FT - Weekend - UK - May - 18-19 - 2019 Women and Maths PDF

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COVER
COVERSTORY
STORY DATABANK
10. INVESTING PLATFORM
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the qun also compl HOW DO YOU RATE THEM ON: VERY GOOD GOOD AVERAGE NOT GOOD POOR
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Women and maths:

Ease of use and portfolio visibility
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.co.uk schronicle
The Investors Chronicle and Financial Times
Investment and Wealth Management Awards
/vote
Range of investments (shares, funds, investment trusts, ETFs)
Tools and information
SAVINGS FTSE Private
Everyday mathsInvestor
hacks Index Series RETIREMENT INCOME
Account Notice Deposit AER% Int % change
How some simple arithmetic can help1 with 3your home SNAPSHOT
finances
Win £1,000
Additional comments about what you especially like/dislike about this platform paid 16 May mth mth 1 yr 5 yrs
NO NOTICE up to £100 (1) FTSE UK Private Investor Ultra Conservative Index 1140.08 0.76 1.56 3.55 11.76 Ranking Income pa
11. Best Investment Platform for personal tax calculations Paragon Bank paragonbank.co.uk Ltd Edition Easy Access (7) None £1 1.45% Yly (2) FTSE UK Private Investor Conservative Index 1294.83 0.09 1.23 2.23 17.83 Aged 55 single life
Virgin Money virginmoney.com MUFC Double Take E-Saver 5 None £1 1.50% Yly Legal & General
Here’s another poser. If your12 4313.16
what’s not adding up?

Name of the investment platform you use: Virgin Money virginmoney.com Double Take E-Saver 10 None £1 1.50% Yly Michael Martin,
(3) FTSE UK Privaterelationship manager
Investor Income Index generate3129.67 (whether -0.22 in pensions,
1.20 1.59Isas 19.84
Aviva 3976.80
Dear Reader, Send your completed questionnaire to: PLEASE RATE THE PLATFORM YOU USE ON HOW EASILY IT ENABLES YOU TO WORK VERY GOOD GOOD AVERAGE NOT GOOD POOR (4) FTSEInvestment
UK Private InvestorManagement,
Balanced Index 4302.53 -0.48 of both)1.23 simply 1.47 25.44
NO NOTICE £5,000 at Seven or a combination wealth manager is charging you
Canada Life 3 a 3972.24
The IC and FT Investment and Wealth Management Awards IC/FT Awards OUT DETAILS OF YOUR CAPITALS GAINS AND INCOME RECEIPTS FOR A GIVEN TAX YEAR Sainsburys Bank 0808 540 5060 Defined Access Saver - 11 None £1,000 1.47% Yly (5) FTSE UK Private Investor Growth Index 5113.27 -0.71 1.32 1.31 two 29.50 total of 1.5 per cent a year for 4
JUST 3957.84
Additional comments about what you especially like/dislike about this platform Virgin Money virginmoney.com MUFC Double Take E-Saver 5 None £1 1.50% Yly offers these maths hacks. divide by 25. Alternatively, knock
are designed to identify stockbrokers and other financial ACE Market Research (6) FTSE UK Private Investor Ultra Growth Index
Movement since 08/05/2019 0.00%
PO Box 1540
Virgin Money virginmoney.com Double Take E-Saver 10 None £1 1.50% Yly decimal places off the current figure47.29
1741.38 -1.07 1.47 1.21
looking after your £1m portfolio, how
Aged 60 single life
products and service providers that offer excellent service 12. Private banking NO NOTICE £10,000 (7) FTSE UK Private Investor Global Growth Index 1717.03 -1.17 1.45 2.27 58.57
Pensions hack and times by 4. For instance: Legal & General
much would you save each year 1 by 4740.84
and good value for money. High Wycombe Name of your private bank:
Sainsburys Bank 0808 540 5060 Defined Access Saver - 11 None £1,000 1.47% Yly
(8) FTSE All-Share Index 3997.67 -1.85 1.09 -5.76 9.84 Aviva 2 4439.04
Virgin Money virginmoney.com MUFC Double Take E-Saver 5 None £1 1.50% Yly
Your votes allow us to identify those brokers/providers. If HP12 9EH HOW DO YOU RATE THEM ON: VERY GOOD GOOD AVERAGE NOT GOOD POOR Virgin Money virginmoney.com Double Take E-Saver 10 None £1 1.50% Yly To(9) work out how much to save for
FTSE All-World Ex UK Index
£150,000, 398.91
gives you £1,500
-0.91 1.62
x 43.30= 64.69 moving to a manager who charges
JUST 3 4437.24
you complete the questionnaire you will be entered into our NO NOTICE £50,000 retirement, multiply your target £6,000 per year. just 1.2 per cent? The answer 4is
Canada Life 4363.20
Charges Numbers next to index name relate to chart below. Chart shows movements of private investor indices (rebased to 5 years ago
free prize draw with the chance to win £1,000. None of the Sainsburys Bank 0808 540 5060 Defined Access Saver - 11 None £1,000 1.47% Yly Movement since 08/05/2019 0.00%
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income (over and above the £3,000.
