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Q1.
Each of the questions below consists of a question and two statements marked I and II given
below it. You have to decide whether the data provided in the statements are su cient to answer
the question. Read both the statements and give answer.

What does 'Ne' stands for in the code language?


I. 'Na Ni Nok Ne' means 'I will tell you' and 'Ni Nok Ne Nam' means 'he will tell you' in that code
language.
II. 'Ni Ne Mo Nam' means 'will he call you' and 'Ne Mok Sac Ni' means 'how will you go' in that code
language.

A. If the data in statement I alone are su cient to answer the question, while the data in
statement II alone are not su cient to answer the question.
B. If the data in statement I alone are not su cient to answer the question, while the data in
statement II alone are su cient to answer the question.
C. If the data either in statement I or in statement II alone are su cient to answer the question.
D. If the data even in both the statements I and II together are not su cient to answer the
question.
E. If the data in both statements I and II together are needed to answer the question.
Your Answer: Not Attempted

Correct Answer: D. If the data even in both the statements I and II together are not su cient to
answer the question. <br>

Solution
I and II are not su cient to nd out the code for Ne.
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Q2.
Each of the questions below consists of a question and two statements marked I and II given
below it. You have to decide whether the data provided in the statements are su cient to answer
the question. Read both the statements and give answer.

Who amongst P, Q, R, S, T and U is the tallest?


I. P is taller that R and T but not as tall as U, who is taller than Q and S.
II. R is the third in height in the ascending order and not as tall as U, P and Q, Q being taller than P
but not the tallest.

A. If the data in statement I alone are su cient to answer the question, while the data in
statement II alone are not su cient to answer the question.
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B. If the data in statement I alone are not su cient to answer the question, while the data in
statement II alone are su cient to answer the question.
C. If the data either in statement I or in statement II alone are su cient to answer the question.
D. If the data even in both the statements I and II together are not su cient to answer the
question.
E. If the data in both statements I and II together are needed to answer the question.
Your Answer: Not Attempted

Correct Answer: C. If the data either in statement I or in statement II alone are su cient to answer
the question. <br>

Solution
Either from I and II we can nd that U is the tallest.
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Q3.
Each of the questions below consists of a question and two statements marked I and II given
below it. You have to decide whether the data provided in the statements are su cient to answer
the question. Read both the statements and give answer.

Who among A, B, C, D, E & F read the book last?


I. F, who gave the book to B after reading, was fourth to read the book.
II. C, who read the book after A, was the second person to read the book before it reached to E.

A. If the data in statement I alone are su cient to answer the question, while the data in
statement II alone are not su cient to answer the question.
B. If the data in statement I alone are not su cient to answer the question, while the data in
statement II alone are su cient to answer the question.
C. If the data either in statement I or in statement II alone are su cient to answer the question.
D. If the data even in both the statements I and II together are not su cient to answer the
question.
E. If the data in both statements I and II together are needed to answer the question.
Your Answer: Not Attempted

Correct Answer: E. If the data in both statements I and II together are needed to answer the
question. <br>

Solution
From statement I and II together we can nd that D reads book at last.
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Q4.
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Each of the questions below consists of a question and two statements marked I and II given
below it. You have to decide whether the data provided in the statements are su cient to answer
the question. Read both the statements and give answer.

Who is paternal uncle of P?


I. P is brother of L, who is daughter of Q, who is sister of N, who is brother S.
II. M is brother of K, who is husband of L, who is mother of G, who is sister of P.

A. If the data in statement I alone are su cient to answer the question, while the data in
statement II alone are not su cient to answer the question.
B. If the data in statement I alone are not su cient to answer the question, while the data in
statement II alone are su cient to answer the question.
C. If the data either in statement I or in statement II alone are su cient to answer the question.
D. If the data even in both the statements I and II together are not su cient to answer the
question.
E. If the data in both statements I and II together are needed to answer the question.
Your Answer: Not Attempted

Correct Answer: B. If the data in statement I alone are not su cient to answer the question, while
the data in statement II alone are su cient to answer the question. <br>

Solution
From II we can nd out that M is paternal uncle of P.
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Q5.
Each of the questions below consists of a question and two statements marked I and II given
below it. You have to decide whether the data provided in the statements are su cient to answer
the question. Read both the statements and give answer.

What is Sudin’s rank in the class of 44 students?


I. Ramesh, whose rank is 17th in the class, is ahead of Shyam by 6 ranks, Shyam being 7 ranks
ahead of Sudin
II. Suketu is 26 ranks ahead of Milan and Shyamala is 6 ranks behind Milan while Savita stands
exactly in the middle of Shyamala and Suketu.

A. If the data in statement I alone are su cient to answer the question, while the data in
statement II alone are not su cient to answer the question.
B. If the data in statement I alone are not su cient to answer the question, while the data in
statement II alone are su cient to answer the question.
C. If the data either in statement I or in statement II alone are su cient to answer the question.
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D. If the data even in both the statements I and II together are not su cient to answer the
question.
E. If the data in both statements I and II together are needed to answer the question.
Your Answer: Not Attempted

Correct Answer: A. If the data in statement I alone are su cient to answer the question, while the
data in statement II alone are not su cient to answer the question. <br>

Solution
From 1st statement we can nd that sudin’s rank is 18th in class.
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Q6.
Which of the following is related to FLOWER in the same way as RTERBN relates to SECTOR?
A. RWLGPF
B. EOFKUQ
C. EOFMXS
D. RWLEFD
E. RWLEND
Your Answer: Not Attempted

Correct Answer: E. RWLEND <br>

Solution

The order of arrangement of letters is 6th letter, 4th letter, 2nd letter, 1st letter - 1, 3rd letter – 1,
5th letter – 1
So, for FLOWER it is RWLEND.
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Q7.
Which pair of the letters in the word BEAUTIFUL has the same relationship between its letters with
respect to their positions in the English alphabet as the pair EA in that word has between its
letters?
A. IB
B. LF
C. IE
D. FL
E. TL
Your Answer: Not Attempted

Correct Answer: C. IE
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Solution
There are three letters between A and E. Similarly there are three letters E and I
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Q8.
Four of the following ve have similar relationship and hence form a group. Which one does not
belong to that group?

A. BROTHER : DORVEHT
B. ENGLISH : GGNNSIJ
C. ANOTHER : CONVEHT
D. BETWEEN : DTEZEEP
E. HUSBAND : JSUDNAF
Your Answer: Not Attempted

Correct Answer: D. BETWEEN : DTEZEEP <br>

Solution

In each option except (4): 1st, 4th and 7th letters move +2 steps. (2nd, 3rd) and (5th, 6th) letters
interchange their positions as (3rd, 2nd) and (6th, 5th) respectively.
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Q9.
How many such pairs of letters are there in the word INTERNET each of which has as many letters
between them in the word as in the English alphabet?
A. None
B. One
C. Two
D. Three
E. More than three
Your Answer: Not Attempted

Correct Answer: D. Three

Solution
The pairs are IN, NT TR. So three pairs.
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Q10.
In a certain code ‘body guard released’ is written as ‘9 7 3’ and ‘the body shape’ is written as ‘9 6 4’.
How is ‘guard’ written in that code?

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A. 3
B. 7
C. 3 or 7
D. Data inadequate
E. None of these
Your Answer: Not Attempted

Correct Answer: C. 3 or 7

Solution
either 3 or 7
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Q11.
Study the following information carefully and answer the given questions.

Six persons-Tiger, Akshay, Shahrukh, Varun, Ranveer and Arjun—stay on di erent oors of a six-
storey building (ground oor is numbered as oor 1 and top oor is numbered as oor 6). Each of
them is in a di erent profession, viz Doctor, Engineer, Lawyer, Architect, Journalist and Teacher.
Varun is a lawyer but stays neither on oor 2 nor on oor 5. Akshay is neither an Architect nor a
Journalist but stays on oor 6. The Journalist doesn't stay below the oor of the Architect but stays
below the oor of the Engineer. The Teacher stays either on oor 1 or on oor 4. Ranveer doesn't
stay on an odd-numbered oor. Tiger, who stays on oor 4, is either a Journalist or an Architect.
Either Shahrukh or Arjun is an Engineer.

If Arjun stays on oor 1, what is the profession of Shahrukh?


A. Lawyer
B. Engineer
C. Teacher
D. Architect
E. Can't be determined
Your Answer: Not Attempted

Correct Answer: B. Engineer

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Solution

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Q12.
Study the following information carefully and answer the given questions.

Six persons-Tiger, Akshay, Shahrukh, Varun, Ranveer and Arjun—stay on di erent oors of a six-
storey building (ground oor is numbered as oor 1 and top oor is numbered as oor 6). Each of
them is in a di erent profession, viz Doctor, Engineer, Lawyer, Architect, Journalist and Teacher.
Varun is a lawyer but stays neither on oor 2 nor on oor 5. Akshay is neither an Architect nor a
Journalist but stays on oor 6. The Journalist doesn't stay below the oor of the Architect but stays
below the oor of the Engineer. The Teacher stays either on oor 1 or on oor 4. Ranveer doesn't
stay on an odd-numbered oor. Tiger, who stays on oor 4, is either a Journalist or an Architect.
Either Shahrukh or Arjun is an Engineer.

Who stays on oor 3?


A. Engineer
B. Lawyer
C. Doctor
D. Architect
E. Teacher
Your Answer: Not Attempted

Correct Answer: B. Lawyer

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Solution

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Q13.
Study the following information carefully and answer the given questions.

Six persons-Tiger, Akshay, Shahrukh, Varun, Ranveer and Arjun—stay on di erent oors of a six-
storey building (ground oor is numbered as oor 1 and top oor is numbered as oor 6). Each of
them is in a di erent profession, viz Doctor, Engineer, Lawyer, Architect, Journalist and Teacher.
Varun is a lawyer but stays neither on oor 2 nor on oor 5. Akshay is neither an Architect nor a
Journalist but stays on oor 6. The Journalist doesn't stay below the oor of the Architect but stays
below the oor of the Engineer. The Teacher stays either on oor 1 or on oor 4. Ranveer doesn't
stay on an odd-numbered oor. Tiger, who stays on oor 4, is either a Journalist or an Architect.
Either Shahrukh or Arjun is an Engineer.

Which of the following combinations is de nitely true?


A. Shahrukh–Teacher–Floor 1
B. Varun–Lawyer–Floor 5
C. Ranveer–Architect–Floor 2
D. Arjun–Engineer–Floor 5
E. None of these
Your Answer: Not Attempted

Correct Answer: C. Ranveer–Architect–Floor 2 <br>

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Solution

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Q14.
Study the following information carefully and answer the given questions.

Six persons-Tiger, Akshay, Shahrukh, Varun, Ranveer and Arjun—stay on di erent oors of a six-
storey building (ground oor is numbered as oor 1 and top oor is numbered as oor 6). Each of
them is in a di erent profession, viz Doctor, Engineer, Lawyer, Architect, Journalist and Teacher.
Varun is a lawyer but stays neither on oor 2 nor on oor 5. Akshay is neither an Architect nor a
Journalist but stays on oor 6. The Journalist doesn't stay below the oor of the Architect but stays
below the oor of the Engineer. The Teacher stays either on oor 1 or on oor 4. Ranveer doesn't
stay on an odd-numbered oor. Tiger, who stays on oor 4, is either a Journalist or an Architect.
Either Shahrukh or Arjun is an Engineer.

Which of the following combinations is de nitely false?


A. Tiger–Journalist–Floor 2
B. Akshay–Doctor–Floor 6
C. Ranveer–Architect–Floor 2
D. Varun–Lawyer–Floor 3
E. None of these
Your Answer: Not Attempted

Correct Answer: A. Tiger–Journalist–Floor 2 <br>

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Solution

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Q15.
Study the following information carefully and answer the given questions.

Six persons-Tiger, Akshay, Shahrukh, Varun, Ranveer and Arjun—stay on di erent oors of a six-
storey building (ground oor is numbered as oor 1 and top oor is numbered as oor 6). Each of
them is in a di erent profession, viz Doctor, Engineer, Lawyer, Architect, Journalist and Teacher.
Varun is a lawyer but stays neither on oor 2 nor on oor 5. Akshay is neither an Architect nor a
Journalist but stays on oor 6. The Journalist doesn't stay below the oor of the Architect but stays
below the oor of the Engineer. The Teacher stays either on oor 1 or on oor 4. Ranveer doesn't
stay on an odd-numbered oor. Tiger, who stays on oor 4, is either a Journalist or an Architect.
Either Shahrukh or Arjun is an Engineer.

Who stays on oor 2?


A. Engineer
B. Lawyer
C. Doctor
D. Architect
E. Teacher
Your Answer: Not Attempted

Correct Answer: D. Architect

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Solution

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Q16.
In each of the questions below are given three statements followed by three conclusions number
I, II and III. You have to take the given statements to be true even if they seem to be at variance
from commonly known facts. Read all the conclusion and then decide which of the given
conclusions logically follows from the given statements disregarding commonly known facts.

Statements:
All king are devil.
All warrior are devil.
All devil are rich.
Conclusions:
I. All king are rich.
II. All warrior are rich.
III. Some rich are devil.
A. only I and II follow
B. only I and III follow
C. only II and III follow
D. All follow
E. None of these
Your Answer: Not Attempted

Correct Answer: D. All follow <br>

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Solution

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Q17.
In each of the questions below are given three statements followed by three conclusions number
I, II and III. You have to take the given statements to be true even if they seem to be at variance
from commonly known facts. Read all the conclusion and then decide which of the given
conclusions logically follows from the given statements disregarding commonly known facts.

Statements:
Some PM are CM.
Some CM are DM.
Some DM are SM.
Conclusions:
I. Some SM are PM.
II. Some PM are CM.
III. No SM is CM.
A. None follows
B. only II follows
C. only III follows
D. only either II or III follows
E. only I and either II or III follow
Your Answer: Not Attempted

Correct Answer: B. only II follows <br>

Solution

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Q18.
In each of the questions below are given three statements followed by three conclusions number
I, II and III. You have to take the given statements to be true even if they seem to be at variance
from commonly known facts. Read all the conclusion and then decide which of the given
conclusions logically follows from the given statements disregarding commonly known facts.

Statements:
All schools are college.
Some college are university.
All university are campus.
Conclusions:
I. Some campus are college.
II. Some college are schools.
III. Some campus are schools.
A. only I and II follow
B. only I and III follow
C. only II and III follow
D. All I, II and III follow
E. None of these
Your Answer: Not Attempted

Correct Answer: A. only I and II follow <br>

Solution

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Q19.
In each of the questions below are given three statements followed by three conclusions number
I, II and III. You have to take the given statements to be true even if they seem to be at variance
from commonly known facts. Read all the conclusion and then decide which of the given
conclusions logically follows from the given statements disregarding commonly known facts.

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Statements:
Some levis are sparky.
All puma are reebok.
All reebok are adidas.
Conclusions:
I. Some levis are adidas.
II. Some levis are reebok.
III. Some adidas are sparky.
A. only I and II follow
B. only I and III follow
C. only II and III follow
D. None follow
E. None of these
Your Answer: Not Attempted

Correct Answer: D. None follow <br>

Solution

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Q20.
In each of the questions below are given three statements followed by three conclusions number
I, II and III. You have to take the given statements to be true even if they seem to be at variance
from commonly known facts. Read all the conclusion and then decide which of the given
conclusions logically follows from the given statements disregarding commonly known facts.

