List of Government Schemes- Bolstering socio-economic aspects of the country.

Government schemes are started by government to cater to the social and economic welfare of the citizens of the
country. These schemes go a long way in improving various socio-economic aspects of the country and as such their
awareness is essential for any ‘active citizen’. To judge the candidates’ alertness towards society and country,
competitive exams and interview pose questions related to ‘Government Schemes’. The brighter part of keeping
yourself abreast of government schemes is that they are easier than most other parts of the static GK section and
therefore we present you below some of the prominent Government Schemes which are most likely to feature in
prominent competitive examinations-
Some Prominent Government Schemes-

Date of
Scheme Sector Provisions
Launch

Atal Pension Social Sector Scheme in

2015 Pension
Yojana relation to Pension Sector

Reduction in the cost

Bachat Lamp
2009 Electricity of CFL(compact fluorescent
Yojana
lamps)

Complete medical care

Central
facilities to Government
Government 1954 Health
employees(Central) and their
Health Scheme
family members

Decreasing disparity related

Deendayal
to opportunities, equity,
Disabled
2003 Social Justice social justice and
Rehabilitation
empowerment of persons
Scheme
with disabilities.

Deen Dayal Program aimed at providing

Rural Power
Upadhyaya Gram 2015 uninterrupted power supply
Supply
Jyoti Yojana to rural sectors of India

Program to provide rural

Deen Dayal youth specially, BPL and
Upadhyaya Rural SC/ST segment of
2015
Grameen Development population, with gainful
Kaushalya Yojna employment by training
them.

Main objective is to ensure

that government services are
Digitally
Digital available to citizens
July 1, 2015 Empowered
India Programme electronically and people get
Nation
benefited from all the latest
technology.

Promote use of scientific

Gramin Bhandaran March 31, storage in rural areas to
Agriculture
Yojana 2007 meet the requirements of
farmers for storing farm
 produce, processed farm
produce and agricultural
inputs.

Provides monetary
Indira Awaas
1985 Housing, Rural assistance to poor for
Yojana
constructing their houses.

Indira Gandhi An incentive of Rs. 4000 to

Matritva Sahyog 2010 Mother Care women (19 years and above)
Yojana for the first two births.

To Cope with
Integrated Child malnutrition and health
October 2, Child
Development problems in children below 6
1975 Development
Services years of age and their
mothers

Self-employment program to
improve the income-capacity
among the poor and this
Integrated Rural
Rural scheme has been merged
Development 1978
Development with another scheme named
Program
Swarnajayanti Gram
Swarozgar Yojana (SGSY)
since 01.04 1999.

One-time monetary incentive

Janani Suraksha to pregnant women for
2005 Mother Care
Yojana institutional/home births
through assistance.

Jawaharlal Nehru
A programme dedicated to
National Urban December 3, Urban
improve the quality of life and
Renewal Mission 2005 Development[7]
infrastructure in the cities.
(JnNURM)

To provide educational
facilities (residential schools)
for girls belonging to
Kasturba Gandhi minority communities,
July 2004 Education
Balika Vidyalaya SC, ST, OBC and families
below the poverty line(BPL)
in Educationally Backward
Blocks.

Scholarships for elite

Science students, Grants
INSPIRE
Education and Fellowships for pursuing
Programme
PhD, Research Grants to
researchers.
 Scholarship program to
motivate students to take up
Kishore Vaigyanik
1999 Education careers in research in the
Protsahan Yojana
areas of basic sciences,
engineering and medicine.

Insurance to cattle and

Livestock
attaining substantial
Insurance Scheme Education
qualitative improvement in
(India)
livestock and their products.

Legal guarantee for 100 days

Mahatma Gandhi of employment in every
National Rural February 6, Rural Wage financial year to members of
Employment 2006 Employment any rural household at the
Guarantee Act statutory minimum wage of
Rs. 120 per day.

Each MP has the choice to

Members of suggest to the District
Parliament Local December 23, Collector the works to the
Area Development 1993 tune of Rs.5 Crores per
Scheme annum to be taken up in
his/her constituency.

Lunch (free of cost) to school

Midday Meal August 15, Health and
going children on all working
Scheme 1995 Education
days.

To unify the efforts to clean

Namami Gange Clean & Protect and protect the Holy River
March 1995
Programme Ganga Ganga.

To improve the literacy rate

National Literacy
by educating 80 million
Mission May 5, 1988 Education
adults in the age group of 15
Programme
– 35 literate.

National Pension January 1, Pension system based on

Pension
Scheme 2004 contribution.

Assistance to fishers for

National Scheme
construction of house,
on Welfare of Agriculture
community hall, tube-wells
Fishermen
for drinking water.

All-round development
National Service
through social (or
Scheme
community) service.
 Assistance to its citizens in
National Social
August 15, case of unemployment, old
Assistance Pension
1995 age, sickness and in other
Scheme
cases of undeserved want.

Pooled Finance
Development Fund
Scheme

Pradhan Mantri
Development of SC majority
Adarsh Gram July 23, 2010 Model Village
villages.
Yojana

To encourage youth for

development of employable
Pradhan Mantri skills by giving monetary
Skill
Kaushal Vikas April 2015 rewards by recognition of
Development
Yojna prior learning or by getting
involved training at affiliated
centers.