data collected will be traceable to any respondent. In association with
Range of services Virgin Money virginmoney.com Double Take E-Saver 10 None £1 1.50% Yly state pension) by 25. Aged 65 single life
Inflation hack Legal & General 1 5417.76
Security and competence NO NOTICE £100,000
Sainsburys Bank 0808 540 5060 Defined Access Saver - 11 None £1,000 1.47% Yly It is generally believed that if you Divide 72 by the rate of inflation to Mortgage hack
Aviva 2 5368.20
Additional comments about what you especially like/dislike about this bank Virgin Money virginmoney.com MUFC Double Take E-Saver 5 None £1 1.50% Yly
To mark this week’s National Numeracy Day,
Claer Barrett, Editor, FT Money 13. Contracts for difference
Virgin Money virginmoney.com
UP TO 90 DAYS NOTICE £1,000
Double Take E-Saver 10 None £1 1.50% Yly
invest your pension
moderately cautious or balanced
pot in a see how many years it will take your
savings to halve. The big threat
JUST
For every £100,000 you take
Hodge Lifetime
on a 25-year mortgage, increasing
Movement since 08/05/2019
3 out 5218.56
4 4985.95
0.00%
Bobby Seagull looks at the great school gender Name of your main CFD provider:
HOW DO YOU RATE THEM ON: VERY GOOD GOOD AVERAGE NOT GOOD POOR
OakNorth oaknorth.com
Secure Trust Bank securetrustbank.com
Hampshire Trust Bank htb.co.uk
90 Day Notice Deposit
90 Day Notice Account
90 Day Notice (Issue 23)
90 Day
90 Day
90 Day
£1
£1,000
£1,000
1.77%
1.90%
1.91%
Mly
Qly strategy in retirement (in other
Yly words do not put it all in cash, which
those people putting all their
pension money into cash face is
your monthly repayments by £200
Male 60 / Wife 57 joint life
will knock around 10 years off1the 4378.44
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divide
You can inalsomaths
1. Execution only stockbroking
and
complete this how itat:multiplies
questionnaire in adult life
investorschronicle.co.uk/vote Tightness of spreads
Quality of trading platform/telephone service
90 Day
90 Day
£1
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1.77%
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Qly an income of 4 per cent a year and
inflation and this lovely little hack payment term. An increase of2just 4115.16
Canada Life
Just 3 4101.00
Name of your execution-only stockbroker: Quality of mobile trading app Hampshire Trust Bank htb.co.uk 90 Day Notice (Issue 23) 90 Day £1,000 1.91% Yly
brings home the cost. So if inflation is £100 knocks about six years off.