Statements:
All samsung are onida.
No onida is phillips.
Some phillips are videocon.
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Conclusions:
I. Some phillips are samsung.
II. Some onida are samsung.
III. Some videocon are onida.
A. only I follows
B. only II follows
C. only III follows
D. only I and II follow
E. None of these
Your Answer: Not Attempted

Correct Answer: B. only II follows <br>

Solution

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Q21.
Study the following information carefully and answer the given questions.

Eight colleagues, Vladimir Putin, Angela Merkel, Barack Obama, Xi Jinping, Bill Gates, Janet Yellen,
David Cameron and Narendra Modi are sitting around a circular table facing the centre but not
necessarily in the same order. Each one of them holds a di erent post viz. Manager, Company
Secretary, Chairman, President, Vice-President, Group Leader, Financial Advisor and Managing
Director.
Vladimir Putin sits third to right of the Managing Director. Only two people sit between the
Managing Director and Narendra Modi when counted clockwise from Managing Director.. Vice
President and the Company Secretary are immediate neighbours of each other. Neither Vladimir
Putin nor Narendra Modi is a Vice President or a Company Secretary. Vice President is not an
immediate neighbour of the Managing Director. Manager sits second to left of Bill Gates. Bill Gates
is not an immediate neighbour of Narendra Modi. The Manager is an immediate neighbour of
both Group Leader and the Financial Advisor. Financial Advisor sits third to right of Angela merkel.
Angela Merkel is not the Vice President. Barack Obama sits to the immediate right of the
Chairman. Vladimir Putin is not the Chairman. Janet Yellen is not an immediate neighbour of

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Vladimir Putin. David Cameron is not an immediate neighbour of the Manager.

Who amongst the following sits third to the left of Bill Gates?
A. The Manager
B. David Cameron
C. Vladimir Putin
D. The Financial Advisor
E. Angela Merkel
Your Answer: Not Attempted

Correct Answer: D. The Financial Advisor <br>

Solution

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Q22.
Study the following information carefully and answer the given questions.

Eight colleagues, Vladimir Putin, Angela Merkel, Barack Obama, Xi Jinping, Bill Gates, Janet Yellen,
David Cameron and Narendra Modi are sitting around a circular table facing the centre but not
necessarily in the same order. Each one of them holds a di erent post viz. Manager, Company
Secretary, Chairman, President, Vice-President, Group Leader, Financial Advisor and Managing
Director.
Vladimir Putin sits third to right of the Managing Director. Only two people sit between the
Managing Director and Narendra Modi when counted clockwise from Managing Director.. Vice
President and the Company Secretary are immediate neighbours of each other. Neither Vladimir
Putin nor Narendra Modi is a Vice President or a Company Secretary. Vice President is not an
immediate neighbour of the Managing Director. Manager sits second to left of Bill Gates. Bill Gates

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is not an immediate neighbour of Narendra Modi. The Manager is an immediate neighbour of
both Group Leader and the Financial Advisor. Financial Advisor sits third to right of Angela merkel.
Angela Merkel is not the Vice President. Barack Obama sits to the immediate right of the
Chairman. Vladimir Putin is not the Chairman. Janet Yellen is not an immediate neighbour of
Vladimir Putin. David Cameron is not an immediate neighbour of the Manager.

Four of the following ve are alike in a certain way based on the given arrangement and thus form
a group. Which is the one that does not belong to that group?
A. Janet Yellen-Chairman
B. David Cameron-President
C. Xi Jingping-Manager
D. Vladimir Putin-Financial Advisor
E. Angela Merkel-Managing Director
Your Answer: Not Attempted

Correct Answer: E. Angela Merkel-Managing Director <br>

Solution

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Q23.
Study the following information carefully and answer the given questions.

Eight colleagues, Vladimir Putin, Angela Merkel, Barack Obama, Xi Jinping, Bill Gates, Janet Yellen,
David Cameron and Narendra Modi are sitting around a circular table facing the centre but not
necessarily in the same order. Each one of them holds a di erent post viz. Manager, Company
Secretary, Chairman, President, Vice-President, Group Leader, Financial Advisor and Managing
Director.

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Vladimir Putin sits third to right of the Managing Director. Only two people sit between the
Managing Director and Narendra Modi when counted clockwise from Managing Director.. Vice
President and the Company Secretary are immediate neighbours of each other. Neither Vladimir
Putin nor Narendra Modi is a Vice President or a Company Secretary. Vice President is not an
immediate neighbour of the Managing Director. Manager sits second to left of Bill Gates. Bill Gates
is not an immediate neighbour of Narendra Modi. The Manager is an immediate neighbour of
both Group Leader and the Financial Advisor. Financial Advisor sits third to right of Angela merkel.
Angela Merkel is not the Vice President. Barack Obama sits to the immediate right of the
Chairman. Vladimir Putin is not the Chairman. Janet Yellen is not an immediate neighbour of
Vladimir Putin. David Cameron is not an immediate neighbour of the Manager.

Who amongst the following is the President of the company?


A. Vladimir Putin
B. Barack Obama
C. Narendra Modi
D. David cameron
E. Xi Jingping
Your Answer: Not Attempted

Correct Answer: A. Vladimir Putin <br>

Solution

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Q24.
Study the following information carefully and answer the given questions.

Eight colleagues, Vladimir Putin, Angela Merkel, Barack Obama, Xi Jinping, Bill Gates, Janet Yellen,

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David Cameron and Narendra Modi are sitting around a circular table facing the centre but not
necessarily in the same order. Each one of them holds a di erent post viz. Manager, Company
Secretary, Chairman, President, Vice-President, Group Leader, Financial Advisor and Managing
Director.
Vladimir Putin sits third to right of the Managing Director. Only two people sit between the
Managing Director and Narendra Modi when counted clockwise from Managing Director.. Vice
President and the Company Secretary are immediate neighbours of each other. Neither Vladimir
Putin nor Narendra Modi is a Vice President or a Company Secretary. Vice President is not an
immediate neighbour of the Managing Director. Manager sits second to left of Bill Gates. Bill Gates
is not an immediate neighbour of Narendra Modi. The Manager is an immediate neighbour of
both Group Leader and the Financial Advisor. Financial Advisor sits third to right of Angela merkel.
Angela Merkel is not the Vice President. Barack Obama sits to the immediate right of the
Chairman. Vladimir Putin is not the Chairman. Janet Yellen is not an immediate neighbour of
Vladimir Putin. David Cameron is not an immediate neighbour of the Manager.

Which of the following is TRUE with respect to the given seating arrangement?
A. The Group Leader of the company is an immediate neighbour of the Vice-President
B. David cameron sits second to right of Xi Jingping
C. The Group Leader and the Company Secretary are immediate neighbours of each other
D. The Chairman of the company sits to the immediate left of the Managing Director
E. The Group Leader sits second to the left of Xi Jingping
Your Answer: Not Attempted

Correct Answer: D. The Chairman of the company sits to the immediate left of the Managing
Director <br>

Solution

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Q25.
Study the following information carefully and answer the given questions.

Eight colleagues, Vladimir Putin, Angela Merkel, Barack Obama, Xi Jinping, Bill Gates, Janet Yellen,
David Cameron and Narendra Modi are sitting around a circular table facing the centre but not
necessarily in the same order. Each one of them holds a di erent post viz. Manager, Company
Secretary, Chairman, President, Vice-President, Group Leader, Financial Advisor and Managing
Director.
Vladimir Putin sits third to right of the Managing Director. Only two people sit between the
Managing Director and Narendra Modi when counted clockwise from Managing Director.. Vice
President and the Company Secretary are immediate neighbours of each other. Neither Vladimir
Putin nor Narendra Modi is a Vice President or a Company Secretary. Vice President is not an
immediate neighbour of the Managing Director. Manager sits second to left of Bill Gates. Bill Gates
is not an immediate neighbour of Narendra Modi. The Manager is an immediate neighbour of
both Group Leader and the Financial Advisor. Financial Advisor sits third to right of Angela merkel.
Angela Merkel is not the Vice President. Barack Obama sits to the immediate right of the
Chairman. Vladimir Putin is not the Chairman. Janet Yellen is not an immediate neighbour of
Vladimir Putin. David Cameron is not an immediate neighbour of the Manager.

Which of the following posts does Angela Merkel hold in the company?
A. Chairman
B. Manager
C. Company Secretary
D. Vice-President
E. Financial Advisor
Your Answer: Not Attempted

Correct Answer: C. Company Secretary <br>

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Solution

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Q26.
Study the following information to answer the given question.

In a certain code language, ‘aniket neeraj prashant saurabh’ is written as ‘su da nic ki’, ‘kamal
saurabh vishakh shivam’ is written as ‘phi ra tic da’, ‘nitish shivam prashant gaurav’ is written as ‘tic
gi ki mo’, ‘gaurav udit vishakh aniket’ is written as ‘zo nic phi gi’.

What is the code for ‘neeraj’?


A. da
B. su
C. nic
D. ki
E. Cannot be determined
Your Answer: Not Attempted

Correct Answer: B. su

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Solution

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Q27.
Study the following information to answer the given question.

In a certain code language, ‘aniket neeraj prashant saurabh’ is written as ‘su da nic ki’, ‘kamal
saurabh vishakh shivam’ is written as ‘phi ra tic da’, ‘nitish shivam prashant gaurav’ is written as ‘tic
gi ki mo’, ‘gaurav udit vishakh aniket’ is written as ‘zo nic phi gi’.

Which of the following is the code for ‘kamal gaurav prashant’?


A. zo ra ki
B. ra su mo
C. tic su ra
D. ki ra gi
E. None of these
Your Answer: Not Attempted

Correct Answer: D. ki ra gi

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Solution

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Q28.
Study the following information to answer the given question.

In a certain code language, ‘aniket neeraj prashant saurabh’ is written as ‘su da nic ki’, ‘kamal
saurabh vishakh shivam’ is written as ‘phi ra tic da’, ‘nitish shivam prashant gaurav’ is written as ‘tic
gi ki mo’, ‘gaurav udit vishakh aniket’ is written as ‘zo nic phi gi’.

What does ‘mo’ stand for?


A. prashant
B. gaurav
C. nitish
D. vishakh
E. Cannot be determined
Your Answer: Not Attempted

Correct Answer: C. nitish <br>

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Solution

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Q29.
Study the following information to answer the given question.

In a certain code language, ‘aniket neeraj prashant saurabh’ is written as ‘su da nic ki’, ‘kamal
saurabh vishakh shivam’ is written as ‘phi ra tic da’, ‘nitish shivam prashant gaurav’ is written as ‘tic
gi ki mo’, ‘gaurav udit vishakh aniket’ is written as ‘zo nic phi gi’.

Which of the following is represented by the code ‘da phi nic’?


A. Vishakh shivam aniket
B. aniket saurabh udit
C. aniket saurabh vishakh
D. vishakh kamal shivam
E. None of these
Your Answer: Not Attempted

Correct Answer: C. aniket saurabh vishakh

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Solution

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Q30.
Study the following information to answer the given question.

In a certain code language, ‘aniket neeraj prashant saurabh’ is written as ‘su da nic ki’, ‘kamal
saurabh vishakh shivam’ is written as ‘phi ra tic da’, ‘nitish shivam prashant gaurav’ is written as ‘tic
gi ki mo’, ‘gaurav udit vishakh aniket’ is written as ‘zo nic phi gi’.

Which of the following may be the possible code for ‘team neeraj nitish saurabh’?
A. su ye phi da
B. mo gi da su
C. da su mo ye
D. tic ye su da
E. None of these
Your Answer: Not Attempted

Correct Answer: C. da su mo ye

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Solution

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Q31.
In each of the following questions, assuming the given statements to be true, nd which of the
following options holds true:
Give answer—

A. if only conclusion I is true.


B. if only conclusion II is true.
C. if either conclusion I or conclusion II is true.
D. if neither conclusion I nor conclusion II is true
E. if both conclusions I and II are true.

Your Answer: Not Attempted

Correct Answer: C. if either conclusion I or conclusion II is true. <br>

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Solution

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Q32.
In each of the following questions, assuming the given statements to be true, nd which of the
following options holds true:
Give answer—

A. if only conclusion I is true.


B. if only conclusion II is true.
C. if either conclusion I or conclusion II is true.
D. if neither conclusion I nor conclusion II is true
E. if both conclusions I and II are true.

Your Answer: Not Attempted

Correct Answer: A. if only conclusion I is true. <br>

Solution

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Q33.
In each of the following questions, assuming the given statements to be true, nd which of the
following options holds true:
Give answer—

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A. if only conclusion I is true.


B. if only conclusion II is true.
C. if either conclusion I or conclusion II is true.
D. if neither conclusion I nor conclusion II is true
E. if both conclusions I and II are true.

Your Answer: Not Attempted

Correct Answer: A. if only conclusion I is true. <br>

Solution

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Q34.
In each of the following questions, assuming the given statements to be true, nd which of the
following options holds true:
Give answer—

A. if only conclusion I is true.


B. if only conclusion II is true.
C. if either conclusion I or conclusion II is true.
D. if neither conclusion I nor conclusion II is true

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E. if both conclusions I and II are true.

Your Answer: Not Attempted

Correct Answer: B. if only conclusion II is true. <br>

Solution

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Q35.
In each of the following questions, assuming the given statements to be true, nd which of the
following options holds true:
Give answer—

A. if only conclusion I is true.


B. if only conclusion II is true.
C. if either conclusion I or conclusion II is true.
D. if neither conclusion I nor conclusion II is true
E. if both conclusions I and II are true.
Your Answer: Not Attempted

Correct Answer: D. if neither conclusion I nor conclusion II is true <br>

Solution
None follows
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Q36.
Study the following information to answer the given questions :

Twelve people are sitting in two parallel rows containing six people each, in such a way that there
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is an equal distance between adjacent persons. In row-1 P, Q, R, S, T and V are seated and all of
them are facing South. In row-2 A, B, C, D, E and F are seated and all of them are facing North.
Therefore, in the given seating arrangement each member seated in a row faces another member
of the other row.
S sits third to right of Q. Either S or Q sits at an extreme end of the line. The one who faces Q sits
second to right of E. Two people sit between B and F. Neither B nor F sits at an extreme end of the
line. The immediate neighbour of B faces the person who sits third to left of P. R and T are
immediate neighbours of each other. C sits second to the left of A. T does not face the immediate
neighbour of D.

Who amongst the following sit at extreme ends of the rows ?


A. S, D
B. Q, A
C. V, C
D. P, D
E. Q, F
Your Answer: Not Attempted

Correct Answer: D. P, D <br>

Solution

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Q37.
Study the following information to answer the given questions :

Twelve people are sitting in two parallel rows containing six people each, in such a way that there
is an equal distance between adjacent persons. In row-1 P, Q, R, S, T and V are seated and all of
them are facing South. In row-2 A, B, C, D, E and F are seated and all of them are facing North.
Therefore, in the given seating arrangement each member seated in a row faces another member
of the other row.
S sits third to right of Q. Either S or Q sits at an extreme end of the line. The one who faces Q sits
second to right of E. Two people sit between B and F. Neither B nor F sits at an extreme end of the
line. The immediate neighbour of B faces the person who sits third to left of P. R and T are
immediate neighbours of each other. C sits second to the left of A. T does not face the immediate
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neighbour of D.

How many persons are seated between V and R?


