ACCOUNT DATA Reference No.

14-6894
ACCOUNT NAME : SPS. LLOYD RODERICK & SHERINDA ROJAS
Requested by : Lara Bianca C. Santiago / MA Requesting Unit : CBG-Real Estate
Type of Property : : Land & Bldg(s) Date Requested :
5-Dec-14
Classification : Residential Date Inspected :
8-Dec-14
5-Dec-14
Appraisal Purpose : New Loan Date Submitted :
9-Dec-14
Location of Property: Lot 2, Block 3, Richway Street, Maharlika @ Levitown Estate Subdivision, Barangay Don Bosco,
Paranaque City, Metropolitan Manila
LAND DATA
TCT NO. Lot No. Blk. No. Survey No. Area (Sq.M.) Registered Owner(s) Register of Deeds
010- 2 3 Pcs-007604-- 204.00 SPS. JOSE MARI C. BALICANTA & Paranaque City
2014002930 0046-45-D ABIGAIL M. BALICANTA
Total Land Area = 204.00
BASIS OF IDENTIFICATION
Tax Mapping LRA / BL Office ✘ Pinpointed by the client ✘ Lot / Block Numbering
PROPERTY LOCATION & IDENTIFICATION
No. of Land Parcels: 1 Actual Use : Residential House Highest & Best Use Present Use
Physical Attributes : Shape :Rectangular Terrain : Flat Elevation : Above St. level
Road Frontages :
Street Name Frontage / Max. Depth Street Width (meters) Surfacing Road Type
Richway Street 12.00 m/ 17.00 m 10.00 Concrete Secondary Road
Landmarks
Maharlika-Levitown Estate Gate about 140.00 m northwest from property site
Mary Immaculate Parish about 280.00 m northwest from property site
SM City - Bicutan about 4.30 kms. northeast from property site
NEIGHBORHOOD DATA
Locality : Urban Local Area Classification : 2nd Class Predominant Use : Residential
Development : Fully Developed Est.Development (%) : 100% Occupancy Rate : 70%
Growth Rate : Stable Property Values : Stable Social Environment: Medium Class
Zonal Value : PHP 4,500.00 /sqm. BIR Zoning : Residential BIR Effectivity Date 14-Apr-08
COMMUNITY FACILITIES / UTILITIES / AMENITIES

✘ Electricity ✘ Underground Drainage ✘ Church / Chapel ✘ Basketball/Tennis Court

✘ Telephone Lines ✘ Cable / Internet ✘ Market / Shopping Mall ✘ Swimming Pool
✘ Water Supply ✘ Park / Playground ✘ Fire Station ✘ Clubhouse
✘ Street Lights ✘ Security Guard ✘ Multi -Purpose Hall Golf Course
✘ Public Transportation
Specify mode of Transpo. Passenger jeepneys and Motorized Tricycles
Place of Availability Available along West Service Road, about 4.30 kilometers from the site
EXCEPTIONS: COLLATERAL RATING
Acceptability: Acceptable
Flood Prone Area Landlocked or <3 M ROW Near Cemetery
Class Rating: Class B
Squatted Along Earthquake Faultline Non-conformity with zoning use
Recommended LV : 60.00%
Near squatter colony Critical peace & order Falling under APD
SUMMARY OF FINAL VALUE ESTIMATE (See Details on the next page)
APPRAISED VALUE
I. Land
II. Buildings
II. Other Ground Improvemen
Total Appraised Value =
Rounded To =
60% Total Loan Value =
REMARKS
1) The location of property was based on the given address, as pinpointed by the client, Mrs Sherinda Rojas, during actual
inspection and based on its actual dimensions and orientation.
2) No concrete monument was found to mark the property boundary of the land. However, the property has fence and gate
which more or less states its boundaries.
3) The property is situated in an area where land development is generally for residential use. SM City - Bicutan serves as
the nearest commercial shopping center in the area, located about 4.40 kilometers from the property.
4) At the time of inspection , the property is improved with a proposed 2-storey residential building which is still under
construction and about 60.10% completed.
5) Valuation of the proposed 2-storey residential building was based from submitted building plans, bill of materials and
specifications. The said proposed improvement is subject to re-valuation and re-measurement upon completion
6) The proposed improvement will have a value of P 5,008,836.00. upon completion.
7) The submitted Title and Tax Declaration reflect the same registered owner.
8) From SM City-Bicutan, the property can be reached by passing thru Dona Soledad Avenue, turn left at Russia Street,
right turn at Saudi Arabia Street, left turn at Wales Stret, right turn at Levitown Avenue, left turn at Don Lauro Avenue, left
turn at Reynaldo Street where the main entrance of subdivision is located, then left turn at Richway Stret until reaching
the subject property at the right side of the road, a 2nd lot from the corner of Reynaldo Street.
9) This report is released w/o title verification report. Please await the TVR prior to any credit decision.
SIGNATORIES
Inspected/Prepared by:
I hereby certify that the market data, location pinpointing & floor area of improvements (if any) were validated & confirmed to be
true & correct to the best of my knowledge & belief.