Pradhan Mantri Accidental Insurance with a

Suraksha Bima May 9, 2015 Insurance net premium of Rs. 12 per
Yojana year.

Pradhan Mantri Life insurance of Rs. 2 lakh

Jeevan Jyoti Bima May 9, 2015 Insurance with a net premium of Rs.
Yojana 330 per year.

National Mission for ensuring

access to financial services,
namely Banking Savings &
Pradhan Mantri August 28, Financial
Deposit Accounts,
Jan Dhan Yojana 2014 Inclusion
Remittance, Credit,
Insurance, Pension in an
convenient manner.

Pradhan Mantri
December 25, Rural All-season road connectivity
Gram Sadak
2000 Development to unconnected villages.
Yojana

It envisages a “India which

slum-free” with inclusive and
equitable cities in which
Rajiv Awas Yojana 2013 Urban Housing
every citizen has access to
basic civic infrastructure and
social amenities.

Rajiv Gandhi Programme for providing

Rural
Grameen April 2005 Electricity & Household
Electrification
Vidyutikaran Electrification to rural
Yojana households.

Achieve annual growth of 4%

Rashtriya Krishi August 1, in agriculture through
Agriculture
Vikas Yojana 2007 development of Agriculture
and its allied sectors.

Rashtriya Health insurance to poor

Swasthya Bima April 1, 2008 Insurance (BPL), Domestic workers,
Yojana MGNERGA workers etc.

Tuberculosis control
RNTCP 1997 Health
initiative.

Saksham or Rajiv
It covers all adolescent boys
Gandhi Scheme
Skill (both school going and out of
for Empowerment 2014
Development school) in the age-group of
of Adolescent
11 to 18 years and aims at
Boys
their empowerment.

Empowering adolescent girls

Sabla or Rajiv
(Age) of 11–18 years with
Gandhi Scheme
Skill focus on out-of-school girls
for Empowerment 2011
Development by improvement vocational
of Adolescent
skills.
Girls

Providing extra wage

Sampoorna
September 25, Rural Self employment and food
Grameen Rozgar
2001 Employment security.
Yojana

To provide banking facility to

all citizens and to get 5 Crore
accounts opened by Mar
February 15, Financial
Swabhiman 2012. Substituted by
2011 Inclusion
Pradhan Mantri Jan Dhan
Yojana.

To bring the assisted poor

families above the poverty
Swarnajayanti
Rural line through the process of
Gram Swarozgar April 1, 1999
Employment social mobilization, training
Yojana
and capacity building.

Swavalamban September 26, Pension Any citizen of India who is

 2010 not part of any statutory
pension scheme of the
Government and contributes
between Rs. 1000 and Rs.
12000/- per annum, could
join the scheme. The Central
Government shall contribute
Rs. 1000 per annum to all
such citizens.

Training Program for ICDS

Udisha Child Care workers.

Provides Opportunity to the

income tax/ wealth tax
Voluntary
defaulters to disclose their
Disclosure of June 18, 1997
income at the prevailing tax
Income Scheme
rates.

This scheme will organize

National Rural rural poor into Self Help
Livelihood June 2016 Group(SHG) groups and
Mission (NRLM) make them capable for self-
employment.

This scheme aims at

reducing poverty of urban
poor households specially,
National Urban street vendors who constitute
Livelihood 24 Sep, 2013 an important segment of
Mission (NULM) urban poor by enabling them
access skilled wage
employment opportunities.

HRIDAY – Heritage The scheme main objective

City Development Urban is to preserve and rejuvenate
Jan 2015
and Augmentation Development the rich cultural heritage of
Yojana the country.

The scheme primarily

Sukanya Samridhi
ensures equitable share to a
Yojana (Girl Child
22 Jan 2015 girl child in resources and
Prosperity
savings of a family.
Scheme)

Aims to enable better living

Smart Cities Urban and drive economic growth
June 25, 2015
Mission Development stressing on the need for
people centered
 development.

Atal Mission for

Rejuvenation and
Urban To enable better living by
Urban June 25, 2015
Development rejuvenating infra.
Transformation
(AMRUT)

Pradhan Mantri To drive economic growth.

Awas Yojana June 25, 2015 Housing
(PMAY)

launched in 9
districts in
1987 and has
The objective of this scheme
been
National Child is to eradicate child labour in
expanded in
Labour Child Labour hazardous industries by
January 2005
Projects(NCLP) 2010.
to 250 districts
in 21 different
states of the
country

Antyodaya Anna 25 December Issue of Ration Cards after

Food Security
Yojna 2000 the recognition of Antyodaya
families, unique quota cards
to be recognized an
“Antyodaya Ration Card”
must be given to the
Antyodaya families by the
chosen power.

Seeks to provide the

Pradhan Mantri
Skill institutional capacity to train
Kaushal Vikas July 15, 2015
Development a minimum 40 crore skilled
Yojana
people by 2022 [20]

The aim is to reduce the

yield gap in crops through
dissemination of improved
National Food 2007 for 5
Food Security technologies and farm
Security Mission years
management practices which
are efficient.

Pradhan Mantri 1 May 2016 Safety Scheme aimed at providing

Ujjwala Yojana free LPG connections to
households of below poverty
line families.