Hodge Lifetime 4 4094.10
HOW DO YOU RATE THEM ON: VERY GOOD GOOD AVERAGE NOT GOOD POOR Range of products BOYS’ TOP FIVE MOST UP TO 90 DAYS NOTICE £10,000 GIRLS’ TOP FIVE MOST that should see you through the rest 2 per cent, your cash will be worth It is easy to underestimate how 0.00%
Darlington BS via branch 90 Day Notice Account 90 Day £10,000 1.80% Yly
Support (Your email or call is always answered and dealt with quickly) Additional comments about what you especially like/dislike about this broker
POPULAR A LEVEL Secure Trust Bank securetrustbank.com POPULAR
90 Day Notice Account A LEVEL
90 Day £1,000 1.90% Qly of your life. half what it is today in 36 years. With Male 65 / Wife 62 joint life
much difference paying extra on
Security (Broker is financially secure, good controls on dealing systems)
hy am I one of the convinced me to sign up as an ambas- important thing is14.that Spreadyou had the SUBJECTS BY ENTRIES (2018) Hampshire Trust Bank htb.co.uk SUBJECTS BY ENTRIES (2018)£1,000
90 Day Notice (Issue 23) 90 Day 1.91% Yly It is not a guarantee — any more inflation at 3 per cent, it will take just your mortgage can make, but1it can 4832.40
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“W
Cost (Low commissions and low minimum charge) betting UP TO 90 DAYS NOTICE £50,000 Aviva 2 4719.24
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to use, speedy myregularsador
updates)for the charity. Can you calcu- self-belief to work Name
it out.
of your main spread-betting provider: Darlington BS via branch 90 Day Notice Account 90 Day £10,000 1.80% Yly than eating five fruit and veg a day 24 years. run into many thousands of pounds.
JUST 3 4676.04
school studying
Research (Up-to-date company/sector A late the impact of a 5 per cent wage
reports available) Although bothHOW men DO YOUand RATEwomen
THEM ON: Maths 59,000 VERY GOOD GOOD AVERAGE NOT GOOD POOR
English
Secure Trust Bank securetrustbank.com 53,000
90 Day
90 Day
£1,000
£1,000
1.90%
1.91%
Qly guarantees to keep you healthy —
Yly
It is not easy to calculate the exact
Administration (Systems easy to use and few errors) Tightness of spreads Psychology 45,000 savings because there are so many 0.00%
level maths?” I’m increase for a worker
Range of services (Deals in all the stocks you want; other products/services available)
earning £9 per suffer a lack of confidence with num-
Physics 29,000 UP TO 90 DAYS NOTICE £100,000 but it is a useful rule of thumb and it Investment hack
rarely stumped hour? With
Additional comments about what you especially like/dislike about this broker: or without a calculator, bers, the issue seems to affect women
Quality of mobile trading app
Chemistry 26,000 Biology
40,000
90 Day Notice Account 90 Day £1,000 1.90% Qly
also helps you to work out your Here’s a quick way of calculating variables, but the higher the interest
by questions from students, but this this is the sort of question that 17m more. Why? Biology 23,000 Hampshire Trust Bank htb.co.uk Maths9038,000 Day Notice (Issue 23) 90 Day £1,000 1.91% Yly pension position easily. investment performance — divide 72 All payments
rate, are monthlythe
the bigger in arrears, without a guarantee period
benefit.
Range of products and without escalation, with a spouse's benefit of 50% where
MONTHLY INTEREST UP TOArt £5,000& Design 32,000
one — 2. Full service
from stockbrokers
a 17-year-old student who adults — nearly 50 per cent of the Rachel Riley, aAdditional
fellow National
comments History
about what you especially like/dislike about this broker 22,000 Al Rayan Bank 0808 163 4974 A 90 Day Notice Account 90 Day £250 1.51% Mly Using this hack, you quickly realise by the rate of return on an Rates Gender
applicable. are historically lowassume
neutral rates. Figures todayan annuity
Name of your full service stockbroker: Kent Reliance kentreliance.co.uk 60 Day Notice - Issue 24 60 Source:
Day JCQ £1,000 1.55% Mlyyou need £250,000 in savings for purchase price of £100,000 and are shown gross. LS1 Postcode. A
attended a recent
HOW DO YOU RATE THEM ON:
talk I gave at Lon- working-age population of England — Numeracy ambassador and resident
VERY GOOD GOOD AVERAGE NOT GOOD POOR OakNorth oaknorth.com 90 Day Notice Deposit 90 Day £1 1.77% Mly
investment to see how many years it
Source: FTSE International Limited (“FTSE”) © FTSE 2018. “FTSE®” is a trade mark of the London Stock Exchange Group
but
company appearing top for one set of benefits or age mayIf
could increase in coming years. be poor
15. Forex for a have
different the
set of benefits (for example,
don’s Royal Institution
Contact (Your — really
call is always answered made struggle to answer correctly. Put sim- numbers whizz onName
quickly) Channel 4’s Count- MONTHLY INTEREST £5,000 everycompanies
£10,000 and isof
used by FTSE International
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income. will takeAll rights
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in value. ratings
If you vest in
are you headroom to anincrease
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of your forex broker: Charter Savings Bank chartersavingsbank.co.uk 60 Day Notice - Issue 9 60 Day £5,000 1.61% MlyOuch! FTSE and/or its licensors. Neither FTSE nor its licensors accept any liability for any errors or omissions in the FTSE indices and /
me think.
