Prepared By

Bhanu Prakash

Ph: 9848605278
Email: licbhanuprakash@gmail.com
This is proposed to

Proposer Details
Name
Age 1
Plan Name 845-Jeevan Umang
Sum Assured 1000000
Policy Term 99
Prem Paying Term 30
AD and DB Rider yes
Term Rider 0

First Year Premium

Premium GST(4.5%) Payable Prem
YLY 28777 1295 30072
HLY 14544 654 15198
QLY 7350 331 7681
MLY 2450 110 2560
2nd year onwards
Premium GST(2.25%) Payable Prem
YLY 28777 647 29424
HLY 14544 327 14871
QLY 7350 165 7515
MLY 2450 55 2505

Save Rs.81 per day for 30 yrs, and get

a bulk amount of Rs.18240000 at
Age:100
Year Age Premiu Natural Accidntl Returns Surrendr Loan
m

2019 1 30072 28777 28777 0 0 0

2020 2 29424 57554 57554 0 0 0
2021 3 29424 1180000 1180000 0 30110 27099
2022 4 29424 1240000 1240000 0 63986 57587
2023 5 29424 1300000 1300000 0 81002 72901
2024 6 29424 1360000 1360000 0 134427 120984
2025 7 29424 1420000 1420000 0 158258 142432
2026 8 29424 1480000 1480000 0 183881 165492
2027 9 29424 1540000 1540000 0 210255 189229
2028 10 29424 1600000 1600000 0 237384 213645
2029 11 29424 1660000 1660000 0 330000 297000
2030 12 29424 1720000 1720000 0 365901 329310
2031 13 29424 1780000 1780000 0 399045 359140
2032 14 29424 1840000 1840000 0 436625 392962
2033 15 29424 1920000 1920000 0 493031 443727
2034 16 29424 1985000 1985000 0 535133 481619
2035 17 29424 2050000 2050000 0 576463 518816
2036 18 29424 2115000 2115000 0 621424 559281
2037 19 29424 2190000 2190000 0 675613 608051
2038 20 29424 2270000 2270000 0 735496 661946
2039 21 29424 2360000 2360000 0 809099 728189
2040 22 29424 2470000 2470000 0 897354 807618
2041 23 29424 2580000 2580000 0 986017 887415
2042 24 29424 2690000 2690000 0 1081994 973794
2043 25 29424 2800000 2800000 0 1171760 1054584
2044 26 29424 2910000 2910000 0 1261934 1135740
2045 27 29424 3020000 3020000 0 1352679 1217411
2046 28 29424 3150000 3150000 0 1471733 1324559
2047 29 29424 3280000 3280000 0 1600115 1440103
2048 30 29424 3410000 3410000 0 1717108 1545397
2049 31 0 3540000 3540000 80000 3254000 400000
2050 32 0 3670000 3670000 80000 3378000 400000
2051 33 0 3800000 3800000 80000 3502000 400000
2052 34 0 3940000 3940000 80000 3636000 400000
2053 35 0 4080000 4080000 80000 3770000 400000
2054 36 0 4220000 4220000 80000 3904000 400000
2055 37 0 4360000 4360000 80000 4038000 400000
2056 38 0 4500000 4500000 80000 4172000 400000
2057 39 0 4640000 4640000 80000 4306000 400000
2058 40 0 4800000 4800000 80000 4460000 400000
2059 41 0 4960000 4960000 80000 4614000 400000
2060 42 0 5120000 5120000 80000 4768000 400000
2061 43 0 5280000 5280000 80000 4922000 400000
2062 44 0 5440000 5440000 80000 5076000 400000
2063 45 0 5600000 5600000 80000 5230000 400000
2064 46 0 5760000 5760000 80000 5384000 400000
2065 47 0 5920000 5920000 80000 5538000 400000
2066 48 0 6080000 6080000 80000 5692000 400000
2067 49 0 6240000 6240000 80000 5846000 400000
2068 50 0 6400000 6400000 80000 6000000 400000
2069 51 0 6560000 6560000 80000 6154000 400000
2070 52 0 6770000 6770000 80000 6358000 400000
2071 53 0 6980000 6980000 80000 6562000 400000
2072 54 0 7190000 7190000 80000 6766000 400000
2073 55 0 7400000 7400000 80000 6970000 400000
2074 56 0 7610000 7610000 80000 7174000 400000
2075 57 0 7820000 7820000 80000 7378000 400000
2076 58 0 8030000 8030000 80000 7582000 400000
