An Empirical Study of Investments in Mutual Funds

Questionaire

1. What kind of investments do you prefer?

Savings A/C
Fixed Deposits
Insurance
Mutual Funds
Shares/ Debentures
Gold / Silver
Real Estate

2. Your minimum education qualification

10 Std
12 Std
Graduation
Post-Graduation

3. Have you invested your money in Mutual Funds?

Yes
No
4. Where do you find yourself as a Mutual Fund investor?
Totally ignorant
Partial knowledge of mutual funds
Aware of specific schemes you have invested in
Fully aware

5. What is the risk profile do you prefer the most?

Low Risk
High Risk
Medium Risk

6. How did you come to know about mutual funds?

Advertisements
Peer groups
Banks
Financial advisor

7. Which mutual funds have you invested in?

SBI MF
UTI
HDFC
Reliance
ICICI Prudential
Others, please specify
8. Which mode of Mutual Fund investments do you prefer?
One time investments
Systematic investment plan (SIP)

9. Can mutual funds be viewed as risk free investments?

Yes
No

10. Where do you buy your mutual funds from?

Directly from AMC
Brokers
Sub brokers
Other sources

11. How do you like to get your return every year?

Growth in NAV
Dividend payout
Dividend re investment

12. Primary goal of your investment?

Retirement
Education
Financing for a House
13. What is the % of savings to Mutual Fund investments?
0%-10%
10%-20%
20%-40%
40% above

14. What term length of mutual funds do you prefer?

Short term
Long term

15. What type of mutual funds have you invested in?

Equity
Debt
Hybrid

16. Do you have knowledge about share markets and its functions?
Yes
No

17. Are you aware that AMC’s invest your money in the share market?
Yes
No
18. What do you look into before investing in mutual funds?
Past performance (NAV)
Ratings (by CRISIL, ICRA, etc)
Asset Management Company (AMC)
Expert advice

19. How many years have you been investing in mutual funds?
Less than a year
1-3 years
3 or more years

20. Is there a need for creating awareness about the benefits of mutual fund
investments?
Yes
No

21. Do you think investing in mutual funds will help in economic development?
Yes
No

22. Have you ever redeemed your mutual funds due to the following reasons?
Non-performance of funds
Non availability of good service from AMC
Lack of information about fund performance
Never redeemed Mutual Fund