Security (Broker is financially secure, good controls on dealing ply,systems)
one in two adults have the down, believes girls HOW DO YOU RATE THEMinto
are “trained ON: VERY GOOD GOOD AVERAGE NOT GOOD POOR FirstSave firstsave.co.uk 90 Day Notice Account 90 Day £5,000 1.65% Mly
achieving
or FTSE ratings or underlying data and no party may rely on any FTSE indices,aratings
6 per and cent
/ or datareturn,
underlying your
data contained for an repayments,
your annuity suited to yourthis
own circumstances.
will soonThepay tables do not
include enhanced annuity rates for smokers or those in ill-health,
Cost (Low commissions and low minimum charge) in this communication. No further distribution of FTSE Data is permitted without FTSE’s express written consent. FTSE does not
In the UK, all students have
Research (Up-to-date company/sector reports available)
to numeracy skills expected of 11-year- self-deprecation, modesty
Tightness of spreadsand never, OakNorth oaknorth.com 90 Day Notice Deposit 90 Day £1 1.77% Mly Similarly, if you
promote, sponsor wantthetocontent
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MONTHLY INTEREST £10,000 downloads/FTSE_Private_Investor_Index_Series_Asset_Allocations.pdf ofofranking
retirees. The lower-paying providers have not been shown. The
study Administration
maths until theeasyage
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to use, 16, with
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of trading platform
Charter Savings Bank chartersavingsbank.co.uk 60 Day Notice - Issue 9 60 Day £5,000 1.61% Mly your current retirement savings will per cent it will take just over 10 years. saving.column shows the position of the provider in relation to the
Quality of mobile trading app FirstSave firstsave.co.uk 90 Day Notice Account 90 Day £5,000 1.65% Mly top-paying annuity provider.
boys and girlscomments
achieving broadly simi- Thethisanswer is £9.45. You might achievements, for fear of being
Additional about what you especially like/dislike about broker:
lar GCSE results. However, the num- have solved it by working out that 10 labelled boastful”.Additional
Customer support and service
This lack of confi-
OakNorth oaknorth.com 90 Day Notice Deposit 90 Day £1 1.77% Mly ISA RATES Figures supplied by JLT Pension Decision. A trading name of JLT
Wealth Management Limited. The St Botolph Building, 138
comments about what you especially like/dislike about this broker MONTHLY INTEREST £50,000 Account Notice Deposit Transfer AER% Int
Do you trade paper certificates (Circle as appropriate) YES NO Charter Savings Bank chartersavingsbank.co.uk 60 Day Notice - Issue 9 60 Day £5,000 1.61% Mly In paid Houndsditch, London EC3A 7AW
bers whoDo yougo dealon toCREST?
through study maths
(Circle at A per cent of £9 was YES
as appropriate) 90 pence, halving NO dence can hold women back, espe- FirstSave firstsave.co.uk 90 Day Notice Account 90 Day £5,000 1.65% Mly www.jltemployeebenefits.com/what-we-do/wealth-
Cash ISAs management
level reveal
3. Sipp a striking gender split.
providers this to get the answer. Or you could cially in a subject like 16. Investment
maths. software and dataMy toolsanecdotal experiences of teach- Hepi and former chief executive of prestigious prize in mathematics.
