Se adquiere una motocicleta a crédito que de contado cuesta $ 10.000.

0000, del cual se da la cuota inicial del 20% y el

resto se financia a 3 años con la tasa del banco respectivo. Amortizar mensualmente por el método francés (cuotas
iguales) con la tasa del banco respectivo.

Monto a financiar $ 8,000,000

Banco Bancolombia
Tasa 26.02% EA
1.95% MV
n 3 años
36 meses

SALDO DEUDA INTERÉS DEL CUOTA ABONO A SALDO DEUDA FINAL

MES AL INICIO PERÍODO PAGADA CAPITAL DEL PERÍODO

1 $ 8,000,000 $ 155,675.61 $311,144.64 $155,469.03 $ 7,844,531

2 $ 7,844,531 $ 152,650.26 $311,144.64 $158,494.37 $ 7,686,037
3 $ 7,686,037 $ 149,566.05 $311,144.64 $161,578.59 $ 7,524,458
4 $ 7,524,458 $ 146,421.82 $311,144.64 $164,722.82 $ 7,359,735
5 $ 7,359,735 $ 143,216.40 $311,144.64 $167,928.23 $ 7,191,807
6 $ 7,191,807 $ 139,948.61 $311,144.64 $171,196.03 $ 7,020,611
7 $ 7,020,611 $ 136,617.23 $311,144.64 $174,527.41 $ 6,846,084
8 $ 6,846,084 $ 133,221.02 $311,144.64 $177,923.61 $ 6,668,160
9 $ 6,668,160 $ 129,758.73 $311,144.64 $181,385.91 $ 6,486,774
10 $ 6,486,774 $ 126,229.06 $311,144.64 $184,915.58 $ 6,301,858
11 $ 6,301,858 $ 122,630.70 $311,144.64 $188,513.93 $ 6,113,344
12 $ 6,113,344 $ 118,962.33 $311,144.64 $192,182.31 $ 5,921,162
13 $ 5,921,162 $ 115,222.56 $311,144.64 $195,922.07 $ 5,725,240
14 $ 5,725,240 $ 111,410.03 $311,144.64 $199,734.61 $ 5,525,505
15 $ 5,525,505 $ 107,523.30 $311,144.64 $203,621.34 $ 5,321,884
16 $ 5,321,884 $ 103,560.94 $311,144.64 $207,583.70 $ 5,114,300
17 $ 5,114,300 $ 99,521.48 $311,144.64 $211,623.16 $ 4,902,677
18 $ 4,902,677 $ 95,403.41 $311,144.64 $215,741.23 $ 4,686,936
19 $ 4,686,936 $ 91,205.20 $311,144.64 $219,939.44 $ 4,466,997
20 $ 4,466,997 $ 86,925.30 $311,144.64 $224,219.34 $ 4,242,777
21 $ 4,242,777 $ 82,562.12 $311,144.64 $228,582.52 $ 4,014,195
22 $ 4,014,195 $ 78,114.03 $311,144.64 $233,030.61 $ 3,781,164
23 $ 3,781,164 $ 73,579.38 $311,144.64 $237,565.26 $ 3,543,599
24 $ 3,543,599 $ 68,956.49 $311,144.64 $242,188.15 $ 3,301,411
25 $ 3,301,411 $ 64,243.64 $311,144.64 $246,901.00 $ 3,054,510
26 $ 3,054,510 $ 59,439.08 $311,144.64 $251,705.56 $ 2,802,804
27 $ 2,802,804 $ 54,541.03 $311,144.64 $256,603.61 $ 2,546,201
28 $ 2,546,201 $ 49,547.66 $311,144.64 $261,596.97 $ 2,284,604
29 $ 2,284,604 $ 44,457.13 $311,144.64 $266,687.51 $ 2,017,916
30 $ 2,017,916 $ 39,267.54 $311,144.64 $271,877.10 $ 1,746,039
31 $ 1,746,039 $ 33,976.96 $311,144.64 $277,167.68 $ 1,468,871
32 $ 1,468,871 $ 28,583.43 $311,144.64 $282,561.21 $ 1,186,310
33 $ 1,186,310 $ 23,084.94 $311,144.64 $288,059.69 $ 898,250
34 $ 898,250 $ 17,479.46 $311,144.64 $293,665.18 $ 604,585
35 $ 604,585 $ 11,764.90 $311,144.64 $299,379.74 $ 305,206
36 $ 305,206 $ 5,939.13 $311,144.64 $305,205.51 $ -
inicial del 20% y el
francés (cuotas

