URDANETA CITY UNIVERSITY

San Vicente West, Urdaneta City

 (+6375) 5687612  urdanetacityuniversity@yahoo.com
College of Accountancy and Business Administration

1 April 2019

Mr. NOEL C. RAMIREZ

Instructor, College of Accountancy and Business Administration

Sir:

We, the students of Bachelor of Science in Accountancy, are currently working on a

research entitled: “Challenges in Financing Microenterprises in Urdaneta City”. In
this regard, we would like to request your professional assistance to be our statistician.

Your favorable response on the above request will truly help us in the completion of the
research work. Thank you so much and we highly appreciate your time and effort.

Respectfully yours,

CARLA LYN G. ONG SHEILA ME ALVAREZ

Researcher Researcher

JAY LESTER A. AGLIBUT JOSEPH M. RAMIREZ

Researcher Researcher

JOCELYN PALMA
Researcher

Noted:

EARL TIMOTHY D. CRUZ, CPA

Research Adviser

REMEDIOS A. PALAGANAS, CPA, MBA

Dean, College of Accountancy and Business Administration

Approved:

NOEL C. RAMIREZ, MBA

Instructor, College of Accountancy and Business Administration

Service-driven Motivated Achievement-focusedResponsive Transformed Team Player

Aim High and be Amazing!
 URDANETA CITY UNIVERSITY
San Vicente West, Urdaneta City
 (+6375) 5687612  urdanetacityuniversity@yahoo.com
College of Accountancy and Business Administration

1 April 2019

Ms. REMEDIOS A. PALAGANAS

Dean, College of Accountancy and Business Administration
Urdaneta City University

Dear Madam:

We, the students of Bachelor of Science in Accountancy, are working on a Business

Research, entitled “Challenges in Financing Microenterprises in Urdaneta City” as a
partial fulfilment to the requirement of our course, Bachelor of Science in Accountancy.

In view here of, may we ask permission from your good office to allow us to conduct the
said study at Urdaneta City, Pangasinan.

Hope your favorable response regarding this request. Thank you very much and more
power.

Respectfully yours,

CARLA LYN G. ONG SHEILA ME ALVAREZ

Researcher Researcher

JAY LESTER A. AGLIBUT JOSEPH M. RAMIREZ

Researcher Researcher

JOCELYN PALMA
Researcher

Noted by:

EARL TIMOTHY D. CRUZ, CPA

Research Adviser

Approved:

REMEDIOS A. PALAGANAS, CPA, MBA

Dean, College of Accountancy and Business Administration

Service-driven Motivated Achievement-focusedResponsive Transformed Team Player

Aim High and be Amazing!
 URDANETA CITY UNIVERSITY
San Vicente West, Urdaneta City
 (+6375) 5687612  urdanetacityuniversity@yahoo.com
College of Accountancy and Business Administration

2 April 2019

Mr. NOEL C. RAMIREZ

Instructor, College of Accountancy and Business Administration

Sir:

We, the students of Bachelor of Science in Accountancy, are currently working on a

research entitled: “Challenges in Financing Microenterprises in Urdaneta City”. In
this regard, we would like to request your professional assistance to be our statistician.

Your favorable response on the above request will truly help us in the completion of the
research work. Thank you so much and we highly appreciate your time and effort.

Respectfully yours,

CARLA LYN G. ONG SHEILA ME ALVAREZ

Researcher Researcher

JAY LESTER A. AGLIBUT JOSEPH M. RAMIREZ

Researcher Researcher

JOCELYN PALMA
Researcher

Noted:

EARL TIMOTHY D. CRUZ, CPA

Research Adviser

REMEDIOS A. PALAGANAS, CPA, MBA

Dean, College of Accountancy and Business Administration

Approved:

NOEL C. RAMIREZ, MBA

Instructor, College of Accountancy and Business Administration

Service-driven Motivated Achievement-focusedResponsive Transformed Team Player

Aim High and be Amazing!
 URDANETA CITY UNIVERSITY
San Vicente West, Urdaneta City
 (+6375) 5687612  urdanetacityuniversity@yahoo.com
College of Accountancy and Business Administration

2 April 2019

Ms. REMEDIOS A. PALAGANAS

Dean, College of Accountancy and Business Administration
Urdaneta City University

Dear Madam:

We, the students of Bachelor of Science in Accountancy, are working on a Business

Research, entitled “Challenges in Financing Microenterprises in Urdaneta City” as a
partial fulfilment to the requirement of our course, Bachelor of Science in Accountancy.

