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Admitted and Non- Admitted Countries

Non-admitted insurance is a policy issued in one country that covers exposures in other countries. In other
words, no policy is issued – or specific risks covered – locally. Instead, risk transfer is arranged in another
country. Non-admitted insurance may be ‘standalone’ (e. g., a single policy covering worldwide) or it may
be part of a program.

India is admitted country. Where the policy has to be purchased locally. The Insurance policy issued in any
other country will not cover the risk in India unless there exists a local policy.