SYSTEMATIC INVESTMENT PLAN

Returns Calculator

Monthly Investment Amount Rs. 10,000 /-

Investment Period In Years 10

Returns Expected (% Annualised) 12.00%

End Value of your Investments

Rs. 2,240,359

Amount actually paid Rs. 1,200,000

Times amount gets rolled-over 1.87

Assuming Investments are made at the biginning of each month

Compounding is done on an annualised basis

DISCLOSURE
Mutual Fund Investments are subject to market risk. Please read the offer document carefully before investing.

The mutual fund investments are dependent upon market performance. The NAV of the scheme may go up or down
depending on the performance of the markets.
 SIP Table …

Enter SIP Amount - 10,000

Monthly payments beginning at the start of the month …

Expected End Value of your Investment For A Monthly Investment of Rs.2,000/-

Number of Years of Investments

Exp.
Returns
5 10 15 20 25 30

10% 771,717 2,014,576 4,016,212 7,239,867 12,431,596 20,792,927

12% 811,036 2,240,359 4,759,314 9,198,574 17,022,066 30,809,732

15% 873,421 2,630,182 6,163,656 13,270,734 27,565,608 56,317,704

20% 987,040 3,443,110 9,554,599 24,761,940 62,602,670 156,762,515

DISCLAIMER
Mutual Fund Investments are subject to Market Risks. Please read the offer document carefully before investing in any mutual fund
scheme.

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Your
Financial
Dreams !!
 SIP NEED CALCULATOR !!
Get What U Want !!
Through SIP in Mutual Fund Equity Schemes …

I want Rupees 20,000,000

In 15 Years

When it is a Growing SIP, this v

Your Expectations of Returns, 10.00% p.a.

You will need to do an SIP of … Rs. per month ###

###

You can also do an SIP in a Mutual Fund Scheme as per the following details

Monthly Amount For SIP Needed A

Expected Returns A

8.00% 10.00% 12.00% 15.00% 17.50% 20.00% (1+r)^t

58,862 49,798 42,023 32,448 26,086 20,932 ###

Amount of Monthly SIP needed to achieve your goal in given years ###

###

###

###

How to Become a CrorePati ?? ###

Monthly Amount For SIP Needed (non-growing) ###

Number of Years of SIP

Exp. Returns
5 10 15 20 25 30

10% 129,581 49,638 24,899 13,812 8,044 4,809

12% 123,299 44,636 21,011 10,871 5,875 3,246

15% 114,492 38,020 16,224 7,535 3,628 1,776

20% 101,313 29,044 10,466 4,038 1,597 638

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Present Value of a Single Amt
Present Value of an Annuity
Present Value of Irregular Cash Flows
Systematic Investment Plan - PV & FV
Future Value (Growing)
Future Value (Decreasing)
Weighted Average Exp Returns
Notes

Present Value Single Amt

Future Value Rs. 1,000,000
After years 15.00
Dicounting Rate - Ann 6.00%
Present value Rs. 417,265

Present Value of an Annuity

Annuity Amount 40
Frequency in a year 12
Annuity runs for years - 3.00
Annuity Starts after years - 2.00
Discounting Rate - Ann 6.00%
Total Amount Accrued 1,440
Present Value Rs. 1,173

Present Value Irregular Cash Flows

After Year Amt.
1 80,000
2 100,000
3
4
5
6
7
 8
9
10 250,000
11
12
13
14
15 500,000
Discounting Rate - Ann 6.00%
Total Amount received 930,000
Present Value Rs. 512,703
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Systematic Investment Plan (SIP)

Monthly Investment Rs. 4,000
For years 20.00
Returns Expectation - Ann 15.00%
End Value in Future 5,308,294
Discounting Rate - Ann 6.00%
Present value 1,655,151

Future Value Calculator (growing)

Present Value Rs. 1,000,000
After years 20.00
Compounding Rate - Ann 6.00%
Future value Rs. 3,207,135

Future Value Calculator (decreasing)

Present Value Rs. 1,500,000
After years 2.00
Discounting Rate - Ann 25.00%
Future value Rs. 960,000

Weighted Average Returns

Asset Class Amt. Invested Exp Returns
A 100,000 10.00%
 B 100,000 15.00%
C
D
E
F
Total Amt Invested 200,000
Weighted Average Exp Returns 12.50%

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You can use the above tools to input values in your financial plan.

The Advisor can use the above tool to assess the following:
# Find out the Present Cost of an known 'X' amount in future
# Find out the Present Value of the 'Cash Flow Stream' which accrues in Future
Fixed amount of any frequency occuring for any duration
Duration of running cash flows may start at any time in future, or now!
Variable amounts expected over the next 15 years
Of an existing Systematic Investment Plan with an AMC
# Find out the future value of a present
Fixed asset or cash which decreases in value as time goes on
Fixed asset or cash which appreciates in value with time
Running Systemative Investment Plan with an AMC
# Find out the weighted average expected returns on your existing investments in different asset class
 Answers questions like Help

Discounting Rate
What is the today's equivalent
should ideally be
of Rs. 5 lacs that I will receive
equal to the Inflation
after 5 years?
Rate of 6.00%

Annuity is simply
a series of cash
What is the today's worth of a flows of a fixed
series of monthly payments of amount Eg: Insurance
Rs.1,000 that I will receive for 3 premium to LIC is a
years? The 3 years of payment will kind of
though start after 2 years. Annuity

What is the today's worth of certain

cash receivables in future when
both the amount receivable and the
time is not certain?
What is the today's worth of certain
cash receivables in future when
both the amount receivable and the
time is not certain?

What will be the present and

the future worth of my existing
SIP of Rs. 10,000 to be
continued for next 5 yrs, returns
expected at 12%?

Compounding Rate
can be taken as the
How much will Rs. 10,000
Rate of Return that
today will grow to after 5 years,
you expect the asset
if grows by 6% annually?
to earn during the
period

Measures the decrease

What will be the worth of Rs. in value of an asset -
10,000/- after 3 years? due to depreciation,
inflation, etc.

How much returns should I

expect over all the different
investments that I hold, on
an averaged basis?
 How much returns should I
expect over all the different
investments that I hold, on
an averaged basis?

values in your financial plan.

ream' which accrues in Future

any duration
any time in future, or now!

with an AMC

ue as time goes on
lue with time

on your existing investments in different asset classes

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