2077 59 0 8240000 8240000 80000 7786000 400000
2078 60 0 8450000 8450000 80000 7990000 400000
2079 61 0 8660000 8660000 80000 8194000 400000
2080 62 0 8870000 8870000 80000 8398000 400000
2081 63 0 9080000 9080000 80000 8602000 400000
2082 64 0 9290000 9290000 80000 8806000 400000
2083 65 0 9500000 9500000 80000 9010000 400000
2084 66 0 9710000 9710000 80000 9214000 400000
2085 67 0 9920000 9920000 80000 9418000 400000
2086 68 0 10130000 10130000 80000 9622000 400000
2087 69 0 10340000 10340000 80000 9826000 400000
2088 70 0 10550000 10550000 80000 10030000 400000
2089 71 0 10760000 10760000 80000 10234000 400000
2090 72 0 10970000 10970000 80000 10438000 400000
2091 73 0 11180000 11180000 80000 10642000 400000
2092 74 0 11390000 11390000 80000 10846000 400000
2093 75 0 11600000 11600000 80000 11050000 400000
2094 76 0 11860000 11860000 80000 11304000 400000
2095 77 0 12120000 12120000 80000 11558000 400000
2096 78 0 12380000 12380000 80000 11812000 400000
2097 79 0 12640000 12640000 80000 12066000 400000
2098 80 0 12900000 12900000 80000 12320000 400000
2099 81 0 13160000 13160000 80000 12574000 400000
2100 82 0 13420000 13420000 80000 12828000 400000
2101 83 0 13680000 13680000 80000 13082000 400000
2102 84 0 13940000 13940000 80000 13336000 400000
2103 85 0 14200000 14200000 80000 13590000 400000
2104 86 0 14460000 14460000 80000 13844000 400000
2105 87 0 14720000 14720000 80000 14098000 400000
2106 88 0 14980000 14980000 80000 14352000 400000
2107 89 0 15240000 15240000 80000 14606000 400000
2108 90 0 15500000 15500000 80000 14860000 400000
2109 91 0 15760000 15760000 80000 15114000 400000
2110 92 0 16020000 16020000 80000 15368000 400000
2111 93 0 16280000 16280000 80000 15622000 400000
2112 94 0 16540000 16540000 80000 15876000 400000
2113 95 0 16900000 16900000 80000 16230000 400000
2114 96 0 17260000 17260000 80000 16584000 400000
2115 97 0 17520000 17520000 80000 16838000 400000
2116 98 0 17880000 17880000 80000 17192000 400000
2117 99 0 18240000 18240000 80000 17546000 400000
2118 100 0 0 0 18240000 0 0
0 0 883368 0 0 23760000 0 0
You have to pay the premium for 30 yrs
(from Age:1 - Age:30)

If you take the payment mode as yly then you have to pay
Rs.30072 for the first year,from 2nd year onwards Rs.29424

Totally you will pay Rs.883368

From Age:31-99 you will receive Rs.80000

Natural Risk Cover is as shown in the above table under Natural

column.....For example In case of Natural Death at Age-6,
Nominee will receive Rs.1360000

Accidental Risk cover is as shown in the above table under

Accidental column.....For example In case of Accidental Death at
Age-6, Nominee will receive Rs.1360000

At age 100 you will receive Rs.18240000

If you close the policy you will receive the amount as shown in the
above table under Surrender Column.....For example
if you close at Age-60, you will receive Rs.7990000
if you close at Age-70, you will receive Rs.10030000
if you close at Age-80, you will receive Rs.12320000

You can take the loan as shown in the above table under Loan
Column.....For example
at Age-30, you can take a loan of Rs.1545397
at Age-51, you can take a loan of Rs.400000
 Medical Report:

Disclaimer : The Benefits shown in this presentation are as

per the 8% Benefit illustration of LIC of India, Actual values
may vary, depends on the corporation profits and experience