A. One
B. Two
C. Three
D. Four
E. None
Your Answer: Not Attempted

Correct Answer: B. Two <br>

Solution

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Q38.
Study the following information to answer the given questions :

Twelve people are sitting in two parallel rows containing six people each, in such a way that there
is an equal distance between adjacent persons. In row-1 P, Q, R, S, T and V are seated and all of
them are facing South. In row-2 A, B, C, D, E and F are seated and all of them are facing North.
Therefore, in the given seating arrangement each member seated in a row faces another member
of the other row.
S sits third to right of Q. Either S or Q sits at an extreme end of the line. The one who faces Q sits
second to right of E. Two people sit between B and F. Neither B nor F sits at an extreme end of the
line. The immediate neighbour of B faces the person who sits third to left of P. R and T are
immediate neighbours of each other. C sits second to the left of A. T does not face the immediate
neighbour of D.

P is related to A in the same way as S is related to B based on the given arrangement. To which of
the following is T related to, following the same pattern?
A. C
B. D
C. E
D. F
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E. Cannot be determined
Your Answer: Not Attempted

Correct Answer: B. D <br>

Solution

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Q39.
Study the following information to answer the given questions :

Twelve people are sitting in two parallel rows containing six people each, in such a way that there
is an equal distance between adjacent persons. In row-1 P, Q, R, S, T and V are seated and all of
them are facing South. In row-2 A, B, C, D, E and F are seated and all of them are facing North.
Therefore, in the given seating arrangement each member seated in a row faces another member
of the other row.
S sits third to right of Q. Either S or Q sits at an extreme end of the line. The one who faces Q sits
second to right of E. Two people sit between B and F. Neither B nor F sits at an extreme end of the
line. The immediate neighbour of B faces the person who sits third to left of P. R and T are
immediate neighbours of each other. C sits second to the left of A. T does not face the immediate
neighbour of D.

Which of the following is true regarding T ?


A. F faces T
B. V is an immediate neighbour of T
C. F faces the one who is second to right of T
D. T sits at one of the extreme ends of the line
E. Q sits second to the right of T
Your Answer: Not Attempted

Correct Answer: C. F faces the one who is second to right of T <br>

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Solution

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Q40.
Study the following information to answer the given questions :

Twelve people are sitting in two parallel rows containing six people each, in such a way that there
is an equal distance between adjacent persons. In row-1 P, Q, R, S, T and V are seated and all of
them are facing South. In row-2 A, B, C, D, E and F are seated and all of them are facing North.
Therefore, in the given seating arrangement each member seated in a row faces another member
of the other row.
S sits third to right of Q. Either S or Q sits at an extreme end of the line. The one who faces Q sits
second to right of E. Two people sit between B and F. Neither B nor F sits at an extreme end of the
line. The immediate neighbour of B faces the person who sits third to left of P. R and T are
immediate neighbours of each other. C sits second to the left of A. T does not face the immediate
neighbour of D.

Four of the following ve are alike in a certain way based on the given arrangement and so form a
group. Which is the one that does not belong to that group?
A. A-T
B. B-T
C. F-P
D. C-V
E. E - Q
Your Answer: Not Attempted

Correct Answer: E. E - Q <br>

Solution

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Q41.
What menu is selected to cut, copy, and paste?
A. File
B. Tools
C. special
D. Edit
E. None of these
Your Answer: Not Attempted

Correct Answer: D. Edit <br>

Solution
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Q42.
The ability to nd an individual item in a le immediately ______ is used?
A. File allocation table
B. directory
C. sequential access
D. Direct access
E. None of these
Your Answer: Not Attempted

Correct Answer: D. Direct access <br>

Solution
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Q43.
What is the main folders on a storage device called?
A. Platform
B. interface
C. Root directory
D. Device driver
E. None of these
Your Answer: Not Attempted

Correct Answer: C. Root directory <br>

Solution
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Q44.
One or more defects or problems that prevent the software from working as intended or working
at all is a (n)?
A. Bug
B. Boot
C. Programming language
D. Fuzzy logic
E. None of these
Your Answer: Not Attempted

Correct Answer: A. Bug <br>

Solution
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Q45.
A ______ is an organized collection of data about a single entity?
A. File
B. Library
C. Database
D. Dictionary
E. None of these
Your Answer: Not Attempted

Correct Answer: A. File <br>

Solution
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Q46.
Arranging of data in a logical sequence is known as?
A. Classifying
B. Searching
C. Sorting
D. Reproducing
E. None of these
Your Answer: Not Attempted

Correct Answer: C. Sorting <br>

Solution
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Q47.
Which out of the following is not DBMS software?
A. dbase
B. FOXPRO
C. ORACLE
D. SyBase
E. Data base 2000
Your Answer: Not Attempted

Correct Answer: E. Data base 2000 <br>

Solution
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Q48.
The default extension of Access database le is?
A. db
B. adb
C. dba
D. mdb
E. None of these
Your Answer: Not Attempted

Correct Answer: D. mdb <br>

Solution
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Q49.
_________ means that the data contained in a database is accurate and reliable?
A. Data redundancy
B. Data integrity
C. Data reliability
D. Data consistency
E. None of these
Your Answer: Not Attempted

Correct Answer: B. Data integrity <br>

Solution
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Q50.

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In computer language, one kilobyte equals ____?
A. 1000 bytes
B. 1024 bytes
C. 100 bytes
D. 8 bytes
E. None of these
Your Answer: Not Attempted

Correct Answer: B. 1024 bytes <br>

Solution
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Q51.
Study the following graph carefully to answer the questions that follow:

What is the average number of females from all the organizations together?
A. 2700
B. 2500
C. 2800
D. 2900
E. 2750
Your Answer: Not Attempted
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Correct Answer: C. 2800 <br>

Solution

Average number of females

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Q52.
Study the following graph carefully to answer the questions that follow:

The total number of males from organization P and Q together is approximately what per cent of
the total number of females from organization P, Q and R together?
A. 33%
B. 55%
C. 66%
D. 78%
E. 7.5%
Your Answer: Not Attempted

Correct Answer: D. 78%

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Solution
Total number of males from organization P and Q together =3000+4000=7000
Total number of females from organization P, Q and R together =2500+3000+3500=9000

Required Percentage

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Q53.
Study the following graph carefully to answer the questions that follow:

What is the di erence between the total number of females and the total number of males from
organization P, Q, R and S together?
A. 900
B. 800
C. 700
D. 600
E. None of these
Your Answer: Not Attempted

Correct Answer: E. None of these <br>

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Solution
Total number of females from organization P, Q, R and S =2500+3000+3500+2500=11500
Total number of males from organization P, Q, R and S =3000+4000+3000+2500=12500
Required di erence =12500-11500=1000
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Q54.
Study the following graph carefully to answer the questions that follow:

What is the ratio of the number of females from organization Q to the number of females from
organization T?
A. 6 : 5
B. 5 : 6
C. 6 : 7
D. 7 : 6
E. 4 : 5
Your Answer: Not Attempted

Correct Answer: A. 6 : 5

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Solution

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Q55.
Study the following graph carefully to answer the questions that follow:

The number of males from organization Q is approximately what percent of the total number of
males from all the organizations together?
A. 23.42%
B. 21.42%
C. 25%
D. 26%
E. 22.43%
Your Answer: Not Attempted

Correct Answer: C. 25% <br>

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Solution

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Q56.
What will come in place of question mark (?) in the following questions?

A. 4.1
B. 3.1
C. 5.1
D. 6.1
E. None of these
Your Answer: Not Attempted

Correct Answer: B. 3.1

Solution
1764-1444-289=x×10
x=3.1
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Q57.
What will come in place of question mark (?) in the following questions?

A. 79
B. 89
C. 98
D. 107
E. 99
Your Answer: Not Attempted

Correct Answer: D. 107

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Solution

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Q58.
What will come in place of question mark (?) in the following questions?

A. 11
B. 12
C. 14
D. 16
E. None of these
Your Answer: Not Attempted

Correct Answer: B. 12

Solution

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Q59.
What will come in place of question mark (?) in the following questions?

A. 499840
B. 511936
C. 519136
D. 511396
E. None of these
Your Answer: Not Attempted

Correct Answer: B. 511936

Solution
499840+12096=?⇒ ?=511936
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Q60.

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What will come in place of question mark (?) in the following questions?

A. 9582.128
B. 9528.128
C. 5928.128
D. 9528.218
E. None of these
Your Answer: Not Attempted

Correct Answer: B. 9528.128

Solution
?=9528.128
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Q61.
What will come in place of question mark (?) in the following questions?

A. 1500
B. 1600
C. 1700
D. 2600
E. 600
Your Answer: Not Attempted

Correct Answer: B. 1600

Solution

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Q62.
What will come in place of question mark (?) in the following questions?

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A. 110
B. 10
C. 100
D. 1000
E. 210
Your Answer: Not Attempted

Correct Answer: B. 10

Solution
?=10
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Q63.
What will come in place of question mark (?) in the following questions?

A. 3735
B. 3575
C. 3375
D. 5373
E. None of these
Your Answer: Not Attempted

Correct Answer: C. 3375 <br>

Solution

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Q64.
What will come in place of question mark (?) in the following questions?

A. 125
B. 625

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C. 725
D. 1225
E. 289
Your Answer: Not Attempted

Correct Answer: B. 625

Solution

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Q65.
What will come in place of question mark (?) in the following questions?

A. 547
B. 447
C. 467
D. 647
E. 667
Your Answer: Not Attempted

Correct Answer: E. 667 <br>

Solution

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Q66.
What will come in place of question mark (?) in the

A. 900
B. 910
C. 880

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D. 882
E. None of these
Your Answer: Not Attempted

Correct Answer: D. 882

Solution
-784, -392, -196, -98, -49
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Q67.
What will come in place of question mark (?) in the

A. 234
B. 244
C. 236
D. 248
E. None of these
Your Answer: Not Attempted

Correct Answer: D. 248

Solution

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Q68.
What will come in place of question mark (?) in the

A. 40704
B. 73251
C. 65506

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D. 38521
E. 30721
Your Answer: Not Attempted

Correct Answer: E. 30721 <br>

Solution

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Q69.
What will come in place of question mark (?) in the

A. 2625
B. 2525
C. 2725
D. 2825
E. 2025
Your Answer: Not Attempted

Correct Answer: D. 2825

Solution

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Q70.
What will come in place of question mark (?) in the

A. 2610
B. 2450
C. 2310
D. 2730
E. 2510
Your Answer: Not Attempted

Correct Answer: C. 2310 <br>

Solution

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Q71.
What would be the cost of laying a carpet on a oor which has its length and breadth in the
respective ratio of 32 : 21 and where its perimeter is 212 ft, if the cost per square foot of laying the
carpet is Rs 2.5?
A. Rs 6720
B. Rs 5420
C. Rs 7390
D. Cannot be determine
E. None of these
Your Answer: Not Attempted

Correct Answer: A. Rs 6720

Solution

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Q72.
The simple interest accrued on an amount at the end of ve years at the rate of 12.5% per annum
is Rs 1575. What is the amount?
A. Rs 2050
B. Rs 2550
C. Rs 2250
D. Rs 2520
E. None of these
Your Answer: Not Attempted

Correct Answer: D. Rs 2520

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Solution

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Q73.
A 260 m long train crosses a platform thrice its length in 80 s. What is the speed of the train in
km/h?
A. 52.4
B. 46.8
C. 35.1
D. Cannot be determined
E. None of these
Your Answer: Not Attempted

Correct Answer: B. 46.8

Solution

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Q74.
A boat while travelling upstream covers a distance of 18 km at the speed of 3 km/h, whereas while
travelling downstream it covers the same distance at a speed of 9 km/h. What is the speed of the
boat in still water?
A. 3 km/h
B. 5 km/h
C. 7 km/h
D. Cannot be determined
E. None of these
Your Answer: Not Attempted

Correct Answer: E. None of these <br>

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Solution

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Q75.
Shreyas bought an article and sold it for 125% of its cost price. What was the cost price of the
article, if Shreyas sold it for Rs 30750?
A. Rs 24600
B. Rs 25640
C. Rs 24250
D. Rs 23200
E. None of these
Your Answer: Not Attempted

Correct Answer: A. Rs 24600

Solution

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Q76.
Gita started a business investing Rs. 60000. After six months Kanchan joined her with Rs. 90000.
After another six months Rekha also joined them with Rs. 1.35 lakh. The pro t earned at the end
of 3 years when Gita started the business should be distributed among Gita, Kanchan and Rekha
in the ratio of
A. 4 : 5 : 6
B. 6 : 7 : 8
C. 6 : 8 : 7
D. 6 : 5 : 4
E. None of these
Your Answer: Not Attempted

Correct Answer: A. 4 : 5 : 6

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Solution

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Q77.
Ramlal has some hens and some goats. The total number of animal heads is 40 and that of animal
legs is 112. How many hens does Ramlal have?
A. 18
B. 22
C. 16
D. 24
E. 26
Your Answer: Not Attempted

Correct Answer: D. 24

Solution

Let the No. of hens is x.


and no. of goats is y
According to the question.
x+y=40 ………….. (i)
2x+4y=112 …………. (ii)
On Solving equation (i) and (ii) we get
y=16, x=24
Hence, No. of Hens Ramlal has =24
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Q78.
20 men can complete a piece of work in 16 days. After 5 days from the start of the work, some
men left. If the remaining work was completed by the remaining men in days, how many left
after 5 days from the start of the work?
A. 4
B. 10
C. 8
D. 5
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E. 6
Your Answer: Not Attempted

Correct Answer: C. 8 <br>

Solution

Let the no. of man left in 5 days be x.


According to the question

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Q79.
In an examination, Arun scored 35 marks less than Rahul. Rahul scored 55 more marks than
Monika. Rohit scored 85 marks, which is 10 marks more than Monika’s. Raju scored 61 marks less
than the maximum marks of the test. What approximate percentage of marks did Raju score in the
examination, if he got 44 marks more than Arun?
A. 80%
B. 75%
C. 69.5%
D. 62%
E. None of these
Your Answer: Not Attempted

Correct Answer: C. 69.5% <br>

Solution

According to the question


Rohit = 85
Monika =85-10=75

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Rahul =75+55=130
Arun =130-35=95
Raju =95+44=139
Total mark =139+61=200
Required percentage
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Q80.
What will be the di erence between the compound interest and the simple interest earned on a
sum of Rs. 1055 at the rate of 16 pcpa at the end of two years?
A. Rs. 47
B. Rs. 67
C. Rs. 27
D. Rs. 57
E. Rs. 37
Your Answer: Not Attempted

Correct Answer: C. Rs. 27 <br>

Solution

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Q81.
In the following questions, two Equations I and II are given. You have to solve both the equations
and
Give answer

A.
B.
C.
D.

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E.
Your Answer: Not Attempted

Correct Answer: B. <img src="https://s3-ap-southeast-


1.amazonaws.com/testseries/1488883372044image25.png"> <br>

Solution

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Q82.
In the following questions, two Equations I and II are given. You have to solve both the equations
and
Give answer

A.
B.
C.
D.
E.
Your Answer: Not Attempted

Correct Answer: C. <img src="https://s3-ap-southeast-


1.amazonaws.com/testseries/1488883372121image26.png"> <br>

Solution

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Q83.
In the following questions, two Equations I and II are given. You have to solve both the equations
and
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Give answer

A.
B.
C.
D.
E.
Your Answer: Not Attempted

Correct Answer: D. <img src="https://s3-ap-southeast-


1.amazonaws.com/testseries/1488883372124image27.png"> <br>

Solution

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Q84.
In the following questions, two Equations I and II are given. You have to solve both the equations
and
Give answer

A.
B.
C.
D.
E.
Your Answer: Not Attempted
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Correct Answer: C. <img src="https://s3-ap-southeast-


1.amazonaws.com/testseries/1488883372121image26.png"> <br>

Solution

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Q85.
In the following questions, two Equations I and II are given. You have to solve both the equations
and
Give answer

A.
B.
C.
D.
E.
Your Answer: Not Attempted

Correct Answer: B. <img src="https://s3-ap-southeast-


1.amazonaws.com/testseries/1488883372044image25.png"> <br>

Solution

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Q86.
What approximate value will come in place of question marks (?) in the given questions? 'You are
not expected to calculate the exact value.)

