eSaver 10k / 2 in 1 eSaver 10k / 2 in 1

CPS eSaver 10k / Savings CPS eSaver 10k / Savings

10k Savings Account 10k Savings Account
Account Account

MINIMUM BALANCE REQUIREMENT First Year Fee FREE NA

Business Essential Account Monthly Average Balance (MAB)& `10,000 `10,000* Annual Fee (per card) ` 499 NA
Account Maintenance Charges 5% of shortfall** 5% of shortfall** Platinum Rewards Debit Card1
in MAB with in MAB with
First year fee ` 499 ` 499
Max cap of `500 Max cap of `500
Annual fee (per card) ` 499 ` 499
* If Term Deposit > 10,000 then MAB requirement is Nil
** Shortfall is calculated based on difference between required • Lost card re-issuance
minimum MAB & actual MAB in a given month.
ATM Card ` 150 ` 150
*Minimum Average balance (MAB) charges will be applicable to all the accounts.
Where there is no sufficient balance, the charges will be deducted as and when the Shop Smart debit card ` 200 ` 200
account gets funded Platinum Debit Card ` 799 ` 799
&
For Employee Banking account, MAB requirement is Nil
m-Commerce Platinum Debit Card / `499 NA
GENERAL CHARGES Titanium Debit Card
• Account Statements • Cross-currency mark-up charges on cross border 3.5% + 3.5% +
Quarterly Statements FREE FREE transactions on debit card* applicable taxes applicable taxes

SCHEDULE Monthly Statements*

Pass Book*
FREE
FREE
FREE
FREE
*The exchange rate will be the VISA / MasterCard wholesale exchange
rate prevailing at the time of transaction/merchant settlement
• Replacement of PIN FREE FREE
Duplicate passbook issuance* FREE FREE

OF *Available at domicile branch for "Customer-in-Person" (CIP)

• Cheque book
Personalised Cheque Book (Local) FREE FREE
BRANCH TRANSACTION CHARGES$
Cash Deposit / Withdrawal
The above charges will apply in addition to the specific service Charge for the listed
transactions On maintenance of minimum balances (in metro**,balance >=INR 25000;
` 199* ` 199*

Multicity Cheque Book (Personalised) FREE* FREE*

SERVICE
in non metro, balance >= INR 10000), first 4 transactions free in a calendar month,
charges apply from fifth transaction onwards.
*` 50 on accounts where minimum Monthly Average Balance **Metro locations - Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai
(MAB) has not been Maintained in the previous month On non-maintenance of minimum balances, charges apply from first transaction
@ 2 in 1 current account - a total of ` 1,00,000 is to be maintained in all linked term
• ATM Usage1 deposits else an Monthly average balance of ` 50,000 needs to be maintained in the

CHARGES Standard Chartered ATM's in India

Non Standard Chartered ATM's in India
• Branch location - Metro
FREE FREE current account. All other charges will be as per 2 in 1 Savings account.
Transaction limit per month is INR 2,00,000.
Charges on the amount exceeding the limit per month
INR 5 per 1000 on INR 5 per 1000 on
the exceeded
amount*
the exceeded
amount*
(Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai) ^^ Demand Draft/Pay order/Cheque deposit/ Fund Transfer will not be counted as a
transaction
First 3 (Financial & Non Financial^) transactions in a month1 FREE* FREE* @
Cheque deposit/ Fund Transfer will not be counted as a transaction
Above first 3 (Financial & Non Financial^)1 $
Effective November 1, 2013
transactions in a Month (Per Transaction) ` 20* ` 20* * Senior citizens (age>60 years) will not be charged

Effective *The maximum cash you can withdraw using your debit card at other bank ATMs PHONE BANKING SERVICE CHARGES$
is INR 10,000 per transaction. However, this limit may vary as per the discretion
1st June 2019 of the other bank. For customers who maintain average monthly
balance >= INR 25000, first 5 transaction per month will be free
• Self Service IVR calls FREE FREE
^Balance Enquiry is considered as Non Financial Transaction • Non IVR calls attended by ` 49* ` 49*
• Branch location - Non metro Phone Banking Officers
$
Effective February 1, 2019
First 5 (Financial & Non Financial^) transactions in a month1 FREE* FREE* *Applicable on non-maintenance of MAB only for those services that are available
Above first 5 (Financial & Non Financial^) transactions in a online but are done through the phone banking executive Senior citizens
(age>60 years) will not be charged.
month1(Per Transaction) ` 20* ` 20*
*The maximum cash you can withdraw using your debit card at other bank BRANCH SERVICE HANDLING CHARGES ` 199* ` 199*
ATMs is INR 10,000 per transaction. However, this limit may vary as per *Applicable on non-maintenance of MAB only for those services that are available
the discretion of the other bank. For customers who maintain average online but are done through branch banking. Senior citizens (age>60 years)
monthly balance >= INR 25000, first 10 transactions per month will be free will not be charged.
^Balance Enquiry is considered as Non Financial Transaction.
OTHER ACCOUNT RELATED CHARGES
• ATM's Outside India1
• Duplicate Statement
Cash withdrawal (Per Transaction) ` 140 ` 140
Statement upto three months old FREE FREE
10k Savings Account Cash withdrawal subject to RBI guidelines.
Balance enquiry (Per Transaction) ` 20 ` 20 Statement more than 3 months old FREE* FREE*
*There will be an applicable fee of INR 99 per month in case the
eSaver 10K Account • ATM Cards
1