OakNorth oaknorth.com 90 Day Notice Deposit
Go figure: the great gender divide Buckinghamshire
90 Day £1 1.77% Mly BS via branch 180 Day Cash ISA recent 180 Daygovernment £100 Yes initiative1.50% to
Yly Poor financial decisions can result.
An annuity provides a guaranteed income for life in return for a
OFFSHORE ACCOUNTS £10,000
Female
Name students accounted for 39.3 have divided 9 by 100, then multi-
of your Sipp provider: If I had askedName theof the investment tool, software or data provider which you use:
percentages ing in a secondary school classroom UCAS, says this shows up in a lack of In the school environment,
Skipton International Ltd 0148 173 0730
female
Individual Access How men and None women£10,000 reacted to these Yly
0.75%
Coventry BS thecoventry.co.uk
statements (%)virginmoney.com
Virgin Money
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MUFC Double Take E-ISA 6 None
None young students £1
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Yes to take
Yes
1.50% A
regu-
1.50%
Yly
Yly
Research by Experian has found that
lump sum investment. The bulk of the fund built up by many types
of pension plans are used in this way. Annuity income is fully
HOW DO YOU RATE THEM ON: VERY GOOD GOOD AVERAGE NOT GOOD POOR HOW DO YOU RATE THEM ON: VERY GOOD GOOD AVERAGE NOT GOOD POOR
per cent of A level maths entries in plied this by 105 to get the same question in a school maths lesson, environment is that girls are more basic numeracy when students reach
Value for money
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Skipton teachers
International Ltdcan be0730
0148 173 excellent role40
Individual 40 Day £10,000 0.85% Yly Virgin Money virginmoney.com Double Take E-ISA 7 lar timed None tests will, £1 I predict,
Yes increase
1.50% Yly nearly two-thirds of people who took
taxable. This week's table shows the best rate for PERSONAL
Cost (low dealing and annual fees) Skipton International Ltd 0148 173 0730 Individual 80 80 Day £10,000 1.00% Yly
models. The co-host of myBONUS Maths Fixed-Rate Cash ISAs PENSION ANNUITIES which are used for personal pension plans
2018. For
Rangefurther
(Can you trade maths, this dropped
all the underlying assets you want?)result. would you have Customer raisedsupport your hand likely to downplay their understand- university or enter the workplace. ACCOUNTS WITH INTRODUCTORY Men WomenTipton & Coseley BS via branch 1 Year Fixed Rate ISAmaths anxiety£1,000
30.6.20 and gender No inequities
1.60% Yly National Numeracy’s “Essentials of
and retirement annuity contracts. The rates in the chart do not
even further to 28.3
Customer service peroffercent.
(Do they advice and support and excellentIt doesn’t matter how you got there, to say you knewUsefulness
administration?) the answer of product or— or ing or achievement than equally One university biology lecturer told
service Appeal
Mansfieldpodcast,
BS via post Susan Okereke, PostalisSavings
a 60 Day Notice (1) 60 Day
NoneI generally
£1,000 1.35% Yly Aldermore aldermore.co.uk Fixed Rate Cash ISA across the
1 Year Bondcountry.”
£1,000 Yes 1.60% OM Numeracy” online challenge had
include inflation proofing. The movement shown is in the rate of
Additional comments aboutnumber
what you especially
AA theaa.com
fellow teacher and an inspiration
Easy Saver - Issue 8
Internetto
feel confident
£100 1.36% Ylydealing with
Al Rayan Banknumbers
alrayanbank.co.uk B Fixed Term Deposit Cash ISA12 Month Bond £1,000 Yes 1.61% Qly the leading provider.
results that mirrored their credit
While maths is the onelike/dislike
A orabout this provider
whether you used a calculator. The even shouted it out? Additional comments about what youcapable especially like/dislike
boysabout in this
theprovider
same class. In her: “I just wish they arrived knowing Tesco Bank tescobank.com Saver None £1 1.36% Yly Charter Savings Bank chartersavingsbank.co.ukFixed Rate Cash ISA 1 Year Bond £5,000 Yes 1.62% Yly
level subject choice
4. Self Select Isas
for boys, for girls 17. Registrars educational circles, this is known as how to do fractions and percentages.” herPost Office Money® postoffice.co.uk
students.
