Since 1920

Your success is our business

China Bank TellerPhone Hotline: (632) 88-55-888

CHINA BANKING CORPORATION Domestic Toll Free Nos.: 1800-1888-5-888 (PLDT)
5/F Philcom Bldg. 8755 Paseo de Roxas, Makati City,1226, Philippines E-mail: creditcards@chinabank.ph

DANIEL P LAGUISMA
BLOCK 5 LOT 3 OCTAGON VILLAGE
ZONE 15 TALISAY CITY
CC003222

NEGROS OCCIDENTAL 6115

000000322220181111

CHINA BANK MASTERCARD FEES AND CHARGES

FEES PRIME PLATINUM WORLD

Annual Membership Fee PHP1,500 PHP3,500 PHP6,000

Finance Charge (Revolving

3.50% 3.25% 3.00%
Interest)

Effective Interest Rate per Month 3.56% 3.30% 3.04%

Late Payment Fee PHP750 if no payment is received on or before Payment Due Date.

Foreign Currency Conversion 1.5% of the converted transaction amount using Mastercard’s Foreign Exchange rate on the date the
Fee transaction is posted, plus 1% Mastercard Assessment Fee.

Card Replacement Fee PHP500 for each card replaced.

Card Upgrade/ Downgrade Fee PHP1,000 for each request to change card type.

Refund Fee PHP300 for each overpayment refund request.

PHP300 for regular processing (within 48 hours) and PHP500 for rush processing of increase in
Temporary Credit Limit Increase credit limit.
Fee
Note: Temporary credit limit is valid for 60 days

Installment Pre-Termination Fee 5% of the remaining unpaid installment balance or PHP500, whichever is higher.

PHP200 monthly fee or amount equivalent to the credit balance, whichever is lower, shall be charged
Account Maintenance Fee
to closed credit card accounts with overpayment until account is zeroed out.

Over Limit Fee PHP500 is charged for card usage beyond the assigned credit limit.

PHP50 for payment made through payment centers other than CBC, starting from the 4th payment
Payment Processing Fee
onwards per statement cycle.

Returned Check Fee PHP1,000 for each returned check.

Charge Slip Retrieval Fee PHP500 (for local) or USD20 (for international) for each copy of charge/transaction slip requested.

Certification Fee PHP300 for each certification request for fully paid or good credit standing.

Quasi Cash Fee A 7.5% service fee shall be charged on Quasi Cash transactions.

Reprinting of Statement Fee PHP100 for each Statement of Account reprinting request.

CCD-006 (08-14) P/N XYTRON

CCD-006 (08-14) P/N XYTRON
 Since 1920
Your success is our business

China Bank TellerPhone Hotline: (632) 88-55-888

CHINA BANKING CORPORATION Domestic Toll Free Nos.: 1800-1888-5-888 (PLDT)
5/F Philcom Bldg. 8755 Paseo de Roxas, Makati City,1226, Philippines E-mail: creditcards@chinabank.ph

CCD-006 (08-14) P/N XYTRON

 Since 1920
Your success is our business

China Bank TellerPhone Hotline: (632) 88-55-888

CHINA BANKING CORPORATION Domestic Toll Free Nos.: 1800-1888-5-888 (PLDT)
5/F Philcom Bldg. 8755 Paseo de Roxas, Makati City,1226, Philippines E-mail: creditcards@chinabank.ph

PESO STATEMENT OF ACCOUNT

DANIEL P LAGUISMA
BLOCK 5 LOT 3 OCTAGON VILLAGE CREDIT CARD NUMBER : 5226-4403-0206-4113
ZONE 15 TALISAY CITY STATEMENT NUMBER : 0000003222
NEGROS OCCIDENTAL 6115
STATEMENT DATE : NOV 11, 2018
PAYMENT DUE DATE : DEC 03, 2018
STATEMENT BALANCE : 20,106.26
MINIMUM AMOUNT DUE : 1,005.31
*Minimum Amount Due includes (a) past due amount (b) 5% of Statement Balance
or P500 whichever is higher (c) any amount in excess of your credit limit.