First Year Fee ` 150 ` 150

customer opts for a physical statement along with the e statement
w.e.f. 1st January 2019
2 in 1 Savings Account Annual Fee (Per Card) ` 150 ` 150 • Account Closure
• Corporate Platinum Debit Card1 Within 12 months from date of opening ` 500* ` 500*
First Year Fee ` 199 ` 199 *This charge is not applicable, in case the account is closed within
14 days from the date the account is opened
Annual Fee (Per Card) ` 199 ` 199
• Electronic statements (currently for non-consolidated
• ShopSmart Debit Card1 statements only) FREE FREE
First Year Fee ` 200 ` 200 • Electronic statements + Physical statements ` 99* ` 99*
June 2019 Annual Fee (Per Card) ` 200 ` 200 *There will be an applicable fee of INR 99 per month in case the customer opts for a
physical statement along with the e statement w.e.f. 1st January 2019
Platinum Debit Card1
• Stop Payment1
First Year Fee ` 199 ` 199
Single Cheque ` 50 ` 50
Annual Fee (Per Card) ` 199 ` 199
sc.com/in m-Commerce Platinum Debit Card / Titanium Debit Card1
Range of Cheques ` 50 ` 50
 eSaver 10k / 2 in 1 eSaver 10k / 2 in 1
CPS eSaver 10k / Savings CPS eSaver 10k / Savings Please Note:
10k Savings Account 10k Savings Account
Account Account Standard Chartered Bank, India, has produced this brochure to keep you informed of our broad range of services. Our
fees and charges reflect our commitment to providing our customers with quality service at competitive prices.
• Cheque Return REMITTANCES The Bank reserves the right to amend the terms, conditions or rate stated in the brochure and to assess charges on
transactions which are not covered by this schedule.
Due to technical reasons FREE FREE • National Electronic Funds Transfer
Safe Deposit Lockers are available at certain branches and can be offered to a customer upon request. Charges for the
Cheque issued by the customer (due to financial reason) Inward FREE FREE same are available at the respective branches.
• First cheque return in the last 12 months ` 500 ` 500 Outward FREE FREE Charges in this document are exclusive of applicable taxes
• More than one cheque return in the ` 750 ` 750 • Real Time Gross Settlement Transfer 1
For Employee Banking accounts, please contact phone-banking for service charges applicable to your relationship.
last 12 months (per return) Inward FREE FREE Employee Banking variants include: CPS eSaver 10k, Smart Banking Howzzat
Cheque deposited by customer (due to financial reason) ` 150 ` 150 Outward FREE FREE 2
Charges for Smart Banking Howzzat, CPS eSaver 10k, Howzzat Account will be as per schedule of charges for 10k Savings
Account variant.
Foreign Currency Cheque ` 181* ` 181* • Immediate Payment Service (IMPS)1
*Other Bank's charges additional - <= INR 1000 FREE FREE GST NOTE:
• Electronic Clearing Service return - > INR 1000 and <= INR 100,000 `5 `5 GST will be levied at the applicable rates in force on all taxable supplies with effect from a date to be notified by the Government.
ECS debit instructions issued by customer and returned unpaid - > INR 100,000 and <= INR 200,000 ` 15 ` 15 Once GST is implemented, it will be levied at the applicable rates in force on foreign currency conversion. For the purpose of
determination of value of in relation to supply of foreign currency, including money changing, the following table (as provided in
• First ECS return in the last 12 months ` 500 ` 500 • Pay orders / Demand Draft drawn on 0.15% Free Upto the draft rules) should be used:
• More than one ECS return in the last 12 months (per return) ` 750 ` 750 our branches1 2 per month*
• SMS TRANSACTION ALERTS*1 Min. fee ` 50, Max. ` 1,500 Value of Service on which GST to be paid.
*Charges @ 0.15% to apply thereafter Less than or equal to INR 1,00,000 1% of the transaction amount, subject to minimum of INR 250/-
<=5 SMS sent per month ` 2.5 per month ` 2.5 per month