In view here of, may we ask permission from your good office to allow us to conduct the
said study at Urdaneta City, Pangasinan.

Hope your favorable response regarding this request. Thank you very much and more
power.

Respectfully yours,

CARLA LYN G. ONG SHEILA ME ALVAREZ

Researcher Researcher

JAY LESTER A. AGLIBUT JOSEPH M. RAMIREZ

Researcher Researcher

JOCELYN PALMA
Researcher

Noted by:

EARL TIMOTHY D. CRUZ, CPA

Research Adviser

Approved:

REMEDIOS A. PALAGANAS, CPA, MBA

Dean, College of Accountancy and Business Administration

Service-driven Motivated Achievement-focusedResponsive Transformed Team Player

Aim High and be Amazing!
 URDANETA CITY UNIVERSITY
San Vicente West, Urdaneta City
 (+6375) 5687612  urdanetacityuniversity@yahoo.com
College of Accountancy and Business Administration

3 April 2019

Mr. NOEL C. RAMIREZ

Instructor, College of Accountancy and Business Administration

Sir:

We, the students of Bachelor of Science in Accountancy, are currently working on a

research entitled: “Challenges in Financing Microenterprises in Urdaneta City”. In
this regard, we would like to request your professional assistance to be our statistician.

Your favorable response on the above request will truly help us in the completion of the
research work. Thank you so much and we highly appreciate your time and effort.

Respectfully yours,

CARLA LYN G. ONG SHEILA ME ALVAREZ

Researcher Researcher

JAY LESTER A. AGLIBUT JOSEPH M. RAMIREZ

Researcher Researcher

JOCELYN PALMA
Researcher

Noted:

EARL TIMOTHY D. CRUZ, CPA

Research Adviser

REMEDIOS A. PALAGANAS, CPA, MBA

Dean, College of Accountancy and Business Administration

Approved:

NOEL C. RAMIREZ, MBA

Instructor, College of Accountancy and Business Administration

Service-driven Motivated Achievement-focusedResponsive Transformed Team Player

Aim High and be Amazing!
 URDANETA CITY UNIVERSITY
San Vicente West, Urdaneta City
 (+6375) 5687612  urdanetacityuniversity@yahoo.com
College of Accountancy and Business Administration

3 April 2019

Ms. REMEDIOS A. PALAGANAS

Dean, College of Accountancy and Business Administration
Urdaneta City University

Dear Madam:

We, the students of Bachelor of Science in Accountancy, are working on a Business

Research, entitled “Challenges in Financing Microenterprises in Urdaneta City” as a
partial fulfilment to the requirement of our course, Bachelor of Science in Accountancy.

In view here of, may we ask permission from your good office to allow us to conduct the
said study at Urdaneta City, Pangasinan.

Hope your favorable response regarding this request. Thank you very much and more
power.

Respectfully yours,

CARLA LYN G. ONG SHEILA ME ALVAREZ

Researcher Researcher

JAY LESTER A. AGLIBUT JOSEPH M. RAMIREZ

Researcher Researcher

JOCELYN PALMA
Researcher

Noted by:

EARL TIMOTHY D. CRUZ, CPA

Research Adviser

Approved:

REMEDIOS A. PALAGANAS, CPA, MBA

Dean, College of Accountancy and Business Administration

Service-driven Motivated Achievement-focusedResponsive Transformed Team Player

Aim High and be Amazing!