For questions regarding your Statement of Account (SOA), please call 88-55-888 within 30 days from your Statement Date.
Otherwise, this statement shall be considered true and correct.
Page 1 of 2
REMINDERS TRANSACTION DETAILS
1. Paying less than your Statement Balance Tran Date Post Date Description Amount (PHP)
will result in Finance Charge. Previous Statement Balance 8,167.29
2. Pay on time to avoid incurring Late
Payment Fee and suspension of your Credit Card Number: 5226-4403-0206-4113
Card Account.
3. You authorize the Bank to automatically 10/14/18 10/15/18 MERCURY DRUG BACOLOD CITY PH 221.50
effect increase or decrease in your credit 10/16/18 10/17/18 GRABTAXI PHILS - IPG ( MAGALLANES MA PH 148.00
limit due to good or poor history of your
Credit Card Account or for whatever 10/16/18 10/17/18 THE PASTRY SHOP OF BOB BACOLOD CITY PH 208.00
reason the Bank deems it necessary. 10/16/18 10/17/18 AGODA MAKATI CITY PH 8,966.09
4. Full Terms and Conditions, Fees &
Charges, and sample computations can 10/17/18 10/19/18 LAZADA PH MAKATI CITY PH 47.50
be viewed at www.chinabank.ph. 10/18/18 10/22/18 WATEVER FAMILY KTV NEGROS OCCIDE PH 1,123.50

CREDIT AND CASH LIMITS (PHP) 10/18/18 10/22/18 LAZADA PH MAKATI CITY PH 47.50
10/19/18 10/22/18 GRABTAXI PHILS - IPG ( MAGALLANES MA PH 235.00
Credit Limit 35,000.00
Cash Advance Limit 10/19/18 10/22/18 LAZADA PH MAKATI CITY PH 47.50
10,500.00
10/20/18 10/22/18 GRABTAXI PHILS - IPG ( MAGALLANES MA PH 151.00
ACCOUNT SUMMARY (PHP) 10/20/18 10/22/18 SAMSUNG STORE SM BACO BACOLOD CITY PH 6,990.00
Previous Balance 8,167.29 10/20/18 10/22/18 GRAB MAKATI PH 190.00
Payments & Credits (-) 8,265.00 10/20/18 10/22/18 LAZADA PH MAKATI CITY PH 28.50
Purchases & Debits (+) 20,203.97 10/21/18 10/23/18 LAZADA PH MAKATI CITY PH 47.50
Finance Charges (+) 0.00 10/22/18 10/23/18 LAZADA PH MAKATI CITY PH 95.00
Late Payment Charges (+) 0.00 10/22/18 10/24/18 LAZADA PH MAKATI CITY PH 95.00
Other Fees (+) 0.00 10/22/18 10/24/18 LAZADA PH MAKATI CITY PH 47.50
Outstanding Installments (+) 0.00
10/24/18 10/25/18 LUXUR PLACE BACOLOD BACOLOD CITY PH 260.00
REWARDS SUMMARY 10/25/18 10/26/18 LAZADA PH MAKATI CITY PH 95.00

Previous Points Balance 3,345 10/26/18 10/29/18 LAZADA PH MAKATI CITY PH 95.00
Points Earned* (+) 529 10/27/18 10/29/18 WATSONS CITY MALL MAND NEGROS OCCIDE PH 282.75
Points Redeemed (-) 3 10/29/18 10/29/18 CBC CASH PAYMENT -8,170.00
Points Adjustment (+) 0 10/31/18 11/05/18 GRABTAXI PHILS - IPG ( MAGALLANES MA PH 116.00
Points Adjustment (-) 0
10/31/18 11/05/18 WATEVER FAMILY KTV NEGROS OCCIDE PH 437.63
Total Points Available 3,871
10/31/18 11/05/18 GRAB MAKATI PH 86.00
PAYMENT OPTIONS
lChina Bank Branches, Online, ATMs, & Tellerphone 10/31/18 11/05/18 LAZADA PH MAKATI CITY PH -95.00
l China Bank Savings Branches, Online, & ATMs 11/05/18 11/06/18 LAZADA PH MAKATI CITY PH 95.00
l Bancnet Online & ATMs
l SM Business Services Center
11/06/18 11/07/18 LAZADA PH MAKATI CITY PH 47.50
For the full list, please visit www.chinabank.ph.
TOTAL STATEMENT BALANCE 20,106.26
REPORT LOST CARD IMMEDIATELY
through China Bank Tellerphone 24/7 Hotline
(02)88-55-888 to protect yourself from unauthorized
transactions made thereafter.

Please detach the payment slip below and submit together with your payment.

PAYMENT SLIP
Since 1920

DANIEL P LAGUISMA
CREDIT CARD NUMBER: 5226-4403-0206-4113

ACCOUNT SUMMARY
Statement Balance Minimum Amount Due Payment Due Date
P20,106.26 P1,005.31 DEC 03, 2018

Check payments should be made payable to CHINA BANK

CREDIT CARDS. Please write your NAME, CARD NUMBER,
and CONTACT NUMBERS at the back of the check.