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A. 1025
B. 1225
C. 1115
D. 1255
E. 1175
Your Answer: Not Attempted

Correct Answer: C. 1115

Solution

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Q87.
What approximate value will come in place of question marks (?) in the given questions? 'You are
not expected to calculate the exact value.)

A. 6400
B. 5625
C. 900
D. 1600
E. 2025
Your Answer: Not Attempted

Correct Answer: A. 6400

Solution

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Q88.
What approximate value will come in place of question marks (?) in the given questions? 'You are
not expected to calculate the exact value.)

A. 25
B. 45
C. 40
D. 30
E. 20
Your Answer: Not Attempted

Correct Answer: A. 25

Solution

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Q89.
What approximate value will come in place of question marks (?) in the given questions? 'You are
not expected to calculate the exact value.)

71.98% of 1200 + 35.06% of 270 = ? % of 600


A. 140
B. 125
C. 120
D. 135
E. 160
Your Answer: Not Attempted

Correct Answer: E. 160

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Solution

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Q90.
What approximate value will come in place of question marks (?) in the given questions? 'You are
not expected to calculate the exact value.)

A. 88
B. 82
C. 68
D. 76
E. 72
Your Answer: Not Attempted

Correct Answer: A. 88

Solution

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Q91.
Study the following graph carefully to answer the questions that follow:

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What is the average pro t earned by the company over the given years?
A. Rs. 47 crore
B. Rs. 40 crore
C. Rs. 52 crore
D. Rs. 63 crore
E. Rs. 22 crore
Your Answer: Not Attempted

Correct Answer: B. Rs. 40 crore

Solution

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Q92.
Study the following graph carefully to answer the questions that follow:

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If the expenditure of the company in the year 2008 was Rs. 35 crore, what is the ratio of the
income to expenditure in that year?
A. 11 : 7
B. 7 : 15
C. 12 : 13
D. 13 : 15
E. 16 : 17
Your Answer: Not Attempted

Correct Answer: A. 11 : 7

Solution

Expenditure = 35 crore
Pro t = 20 crore
Income = 55 crore
Required Ratio
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Q93.
Study the following graph carefully to answer the questions that follow:

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If the income of the company in 2011 was Rs. 80 crore then what was the expenditure of the
company in 2011?
A. Rs. 30 crore
B. Rs. 40 crore
C. Rs. 20 crore
D. Rs. 33 crore
E. None of these
Your Answer: Not Attempted

Correct Answer: C. Rs. 20 crore <br>

Solution

Income = 80 crore
Pro t = 60 crore
Expenditure =80-60=20 crore
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Q94.
Study the following graph carefully to answer the questions that follow:

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What is the percentage increase in the pro t in 2013 with respect to 2012?
A. 180%
B. 225%
C. 110%
D. 250%
E. 160%
Your Answer: Not Attempted

Correct Answer: B. 225%

Solution

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Q95.
Study the following graph carefully to answer the questions that follow:

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In which year did the pro t increase most rapidly?


A. 2009
B. 2010
C. 2012
D. Can’t say
E. None of these
Your Answer: Not Attempted

Correct Answer: E. None of these <br>

Solution
Required year = 2013
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Q96.
The cost of 26 tables and 6 chairs is Rs. 13800 and the cost of 13 tables and 7 chairs is Rs. 14200.
What is the cost of 10 chairs?
A. Rs. 18200
B. Rs. 18250
C. Rs. 17400
D. Can’t be determined
E. None of these
Your Answer: Not Attempted

Correct Answer: B. Rs. 18250


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Solution

26T+6C=13800 …………..(i)
13T+7C=14200 …………………(ii)
On Solving eq. (i) and (ii) we get
C=1825
Cost of 10 chairs =1825×10=18250
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Q97.
The di erence between a two-digit number and the number obtained by interchanging the digits
is 9. The sum of the digits is 15 and the digit at tens place is bigger than the digit at the units place.
What is the two-digit number?
A. 87
B. 96
C. 78
D. 69
E. None of these
Your Answer: Not Attempted

Correct Answer: A. 87

Solution

let the number be 10x+y


After interchanging =10y+x
According to the question
10x+y-10y-x=9 …………..(i)
x+y=15 …………….(ii)
On Solving eq. (i) and (ii) we get
x=8
y=7
So, the number is 87
Sol.
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Q98.
The length of a rectangle is thrice its breadth. The area of the rectangle is 48 sq m. Find its
perimeter.
A. 58m
B. 60m
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C. 68m
D. 38m
E. None of these
Your Answer: Not Attempted

Correct Answer: E. None of these <br>

Solution

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Q99.
In how many di erent ways can the letters of word ‘POPULAR’ be arranged?
A. 1650
B. 1780
C. 6800
D. 5220
E. None of these
Your Answer: Not Attempted

Correct Answer: E. None of these <br>

Solution

No. of ways the letters of word POPULAR be arranged

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Q100.
A rectangular plot has a concrete path running in the middle of the plot parallel to the breadth of
the plot. The rest of the plot is used as a lawn, which has an area of 240 sq m. If the width of the
path is 3 m and the length of the plot is greater than its breadth by 2 m, what is the area of the
rectangular plot?
A. 255 sq m
B. 168 sq m
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C. 288 sq m
D. 360 sq m
E. 224 sq m

Your Answer: Not Attempted

Correct Answer: C. 288 sq m <br>

Solution

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Q101.
Read the following passage carefully and answer the questions. Certain words/ phrases are given
in bold to help you locate them while answering some of the questions.

Infrastructure projects take a long time to build but then deliver cash ows over an extended
period. Pension funds have liabilities thats stretch over several decades. Why not get the latter to
nance the former? A new report from the Organisation for Economic Co-oporation and
Development (OECD) estimates that global pension funds have just 0.9% of their portfolios in pure
infrastructure. In part that is due to the OECD's decision to de ne infrastructure assets as unlisted
debt and equity. But pension funds have signi cant exposure to listed shares and bonds of power
companies and the like. From the point of view of public policy, however, the OECD's de nition is
the correct one. The utility shares owned by pension funds are those of power companies that
were privatised in the 1980s and 1990s; the infrastructure they operate was the result of Govt
spending in previous decades. Governments would like to see more infrastructure get built,
though at the moment public nances are very tight. They would rather not bear the whole
burden. The di cult bit about infrastructure projects apart from the original decision to
commission them is the cost of construction. That is where governments would like pension
funds, and the rest of the private sector to open their wallets.

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Risk is clearly one important factor. Pension funds want reliable cash ows that can be used to pay
retirees, not the uncertainties that are associated with projects. As the OECD report points out,
there is a lack of objective high-quality data on infrastructure investments. This makes it di cult
for funds to calculate how infrastructure would t into their portfolios. Another problem is that
small pension funds may lack the expertise to get involved in such large projects. They have to
invest via an infrastructure fund and pay a management fee for the privilege. The biggest
infrastructure investors so far have been the giant Australian and Canadian pension funds, which
can bene t from economies of scale. Britain is trying to achieve the same e ect by setting up
Pensions Investment Platform which will pool infrastructure investments. However, the scheme
has been slow to get going and not been su cient to fund Britain's highest-pro le project, a
proposed high-speed rail-line. Additional problems include the lack of political certainty. Capital
spending is often the rst item to be cut when governments run into budget di culties and tough
decisions are put o to suit electoral cycles. One possible solution is for governments to borrow a
separate sum to nance infrastructure spending with the stated intention of selling assets to the
likes of pension funds over a number of years. Such debt could be recorded separately in the
national accounts. An alternative option could be a National Investment Bank along the lines of
the European Investment Bank. It would borrow from the market and use its capital to guarantee
the equity portion of infrastructure projects. That would allow pension funds to buy the more
secure debt elements of the project's funding. The need is clear. Among the G-7 countries, only
Italy is recorded as having worse infrastructure. There is no shortage of potential funding —
Britain's pension assets are equal to 112% of GDP. Clearly they can be put together. The Olympics
showed that Britain can build projects on time when the country puts its mind to it.

Which of the following is the role of Pensions Investment Platform?


A. To create guidelines regarding infrastructure investment in Britain
B. To provide services only to small pension funds to invest in infrastructure
C. To monitor prestigious infrastructure projects and Public Private Partnerships
D. To provide guidance to authorities in Europe regarding infrastructure development
E. To garner funding for infrastructure projects
Your Answer: Not Attempted

Correct Answer: B. To provide services only to small pension funds to invest in infrastructure <br>

Solution

Refer to the second paragraph of the passage. “Another problem is that small pension funds may
lack the expertise to get involved in such large projects.”
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Q102.

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Read the following passage carefully and answer the questions. Certain words/ phrases are given
in bold to help you locate them while answering some of the questions.

Infrastructure projects take a long time to build but then deliver cash ows over an extended
period. Pension funds have liabilities thats stretch over several decades. Why not get the latter to
nance the former? A new report from the Organisation for Economic Co-oporation and
Development (OECD) estimates that global pension funds have just 0.9% of their portfolios in pure
infrastructure. In part that is due to the OECD's decision to de ne infrastructure assets as unlisted
debt and equity. But pension funds have signi cant exposure to listed shares and bonds of power
companies and the like. From the point of view of public policy, however, the OECD's de nition is
the correct one. The utility shares owned by pension funds are those of power companies that
were privatised in the 1980s and 1990s; the infrastructure they operate was the result of Govt
spending in previous decades. Governments would like to see more infrastructure get built,
though at the moment public nances are very tight. They would rather not bear the whole
burden. The di cult bit about infrastructure projects apart from the original decision to
commission them is the cost of construction. That is where governments would like pension
funds, and the rest of the private sector to open their wallets.
Risk is clearly one important factor. Pension funds want reliable cash ows that can be used to pay
retirees, not the uncertainties that are associated with projects. As the OECD report points out,
there is a lack of objective high-quality data on infrastructure investments. This makes it di cult
for funds to calculate how infrastructure would t into their portfolios. Another problem is that
small pension funds may lack the expertise to get involved in such large projects. They have to
invest via an infrastructure fund and pay a management fee for the privilege. The biggest
infrastructure investors so far have been the giant Australian and Canadian pension funds, which
can bene t from economies of scale. Britain is trying to achieve the same e ect by setting up
Pensions Investment Platform which will pool infrastructure investments. However, the scheme
has been slow to get going and not been su cient to fund Britain's highest-pro le project, a
proposed high-speed rail-line. Additional problems include the lack of political certainty. Capital
spending is often the rst item to be cut when governments run into budget di culties and tough
decisions are put o to suit electoral cycles. One possible solution is for governments to borrow a
separate sum to nance infrastructure spending with the stated intention of selling assets to the
likes of pension funds over a number of years. Such debt could be recorded separately in the
national accounts. An alternative option could be a National Investment Bank along the lines of
the European Investment Bank. It would borrow from the market and use its capital to guarantee
the equity portion of infrastructure projects. That would allow pension funds to buy the more
secure debt elements of the project's funding. The need is clear. Among the G-7 countries, only
Italy is recorded as having worse infrastructure. There is no shortage of potential funding —
Britain's pension assets are equal to 112% of GDP. Clearly they can be put together. The Olympics

https://store.adda247.com/#!/myTestAnalysis/printsolution/mappingId=15023/packageId=797/lang=ENGLISH 70/117
3/15/2018 Adda247 Store | Adda247 Store
showed that Britain can build projects on time when the country puts its mind to it.

What is the author's view of the OECD report on infrastructure?


A. He feels that the report unnecessarily focuses on the negative aspects of investing in
government projects.
B. He is in agreement with the data and contentions cited in the report.
C. He is in favor of the OECD's view of governments keeping investment in infrastructure on hold.
D. He opposes the OECD's restrictions on diverting funds to infrastructure development. .
E. He recommends that investment levels prescribed by the report be adopted by Britain.
Your Answer: Not Attempted

Correct Answer: B. He is in agreement with the data and contentions cited in the report. <br>

Solution
Refer to the rst paragraph of the passage. He is in agreement with the data and contentions cited
in the report.
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Q103.
Read the following passage carefully and answer the questions. Certain words/ phrases are given
in bold to help you locate them while answering some of the questions.

Infrastructure projects take a long time to build but then deliver cash ows over an extended
period. Pension funds have liabilities thats stretch over several decades. Why not get the latter to
nance the former? A new report from the Organisation for Economic Co-oporation and
Development (OECD) estimates that global pension funds have just 0.9% of their portfolios in pure
infrastructure. In part that is due to the OECD's decision to de ne infrastructure assets as unlisted
debt and equity. But pension funds have signi cant exposure to listed shares and bonds of power
companies and the like. From the point of view of public policy, however, the OECD's de nition is
the correct one. The utility shares owned by pension funds are those of power companies that
were privatised in the 1980s and 1990s; the infrastructure they operate was the result of Govt
spending in previous decades. Governments would like to see more infrastructure get built,
though at the moment public nances are very tight. They would rather not bear the whole
burden. The di cult bit about infrastructure projects apart from the original decision to
commission them is the cost of construction. That is where governments would like pension
funds, and the rest of the private sector to open their wallets.
Risk is clearly one important factor. Pension funds want reliable cash ows that can be used to pay
retirees, not the uncertainties that are associated with projects. As the OECD report points out,
there is a lack of objective high-quality data on infrastructure investments. This makes it di cult
for funds to calculate how infrastructure would t into their portfolios. Another problem is that
small pension funds may lack the expertise to get involved in such large projects. They have to
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invest via an infrastructure fund and pay a management fee for the privilege. The biggest
infrastructure investors so far have been the giant Australian and Canadian pension funds, which
can bene t from economies of scale. Britain is trying to achieve the same e ect by setting up
Pensions Investment Platform which will pool infrastructure investments. However, the scheme
has been slow to get going and not been su cient to fund Britain's highest-pro le project, a
proposed high-speed rail-line. Additional problems include the lack of political certainty. Capital
spending is often the rst item to be cut when governments run into budget di culties and tough
decisions are put o to suit electoral cycles. One possible solution is for governments to borrow a
separate sum to nance infrastructure spending with the stated intention of selling assets to the
likes of pension funds over a number of years. Such debt could be recorded separately in the
national accounts. An alternative option could be a National Investment Bank along the lines of
the European Investment Bank. It would borrow from the market and use its capital to guarantee
the equity portion of infrastructure projects. That would allow pension funds to buy the more
secure debt elements of the project's funding. The need is clear. Among the G-7 countries, only
Italy is recorded as having worse infrastructure. There is no shortage of potential funding —
Britain's pension assets are equal to 112% of GDP. Clearly they can be put together. The Olympics
showed that Britain can build projects on time when the country puts its mind to it.