FERNANDO M. ROSILLON
REA LIC. NO. 166
1st Page
 Reference No. 14-6894
ACCOUNT NAME : SPS. LLOYD RODERICK & SHERINDA ROJAS
DESCRIPTION OF IMPROVEMENTS
NAME OF BUILDING: Proposed Two Storey Residential Building
Compartments BR's T&B's Living Rm Dining Kitchen Maid's Rm Family Rm. Others (Specify)
Lanai, Dirty kitchen, Porch, 2-
Ground Floor - 2 1 1 1 1 1 Car Garage, Guest Room

Second Floor 3 2 - - - - 1 Balcony

BUILDING SPECIFICATIONS
GROUND FLOOR
No. of Storeys Two (2)
Foundation Reinforced Concrete
Framings Reinforced Concrete Reinforced Concrete
Walls Concrete Hollow Blocks Concrete Hollow Blocks
Ext. Wall Finishes Plain cement finish Plain cement finish
Int. Wall Finishes Plain Cement finish Plain Cement finish
Partitions CHB with plain cement finish CHB with plain cement finish
Flooring Reinforced Concrete slab Reinforced Concrete slab
Floor Finishes Granite / Ceramic Tiles Granite / Ceramic Tiles
Ceiling Gypsum board Gypsum board
Windows Powder coated alum. Sldg. Wdw. Powder coated alum. Sldg. Wdw.
Entrance Doors Wood panel door Wood panel door
Service Doors HDF Modified, Sliding glass, PVC HDF Modified, PVC
Toilet & Bath Finishes Ceramic tiles Ceramic tiles
Roofing Longspan stile metal sheets Longspan stile metal sheets
Painting Complete - good Complete - good
FLOOR AREA 149.12 m2 90.42 m2
TOTAL FLOOR AREA 239.54 m2
DEPRECIATION CRITERIA
Over-all Condition : Proposed Used Life :0 years
Year Constructed : Under construction Est. Effective Age :0 years
Est. Economic Life : 40 years % of Accomplishment : 60.10%

