As the methods used to perform identity theft expand, so do the types of accounts and services being stolen by identity thieves.
Part I: Types of Identity Theft
● Read the article 6 Types of Identity Theft, by McAfee. ● Using knowledge gained from the article, list the 6 types of identity theft and writing an explanation about what each type is.
6 Types of Identity Theft:
1. New Account Fraud. when someone Opens a new utility, cell phone and/or credit card account with someone else's information 2. Account Takeover Fraud. When someone uses someone else's account without permission 3. Criminal Identity Theft. When someone does a crime using someone else’s name 4. Medical Identity Theft. When someone uses someone else's insurance information to get medical services 5. Business or Commercial Identity Theft. When someone uses a business’s name to get money from that businesses’ clients 6. Identity Cloning. When someone is actually living as the person whose identity was stolen
Part II: How Identity Theft Occurs
● Read the section in this article with the heading How Does Identity Theft Happen? to learn about ways your personal information might be stolen. ● Answer the questions below
Briefly summarize 8 ways identity theft can happen:
1. Someone can get your information from old bills and stuff from your trash 2. Someone can steal your mail 3. Fake emails 4. Thieves can use a device that reads your credit card when you use an ATM 5. You get robbed 6. Someone can trick a bank person on the phone to give them your information 7. Someone with your credit card information can change your billing address List 4 Identity Protection strategies that you would try in “real life” 1. shred financial documents when your done with them 2. Put a Lock on Your Mailbox 3. Sign up for a Credit monitoring service 4. Check your account statements for charges that you did not do
List 2 things you could do if your identity is stolen
1. Contact the FTC 2. Contact the USPS Inspection Service