Banco BBVA
Tasa 28.04%
2.08% MV
n 3 años
36 meses

SALDO DEUDA AL INTERÉS DEL CUOTA ABONO A SALDO DEUDA FINAL

MES INICIO PERÍODO PAGADA CAPITAL DEL PERÍODO

1 $ 8,000,000 $ 166,490.46 $317,966.79 $151,476.33 $ 7,848,524

2 7848523.674662 $ 163,338.04 $317,966.79 $154,628.75 $ 7,693,895
3 7693894.928921 $ 160,120.01 $317,966.79 $157,846.77 $ 7,536,048
4 7536048.156785 $ 156,835.02 $317,966.79 $161,131.77 $ 7,374,916
5 7374916.386918 $ 153,481.65 $317,966.79 $164,485.13 $ 7,210,431
6 7210431.254221 $ 150,058.50 $317,966.79 $167,908.28 $ 7,042,523
7 7042522.970829 $ 146,564.11 $317,966.79 $171,402.67 $ 6,871,120
8 6871120.296499 $ 142,997.00 $317,966.79 $174,969.79 $ 6,696,151
9 6696150.508388 $ 139,355.65 $317,966.79 $178,611.14 $ 6,517,539
10 6517539.370192 $ 135,638.52 $317,966.79 $182,328.27 $ 6,335,211
11 6335211.100654 $ 131,844.03 $317,966.79 $186,122.76 $ 6,149,088
12 6149088.341413 $ 127,970.57 $317,966.79 $189,996.22 $ 5,959,092
13 5959092.124173 $ 124,016.50 $317,966.79 $193,950.29 $ 5,765,142
14 5765141.837211 $ 119,980.14 $317,966.79 $197,986.65 $ 5,567,155
15 5567155.191163 $ 115,859.78 $317,966.79 $202,107.01 $ 5,365,048
16 5365048.184121 $ 111,653.67 $317,966.79 $206,313.12 $ 5,158,735
17 5158735.065983 $ 107,360.02 $317,966.79 $210,606.76 $ 4,948,128
18 4948128.302078 $ 102,977.02 $317,966.79 $214,989.77 $ 4,733,139
19 4733138.536022 $ 98,502.80 $317,966.79 $219,463.98 $ 4,513,675
20 4513674.551811 $ 93,935.47 $317,966.79 $224,031.32 $ 4,289,643
21 4289643.235113 $ 89,273.08 $317,966.79 $228,693.70 $ 4,060,950
22 4060949.533766 $ 84,513.67 $317,966.79 $233,453.12 $ 3,827,496
23 3827496.417451 $ 79,655.21 $317,966.79 $238,311.58 $ 3,589,185
24 3589184.836518 $ 74,695.63 $317,966.79 $243,271.16 $ 3,345,914
25 3345913.679965 $ 69,632.84 $317,966.79 $248,333.95 $ 3,097,580
26 3097579.732538 $ 64,464.68 $317,966.79 $253,502.10 $ 2,844,078
27 2844077.630939 $ 59,188.97 $317,966.79 $258,777.81 $ 2,585,300
28 2585299.819122 $ 53,803.47 $317,966.79 $264,163.32 $ 2,321,137
29 2321136.502658 $ 48,305.89 $317,966.79 $269,660.90 $ 2,051,476
30 2051475.602154 $ 42,693.89 $317,966.79 $275,272.90 $ 1,776,203
31 1776202.705696 $ 36,965.10 $317,966.79 $281,001.69 $ 1,495,201
32 1495201.020312 $ 31,117.09 $317,966.79 $286,849.70 $ 1,208,351
33 1208351.322411 $ 25,147.37 $317,966.79 $292,819.42 $ 915,532
34 915531.9072079 $ 19,053.42 $317,966.79 $298,913.37 $ 616,619
35 616618.5370778 $ 12,832.64 $317,966.79 $305,134.15 $ 311,484
36 311484.3888507 $ 6,482.40 $317,966.79 $311,484.39 $ 0
Banco Banco Popular
Tasa 26.10%
1.95% MV
n 3 años
36 meses