Name of Bldg. Flr. Area(m2) Cost / sq.m. RCN

Proposed 2-Storey
Residential Building:
Main Area 179.51 PHP 24,000.00 PHP 4,308,240.00
Carport 30.69 PHP 13,200.00 PHP 405,108.00
Porch / Lanai 23.40 PHP 10,800.00 PHP 252,720.00
Balcony 5.94 PHP 7,200.00 PHP 42,768.00
239.54 PHP 5,008,836.00
Less: 39.90% Remainig Works (PHP 1,998,525.56) PHP 3,010,310.44
Total Estimated Value = PHP 3,010,000.00
COMPARABLE LISTINGS
No. Date Location Area(Sq.M.) Asking Price /Sq.M. Source
Levitown Estate, Barangay Don Bosco, Tess B. Falcon
1 Current 204.00 PHP 12,745.00
Paranaque City, Metro Manila 09303562629
Levitown Estate, Barangay Don Bosco, Sir Jake
2 Current 90.00 PHP 12,000.00
Paranaque City, Metro Manila 09178157095
Levitown Estate, Barangay Don Bosco, Nhowie Berdin
3 Current 359.00 PHP 14,000.00
Paranaque City, Metro Manila 09204876686
Levitown Estate, Barangay Don Bosco, Philhouse Realty
4 Current 250.00 PHP 11,600.00
Paranaque City, Metro Manila 09276996670
BANK OPINIONS: Survey 1 BDO - PHP 8,000 to PHP 10,000 Survey 2 EWBANK - PHP 8,000 to PHP 10,000
GRID ANALYSIS
ADJUSTMENT FACTORS (+) subject property is superior; ( - ) subject property is inferior
No. % Wt. Discounted Price /Sq.M. Location Size Shape Marketability Total Adjustment ADJUSTED VALUE
1 25% PHP 11,470.50 0% 0% 0% -5% -5% PHP 10,896.98
2 25% PHP 10,800.00 0% -5% 0% -5% -10% PHP 9,720.00
3 25% PHP 12,600.00 0% 0% 0% -5% -5% PHP 11,970.00
4 25% PHP 10,440.00 0% 0% -5% -5% -10% PHP 9,396.00
Ave. Adjusted Value = PHP 10,495.74
Adopt Value = PHP 10,000.00
OPINION OF VALUE (Summary)
Lot No. Block No. Area (Sq.M.) Value / Sq.m. VALUE ESTIMATE
I. LAND 2 3 204.00 PHP 10,000.00 PHP 2,040,000.00
II. BUILDINGS, Proposed Two-Storey Residential Building, 60.10% completed PHP 3,010,000.00
III. OTHER GROUND IMPROVEMENTS PHP 0.00
Total Estimated Value = PHP 5,050,000.00
FINAL VALUE ESTIMATE
APPRAISED VALUE
I. LAND PHP 2,040,000.00
II. BUILDINGS, Proposed Two-Storey Residential Building, 60.10% completed PHP 3,010,000.00
III. OTHER GROUND IMPROVEMENTS PHP 0.00

Total Appraised Value = PHP 5,050,000.00

Valued by : Rounded to = PHP 5,050,000.00

EUGENE A. BARRION
REA License No.
2nd Page (Last Page)
 Reference No. 14-6894
VICINITY PLAN

SITE

GOOGLE MAP

SITE
 Reference No. 14-6894
LOT PLAN

LOT2, BLOCK 3
TCT# 010-2014002930
LINE BEARINGS DISTANCE
1-2 N.58d 30'W 17.00 m
2-3 N.31d 30'E 12.00 m
3-4 S.58d 30'E 17.00 m
4-1 S.31d 30'W 12.00 m

PROPOSED BUILDING PLAN

 Reference No. 14-6894
PICTURES OF THE PROPERTY

LIVING AREA DINING AREA

KITCHEN AREA GUEST ROOM

TOILET & BATH @ GROUND FLOOR 2 - CAR GARAGE

MAID'S ROOM WITH TOILET & BATH LANAI

 Reference No. 14-6894
PICTURES OF THE PROPERTY

BEDROOM 1 @ SECOND FLOOR BEDROOM 2 @ SECOND FLOOR

MASTER'S BEDROOM WITH TOILET & BATH @ SECOND FLOOR

TOILET & BATH @ SECOND FLOOR THE PROPOSED RESIDENTIAL BUILDING

VIEW OF THE PROPERTY ALONG RICHWAY STREET

 Reference No. 14-6894
PICTURES OF THE PROPERTY

LEFT SIDE VIEW ROAD SCENE ALONG RICHWAY STREET

STREET POST MAIN GATE OF SUBDIVISION

 CHINA BANKING CORPORATION
HEAD OFFICE

PROGRESS REPORT ON RESIDENTIAL BUILDING UNDER CONSTRUCTION

ACCOUNT NAME SPS. LLOYD RODERICK & SHERINDA ROJAS REF. NO. 14-6894
REQUESTING UNIT CBG - Real Estate
REQUESTED BY Lara Bianca C. Santiago / MA
LOCATION Lot 2, Block 3, Richway Street, Maharlika @ Levitown Estate Subdivision, Barangay Don Bosco, Paranaque City, Metropolitan Manila
LAND DATA Lot 2, Block 3, under TCT No. 010-2014002930 registered in the name of SPS. JOSE MARI C. BALICANTA & ABIGAIL M. BALICANTA
DATE OF INSPECTION December 8, 2014
DATE OF REPORT December 9, 2014
TYPE OF IMP'T. HIGH COST

DESCRIPTION OF IMPROVEMENT Undergoing construction of a two (2) - storey residential structure