>5 SMS sent per month ` 5 per month ` 5 per month • Demand Drafts drawn on 0.25% 0.25% Greater than INR 1,00,000 and less
INR 1000 + 0.5% of the transaction amount
* SMS transaction alert charges will apply only if the MAB is less than or equal to INR 10,00,000
correspondent banks1 (specified Locations*)
than INR 25,000. This is irrespective of the account level MAB Greater than 10,00,000 INR 5,500 + 0.1% of the transaction amount, subject to maximum of
requirement" *List available at all our branches INR 60,000/-
Min. fee ` 250, Max. ` 5,000. max. fee will not apply to certain locations.
SPECIAL SERVICES For other locations, correspondent bank charges will apply additionally The GST at applicable rates would be levied on the value calculated as per above table.
• Foreign Inward Remittance Certificate / Form 10H ` 100 ` 100
Foreign Currency Draft ` 776 ` 776
• Certificate of Balance / Certificate of Interest (draft in EURO - ` 1,025)
Certificate upto 12 months old FREE FREE
• Cancellation / Revalidation
Certificate more than 12 months FREE FREE
Demand Draft / Pay Order ` 100 ` 100
• Retrieval of Documents
• Lost / Duplicate instrument FREE* FREE*
Document upto 6 months old* ` 150 ` 150
*Correspondent bank's charges additional
Document more than 6 months old* ` 150 ` 150
*Retrieval pertaining to cheque and Debit instructions will not be • Funds Transfer
charged upto one year old
Transmission in Foreign Currency ` 250* ` 250*
• Standing instructions (Telex transfer)
Setting up charges FREE FREE *Other Bank's charges additional
Execution fee FREE FREE
• Remittances from abroad ` 250 ` 250
Charges / commission on transaction additional FREE FREE
DOORSTEP BANKING@1 On call
Amendment FREE FREE
• Banker's report FREE FREE Cash Pick up / Delivery < ` 3,00,000 ` 200# ` 200#
• Signature Verification FREE FREE Cash Pick up / Delivery >= ` 3,00,000 and ` 350# ` 350#
OUTSTATION CHEQUE COLLECTION < ` 10,00,000
#
In case MAB is not maintained charges @`600
• Cheque drawn on any of our branches FREE FREE per request shall apply
• Cheque drawn on another bank FREE FREE
Cheque Pick-up / DD & PO Delivery (Per request) ` 100 ` 100
(Our branch locations)
1
• Speed Clearing Location Fixed Schedule Services
Cheque amount <= ` 1,00,000 FREE FREE Frequency - Daily (Cash Pickup & Delivery) ` 3,000 ` 3,000
< ` 3,00,000 per month per month
Cheque amount > ` 1,00,000 FREE FREE
Frequency - Daily (Cash Pickup & Delivery) ` 8,000 ` 8,000 PHONE BANKING NUMBERS
• Other Locations
>= ` 3,00,000 and < ` 10,00,000 per month per month
Cheque amount <= ` 5,000 FREE FREE Allahabad, Amritsar, Bhopal, Bhubaneshwar, Chandigarh, 6601444 / 3940444
Frequency - Weekly (Cash Pickup & Delivery) ` 700 ` 700 Cochin / Ernakulam, Coimbatore,Indore, Jaipur, Jalandhar, Kanpur,
Cheque amount > ` 5,000 and <= ` 10,000 FREE FREE < ` 3,00,000 per month per month Lucknow, Ludhiana, Nagpur, Patna, Rajkot, Surat, Vadodara
Cheque amount > ` 10,000 and <= ` 1,00,000 FREE FREE Frequency - Weekly (Cash Pickup & Delivery) ` 1,300 ` 1,300
Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, 66014444 / 39404444
Cheque amount > ` 1,00,000 FREE FREE >= ` 3,00,000 and < ` 10,00,000 per month per month
Mumbai, Pune
• Foreign Currency Cheque Frequency - Daily Cheque Pickup FREE once a day FREE once a day
Gurgaon, Noida 011 - 66014444
• Cheque Collection (USD) Frequency - Weekly (Cheque Pickup) FREE FREE
011 - 39404444 /
for cheque <= 50000 USD USD 35 USD 35 Fee on delivery on Sunday, Public Holidays and
for cheque > 50000 USD USD 55 USD 55 Banking Holidays will be twice the listed price. Jalgaon, Guwahati, Cuttack, Mysore, Thiruvananthpuram, 1800 345 1000 /
Cleared Overseas - Reject USD 15 USD 15 @ In select cities only, list available with branches. Vishakhapatnam, Proddatur, Dehradun, Mathura, Saharanpur,
Cleared Overseas - Investigation charges USD 50 USD 50
Siliguri 1800 345 5000
• Cheque collection (currencies other than USD) 0.28%* 0.28%*
*Min INR 121