
policy may increase following an accident even if you were not at fault.

No claims discount protection allows you to make one or more claims before your number of no claims discount years
falls. Please see the step-back procedures for details.

You have purchased NCD Protection. This has increased your premium by £66.71.
You have declared a current NCD of 9 years.
The tables below show: (i) the average NCD discount awarded to Pukka Insure Ltd motor insurance policyholders
last year according to their number of NCD years; and (ii) what would happen to your NCD years if you were to make
one or more claims in the next 12 months with and without this protection.

Number of Years No Claims Discount Average NCD Discount in 2017

One Years NCD 25%
Two Years NCD 28%
Three Years NCD 40%
Four Years NCD 50%
Five Years NCD 65%
Six Years NCD 65%
Seven Years NCD 65%
Eight Years NCD 65%
Nine or more Years NCD 65%

No Claims Discount Step-Back Procedures

Number of Years No Claims Discount at this renewal 9

No Claims Discount at Next Renewal Date without NCD Protection
1 claim in next 12 months 7 Years
2 claims in next 12 months 5 Years
3 claims in next 12 months 3 Years
4 claims in next 12 months 1 Year
No Claims Discount at Next Renewal Date with NCD Protection
1 claim in any 1 year period 9 Years
2 claims in any 1 year period 7 Years
3 claims in any 1 year period 5 Years
4 claims in any 1 year period 3 Years

Please Note: claims under certain sections of the policy may not impact NCD. Please refer to your policy wording for
further details.