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CERTIFICATE OF UTILIZATION
This is to certify that the learning module entitled: LAW ON OBLIGATIONS AND
CONTRACTS, authored by VICENTE Q. SOLTEO, JR., LPT, LLB, D.M., had been utilized by
the Bachelor of Science in Business Administration students during the second semester of
School Year 2018-2019.
Issued for whatever legal purpose it may serve this 28th day of March 2019 at Biliran
Province State University, Naval, Biliran Province, Philippines.