Skipton BS skipton.co.uk
Online Saver Issue 37
Online Bonus Saver 5
None
None
£1
£1
1.42%
1.42%85 Yly
Yly
64 A = Introductory rate for a limited period. B = Provider operates
rate. Real Data compiled on 15 May
under islamic finance principles, rate shown is expected profit score.
world maths
Cynergy Bank cynergybank.co.uk Online Easy Access - 22 None £1 1.43% Yly
it is fourth
Name of behind
your Self SelectEnglish, psychol-
Isa provider: Please rate any of the following registrars “self-concept”.
that you have used Girls have
(eg for managingbeen sharefound
certificates or through an employee share scheme): But I think the most important All rates shown as AER variable unless otherwise stated. Methods of opening and operating accounts vary. If a lack of confidence with num-
Marcus by Goldman Sachs® marcus.co.uk Online Savings Account Using maths£1and numbers
None 1.50% Mlymakes All me feel
rates and anxious
terms subject to change without notice and should be checked before finalising any arrangement. No liability can
OUR DATA
ogy and HOW biology.
DO YOU RATE THEM What ON: lies behind From A level VERY maths
GOOD GOOD toAVERAGE
City NOT
highGOOD flier
POOR Take into account the quality, speed, cost to and have ease ofauselower mathematics
of the service you received. GOOD Role
self-
VERY GOOD modelsAVERAGE POOR VERY POOR influence
A - Protectedcould becompensation
by a non-UK closer toscheme.home. B - Introductory rate for a limited period. be accepted for any direct or consequential loss arising from theIn usethe real world,
of, or reliance mathsReaders
upon, this information. problems
who are not bers correlates with a lack of engage-
Cost (low dealing and annual fees)
these numbers? As a maths teacher — Capita concept than boys of the same ability. All rates shown as AER variable unless otherwise stated. Methods of opening and operating accounts vary.
At parents’ evenings, many mums 13
All rates and terms subject to change without notice and should be checked before finalising any arrangement. No liability can be accepted for
29 financial professionals should seek expert advice.
Figures compiled on 16 May
are not timed — but you often have to ment with
If you have your
any queries finances, then the
regarding
Range (Can you trade all the underlying assets you want?) Computershare the data provided please email “hacks” offered
and lover of puzzles — andI support
haveand excellent Yasmine Messaoud, 27, pictured, Some friends were puzzled by her Research UCL’s Institute of Educa- When Yasmine Messaoud, a 27- andany dads
direct or will
consequentialtell lossme
arising they
from the found
use of, or reliance upon, this information. Readers who are not financial professionals should Source: Moneyfacts.co.uk - Helping you make better think
financial creatively
decisions about complex and personal finance
Customer service (Do they offer advice administration?) Equiniti seek expert advice. When stuck with a numbers task, I would try to work it out in my head databank@ft.com
attempted tocomments
Additional find out aboutthe
whatanswer, and
you especially like/dislike works
about this as a swaps broker in the City
provider choice. “The typicalNeville reaction was — tion has conducted with the year-old City trader, told her friends maths difficult
Figures compiled at school and hence
on 16 May interesting problems, frequently col- below by Michael Martin of Seven
Source: Moneyfacts.co.uk - Helping you make better financial decisions
explain how attitudes towards maths of London. She joined ICAP, the are you going to beOther: a maths teacher Advanced Mathematics Support Pro- at school that she wanted to study are not surprised that their children 19 7 laborating with others. This could Investment Management could pro-
5. Unit trusts/Oeics Additional comments about what you especially like/dislike about this provider
and numeracy have a direct bearing interdealer broker, as a graduate then? — as if that was all you could gramme, a government initiative, has maths at A level, they asked: “Why? do so too — as if mathematical ability apply within the workplace, or to our vide a quick way of reconnecting, and
wasMORTGAGE RATES
Name your favourite unit trust/Oeic: I would use a calculator, phone orPERMANENT Google to help INTEREST BEARING SHARES
on ourAdditional
career aspirations
comments about what youand per-
especially like/dislike trainee after studying for a degree in do,” she recalls. 18. Award for services to privatelooked