According to the passage, why is there a need for Britain to invest in infrastructure?
A. Britain's desire to surpass Italy in infrastructure development
B. Surplus pension funds need to be gainfully diverted to avoid misuse.
C. Infrastructure is de cient and in need of an overhaul.
D. Britain's prestige as host of the Olympics is at stake.
E. Not clearly mentioned in the passage
Your Answer: Not Attempted

Correct Answer: E. Not clearly mentioned in the passage <br>

Solution
Not clearly mentioned in the passage.
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Q104.
Read the following passage carefully and answer the questions. Certain words/ phrases are given
in bold to help you locate them while answering some of the questions.

Infrastructure projects take a long time to build but then deliver cash ows over an extended
period. Pension funds have liabilities thats stretch over several decades. Why not get the latter to
nance the former? A new report from the Organisation for Economic Co-oporation and
Development (OECD) estimates that global pension funds have just 0.9% of their portfolios in pure
infrastructure. In part that is due to the OECD's decision to de ne infrastructure assets as unlisted
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3/15/2018 Adda247 Store | Adda247 Store
debt and equity. But pension funds have signi cant exposure to listed shares and bonds of power
companies and the like. From the point of view of public policy, however, the OECD's de nition is
the correct one. The utility shares owned by pension funds are those of power companies that
were privatised in the 1980s and 1990s; the infrastructure they operate was the result of Govt
spending in previous decades. Governments would like to see more infrastructure get built,
though at the moment public nances are very tight. They would rather not bear the whole
burden. The di cult bit about infrastructure projects apart from the original decision to
commission them is the cost of construction. That is where governments would like pension
funds, and the rest of the private sector to open their wallets.
Risk is clearly one important factor. Pension funds want reliable cash ows that can be used to pay
retirees, not the uncertainties that are associated with projects. As the OECD report points out,
there is a lack of objective high-quality data on infrastructure investments. This makes it di cult
for funds to calculate how infrastructure would t into their portfolios. Another problem is that
small pension funds may lack the expertise to get involved in such large projects. They have to
invest via an infrastructure fund and pay a management fee for the privilege. The biggest
infrastructure investors so far have been the giant Australian and Canadian pension funds, which
can bene t from economies of scale. Britain is trying to achieve the same e ect by setting up
Pensions Investment Platform which will pool infrastructure investments. However, the scheme
has been slow to get going and not been su cient to fund Britain's highest-pro le project, a
proposed high-speed rail-line. Additional problems include the lack of political certainty. Capital
spending is often the rst item to be cut when governments run into budget di culties and tough
decisions are put o to suit electoral cycles. One possible solution is for governments to borrow a
separate sum to nance infrastructure spending with the stated intention of selling assets to the
likes of pension funds over a number of years. Such debt could be recorded separately in the
national accounts. An alternative option could be a National Investment Bank along the lines of
the European Investment Bank. It would borrow from the market and use its capital to guarantee
the equity portion of infrastructure projects. That would allow pension funds to buy the more
secure debt elements of the project's funding. The need is clear. Among the G-7 countries, only
Italy is recorded as having worse infrastructure. There is no shortage of potential funding —
Britain's pension assets are equal to 112% of GDP. Clearly they can be put together. The Olympics
showed that Britain can build projects on time when the country puts its mind to it.

Which of the following factors impact(s) investment decisions of the pension funds?
(A) Political uncertainty and nancial risk
(B) Requisite expertise in infrastructure projects
(C) Returns on investment
A. Only (B)
B. Only (A) and (B)
C. Only (A)

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D. All (A), (B) and (C)
E. Only (B) and (C)
Your Answer: Not Attempted

Correct Answer: D. All (A), (B) and (C) <br>

Solution
All the statements are the factors which impact investment decisions of the pension funds.
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Q105.
Read the following passage carefully and answer the questions. Certain words/ phrases are given
in bold to help you locate them while answering some of the questions.

Infrastructure projects take a long time to build but then deliver cash ows over an extended
period. Pension funds have liabilities thats stretch over several decades. Why not get the latter to
nance the former? A new report from the Organisation for Economic Co-oporation and
Development (OECD) estimates that global pension funds have just 0.9% of their portfolios in pure
infrastructure. In part that is due to the OECD's decision to de ne infrastructure assets as unlisted
debt and equity. But pension funds have signi cant exposure to listed shares and bonds of power
companies and the like. From the point of view of public policy, however, the OECD's de nition is
the correct one. The utility shares owned by pension funds are those of power companies that
were privatised in the 1980s and 1990s; the infrastructure they operate was the result of Govt
spending in previous decades. Governments would like to see more infrastructure get built,
though at the moment public nances are very tight. They would rather not bear the whole
burden. The di cult bit about infrastructure projects apart from the original decision to
commission them is the cost of construction. That is where governments would like pension
funds, and the rest of the private sector to open their wallets.
Risk is clearly one important factor. Pension funds want reliable cash ows that can be used to pay
retirees, not the uncertainties that are associated with projects. As the OECD report points out,
there is a lack of objective high-quality data on infrastructure investments. This makes it di cult
for funds to calculate how infrastructure would t into their portfolios. Another problem is that
small pension funds may lack the expertise to get involved in such large projects. They have to
invest via an infrastructure fund and pay a management fee for the privilege. The biggest
infrastructure investors so far have been the giant Australian and Canadian pension funds, which
can bene t from economies of scale. Britain is trying to achieve the same e ect by setting up
Pensions Investment Platform which will pool infrastructure investments. However, the scheme
has been slow to get going and not been su cient to fund Britain's highest-pro le project, a
proposed high-speed rail-line. Additional problems include the lack of political certainty. Capital
spending is often the rst item to be cut when governments run into budget di culties and tough
decisions are put o to suit electoral cycles. One possible solution is for governments to borrow a
https://store.adda247.com/#!/myTestAnalysis/printsolution/mappingId=15023/packageId=797/lang=ENGLISH 74/117
3/15/2018 Adda247 Store | Adda247 Store
separate sum to nance infrastructure spending with the stated intention of selling assets to the
likes of pension funds over a number of years. Such debt could be recorded separately in the
national accounts. An alternative option could be a National Investment Bank along the lines of
the European Investment Bank. It would borrow from the market and use its capital to guarantee
the equity portion of infrastructure projects. That would allow pension funds to buy the more
secure debt elements of the project's funding. The need is clear. Among the G-7 countries, only
Italy is recorded as having worse infrastructure. There is no shortage of potential funding —
Britain's pension assets are equal to 112% of GDP. Clearly they can be put together. The Olympics
showed that Britain can build projects on time when the country puts its mind to it.

Which of the following is the main objective of the author in writing the passage?
A. To examine the misappropriation of Britain's pension funds
B. To estimate how unpro table it is for the country if pension funds are used to create
infrastructure
C. To urge the government to reduce risky exposure of pension funds and bonds and invest in
safe options
D. To analyse the claims made by the OECD report and point out inconsistencies
E. To suggest that pension funds can and should invest more in infrastructure.
Your Answer: Not Attempted

Correct Answer: E. To suggest that pension funds can and should invest more in infrastructure.
<br>

Solution
To suggest that pension funds can and should invest more in infrastructure.
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Q106.
Read the following passage carefully and answer the questions. Certain words/ phrases are given
in bold to help you locate them while answering some of the questions.

Infrastructure projects take a long time to build but then deliver cash ows over an extended
period. Pension funds have liabilities thats stretch over several decades. Why not get the latter to
nance the former? A new report from the Organisation for Economic Co-oporation and
Development (OECD) estimates that global pension funds have just 0.9% of their portfolios in pure
infrastructure. In part that is due to the OECD's decision to de ne infrastructure assets as unlisted
debt and equity. But pension funds have signi cant exposure to listed shares and bonds of power
companies and the like. From the point of view of public policy, however, the OECD's de nition is
the correct one. The utility shares owned by pension funds are those of power companies that
were privatised in the 1980s and 1990s; the infrastructure they operate was the result of Govt
spending in previous decades. Governments would like to see more infrastructure get built,
https://store.adda247.com/#!/myTestAnalysis/printsolution/mappingId=15023/packageId=797/lang=ENGLISH 75/117
3/15/2018 Adda247 Store | Adda247 Store
though at the moment public nances are very tight. They would rather not bear the whole
burden. The di cult bit about infrastructure projects apart from the original decision to
commission them is the cost of construction. That is where governments would like pension
funds, and the rest of the private sector to open their wallets.
Risk is clearly one important factor. Pension funds want reliable cash ows that can be used to pay
retirees, not the uncertainties that are associated with projects. As the OECD report points out,
there is a lack of objective high-quality data on infrastructure investments. This makes it di cult
for funds to calculate how infrastructure would t into their portfolios. Another problem is that
small pension funds may lack the expertise to get involved in such large projects. They have to
invest via an infrastructure fund and pay a management fee for the privilege. The biggest
infrastructure investors so far have been the giant Australian and Canadian pension funds, which
can bene t from economies of scale. Britain is trying to achieve the same e ect by setting up
Pensions Investment Platform which will pool infrastructure investments. However, the scheme
has been slow to get going and not been su cient to fund Britain's highest-pro le project, a
proposed high-speed rail-line. Additional problems include the lack of political certainty. Capital
spending is often the rst item to be cut when governments run into budget di culties and tough
decisions are put o to suit electoral cycles. One possible solution is for governments to borrow a
separate sum to nance infrastructure spending with the stated intention of selling assets to the
likes of pension funds over a number of years. Such debt could be recorded separately in the
national accounts. An alternative option could be a National Investment Bank along the lines of
the European Investment Bank. It would borrow from the market and use its capital to guarantee
the equity portion of infrastructure projects. That would allow pension funds to buy the more
secure debt elements of the project's funding. The need is clear. Among the G-7 countries, only
Italy is recorded as having worse infrastructure. There is no shortage of potential funding —
Britain's pension assets are equal to 112% of GDP. Clearly they can be put together. The Olympics
showed that Britain can build projects on time when the country puts its mind to it.

Choose the word which is opposite in meaning to the word EXTENDED given in bold as used in the
passage.
A. absolute
B. eeting
C. equitable
D. steady
E. regular
Your Answer: Not Attempted

Correct Answer: B. eeting

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Solution
Extended means lasting longer than is usual or expected. So, eeting is the word which is opposite
in meaning to it.
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Q107.
Read the following passage carefully and answer the questions. Certain words/ phrases are given
in bold to help you locate them while answering some of the questions.

Infrastructure projects take a long time to build but then deliver cash ows over an extended
period. Pension funds have liabilities thats stretch over several decades. Why not get the latter to
nance the former? A new report from the Organisation for Economic Co-oporation and
Development (OECD) estimates that global pension funds have just 0.9% of their portfolios in pure
infrastructure. In part that is due to the OECD's decision to de ne infrastructure assets as unlisted
debt and equity. But pension funds have signi cant exposure to listed shares and bonds of power
companies and the like. From the point of view of public policy, however, the OECD's de nition is
the correct one. The utility shares owned by pension funds are those of power companies that
were privatised in the 1980s and 1990s; the infrastructure they operate was the result of Govt
spending in previous decades. Governments would like to see more infrastructure get built,
though at the moment public nances are very tight. They would rather not bear the whole
burden. The di cult bit about infrastructure projects apart from the original decision to
commission them is the cost of construction. That is where governments would like pension
funds, and the rest of the private sector to open their wallets.
Risk is clearly one important factor. Pension funds want reliable cash ows that can be used to pay
retirees, not the uncertainties that are associated with projects. As the OECD report points out,
there is a lack of objective high-quality data on infrastructure investments. This makes it di cult
for funds to calculate how infrastructure would t into their portfolios. Another problem is that
small pension funds may lack the expertise to get involved in such large projects. They have to
invest via an infrastructure fund and pay a management fee for the privilege. The biggest
infrastructure investors so far have been the giant Australian and Canadian pension funds, which
can bene t from economies of scale. Britain is trying to achieve the same e ect by setting up
Pensions Investment Platform which will pool infrastructure investments. However, the scheme
has been slow to get going and not been su cient to fund Britain's highest-pro le project, a
proposed high-speed rail-line. Additional problems include the lack of political certainty. Capital
spending is often the rst item to be cut when governments run into budget di culties and tough
decisions are put o to suit electoral cycles. One possible solution is for governments to borrow a
separate sum to nance infrastructure spending with the stated intention of selling assets to the
likes of pension funds over a number of years. Such debt could be recorded separately in the
national accounts. An alternative option could be a National Investment Bank along the lines of
the European Investment Bank. It would borrow from the market and use its capital to guarantee
the equity portion of infrastructure projects. That would allow pension funds to buy the more
https://store.adda247.com/#!/myTestAnalysis/printsolution/mappingId=15023/packageId=797/lang=ENGLISH 77/117
3/15/2018 Adda247 Store | Adda247 Store
secure debt elements of the project's funding. The need is clear. Among the G-7 countries, only
Italy is recorded as having worse infrastructure. There is no shortage of potential funding —
Britain's pension assets are equal to 112% of GDP. Clearly they can be put together. The Olympics
showed that Britain can build projects on time when the country puts its mind to it.

Choose the word which is most nearly the same in meaning to the word COMMISSION given in
bold as used in the passage.
A. agency
B. committee
C. contract
D. payment
E. expense
Your Answer: Not Attempted

Correct Answer: C. contract

Solution
Commission means an instruction, command, or role given to a person or group. So, contract is
the word which is similar in meaning to it.
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Q108.
Read the following passage carefully and answer the questions. Certain words/ phrases are given
in bold to help you locate them while answering some of the questions.

Infrastructure projects take a long time to build but then deliver cash ows over an extended
period. Pension funds have liabilities thats stretch over several decades. Why not get the latter to
nance the former? A new report from the Organisation for Economic Co-oporation and
Development (OECD) estimates that global pension funds have just 0.9% of their portfolios in pure
infrastructure. In part that is due to the OECD's decision to de ne infrastructure assets as unlisted
debt and equity. But pension funds have signi cant exposure to listed shares and bonds of power
companies and the like. From the point of view of public policy, however, the OECD's de nition is
the correct one. The utility shares owned by pension funds are those of power companies that
were privatised in the 1980s and 1990s; the infrastructure they operate was the result of Govt
spending in previous decades. Governments would like to see more infrastructure get built,
though at the moment public nances are very tight. They would rather not bear the whole
burden. The di cult bit about infrastructure projects apart from the original decision to
commission them is the cost of construction. That is where governments would like pension
funds, and the rest of the private sector to open their wallets.
Risk is clearly one important factor. Pension funds want reliable cash ows that can be used to pay
retirees, not the uncertainties that are associated with projects. As the OECD report points out,
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3/15/2018 Adda247 Store | Adda247 Store
there is a lack of objective high-quality data on infrastructure investments. This makes it di cult
for funds to calculate how infrastructure would t into their portfolios. Another problem is that
small pension funds may lack the expertise to get involved in such large projects. They have to
invest via an infrastructure fund and pay a management fee for the privilege. The biggest
infrastructure investors so far have been the giant Australian and Canadian pension funds, which
can bene t from economies of scale. Britain is trying to achieve the same e ect by setting up
Pensions Investment Platform which will pool infrastructure investments. However, the scheme
has been slow to get going and not been su cient to fund Britain's highest-pro le project, a
proposed high-speed rail-line. Additional problems include the lack of political certainty. Capital
spending is often the rst item to be cut when governments run into budget di culties and tough
decisions are put o to suit electoral cycles. One possible solution is for governments to borrow a
separate sum to nance infrastructure spending with the stated intention of selling assets to the
likes of pension funds over a number of years. Such debt could be recorded separately in the
national accounts. An alternative option could be a National Investment Bank along the lines of
the European Investment Bank. It would borrow from the market and use its capital to guarantee
the equity portion of infrastructure projects. That would allow pension funds to buy the more
secure debt elements of the project's funding. The need is clear. Among the G-7 countries, only
Italy is recorded as having worse infrastructure. There is no shortage of potential funding —
Britain's pension assets are equal to 112% of GDP. Clearly they can be put together. The Olympics
showed that Britain can build projects on time when the country puts its mind to it.

