Presented by

Harish Chand
Delhi LIC Agent
577, GH-9, PASCHIM VIHAR
NEW DELHI- 110087
INDIA, 9811896425, 9212201725
www.delhiLICagent.com

Insurance Proposal for

Mr. MR Gupta
for Securing the College Education of

Kr. Baby Rahul

in a Premium Budget of Rs.30000/-
 Presented by
Harish Chand
Delhi LIC Agent
577, GH-9, PASCHIM VIHAR
NEW DELHI- 110087
INDIA, 9811896425, 9212201725
www.delhiLICagent.com

Insurance Proposal for

Mr. MR Gupta
for securing the future of your child
Kr. Baby Rahul

The planning for your child’s

secured future starts now when
he is 2 years of age. For 16
In the year 2026, Kr. Baby
years you will need to pay an
Rahul will be 18 years of age.
amount of Rs. 30690/- per
He is expected to join college at
annum as premium towards the
this age. Hence there is a
proposed insurance
provision made for Rs.
176700/- to be received in this
year to meet the extraordinary
costs of admission, coaching
classes, attire, etc.

To ensure quality education Year Age Estimated Amount

and a comfortable lifestyle 2026 18 176700
during his college period, this 19 89575
2027
plan will provide cash every
2028 20 94261
year as per the table shown
2029 21 98815
alongside

Kr. Baby Rahul will complete his graduation in the

year 2030 when he is 22 years of age. He may
want to pursue post graduation abroad or may
want to start business. Both these objectives will
demand sizeable amount of money. This Magic Plan
will make his dream come true with a lumpsum
amount of Rs. 533600/-

u Magic Plan — Secure Child is a combination of LIC Plans specially researched to meet the objective of securing your child’s future.

u The returns shown in this illustration have been calculated on the basis of the interim bonus rates last declared by LIC for the year ended .
Actual results may deviate depending on future bonuses declared by LIC,
u In the unfortunate event of your early death, the premiums on the policies will cease immediately. The returns, however will be received in
the years as indicated in this MagicPlan.

u The effective yield in the above proposal works out to 9.72 % (calculated as per IRR method)
 Harish Chand
Delhi LIC Agent

577, GH-9, PASCHIM VIHAR

NEW DELHI- 110087
INDIA, 9811896425, 9212201725
www.delhiLICagent.com

MagicPlan - Secure Child

Quotation Ref.No. : ChildPlan Date : 12/11/2010

Proposer’s Name : Mr. MR Gupta Proposer's Age : 30 (nearer birthday)

Child’s Name : Kr. Baby Rahul Child's Age : 2 (last birthday)

Sum Proposed : 585000 Yearly Premium : 30690

Sec. 80 CCE Invt Lmt. : 100000 Sec. 80 CCE Tax Rebate : 33.99 %

Year wise details of benefits of this plan

PREMIUM Nett
Amount
Your Child's Accidental Expected Annual Tax Nett Funded From Paid From
In Hand
Year Age Age Risk Cover Cashflow Premium Saving Premium Cashflow Own Funds

2010 30 2 585000 0 30690 10433 20257 0 20257 0

2011 31 3 585000 0 30690 10433 20257 0 20257 0

2012 32 4 585000 0 30690 10433 20257 0 20257 0

2013 33 5 585000 0 30690 10433 20257 0 20257 0

2014 34 6 585000 0 30690 10433 20257 0 20257 0

2015 35 7 585000 0 30690 10433 20257 0 20257 0

2016 36 8 585000 0 30690 10433 20257 0 20257 0

2017 37 9 585000 0 30690 10433 20257 0 20257 0

2018 38 10 585000 0 30690 10433 20257 0 20257 0

2019 39 11 585000 0 30690 10433 20257 0 20257 0

2020 40 12 585000 0 30690 10433 20257 0 20257 0

2021 41 13 585000 0 30690 10433 20257 0 20257 0

2022 42 14 585000 0 30690 10433 20257 0 20257 0

2023 43 15 585000 0 30690 10433 20257 0 20257 0

2024 44 16 585000 0 30690 10433 20257 0 20257 0

2025 45 17 585000 0 30690 10433 20257 0 20257 0

2026 46 18 470000 192280 23604 8024 15580 15580 0 176700

2027 47 19 410000 102840 20097 6832 13265 13265 0 89575

2028 48 20 350000 105360 16815 5716 11099 11099 0 94261

2029 49 21 290000 107880 13733 4668 9065 9065 0 98815

2030 50 22 0 533600 0 0 0 0 0 533600

1041960 565289 192168 373121 49009 324112 992951

u Magic Plan — Secure Child is a combination of LIC Plans specially researched to meet the objective of securing your child’s future.
u The returns shown in this illustration have been calculated on the basis of the interim bonus rates last declared by LIC for the year ended
31-Mar-2009. Actual results may deviate depending on future bonuses declared by LIC,
u In the unfortunate event of your early death, the premiums on the policies will cease immediately. The returns, however will be received in the
years as indicated in this MagicPlan.

u The effective yield in the above proposal works out to 9.72 % (calculated as per IRR method)
 Harish Chand
Delhi LIC Agent

577, GH-9, PASCHIM VIHAR

NEW DELHI- 110087
INDIA, 9811896425, 9212201725
www.delhiLICagent.com

MagicPlan - Secure Child

Quotation Ref.No. : ChildPlan Date : 12/11/2010

Proposer’s Name : Mr. MR Gupta Proposer’s DOB : 12/11/1980 Age : 30 (ANB)

Sum Proposed : 585000 Yearly Premium : 30690

Sec. 80 CCE Invt Lmt. : 100000 Sec. 80 CCE Tax Rebate : 33.99 %

Agent's Copy

Sr. Interim * Bonus #Assu PREMIUM

No. Plan/Tm/PPT Sum DAB Bonus Rate Step FAB SSS Mly. Qly. Hly. Yly.
Sum Rate Rate

1 90/16/16 115000 115000 42 42 0.00 40 599 630 1798 3541 6971

2 90/17/17 60000 60000 42 42 0.00 55 296 311 889 1750 3447
3 90/18/18 60000 60000 42 42 0.00 80 277 291 831 1637 3222
4 90/19/19 60000 60000 42 42 0.00 110 260 273 779 1535 3022
5 90/20/20 290000 290000 42 42 0.00 300 1156 1217 3469 6830 13443

585000 2588 2722 7766 15293 30105

1. '*' : - Assuming LIC will declare the above mentioned bonus rates for the year ended 31-Mar-2,010

2. '#' : - Assuming that bonus rate declared by LIC will increase/decrease per year by step rate mentioned above.