about this fund investorsat successful strategies to Do you want to be a maths teacher?” genetic. own personal finances. Usually, the thinking more creatively about the
Rate MaxLTV Fee ERC period
sonal finances. maths. Nominate an individual in the financial services industry that you believe deserves an award for their contribution to services
Even so, Yasmineforsays the maths encourage girls’ participation in By the age of 15, she already knew Yet
Shortresearch
Term Fixed Rates has shown that the 39 48 PIBs & Former PIBs maths involved(Gross)
Coupon
is simple%
Issue price
— but(p) the right
Minimum
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Price Yield
(p) you.(gross %)
Yield
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6. Investment trusts “At school, I was aware that she uses in her job as a broker she mathematics. One way was starting that wanted a career in the City (see messages
Yorkshire BS students
0345 120 0874 pick up from their 1.54% to 30.6.21 65% £995 To 30.6.21 situation is complex. This is why100hav- All of us, 235 male or female, can --
THANK YOU
Name your favourite investment trust: Yorkshire BS 0345 120 0874 1.84% to 30.6.21 90% £995 To 30.6.21 Cheltenham & Gloucester 11 3/4% Perp. Bonds 11.750% 50000 5.00
Number confidence careers advice early, and showing parents about
0345 120maths and their par- ing the confidence11.000% to tackle problems improve our relationship with maths5.59
for taking the time to fill instu- box) and that maths would be a
the questionnaire
Yorkshire BS 0874 1.89% to 30.6.22 85% £995 To 30.6.22
Additional comments about what you especially like/dislike studying maths
about this investment trustcould open up a “probably learned at GCSE level”. “As
Barclays Mortgage 0333 202 7580 Source:
2.09%National
to 31.7.22 Numeracy 90% £999 To 31.7.22
Co-operative Group 11% Final Repayment Notes 20/12/2025 100 1 share 129 8.53
career in the City — but most people a swaps broker, you’re matching dents — girls in particular — the strong subject choice. ents’ relationships
Longer Term Fixed Rates
with numbers can Co-operative Group Instalment Repayment Notes (9p) 20/12/2025 matters so much in real
12.125% life. 12 and
1 sharenumbers.5.72 Even if you shudder at5.99
18.86
Coventry 12 1/8% PIBS The research8.750% 100 1000thought of 204taking a 5.94 maths test, -
7. Peer toreleased
Research peer lending this week from are not at that age,” she says. buyers and sellers To ofenter the prize draw, pleaseadvantages
financial fill in your details of belowgoodor attach a business
maths card and post
skills The to: importance of role models change
Santandertheir
0800 100802 attitudes towards the 1.89% to 2.8.24 75% £999 To 2.8.24 from National the
Name of the peer to peer lender that you use: IC/FT Awards ACE Market Research, PO Box 1540, High Wycombe HP12 9EH Sainsbury's Bank 0345 111 8010 2.31% to 30.6.24 90% £995 To 30.6.24 Halifax 8 3/4% Perp. Sub Bonds (call 14/9/2023 @ 100p) 9.375% 100 50000 123 7.11 3.02
the charity National
Numeracy found Her uncle was a stockbroker, and products.
VERY GOOD GOOD AVERAGE NOT GOOD POOR
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entries 70.9% any direct or consequential loss arising from the use of, or reliance upon, this information. Readers who are not financial professionals should
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Here’s the statistic that first Mary Curnock Cook, an adviser to
12 8| |FTMoney
FTMoney FINANCIAL TIMES
FINANCIAL Saturday
TIMES 18 18
Saturday May 2019
May 2019 FINANCIAL TIMES
FINANCIAL Saturday
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May 2019 FTMoney
FTMoney| |913
COVER
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STORY DATABANK
10. INVESTING PLATFORM
You ca Name of the investment platform you use:
the qun also compl HOW DO YOU RATE THEM ON: VERY GOOD GOOD AVERAGE NOT GOOD POOR
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Range of investments (shares, funds, investment trusts, ETFs)
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SAVINGS FTSE Private
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Claer Barrett, Editor, FT Money 13. Contracts for difference
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Here’s the statistic that first Mary Curnock Cook, an adviser to

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Women and maths:

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