PRÉSTAMO 1= S/. 200,000.

00
S= S/. 230,000.00 Cuota Fija con gradiente geométrica
n= 330 días Cuota Interés Amortización
TEA= 16.47% Periodo A B C
TM= 6.588187767% (D-1) x E A-B
0
PRÉSTAMO 2= S/. 243,490.75 GP 1 S/. 23,240.00 S/. 23,240.00 0
n= 1 semestre GP GT 2 0 S/. 23,240.00 0
1 semestre GT 3 #VALUE! #VALUE! #VALUE!
4 semestres 4 #VALUE! #VALUE! #VALUE!
TEA= 20% 5 #VALUE! #VALUE! #VALUE!
TES= 9.54451150% 6 #VALUE! #VALUE! #VALUE!
S1= S/. 243,490.75
S2= S/. 266,730.75
Gradiente= 15%
Factor 1= 1.09544512
Factor 2= 1.15
CUOTA= S/. 67,811.28
métrica
Saldo
D
(D-1)-C
S/. 243,490.75
S/. 243,490.75
S/. 266,730.75
#VALUE!
#VALUE!
#VALUE!
#VALUE!
PRÉSTAMO= S/. 18,500.00
n= 5 periodos de 45 días Cuota Fija
TNC c.t.= 9.5% Cuota Interés Amortización Saldo
TE45= 3.501207722% Periodo A B C D
PAGO ADICIONAL = S/. 3,500.00 (D-1) x E A-B (D-1)-C
CUOTA= S/. 3,398.37 0 S/. 18,500.00
1 S/. 3,398.37 #VALUE! #VALUE! #VALUE!
2 S/. 3,398.37 #VALUE! #VALUE! #VALUE!
3 S/. 6,898.37 #VALUE! #VALUE! #VALUE!
4 S/. 3,398.37 #VALUE! #VALUE! #VALUE!
5 S/. 3,398.37 #VALUE! #VALUE! #VALUE!