GIVE

UnionPay Secured Credit Card Presentation

 Your Example Co-Branded
Design

Benefits & Advantages

1. Global Issuance - It can be issued to residents of most countries.
2. Everyone Qualifies – No credit check and no banking history check
3. Worldwide Acceptance – in 179 countries, including the interiors of Asia and Africa
4. Application Versatility - It is a credit card, a travel card, a general spending card, a card-
to-card-transfer remittance card, a cryptocurrency withdrawal card and an international
payroll/payout card.
✓ Example: Send $$ Thousand home for only $1.50
✓ Example: Withdraw funds from your Crypto Wallet
✓ Example: International MLM commission payout
5. Low Cardholder Usage Fees
6. Multiple Ways of Card Loading - Mass-Payout loading to MLM members and employees,
retail cash loading, bank branch loading, bank account transfer and cryptocurrency loading.
7. Establishing & Increasing FICO Credit Scores – for cardholders with up to $10K credit
line
 Benefits for Deployment by Business (User) Groups
1. Meeting Multi-National Business Needs with One Card – Payroll, payout,
crypto withdrawal, worldwide funds transfer, project funding, …
2. No Territorial Restrictions – One card program for the entire world
3. Rapid Co-branding at Low Cost – Groups having their own card designs
4. Business Integration - API Available - With User Groups’ back offices
5. High Residual Income for User Groups - Commission through cardholder
spending (through Interchange Fees paid by the merchants)
6. Convertibility & Integration with Major Cryptocurrencies – Fully integrated
to major cryptocurrency exchanges for crypto-fiat convertibility.
Electronic Banking Functions - Controlled By Cardholder Via A Mobile-Phone App (Dashboard)
Worldwide Card & eWallet Loading Capability
2 Credit Levels, Limits & Due Diligence Requirements
 Cardholder Fees

Cardholder Fee Cardholder Fee

ATM Withdrawal $2.00
POS Purchase $0.10
Balance Inquiry $0.00
Online Statement $0.00
Load/Deposit $0.00
Card-To-Card Transfer $1.50
Monthly Fee $3.00
(Account Maintenance & Credit Management)
Card/eWallet Activation, Credit Management & $4.00
Repotting Setup
(One-time fee paid by cardholder from card balance)

Note:
1) Card co-branding cost = $5,000
2) Card program setup, commission setup, handheld Dashboard and API access = $3,500
3) Wholesale cost of the plastic card with EMV smart computer chip is $5-6 USD per card,
depending on volume.
 Residual Net Revenue Sharing

The sources of the Distribution Side (50%) commission revenue are:

1. Cardholder Usage Fees on cards less costs from the bank and the processor.
This revenue for the Distribution Side is typically less than $4-5 per card per
month since GIVE’s Cardholder Usage Fees are reasonable to promote usage.
2. FX (Foreign Exchange) fee of, typically, 1% for the entire channel Distribution
Side (from the Master Distributor side and down). This source of revenue can be
significant; if in a certain month, a cardholder spends $2,000, subjecting to FX,
using the card, this source of this commission can then amount to $20 per that
card in that month.
3. Interchange fees on bankcard spending. This fee is paid by the card acquiring
merchant, and not by the cardholder. This commission revenue can fluctuate
depending on the spending of the cardholders and the geographic locations of
the cardholders. This commission is, typically, 1.0% for the entire channel
Distribution Side (from the Master Distributor side & down). Therefore, if in a
certain month, a cardholder spends $2,000 using the card, this source of
commission can then amount to $20 per that card in that month.
Next Step – Please Contact:

GIVE GIVE Corp

Four Embarcadero Center
Suite 1400
San Francisco, CA 94111
JackC@Onedebit.com
(858) 886-9859

GIVE Corp
Stylopay Division
Unit 10 - The City Business Centre
2 London Wall Buildings
London EC2M 5UU