Construction Equipment Loan

The simplified way to get Construction Equipment Loans for your business is by approaching Au
Small Finance Bank.
Features & Benefits
Our Construction Equipment (CE) Loans cater to your individual, corporate or firm’s
needs for acquiring Backhoe Loaders and Pick & Carry Cranes. We address your needs
comprehensively for buying a Construction Equipment as well as for availing refinance
on your CE for working capital needs such as education, marriage in the family,
emergency expenses etc. Our tie ups with key Construction Equipment manufacturers
and dealers enables us to offer the optimal solutions to you every time. We also have a
panel of Valuers and RTO agents to expedite purchase pre-owned CE or fulfill refinance
needs of the customers. We lead you through the whole process, including sourcing,
field investigation and documentation, which enables us to provide fast approvals and
disbursement.

Eligibility
Construction Equipment loans are offered to Contractors, Hirers and Mine Owners who
have ability and experience in running/deployment of similar assets.
Prior credit history, if any, should be satisfactory.
Customer's need to fulfill our Credit Norms to avail Construction Equipment Loans.

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Commercial Vehicle Loan

We are here to help you buy your first vehicle to start your new business with great ease.Or if you
simply need to add more vehicles to your fleet, to grow your business, look no further.

Eligibility

Customers are assessed based on:

Prior experience in running commercial vehicles

Their stability in a city or town or village.

Formal contracts or informal tie up for deployment of the vehicle(s).

The capital they wish to invest in the business.

Customers who have no prior experience in running a Commercial Vehicle are assessed based on the
support of a relative or friend in the same business.
Prior credit history, if any, should be satisfactory.

Commercial vehicle loans are also offered to captive users such as manufacturers, traders, schools
etc.

Customers need to fulfill our credit norms to avail Commercial Vehicle loan.

How to apply

Fill in the online application form and our representative will get in touch with you.

You can apply for a loan by calling our customer call center @ 1800-1200-1200 or 1860-1200-1200

Write to us customercare@aubank.in or visit our branches.

Our existing customers may also get in touch with their Relationship Managers/Personal Bankers to
know more.

Features & benefits

We carefully study your vehicle business model and guide you towards the products best suited for
your venture.Our tie ups with several manufacturers and dealers enable us to offer the optimal
solutions to you. We are also associated with Used Vehicle Dealers as well as a panel of Valuers and
RTO agents to speed up the purchase of pre-owned vehicles or fulfill any refinance needs.

AU Small Finance Bank has simplified banking for you, by ensuring transparency in dealings. We lead
you through the whole process, including sourcing, field investigation and documentation, which
enables us to provide the fast approvals and disbursement.

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Auto/Car Loan
Buy your first car, and the few next with us. We are here to make your family’s dreams
come true, with utmost transparency and simplified banking.
Features & Benefits
Our Auto Loans address all your personal needs for buying a car as well as for availing
refinance on your car for working capital or other expenses such as education, marriage
in the family and emergency expenses. Our tie ups with several manufacturers and
dealers enable us to offer the optimal solutions to you. We also have tie ups with Used
Vehicle Dealers as well as a panel of Valuers and RTO agents to expedite purchase of
pre-owned vehicles or fulfill refinancing needs of the customers.
AU Small Finance Bank has simplified banking for you, by ensuring transparency in
dealings. We lead you through the whole process, including sourcing, field investigation
and documentation, which enables us to provide fast approvals and disbursement.
 Eligibility
Loan eligibility is based on:
 Assessment of the customer's income and standard of living.
 Stability of residence, customer's equity in the proposed loan.
 Established cash flow by way of salaried income or self-employed business owners and
professionals. Prior credit history, if any, should be satisfactory.
 We provide loans for purchase of hatchbacks, entry level sedans and MUVs/SUVs.
 Customers need to fulfill our credit norms to avail Auto loan from AUSFB.

Two Wheelers Loan

We help you bring your first ride home – Select the bike that meets your lifestyle & we
will fund it.
Features & Benefits

Our Two Wheeler Loans are designed for you to acquire a two wheeler for your
personal. Whether you are a business owners, self-employed professional or a salaried
individuals who needs a two wheeler for their personal mobility, we will give you a
speedy loan. Our tie ups with several manufacturers and dealers enables us to offer the
optimal solutions to you. We lead you through the whole process, including sourcing,
field investigation and documentation, which enables us to provide fast approvals and
disbursement.

Eligibility
Two wheeler loan is offered to
 All individuals with established income source.
 Prior credit history, if any, should be satisfactory.
 Customer's need to fulfill our Credit Norms to avail Two Wheeler Loans.