WELFARE LAWS: DISTINCTIONS
STATE INSURANCE FUND (SIF)
As to who pays for the contribution
As to basis
As to individuals covered
As to benefits
SOCIAL SECURITY SYSTEM GOVERNMENT INSURANCE SYTEM
Employer only
Everybody are covered including
members of the AFP, PNP,
Judiciary (no age limit) and even
casual employees, except
Domestic Helpers and Self-
employed individuals
 Sickness
 Injury
 Disability
 Death
(SSS) (GSIS)
Employer and employee Employer and employee
Because of his contribution Because of his contribution
Everybody not over 60 years Covers only government workers
old are covered including (whether elected or appointed),
Domestic Helpers and Self- Barangay Officials, those with
employed individuals plantilla (item) position and
members of the Judiciary.
Casual workers and Job Order are
not covered
 Maternity leave
benefit
 Sickness benefit
 Permanent total
disability benefits
 Permanent partial
disability benefits
 Retirement benefits
 Death benefits
 Funeral benefit