ABU

&

present

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SOURCE: Source 1
 Real time
24 x 7 Customer
notification to
Availability data pre-filled
branch on
in LOS
customer
application

Only eligible Documents Only eligible Documents

customer lead reduced from customer lead reduced from
passed to 9 to 4 passed to 9 to 4
branch branch

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SOURCE: Source 2
 Customer has two options to access YONO Krishi

Through mobile Through desktop

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 YONO Krishi on Mobile

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 Log on to
YONO with
MPIN

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SOURCE: Source 5
 Click on YONO
Krishi

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 Select preferred
language among
the 5 available

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SOURCE: Source 7
 YONO Krishi will be
launched with three
key propositions

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 Customer opts for
Agri Gold Loan

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SOURCE: Source 9
 Before starting
application customer
can check process of
application

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SOURCE: Source 10
 Customer can check
features of the loan

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SOURCE: Source 11
 Customer can check
eligibility for applying

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SOURCE: Source 12
 Customer can check
documents required

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SOURCE: Source 13
 Customer can check
interest rates and
charges

After going through

the instructions
customer clicks on
apply now
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SOURCE: Source 14
 Customer details
are pre-populated
from CBS

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SOURCE: Source 15
 Customer enters few
additional details
required for reporting

Customer selects the

account for loan credit

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SOURCE: Source 16
 Customer enters the
loan amount required
and the purpose

Customer enters detail

about land and yearly
income

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SOURCE: Source 17
 Reference number is
generated. Customer to
visit the branch with
the reference number
for further processing

Customer to visit the

branch with the
required documents

hi

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SOURCE: Source 18
 YONO Krishi on Web portal

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 Customer can
access YONO
Krishi page
through web
portal as well

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SOURCE: Source 20
 YONO Krishi will
be a separate tile
on the web portal
dashboard

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SOURCE: Source 21
 In branch process

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SOURCE: Source 22
 Branch official can
access the customer
application through
YONO reference id
as well lead
management system

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 Data entered by
customer will get
auto populated
in LOS

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SOURCE: Source 24
 Number of
documents to be Loan

generated has
been reduced to 4

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SOURCE: Source 25
 Coming soon….
One click disbursal
-Account opening, disbursement, reversal of processing fees recovered
will happen in one click

Integration with CRM

-Branch will be able to track Yono leads on CRM

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SOURCE: Source 27