Which of the following can be inferred in the context of the passage?


A. Britain is making e orts to reform its infrastructure sector.
B. Britain's GDP is abysmal and prestigious infrastructure projects should be kept on hold till the
pension and infrastructure projects are reformed.
C. Investment banks are risky as they are governed by political powers.
D. Britain's national accounts data lacks crucial parameters.
E. All the given statements can be inferred in the context of the passage
Your Answer: Not Attempted

Correct Answer: D. Britain's national accounts data lacks crucial parameters. <br>

Solution
Britain's national accounts data lacks crucial parameters.
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Q109.
Read the following passage carefully and answer the questions. Certain words/ phrases are given
in bold to help you locate them while answering some of the questions.

Infrastructure projects take a long time to build but then deliver cash ows over an extended
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period. Pension funds have liabilities thats stretch over several decades. Why not get the latter to
nance the former? A new report from the Organisation for Economic Co-oporation and
Development (OECD) estimates that global pension funds have just 0.9% of their portfolios in pure
infrastructure. In part that is due to the OECD's decision to de ne infrastructure assets as unlisted
debt and equity. But pension funds have signi cant exposure to listed shares and bonds of power
companies and the like. From the point of view of public policy, however, the OECD's de nition is
the correct one. The utility shares owned by pension funds are those of power companies that
were privatised in the 1980s and 1990s; the infrastructure they operate was the result of Govt
spending in previous decades. Governments would like to see more infrastructure get built,
though at the moment public nances are very tight. They would rather not bear the whole
burden. The di cult bit about infrastructure projects apart from the original decision to
commission them is the cost of construction. That is where governments would like pension
funds, and the rest of the private sector to open their wallets.
Risk is clearly one important factor. Pension funds want reliable cash ows that can be used to pay
retirees, not the uncertainties that are associated with projects. As the OECD report points out,
there is a lack of objective high-quality data on infrastructure investments. This makes it di cult
for funds to calculate how infrastructure would t into their portfolios. Another problem is that
small pension funds may lack the expertise to get involved in such large projects. They have to
invest via an infrastructure fund and pay a management fee for the privilege. The biggest
infrastructure investors so far have been the giant Australian and Canadian pension funds, which
can bene t from economies of scale. Britain is trying to achieve the same e ect by setting up
Pensions Investment Platform which will pool infrastructure investments. However, the scheme
has been slow to get going and not been su cient to fund Britain's highest-pro le project, a
proposed high-speed rail-line. Additional problems include the lack of political certainty. Capital
spending is often the rst item to be cut when governments run into budget di culties and tough
decisions are put o to suit electoral cycles. One possible solution is for governments to borrow a
separate sum to nance infrastructure spending with the stated intention of selling assets to the
likes of pension funds over a number of years. Such debt could be recorded separately in the
national accounts. An alternative option could be a National Investment Bank along the lines of
the European Investment Bank. It would borrow from the market and use its capital to guarantee
the equity portion of infrastructure projects. That would allow pension funds to buy the more
secure debt elements of the project's funding. The need is clear. Among the G-7 countries, only
Italy is recorded as having worse infrastructure. There is no shortage of potential funding —
Britain's pension assets are equal to 112% of GDP. Clearly they can be put together. The Olympics
showed that Britain can build projects on time when the country puts its mind to it.

What does the author want to convey through the phrase "They would rather not bear the whole
burden"?
A. Government would prefer to privatise utilities like power.

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B. Governments are wary about the public fallout of pension funds going bust.
C. Governments, short on capital, are cautious about solely nancing infrastructure as it is costly.
D. The private sector is unwilling to continue their monetary support of loss-making public
facilities.
E. Other than those given as options
Your Answer: Not Attempted

Correct Answer: C. Governments, short on capital, are cautious about solely nancing
infrastructure as it is costly. <br>

Solution
Refer to the rst paragraph of the passage. “Governments would like to see more infrastructures
get built, though at the moment public nances are very tight.”
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Q110.
Read the following passage carefully and answer the questions. Certain words/ phrases are given
in bold to help you locate them while answering some of the questions.

Infrastructure projects take a long time to build but then deliver cash ows over an extended
period. Pension funds have liabilities thats stretch over several decades. Why not get the latter to
nance the former? A new report from the Organisation for Economic Co-oporation and
Development (OECD) estimates that global pension funds have just 0.9% of their portfolios in pure
infrastructure. In part that is due to the OECD's decision to de ne infrastructure assets as unlisted
debt and equity. But pension funds have signi cant exposure to listed shares and bonds of power
companies and the like. From the point of view of public policy, however, the OECD's de nition is
the correct one. The utility shares owned by pension funds are those of power companies that
were privatised in the 1980s and 1990s; the infrastructure they operate was the result of Govt
spending in previous decades. Governments would like to see more infrastructure get built,
though at the moment public nances are very tight. They would rather not bear the whole
burden. The di cult bit about infrastructure projects apart from the original decision to
commission them is the cost of construction. That is where governments would like pension
funds, and the rest of the private sector to open their wallets.
Risk is clearly one important factor. Pension funds want reliable cash ows that can be used to pay
retirees, not the uncertainties that are associated with projects. As the OECD report points out,
there is a lack of objective high-quality data on infrastructure investments. This makes it di cult
for funds to calculate how infrastructure would t into their portfolios. Another problem is that
small pension funds may lack the expertise to get involved in such large projects. They have to
invest via an infrastructure fund and pay a management fee for the privilege. The biggest
infrastructure investors so far have been the giant Australian and Canadian pension funds, which
can bene t from economies of scale. Britain is trying to achieve the same e ect by setting up
https://store.adda247.com/#!/myTestAnalysis/printsolution/mappingId=15023/packageId=797/lang=ENGLISH 81/117
3/15/2018 Adda247 Store | Adda247 Store
Pensions Investment Platform which will pool infrastructure investments. However, the scheme
has been slow to get going and not been su cient to fund Britain's highest-pro le project, a
proposed high-speed rail-line. Additional problems include the lack of political certainty. Capital
spending is often the rst item to be cut when governments run into budget di culties and tough
decisions are put o to suit electoral cycles. One possible solution is for governments to borrow a
separate sum to nance infrastructure spending with the stated intention of selling assets to the
likes of pension funds over a number of years. Such debt could be recorded separately in the
national accounts. An alternative option could be a National Investment Bank along the lines of
the European Investment Bank. It would borrow from the market and use its capital to guarantee
the equity portion of infrastructure projects. That would allow pension funds to buy the more
secure debt elements of the project's funding. The need is clear. Among the G-7 countries, only
Italy is recorded as having worse infrastructure. There is no shortage of potential funding —
Britain's pension assets are equal to 112% of GDP. Clearly they can be put together. The Olympics
showed that Britain can build projects on time when the country puts its mind to it.

According to the passage, which of the following can be said about infrastructure investment?
(A) It provides tremendous opportunities to investors as there is a huge need for infrastructure.
(B) Creative solutions are required to generate the necessary investment.
(C) It is crucial for governments to invest in infrastructure to win elections.
A. None
B. Only (A) and (B)
C. Only (A)
D. Only (B)
E. Only (A) and (C)

Your Answer: Not Attempted

Correct Answer: D. Only (B) <br>

Solution
Creative solutions are required to generate the necessary investment.
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Q111.
This sentence has two blanks. Each blank indicates that something has been con ned. Choose the
word that best ts in the meaning of the sentence as a whole.

________________ dinasaurs are believed to be the ancestors of modern birds, the discovery of soft
tissue in dinosaur fossils containing proteins found only in birds is very ______________
A. Though – unfortunate
B. Recently – common
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C. Since - exciting
D. Perhaps – remarkable
E. Moreover - welcome
Your Answer: Not Attempted

Correct Answer: C. Since - exciting <br>

Solution
‘Since – exciting’ is the correct use.
Since is used to express reason here
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Q112.
This sentence has two blanks. Each blank indicates that something has been con ned. Choose the
word that best ts in the meaning of the sentence as a whole.

The Van Allen belts, which are ____________ between 13,000 and 60,000 kilometres above the
earth's surface, were discovered in 1958 and contain electrons which play ____________ with
electronic systems on satellites.
A. somewhere- damages
B. located – havoc
C. position - mayhem
D. situated – part
E. vicinity - confusion
Your Answer: Not Attempted

Correct Answer: B. located – havoc

Solution
‘located – havoc’ is the correct use.
Havoc - widespread destruction.
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Q113.
This sentence has two blanks. Each blank indicates that something has been con ned. Choose the
word that best ts in the meaning of the sentence as a whole.

Rice farmers use ____________ methods of farming and old equipment making the cost of rice
___________ as much as it is in other countries.
A. obsolete – economical
B. modern – expensive
C. future - virtuality
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D. antiquated – almost
E. sustainable - approximate
Your Answer: Not Attempted

Correct Answer: D. antiquated – almost

Solution
‘antiquated – almost’ is the correct use.
Antiquated - old-fashioned or outdated.
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Q114.
This sentence has two blanks. Each blank indicates that something has been con ned. Choose the
word that best ts in the meaning of the sentence as a whole.

Some experts believe that the best ____________ to reduce the number of accidents caused by
drivers using their mobile phones is to create an app ______________ communications when the
vehicle in is motion and unblocking them when the vehicle reaches its destination.
A. tactic – block
B. strategy – disabling
C. part - facilitating
D. decision – expediting
E. method – further
Your Answer: Not Attempted

Correct Answer: B. strategy – disabling

Solution
‘strategy – disabling’ is the correct use.
Strategy- a plan of action designed to achieve a long-term or overall aim.
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Q115.
This sentence has two blanks. Each blank indicates that something has been con ned. Choose the
word that best ts in the meaning of the sentence as a whole.

Services provided by money transfer companies are ___________ for


people who don't have bank accounts or who are working far from home and are helpful to
______________ trade and disperse wealth.
A. fundamental – compute
B. prerequisite – invigorating
C. vitally – strengthen
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D. essentially - bolster
E. Inherent - foster
Your Answer: Not Attempted

Correct Answer: D. essentially - bolster <br>

Solution
‘essentially – bolster’ is the correct use.
Bolster- to support or strengthen.
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Q116.
Rearrange the given six sentences (A), (B), (C), (D), (E) and (F) in a proper sequence so as to form a
meaningful paragraph and then answer the given questions.

(A) She follows the footsteps of other renowned female politicians like Chile's Michelle Bachelet
and Germany's Angela Merkel.
(B) Women are also rising to the forefront in other parts of the Government.
(C) And this leadership can be seen in the growing number of women who are becoming political
leaders and the most recent being Dilma Rousse who took over as Brazil's rst woman President.
(d) It is de ned as the ability to in uence or lead through persuasion or attraction by co-opting
people rathen than coercing them.
(e) The leadership of women in politics, business and society is becoming evident across the globe.
(F) These trends represent the growing needs for 'soft power' in today's world.

Which of the following should be the FOURTH sentence after the rearrangement?
A. A
B. B
C. C
D. F
E. E
Your Answer: Not Attempted

Correct Answer: B. B

Solution
The correct sequence to form meaningful paragraph is ECABFD.
B
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Q117.

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Rearrange the given six sentences (A), (B), (C), (D), (E) and (F) in a proper sequence so as to form a
meaningful paragraph and then answer the given questions.

(A) She follows the footsteps of other renowned female politicians like Chile's Michelle Bachelet
and Germany's Angela Merkel.
(B) Women are also rising to the forefront in other parts of the Government.
(C) And this leadership can be seen in the growing number of women who are becoming political
leaders and the most recent being Dilma Rousse who took over as Brazil's rst woman President.
(d) It is de ned as the ability to in uence or lead through persuasion or attraction by co-opting
people rathen than coercing them.
(e) The leadership of women in politics, business and society is becoming evident across the globe.
(F) These trends represent the growing needs for 'soft power' in today's world.

Which of the following should be the SECOND sentence after the rearrangement?
A. C
B. B
C. F
D. D
E. E
Your Answer: Not Attempted

Correct Answer: A. C

Solution
The correct sequence to form meaningful paragraph is ECABFD.
C
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Q118.
Rearrange the given six sentences (A), (B), (C), (D), (E) and (F) in a proper sequence so as to form a
meaningful paragraph and then answer the given questions.

(A) She follows the footsteps of other renowned female politicians like Chile's Michelle Bachelet
and Germany's Angela Merkel.
(B) Women are also rising to the forefront in other parts of the Government.
(C) And this leadership can be seen in the growing number of women who are becoming political
leaders and the most recent being Dilma Rousse who took over as Brazil's rst woman President.
(d) It is de ned as the ability to in uence or lead through persuasion or attraction by co-opting
people rathen than coercing them.
(e) The leadership of women in politics, business and society is becoming evident across the globe.

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(F) These trends represent the growing needs for 'soft power' in today's world.

Which of the following should be the SIXTH (LAST) sentence after the rearrangement?
A. E
B. D
C. B
D. A
E. F
Your Answer: Not Attempted

Correct Answer: B. D

Solution
The correct sequence to form meaningful paragraph is ECABFD.
D
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Q119.
Rearrange the given six sentences (A), (B), (C), (D), (E) and (F) in a proper sequence so as to form a
meaningful paragraph and then answer the given questions.

(A) She follows the footsteps of other renowned female politicians like Chile's Michelle Bachelet
and Germany's Angela Merkel.
(B) Women are also rising to the forefront in other parts of the Government.
(C) And this leadership can be seen in the growing number of women who are becoming political
leaders and the most recent being Dilma Rousse who took over as Brazil's rst woman President.
(d) It is de ned as the ability to in uence or lead through persuasion or attraction by co-opting
people rathen than coercing them.
(e) The leadership of women in politics, business and society is becoming evident across the globe.
(F) These trends represent the growing needs for 'soft power' in today's world.

Which of the following should be the FIFTH sentence after the rearrangement?
A. E
B. D
C. B
D. F
E. C
Your Answer: Not Attempted

Correct Answer: D. F

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Solution
The correct sequence to form meaningful paragraph is ECABFD.
F
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Q120.
Rearrange the given six sentences (A), (B), (C), (D), (E) and (F) in a proper sequence so as to form a
meaningful paragraph and then answer the given questions.