CCD-006 (08-14) P/N XYTRON

 Since 1920
Your success is our business

China Bank TellerPhone Hotline: (632) 88-55-888

CHINA BANKING CORPORATION Domestic Toll Free Nos.: 1800-1888-5-888 (PLDT)
5/F Philcom Bldg. 8755 Paseo de Roxas, Makati City,1226, Philippines E-mail: creditcards@chinabank.ph

PESO STATEMENT OF ACCOUNT

CREDIT CARD NUMBER 5226-4403-0206-4113

Page 2 of 2

TRANSACTION DETAILS
Tran Date Post Date Description Amount (PHP)

****************END OF STATEMENT****************

CCD-006 (08-14) P/N XYTRON

 CHANGE IN NAME, ADDRESS OR PHONE NUMBER
To request change in name, address, or phone number, Cardholder must notify China Bank through the China Bank TellerPhone Hotline at 88-55-888 or Domestic Toll-Free Number 1-
800-1888-5888. You may also mail this portion to China Bank Credit Cards, Customer Experience Management Department, 5/F Philcom Bldg., 8755 Paseo de Roxas, Salcedo Village,
Makati City 1226 or P.O. Box 1449 Makati Central Post Office, Makati City 1254, Philippines. You may also send via e-mail to creditcards@chinabank.ph. Please ensure that information
provided is true and correct.

Request update of o NAME o PHONE NUMBER o BILLING ADDRESS

Credit Card Number Billing Address o Home o Office

Principal Cardholder Name*
Telephone Number(s)**
Mobile Number(s)
Email Address

*For change in name request, please provide photocopy/scanned copy of marriage contact, court clearance Cardholder's Signature (as it appears on the Credit Card)
or other supporting legal documents.
**Please include area code if outside Metro Manila.

PAYMENT & SECURITY TIPS

1. Please pay at least your Minimum Amount Due on or before your Payment Due Date to avoid incurring penalties and late payment charges.
2. If you opt to pay your Minimum Amount Due or any amount less than your Statement Balance, kindly note that your account will be subject to Finance Charges
3. You may pay your Credit Card bills through any of the following channels:
w Over-the-counter at any China Bank branch nationwide w SM Payment Centers, Hypermarket, Savemore
w China Bank Online w Bancnet Online and ATMs
w BPI Express Teller ATM, BPI Express Online, BPI Express Mobile w Select Waltermart Branches
4. Payments made through any China Bank bills payment facility will be posted the next business day.
5. Payments made through any Payment Channel other than China Bank will be posted within 2-3 banking days.
6. Payments made with a China Bank Check through any China Bank branch will be posted on the same day. Payments made with any local check through any China Bank branch should be made at
least three (3) banking days before Payment Due Date. Allow additional one (1) day clearing for payments made with any local check through Payment Centers other than China Bank. Payments made
with regional checks should be made at least 4 banking days before Payment Due Date.
7. For check payments, please make the check payable to China Bank Credit Cards. Please indicate your 16-digit credit card number, name, and contact number at the back of the check.
8. Make sure that the check you issued has no erasures and corrections. Otherwise, it will not be accepted for payment, or will be rejected for clearing. Effective January 4, 2016 all issued checks with
erasures will no longer be accepted for receipt and clearing by banks per the updated Clearing House Rules and Regulations of the Philippine Clearing House Corporation date August 24, 2015.
9. A fee of Php 1,000 will be charged for check payments which were returned due to reasons such as, but not limited to, insufficient funds, unsecured deposit, stop payment order or account closed.
10. For your own protection, keep your card number/details confidential and DO NOT surrender your card unless you've validated the request with China Bank. To validate, you may call China Bank
TellerPhone Hotline at 88-55-888 or our Domestic Toll-Free Nos. 1-800-1888-5888 (PLDT) and 1-800-3888-5888 (Digitel).

IMPORTANT INFORMATION
CREDIT LIMIT
Credit Limit is the maximum amount available that the cardholder can use regardless of the number of cards owned. It is shared among the principal and supplementary cardholder/s. It is
expressed in Peso (Php) which includes cardholder's cash advance limit. The maximum allowable balance must not exceed the cardholder's limit. China Bank reserves the right to
disapprove any purchase or cash advance that exceeds the cardholder's available credit limit. For requests to change their credit limit, cardholder may call the China Bank TellerPhone
Hotline at 88-55-888 or Domestic Toll-Free number 1-800-1888-5888.