SALDO DEUDA INTERÉS DEL CUOTA ABONO A SALDO DEUDA FINAL

MES AL INICIO PERÍODO PAGADA CAPITAL DEL PERÍODO

1 $ 8,000,000 $ 156,106.93 $311,415.17 $155,308.24 $ 7,844,691.76

2 $ 7,844,691.76 $ 153,076.34 $311,415.17 $158,338.83 $ 7,686,352.93
3 $ 7,686,352.93 $ 149,986.62 $311,415.17 $161,428.55 $ 7,524,924.37
4 $ 7,524,924.37 $ 146,836.60 $311,415.17 $164,578.57 $ 7,360,345.80
5 $ 7,360,345.80 $ 143,625.12 $311,415.17 $167,790.05 $ 7,192,555.75
6 $ 7,192,555.75 $ 140,350.97 $311,415.17 $171,064.20 $ 7,021,491.55
7 $ 7,021,491.55 $ 137,012.94 $311,415.17 $174,402.24 $ 6,847,089.32
8 $ 6,847,089.32 $ 133,609.76 $311,415.17 $177,805.41 $ 6,669,283.90
9 $ 6,669,283.90 $ 130,140.18 $311,415.17 $181,274.99 $ 6,488,008.91
10 $ 6,488,008.91 $ 126,602.89 $311,415.17 $184,812.28 $ 6,303,196.63
11 $ 6,303,196.63 $ 122,996.58 $311,415.17 $188,418.59 $ 6,114,778.04
12 $ 6,114,778.04 $ 119,319.90 $311,415.17 $192,095.27 $ 5,922,682.77
13 $ 5,922,682.77 $ 115,571.48 $311,415.17 $195,843.70 $ 5,726,839.08
14 $ 5,726,839.08 $ 111,749.91 $311,415.17 $199,665.27 $ 5,527,173.81
15 $ 5,527,173.81 $ 107,853.77 $311,415.17 $203,561.41 $ 5,323,612.41
16 $ 5,323,612.41 $ 103,881.60 $311,415.17 $207,533.57 $ 5,116,078.83
17 $ 5,116,078.83 $ 99,831.92 $311,415.17 $211,583.25 $ 4,904,495.58
18 $ 4,904,495.58 $ 95,703.22 $311,415.17 $215,711.95 $ 4,688,783.62
19 $ 4,688,783.62 $ 91,493.95 $311,415.17 $219,921.22 $ 4,468,862.40
20 $ 4,468,862.40 $ 87,202.55 $311,415.17 $224,212.62 $ 4,244,649.78
21 $ 4,244,649.78 $ 82,827.41 $311,415.17 $228,587.77 $ 4,016,062.01
22 $ 4,016,062.01 $ 78,366.89 $311,415.17 $233,048.28 $ 3,783,013.72
23 $ 3,783,013.72 $ 73,819.33 $311,415.17 $237,595.84 $ 3,545,417.88
24 $ 3,545,417.88 $ 69,183.04 $311,415.17 $242,232.14 $ 3,303,185.75
25 $ 3,303,185.75 $ 64,456.27 $311,415.17 $246,958.90 $ 3,056,226.85
26 $ 3,056,226.85 $ 59,637.27 $311,415.17 $251,777.90 $ 2,804,448.95
27 $ 2,804,448.95 $ 54,724.24 $311,415.17 $256,690.93 $ 2,547,758.01
28 $ 2,547,758.01 $ 49,715.33 $311,415.17 $261,699.84 $ 2,286,058.18
29 $ 2,286,058.18 $ 44,608.69 $311,415.17 $266,806.48 $ 2,019,251.69
30 $ 2,019,251.69 $ 39,402.40 $311,415.17 $272,012.78 $ 1,747,238.92
31 $ 1,747,238.92 $ 34,094.51 $311,415.17 $277,320.66 $ 1,469,918.26
32 $ 1,469,918.26 $ 28,683.05 $311,415.17 $282,732.12 $ 1,187,186.14
33 $ 1,187,186.14 $ 23,166.00 $311,415.17 $288,249.17 $ 898,936.96
34 $ 898,936.96 $ 17,541.29 $311,415.17 $293,873.89 $ 605,063.08
35 $ 605,063.08 $ 11,806.82 $311,415.17 $299,608.36 $ 305,454.72
36 $ 305,454.72 $ 5,960.45 $311,415.17 $305,454.72 $ -