(A) She follows the footsteps of other renowned female politicians like Chile's Michelle Bachelet
and Germany's Angela Merkel.
(B) Women are also rising to the forefront in other parts of the Government.
(C) And this leadership can be seen in the growing number of women who are becoming political
leaders and the most recent being Dilma Rousse who took over as Brazil's rst woman President.
(d) It is de ned as the ability to in uence or lead through persuasion or attraction by co-opting
people rathen than coercing them.
(e) The leadership of women in politics, business and society is becoming evident across the globe.
(F) These trends represent the growing needs for 'soft power' in today's world.

Which of the following should be the FIRST sentence


A. A
B. C
C. B
D. F
E. E

Your Answer: Not Attempted

Correct Answer: E. E <br> <br>

Solution
The correct sequence to form meaningful paragraph is ECABFD.
E
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Q121.
In the following questions, a sentence has been given with some of its parts in bold. To make the
sentence grammatically correct, you have to replace the bold part with the correct alternative
given below. If the sentence is correct as it is, give (E) as your answer (i.e. No correction required).

Military helicopters are old but have not outlived their lives.
A. outliving their lives
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B. outlived their life
C. outlived its life
D. outliving its life
E. No correction required
Your Answer: Not Attempted

Correct Answer: B. outlived their life <br>

Solution

Replace ‘outlived their lives’ with ‘outlived their life’.


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Q122.
In the following questions, a sentence has been given with some of its parts in bold. To make the
sentence grammatically correct, you have to replace the bold part with the correct alternative
given below. If the sentence is correct as it is, give (E) as your answer (i.e. No correction required).

A discussion on 'Make in India' is not complete without taking stock of the workforce on the
ground.
A. incomplete unless.
B. not completed until
C. not completed from
D. not complete if not
E. No correction required
Your Answer: Not Attempted

Correct Answer: E. No correction required <br>

Solution
No correction required.
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Q123.
In the following questions, a sentence has been given with some of its parts in bold. To make the
sentence grammatically correct, you have to replace the bold part with the correct alternative
given below. If the sentence is correct as it is, give (E) as your answer (i.e. No correction required).

If some of the state has best practice it is good to learn from them.
A. states has best practice
B. state has best practice
C. states have best practices
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D. states have best practice
E. No correction required
Your Answer: Not Attempted

Correct Answer: C. states have best practices <br>

Solution
Replace ‘state has best practice’ with ‘states have best practices’
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Q124.
In the following questions, a sentence has been given with some of its parts in bold. To make the
sentence grammatically correct, you have to replace the bold part with the correct alternative
given below. If the sentence is correct as it is, give (E) as your answer (i.e. No correction required).

Vishwanathan Anand and Sachin Tendulkar are icons who have helped us navigate from a simple
time to a more complicated world.
A. simpler time to a more.
B. simple time to mere
C. simpler time to many
D. simple time to no
E. No correction required
Your Answer: Not Attempted

Correct Answer: A. simpler time to a more. <br>

Solution
Replace ‘simple time to a more’ with ‘simpler time to a more’.
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Q125.
In the following questions, a sentence has been given with some of its parts in bold. To make the
sentence grammatically correct, you have to replace the bold part with the correct alternative
given below. If the sentence is correct as it is, give (E) as your answer (i.e. No correction required).

If we cocoon us from feedback, then we will never be able to improve our capability.
A. us by
B. ourselves through
C. ourself into
D. ourselves from
E. No correction required
Your Answer: Not Attempted
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Correct Answer: D. ourselves from <br>

Solution
Replace ‘us from’ with ‘ourselves from’.
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Q126.
Read each sentence to nd out whether there is any grammatical or idiomatic error in it. The
error, if any, will be in one part of the sentence. The number of that part is the answer. If there is
'No error', the answer is (E). (Ignore errors of punctuation, if any.)

(A) In FY15, India largest public sector / (B) non-life insurer notched out / (C) a premium growth of/
(D) about twelve per cent. / (E) No error

A. A
B. B
C. C
D. D
E. E
Your Answer: Not Attempted

Correct Answer: B. B <br>

Solution
Replace ‘out’ with ‘up’
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Q127.
Read each sentence to nd out whether there is any grammatical or idiomatic error in it. The
error, if any, will be in one part of the sentence. The number of that part is the answer. If there is
'No error', the answer is (E). (Ignore errors of punctuation, if any.)

(A) Reserve Bank Governor R Raj has received a death threat / (B) via an email bearing the name of
/ (C) terror out t ISIS following which his security / (D) has been stepped up. / (E) No error

A. A
B. B
C. C
D. D
E. E
Your Answer: Not Attempted
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Correct Answer: E. E <br>

Solution
No error
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Q128.
Read each sentence to nd out whether there is any grammatical or idiomatic error in it. The
error, if any, will be in one part of the sentence. The number of that part is the answer. If there is
'No error', the answer is (E). (Ignore errors of punctuation, if any.)

(A) A new scheme for interest subvention for farmers / (B) is having worked out / (C) though it may
take some time, / (D) the RBI said in a noti cation. / (E) No error

A. A
B. B
C. C
D. D
E. E
Your Answer: Not Attempted

Correct Answer: B. B <br>

Solution
Replace ‘having’ with ‘being’
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Q129.
Read each sentence to nd out whether there is any grammatical or idiomatic error in it. The
error, if any, will be in one part of the sentence. The number of that part is the answer. If there is
'No error', the answer is (E). (Ignore errors of punctuation, if any.)

(A) The highly toxic air that we breathe, specially / (B) in the metropolitan cities, / (C) is the fallout
of rapid development, / (D) without a care for the environment.-/ (E) No error

A. A
B. B
C. C
D. D
E. E
Your Answer: Not Attempted
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Correct Answer: A. A <br>

Solution
Replace ‘specially’ with ‘especially’
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Q130.
Read each sentence to nd out whether there is any grammatical or idiomatic error in it. The
error, if any, will be in one part of the sentence. The number of that part is the answer. If there is
'No error', the answer is (E). (Ignore errors of punctuation, if any.)

(A) Unlike China who has already attained / (B) a high level of economic development and is poised
/ (C) to enter the developed nations' club,/ (D) India is still a developing nation. / (E) No error

A. A
B. B
C. C
D. D
E. E
Your Answer: Not Attempted

Correct Answer: A. A <br>

Solution
Replace ‘who’ with ‘which’
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Q131.
In the following passage, some of the words have been left out, each of which is indicated by a
number. Find the suitable word from the options given against each number and ll up the blanks
with appropriate words to make the paragraph meaningfully complete.

If the IRDA is serious about policyholder protection, there are other areas to be (131) on a (132)
too. Traditional insurance plans have one of the highest cost structures among nancial products,
with 15 to 40 per cent of the rst-year premium (133) as agent fees. This needs to be (134) and the
front-ending of fees, which incentivises agents to (135) customers, stopped. For products (136) as
investment plans, simple and standardised disclosures on investment patterns and charges must
be made (137), without needlessly (138) clauses on fund value, sum assured, bonuses and death
bene ts. The IRDA must also continue to pressure the industry to improve its claims settlement
record. In 2013-14, private life insurers (139) 14.5 per cent of claims, with the ratio for some as

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high as 25-30 per cent. Reducing this is the rst step to (140) policyholders' con dence in
insurance products.

A. attacked
B. tackled
C. avoided
D. preoccupied
E. solved
Your Answer: Not Attempted

Correct Answer: B. tackled <br>

Solution
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Q132.
In the following passage, some of the words have been left out, each of which is indicated by a
number. Find the suitable word from the options given against each number and ll up the blanks
with appropriate words to make the paragraph meaningfully complete.

If the IRDA is serious about policyholder protection, there are other areas to be (131) on a (132)
too. Traditional insurance plans have one of the highest cost structures among nancial products,
with 15 to 40 per cent of the rst-year premium (133) as agent fees. This needs to be (134) and the
front-ending of fees, which incentivises agents to (135) customers, stopped. For products (136) as
investment plans, simple and standardised disclosures on investment patterns and charges must
be made (137), without needlessly (138) clauses on fund value, sum assured, bonuses and death
bene ts. The IRDA must also continue to pressure the industry to improve its claims settlement
record. In 2013-14, private life insurers (139) 14.5 per cent of claims, with the ratio for some as
high as 25-30 per cent. Reducing this is the rst step to (140) policyholders' con dence in
insurance products.

A. precedence
B. seniority
C. priority
D. importance
E. haste
Your Answer: Not Attempted

Correct Answer: C. priority <br>

Solution
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Q133.
In the following passage, some of the words have been left out, each of which is indicated by a
number. Find the suitable word from the options given against each number and ll up the blanks
with appropriate words to make the paragraph meaningfully complete.

If the IRDA is serious about policyholder protection, there are other areas to be (131) on a (132)
too. Traditional insurance plans have one of the highest cost structures among nancial products,
with 15 to 40 per cent of the rst-year premium (133) as agent fees. This needs to be (134) and the
front-ending of fees, which incentivises agents to (135) customers, stopped. For products (136) as
investment plans, simple and standardised disclosures on investment patterns and charges must
be made (137), without needlessly (138) clauses on fund value, sum assured, bonuses and death
bene ts. The IRDA must also continue to pressure the industry to improve its claims settlement
record. In 2013-14, private life insurers (139) 14.5 per cent of claims, with the ratio for some as
high as 25-30 per cent. Reducing this is the rst step to (140) policyholders' con dence in
insurance products.

A. appropriated
B. devoted
C. kept
D. refused
E. appointed
Your Answer: Not Attempted

Correct Answer: A. appropriated <br>

Solution
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Q134.
In the following passage, some of the words have been left out, each of which is indicated by a
number. Find the suitable word from the options given against each number and ll up the blanks
with appropriate words to make the paragraph meaningfully complete.

If the IRDA is serious about policyholder protection, there are other areas to be (131) on a (132)
too. Traditional insurance plans have one of the highest cost structures among nancial products,
with 15 to 40 per cent of the rst-year premium (133) as agent fees. This needs to be (134) and the
front-ending of fees, which incentivises agents to (135) customers, stopped. For products (136) as
investment plans, simple and standardised disclosures on investment patterns and charges must
be made (137), without needlessly (138) clauses on fund value, sum assured, bonuses and death
bene ts. The IRDA must also continue to pressure the industry to improve its claims settlement
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record. In 2013-14, private life insurers (139) 14.5 per cent of claims, with the ratio for some as
high as 25-30 per cent. Reducing this is the rst step to (140) policyholders' con dence in
insurance products.

A. unleashed
B. egged on
C. liberated
D. moderated
E. done
Your Answer: Not Attempted

Correct Answer: D. moderated <br>

Solution
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Q135.
In the following passage, some of the words have been left out, each of which is indicated by a
number. Find the suitable word from the options given against each number and ll up the blanks
with appropriate words to make the paragraph meaningfully complete.

If the IRDA is serious about policyholder protection, there are other areas to be (131) on a (132)
too. Traditional insurance plans have one of the highest cost structures among nancial products,
with 15 to 40 per cent of the rst-year premium (133) as agent fees. This needs to be (134) and the
front-ending of fees, which incentivises agents to (135) customers, stopped. For products (136) as
investment plans, simple and standardised disclosures on investment patterns and charges must
be made (137), without needlessly (138) clauses on fund value, sum assured, bonuses and death
bene ts. The IRDA must also continue to pressure the industry to improve its claims settlement
record. In 2013-14, private life insurers (139) 14.5 per cent of claims, with the ratio for some as
high as 25-30 per cent. Reducing this is the rst step to (140) policyholders' con dence in
insurance products.

A. rebuke
B. apologise
C. drive away
D. ght
E. churn
Your Answer: Not Attempted

Correct Answer: E. churn <br>

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Solution
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Q136.
In the following passage, some of the words have been left out, each of which is indicated by a
number. Find the suitable word from the options given against each number and ll up the blanks
with appropriate words to make the paragraph meaningfully complete.

If the IRDA is serious about policyholder protection, there are other areas to be (131) on a (132)
too. Traditional insurance plans have one of the highest cost structures among nancial products,
with 15 to 40 per cent of the rst-year premium (133) as agent fees. This needs to be (134) and the
front-ending of fees, which incentivises agents to (135) customers, stopped. For products (136) as
investment plans, simple and standardised disclosures on investment patterns and charges must
be made (137), without needlessly (138) clauses on fund value, sum assured, bonuses and death
bene ts. The IRDA must also continue to pressure the industry to improve its claims settlement
record. In 2013-14, private life insurers (139) 14.5 per cent of claims, with the ratio for some as
high as 25-30 per cent. Reducing this is the rst step to (140) policyholders' con dence in
insurance products.

A. rejected
B. used
C. pitched
D. conformed
E. labelled
Your Answer: Not Attempted

Correct Answer: C. pitched <br>

Solution
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Q137.
In the following passage, some of the words have been left out, each of which is indicated by a
number. Find the suitable word from the options given against each number and ll up the blanks
with appropriate words to make the paragraph meaningfully complete.

If the IRDA is serious about policyholder protection, there are other areas to be (131) on a (132)
too. Traditional insurance plans have one of the highest cost structures among nancial products,
with 15 to 40 per cent of the rst-year premium (133) as agent fees. This needs to be (134) and the
front-ending of fees, which incentivises agents to (135) customers, stopped. For products (136) as
investment plans, simple and standardised disclosures on investment patterns and charges must
be made (137), without needlessly (138) clauses on fund value, sum assured, bonuses and death
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bene ts. The IRDA must also continue to pressure the industry to improve its claims settlement
record. In 2013-14, private life insurers (139) 14.5 per cent of claims, with the ratio for some as
high as 25-30 per cent. Reducing this is the rst step to (140) policyholders' con dence in
insurance products.

A. mandatory
B. indispensed
C. needful
D. complete
E. required
Your Answer: Not Attempted

Correct Answer: A. mandatory <br>

Solution
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Q138.
In the following passage, some of the words have been left out, each of which is indicated by a
number. Find the suitable word from the options given against each number and ll up the blanks
with appropriate words to make the paragraph meaningfully complete.

If the IRDA is serious about policyholder protection, there are other areas to be (131) on a (132)
too. Traditional insurance plans have one of the highest cost structures among nancial products,
with 15 to 40 per cent of the rst-year premium (133) as agent fees. This needs to be (134) and the
front-ending of fees, which incentivises agents to (135) customers, stopped. For products (136) as
investment plans, simple and standardised disclosures on investment patterns and charges must
be made (137), without needlessly (138) clauses on fund value, sum assured, bonuses and death
bene ts. The IRDA must also continue to pressure the industry to improve its claims settlement
record. In 2013-14, private life insurers (139) 14.5 per cent of claims, with the ratio for some as
high as 25-30 per cent. Reducing this is the rst step to (140) policyholders' con dence in
insurance products.

A. facile
B. arduous
C. mixed
D. any
E. complicated
Your Answer: Not Attempted

Correct Answer: E. complicated <br>


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Solution
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Q139.
In the following passage, some of the words have been left out, each of which is indicated by a
number. Find the suitable word from the options given against each number and ll up the blanks
with appropriate words to make the paragraph meaningfully complete.

If the IRDA is serious about policyholder protection, there are other areas to be (131) on a (132)
too. Traditional insurance plans have one of the highest cost structures among nancial products,
with 15 to 40 per cent of the rst-year premium (133) as agent fees. This needs to be (134) and the
front-ending of fees, which incentivises agents to (135) customers, stopped. For products (136) as
investment plans, simple and standardised disclosures on investment patterns and charges must
be made (137), without needlessly (138) clauses on fund value, sum assured, bonuses and death
bene ts. The IRDA must also continue to pressure the industry to improve its claims settlement
record. In 2013-14, private life insurers (139) 14.5 per cent of claims, with the ratio for some as
high as 25-30 per cent. Reducing this is the rst step to (140) policyholders' con dence in
insurance products.