AVAILABLE CREDIT LIMIT

Available Credit Limit is your credit limit less your outstanding balance due, including installment transactions, and new transactions that have not yet been posted to your account.

INSTALLMENT AMOUNT DUE

Should a cardholder have any installment transaction (including balance transfer), the monthly installment amount including the add-on interest fee shall be posted as regular transaction
and shall form part of the total outstanding balance due. When revolving any portion of the total outstanding balance due on any given month, the monthly installment amount and add-on
interest/related fee shall be included in the computation of finance charges for that month.

PAYMENT DUE DATE

If the due date falls on a Saturday, Sunday, or a Holiday, payment should be made on the next banking day following the weekend or holiday. Late payments shall be subjected to
corresponding fees and charges. For local check payments, payment must be done three (3) banking days before payment due date. Acceptance of payment is considered effective only
upon encashment/collection/clearing. If you are paying for multiple accounts, please issue separate checks per account to avoid erroneous posting of payments. Payment should be made
on a per card basis.

DUE DATE AND CUT-OFF DATE

Due date is determined as twenty (20) calendar days after your cut-off date. Cut-off date is the date of the generation of the billing statement. Should the cut-off due date fall on a
Saturday, Sunday or a Holiday, the billing statement shall be generated on the business day immediately preceding the cut-off Date. Any transaction posted before the cut-off date will be
part of the statement balance. Any transaction posted after the cut-off date shall be included in the next billing statement.

MINIMUM AMOUNT DUE

At least 5% of the total amount due or P500, whichever is higher.

ERROR OR QUESTION ON YOUR BILL

Cardholder must notify China Bank of any billing error in the Statement of Account (SOA) within twenty (20) calendar days for the Statement Date, otherwise the SOA shall be considered
true and correct. Cardholder may call the China Bank TellerPhone Hotline at 88-55-888 or Domestic Toll Free Number 1-800-1888-5888.

CHANGE OF BILLING ADDRESS

Cardholder must notify China Bank for change of billing address through the China Bank TellerPhone Hotline at 88-55-888 or Domestic Toll-Free Number 1-800-1888-5888.

LOST OR STOLEN CARD

Report lost or stolen card by calling the China Bank TellerPhone Hotline at 88-55-888 or Domestic Toll-Free Number 1-800-1888-5888. Any transaction made on the card prior to
reporting and blocking the card as lost/stolen shall be considered valid.

FEES AND CHARGES

A. FINANCE CHARGES
Cardholder has the option to pay the total amount due or portion of the total amount due not less than the minimum amount due. The unpaid balance shall be subject to a finance
charge. The finance charge is computed based on Average Daily Balance.

B. LATE PAYMENT FEE AND INTEREST

Late payment fee and interest shall be imposed on non-payment, payment after the due date or payment less than the minimum amount due.

C. CASH ADVANCE FEE

A Cash Advance Fee will be charged for every cash advance transaction availed through the Automated Teller Machine (ATM). To avail of this facility, cardholder must use their
unique ATM Personal Identification Number (P.I.N.) at any China Bank ATM nationwide or Mastercard networks worldwide.

D. QUASI CASH FEE

A 7.5% service fee shall be charged on, but not limited to, gaming/gambling transactions and/or transaction made at gaming/gambling establishments, including placement of wagers,
purchase of lottery tickets or other values in conjuction with any gaming or gambling activity.

E. FOREIGN CURRENCY TRANSACTION FEE

Transactions made outside the Philippines shall be converted from transaction currency to Philippine Pesos based on the Mastercard rates on the day the transaction is posted plus
issuer's service fee on foreign currency transactions.

F. ATTORNEY'S FEES AND LIQUIDATED DAMAGES

In case of default payment, applicable cost of collection and/or attorney's fees and litigation and judicial expenses may be charged to the Cardholder, on top of the late and
interest/finance charges.

G. OTHER FEES
Annual Membership Fee, Card Replacement Fee, Card Upgrade/Downgrade Fee, Refund Fee, Temporary Credit Limit Increase Fee, Account Maintenance Fee, Over Limit Fee,
Payment Processing Fee, Charge Slip Retrieval Fee, Card Certification Fee, Quasi Cash Fee, and other fees are charged to the cardholder's account when applicable. The fees may
be changed, as necessary.

CCD-006 (08-14) P/N XYTRON