A. claimed
B. repudiated
C. underwritten
D. o ered
E. gave
Your Answer: Not Attempted

Correct Answer: B. repudiated <br>

Solution
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Q140.
In the following passage, some of the words have been left out, each of which is indicated by a
number. Find the suitable word from the options given against each number and ll up the blanks
with appropriate words to make the paragraph meaningfully complete.

If the IRDA is serious about policyholder protection, there are other areas to be (131) on a (132)
too. Traditional insurance plans have one of the highest cost structures among nancial products,
with 15 to 40 per cent of the rst-year premium (133) as agent fees. This needs to be (134) and the
front-ending of fees, which incentivises agents to (135) customers, stopped. For products (136) as
investment plans, simple and standardised disclosures on investment patterns and charges must
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be made (137), without needlessly (138) clauses on fund value, sum assured, bonuses and death
bene ts. The IRDA must also continue to pressure the industry to improve its claims settlement
record. In 2013-14, private life insurers (139) 14.5 per cent of claims, with the ratio for some as
high as 25-30 per cent. Reducing this is the rst step to (140) policyholders' con dence in
insurance products.

A. recognise
B. survive
C. wane
D. reviving
E. lessen
Your Answer: Not Attempted

Correct Answer: D. reviving <br>

Solution
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Q141.
World Book and Copyright Day?
A. April 23
B. April 22
C. April 24
D. April 25
E. April 26
Your Answer: Not Attempted

Correct Answer: A. April 23

Solution
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Q142.
Where is the headquarter of BCCI ?
A. Delhi
B. Mumbai
C. Dubai
D. Pune
E. None of the above
Your Answer: Not Attempted

Correct Answer: B. Mumbai


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Q143.
Which state government has launched the 100 Adarsha Vidyalayas recently ?
A. West Bengal
B. Odisha
C. Rajasthan
D. Madhya Pradesh
E. Uttar Pradesh
Your Answer: Not Attempted

Correct Answer: B. Odisha <br>

Solution
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Q144.
India's fastest trainn'Gatiman Express' will run between which two stations ?
A. Delhi to Mumbai
B. Lucknow to Agra
C. Mumbai to Bhopal
D. Nizamuddin to Agra
E. Delhi to Indore
Your Answer: Not Attempted

Correct Answer: D. Nizamuddin to Agra <br>

Solution
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Q145.
Which state has recetly banned on the sale of all forms of alcohol ?
A. Bihar
B. Tamilnadu
C. Uttar Pradesh
D. Punjab
E. None of these
Your Answer: Not Attempted

Correct Answer: A. Bihar

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Solution
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Q146.
IBSAMAR 2016 held between?
A. Brazil,India,South Africa
B. Brazil,India,Japan
C. Brazil,Sri lanka,China
D. Australia,New Zealand,India
E. None of these
Your Answer: Not Attempted

Correct Answer: A. Brazil,India,South Africa <br>

Solution
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Q147.
‘Japan desk’ launched by which bank?
A. HDFC
B. YES bank
C. SBI
D. ICICI
E. BOB
Your Answer: Not Attempted

Correct Answer: C. SBI <br>

Solution
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Q148.
Name the Defence Minister of India who ruled out any troop withdrawal from the Siachen glacier
after death of 10 soldiers.
A. Suresh Prabhu
B. Manohar Parrikar
C. RajnathSingh
D. Piyush Goel
E. None of these
Your Answer: Not Attempted

Correct Answer: B. Manohar Parrikar

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Solution
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Q149.
Prime Minister Narendra Modi along with the President of France François Hollande, laid the
foundation stone of the International Solar Alliance headquarters in which city?
A. Agra Uttar Pradesh
B. Nagpur Maharashtra
C. Gwalpahari Gurgaon
D. Jaipur Rajasthan
E. None of these
Your Answer: Not Attempted

Correct Answer: C. Gwalpahari Gurgaon <br>

Solution
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Q150.
Name the Australian batsman who won the prestigious Allan Border Medal for 2016.
A. Steve Smith
B. David Warner
C. Shane Watson
D. Shane Warne
E. Usman Khwaja
Your Answer: Not Attempted

Correct Answer: B. David Warner

Solution
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Q151.
Which of the following Banks has recently launched e-Smart SME, a working capital loan o ering
for sellers on ecommerce platforms?
A. SBI
B. BOB
C. IOB
D. BOI
E. None of these
Your Answer: Not Attempted

Correct Answer: A. SBI

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Solution
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Q152.
The Reserve Bank of India (RBI) recently released the nal guidelines on computing interest rates
on advances based on the Marginal Cost of Funds Methodology. The guidelines will come into
e ect from which date?
A. 31 March 2016
B. 1 may 2016
C. 1 April 2016
D. 1 Sep 2016
E. None of the
Your Answer: Not Attempted

Correct Answer: C. 1 April 2016 <br>

Solution
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Q153.
Which Film has bagged the Best First Foreign Film Award conferred by the French Syndicate of
Cinema Critics 2016 (FSCC)?
A. Masaan
B. City light
C. Awaaz
D. Titli
E. None of these
Your Answer: Not Attempted

Correct Answer: D. Titli

Solution
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Q154.
Which country wins ICC U-19 Cricket World Cup 2016?
A. West Indies
B. India
C. Australia
D. Sri lanka
E. None of these
Your Answer: Not Attempted

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Correct Answer: A. West Indies

Solution
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Q155.
The govt. has cut interest rates on short-term post o ce deposits Kisan Vikas Patras and other
small savings scheme below ve years of maturity by?
A. 0.20%
B. 0.25%
C. 0.50%
D. 0.75%
E. 1.25%
Your Answer: Not Attempted

Correct Answer: B. 0.25%

Solution
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Q156.
Harper Lee,famous for the masterpiece To kill a mockingbird passed away recently.she was an
american ?
A. Painter
B. Writer
C. Novelist
D. Cartoonist
E. Actress
Your Answer: Not Attempted

Correct Answer: C. Novelist <br>

Solution
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Q157.
The Human Development Index (HDI) is released annually by
A. UNDP
B. UNCTAD
C. IMF
D. WORLD BANK
E. None of these

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Your Answer: Not Attempted

Correct Answer: A. UNDP

Solution
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Q158.
World famous Khajuraho Dance Festival is celebrated in which Indian state?
A. Odisha
B. Bihar
C. Madhya Pradesh
D. Jharkhand
E. Rajasthan
Your Answer: Not Attempted

Correct Answer: C. Madhya Pradesh <br>

Solution
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Q159.
Who is became the rst Italian woman to win a Grand Slam event in singles?
A. Maria Sharapova
B. Petra Kvitova
C. Serenaa Williams
D. Angela Kerber
E. None of these
Your Answer: Not Attempted

Correct Answer: D. Angela Kerber

Solution
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Q160.
Mana Pass is located in which state ?
A. India and China
B. India and Pakistan
C. India and Tibet
D. India and Bhutan
E. None of the above
Your Answer: Not Attempted

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Correct Answer: C. India and Tibet <br>

Solution
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Q161.
Who is the Governor of Maharashtra?
A. C.Vidyasagar Rao
B. V.Shanmuganthan
C. Padmannabha Acharya
D. Kesari Nath Tripathi
E. Tathagata Roy
Your Answer: Not Attempted

Correct Answer: A. C.Vidyasagar Rao <br>

Solution
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Q162.
Currency of Saudi Arabia?
A. Riyal
B. Dirham
C. Ringgit
D. Dinar
E. None of these
Your Answer: Not Attempted

Correct Answer: A. Riyal

Solution
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Q163.
Asian Infrastructure Investment Bank (AIIB), the new multilateral international nancial institution
which started its operations recently, has its headquarters in which city?
A. Manila
B. shanghai
C. Beijing
D. Singapore
E. None of the above
Your Answer: Not Attempted

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Correct Answer: B. shanghai

Solution
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Q164.
RBI’s Reverse Repo Rate (RRR) is usually …..basis points lower than the Repo Rate?
A. 150
B. 200
C. 100
D. 250
E. 50
Your Answer: Not Attempted

Correct Answer: C. 100 <br>

Solution
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Q165.
In which street in Mumbai,the BSE located?
A. Rajpath Street
B. Dalal Street
C. Cross link Street
D. Kingsway Street
E. None of the above
Your Answer: Not Attempted

Correct Answer: B. Dalal Street

Solution
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Q166.
Loan taken by the person not telling the purpose of taking loan is called_____
A. Impersonal loan
B. Personal loan
C. Purpose loan
D. Agriculture loan
E. None of these
Your Answer: Not Attempted

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Correct Answer: B. Personal loan

Solution
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Q167.
Teaser Laon means______
A. Interest not collected at all
B. Interest collected at more rates at the beginning and less during the later times
C. Interest collected at less rate of interest at the beginning and less during the later times
D. Interest collected at more rates at beginning and never collect rate of interest late times
E. Interest collected at less rate of interest at the beginning and more during the later time
Your Answer: Not Attempted

Correct Answer: E. Interest collected at less rate of interest at the beginning and more during the
later time <br>

Solution
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Q168.
Foreign currency Non Resident Account can be opened in the form of ?
A. Current Account
B. Term deposit only
C. Saving deposit only
D. Recurring deposit
E. None of the above
Your Answer: Not Attempted

Correct Answer: B. Term deposit only <br>

Solution
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Q169.
Subsidiaries of RBI?
A. NABARD
B. NHB
C. DICGC
D. Bhartiya Reserve Bank Note Mudran Private Limited
E. All of the above
Your Answer: Not Attempted

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Correct Answer: E. All of the above <br>

Solution
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Q170.
An account holder draws a cheque on a?
A. Banker of the payee
B. Bnaker of the endorsee
C. Banker of the drawee
D. Banker of the drawer
E. None of these
Your Answer: Not Attempted

Correct Answer: D. Banker of the drawer <br>

Solution
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Q171.
The di erence between a Bond and Loan is?
A. The loan has normally xed rate of interest. Bond price is dependent on market interest rate
movements
B. Bonds are more liquid
C. Yield to maturity value can be known easily in a bond
D. All of the above
E. None of the above
Your Answer: Not Attempted

Correct Answer: D. All of the above <br>

Solution
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Q172.
Book “Go set a watchman” written by?
A. Williiam Lawrence
B. Mary Leapor
C. Elizabeth Bath
D. Elizabeth Arnold
E. Harper Lee
Your Answer: Not Attempted

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Correct Answer: E. Harper Lee <br>

Solution
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Q173.
Who is the chief of National Commission For Women?
A. Lalitha kumarmanglam
B. Mamta Sharma
C. Sharmila Tagore
D. Jayanti Patnaik
E. None of the above
Your Answer: Not Attempted

Correct Answer: A. Lalitha kumarmanglam

Solution
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Q174.
Headquarter of Transparency International ?
A. Berlin
B. London
C. Rome
D. Vienna
E. None of these
Your Answer: Not Attempted

Correct Answer: A. Berlin

Solution
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Q175.
Aga Khan Cup related to which eld?
A. Football
B. Cricket
C. Hockey
D. Tennis
E. Badminton
Your Answer: Not Attempted

Correct Answer: C. Hockey <br>

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Solution
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Q176.
Which category of accounts are opened under Financial Inclusion?
A. Senior Citizens Deposit
B. Super Sever Accounts
C. No-Frill Accounts
D. SBI Vishesh
E. None of these
Your Answer: Not Attempted

Correct Answer: C. No-Frill Accounts <br>

Solution
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Q177.
Asset Reconstruction Company is associated with?
A. DICGC
B. SEBI
C. RBI
D. CIBIL
E. None of these
Your Answer: Not Attempted

Correct Answer: A. DICGC

Solution
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Q178.
The International Bank for Reconstruction and Development (IBRD) is better known as
A. World bank
B. IMF
C. ADB
D. Federal bank
E. None of these
Your Answer: Not Attempted

Correct Answer: A. World bank

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Solution
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Q179.
Which of the following is known as plastic money?
A. Credit cards
B. Bearer cheque
C. Demand drafts
D. All of the above
E. None of the above
Your Answer: Not Attempted

Correct Answer: A. Credit cards

Solution
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Q180.
SWOT analysis, 'S' stands for:
A. Strengths
B. strategies
C. Smart
D. Structure
E. None of these
Your Answer: Not Attempted

Correct Answer: A. Strengths

Solution
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Q181.
Maximum period for which a commercial paper can be issued is:
A. 3 years
B. 1 years
C. 2 years
D. 4years
E. None of these
Your Answer: Not Attempted

Correct Answer: B. 1 years

Solution

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Q182.
Dachigam National Park?
A. Jammu& Kashmir
B. Himachal Pradesh
C. West Bengal
D. Madhya Pradesh
E. Rajasthan
Your Answer: Not Attempted

Correct Answer: A. Jammu&amp; Kashmir <br>

Solution
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Q183.
Customer Day in the bank is on and customers are allowed to meet the top o cials of the bank on
this day in every month:
A. 5th
B. 10th
C. 15th
D. 20th
E. None of these
Your Answer: Not Attempted

Correct Answer: C. 15th <br>

Solution
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Q184.
Know Your Customer Guidelines' issued by RBI helps in:
A. customer identi cation while opening accounts
B. adopting anti-money laundering measures
C. identifying suspicious transactions
D. All of the above
E. None of the above
Your Answer: Not Attempted

Correct Answer: D. All of the above <br>

Solution

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Q185.
"Bridge Loan" denotes:
A. interim nance by a bank pending disbursement of term loan by nancial institutions
B. loan granted to Public Works Department for construction of bridges over big rivers
C. a product aimed at nancing construction companies for construction of bridges
D. loan granted for building of bridges which has been aided by World Bank
E. None of the above
Your Answer: Not Attempted

Correct Answer: A. interim nance by a bank pending disbursement of term loan by nancial
institutions <br>

Solution
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Q186.
Bad loans in banking terminology are generally known as:
A. Prime Loans
B. Prime Asset
C. BPOs
D. NPAs
E. None of the above
Your Answer: Not Attempted

Correct Answer: D. NPAs <br>

Solution
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Q187.
A reduction of Cash Reserve Ratio (CRR) will result in:
A. increase in lendable resources of banks
B. will not impact the level of bank credit
C. increase in bank credit
D. decrease in bank credit
E. None of the above
Your Answer: Not Attempted

Correct Answer: A. increase in lendable resources of banks <br>

Solution

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Q188.
Government securities are issued for a maximum period of:
A. 10 years
B. 15 years
C. 15 years
D. 25 years
E. 30 years
Your Answer: Not Attempted

Correct Answer: E. 30 years <br>

Solution
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Q189.
Ceiling for settlement through Lok Adalats is:
A. Rs. 10 lakh
B. Rs. 15 lakh
C. Rs. 20 lakh
D. Rs. 25 lakh
E. Rs. 30 lakh
Your Answer: Not Attempted

Correct Answer: C. Rs. 20 lakh <br>

Solution
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Q190.
Bank guarantee is a:
A. Demand Liability
B. Contingent Liability
C. Term Liability
D. None of these
E. All of the above

Your Answer: Not Attempted

Correct Answer: B. Contingent Liability <br>

Solution

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