TOTAL PROJECT COST Php5,008,836.00 AVE. COST/sq.m. P 20,910.23

TOTAL FLOOR AREA (sq.m.) 239.54 COST TO DATE/sq.m. P 12,567.05

ACCOMPLISHMENT
PERCENTAGE AMOUNT
PHASE OF CONSTRUCTION WEIGHT As of Present APPRAISED VALUE
ALLOCATED
(00-00-00) (12-8-14)

1 MOBILIZATION & CLEARING OF SITE 3.00% Php150,265.08 0.00% 100.00% Php150,265.08

2 EARTHWORKS - (Excavation and Filling) 3.00% Php150,265.08 0.00% 100.00% Php150,265.08

CONCRETE WORKS, REINFORCEMENT,

SCAFFOLDINGS - (Foundation, Columns, Beams,
Girders, Roof Beams, Slab on Fill, Suspended
3 Slab) 19.00% Php951,678.84 0.00% 100.00% Php951,678.84

4 MASONRY WORKS (CHB Layings) 10.00% Php500,883.60 0.00% 100.00% Php500,883.60

5 SANITARY ROUGHING-INS 3.00% Php150,265.08 0.00% 100.00% Php150,265.08

6 ELECTRICAL ROUGHING-INS 3.00% Php150,265.08 0.00% 100.00% Php150,265.08

ROOFING AND TINSMITHING (Roof Trusses,
Purlins, Roofing Sheets and Accessories
7 (Sashwork) 8.00% Php400,706.88 0.00% 70.00% Php280,494.82
DOORS (Fabrication and Installation of Doors &
8 Door Jambs and Mouldings) 3.00% Php150,265.08 0.00% 20.00% Php30,053.02
WINDOWS ( Fabrication and Installation of
9 Windows) 3.00% Php150,265.08 0.00% 0.00% Php0.00
FLOOR FINISHES (Plain Cement, Ceramic Tiles,
10 Vinyl Tiles, Granite Tiles, Etc.) 10.00% Php500,883.60 0.00% 30.00% Php150,265.08
WALL FINISHES (Cement Plaster, Glazed tiles,
11 Partitions, etc.) 10.00% Php500,883.60 0.00% 90.00% Php450,795.24

CEILING FINISHES (Plywood ceiling, Fiber

12 cement board, Acoustic board, etc.) 10.00% Php500,883.60 0.00% 0.00% Php0.00
HARDWARES & MISCELLANEOUS ITEMS
( Installation of finish hardwares for doors as
Locksets & Closers, Mirrors and Toilet
13 accessories) 2.00% Php100,176.72 0.00% 0.00% Php0.00
GLAZING WORKS ( Installation of Glass for
14 Windows and Doors) 2.00% Php100,176.72 0.00% 0.00% Php0.00
PLUMBING FIXTURES ( Lavatories,
15 Waterclosets, Bathtubs, etc.) 2.00% Php100,176.72 0.00% 0.00% Php0.00
ELECTRICAL FIXTURES ( Panelboards &
16 Lighting Fixtures) 2.00% Php100,176.72 0.00% 10.00% Php10,017.67

17 PAINTING AND VARNISHING 7.00% Php350,618.52 0.00% 10.00% Php35,061.85

TOTAL PERCENTAGE OF COMPLETION 100% Php5,008,836.00 0.00% 60.10% Php3,010,310.44

SUMMARY OF VALUATION

APPRAISED VALUE

I. LAND Php2,040,000.00
II.IMPROVEMENT Php3,010,310.44
TOTAL APPRAISED VALUE Php5,050,310.44
ROUNDED TO Php5,050,000.00
60% LOAN VALUE Php3,030,186.26

REMARKS:

1. At the time of inspection, the proposed improvement still under construction and about 60.10% completed..

2. Improvement is subject to re-valuation and re-measurement upon completion

3. As per client, Mrs. Sherinda Rojas, expected date of completion is on February, 2015

INSPECTED BY: REVIEWED BY:

FERNANDO M. ROSILLON EUGENE A. BARRION
PRC REA LIC. No. 166 PRC REA LIC. No.
UCTION

14-6894

naque City, Metropolitan Manila

CANTA & ABIGAIL M. BALICANTA

ure

APPRAISED VALUE

Php150,265.08

Php150,265.08

Php951,678.84

Php500,883.60

Php150,265.08

Php150,265.08

Php280,494.82

Php30,053.02

Php0.00

Php150,265.08

Php450,795.24

Php0.00

Php0.00

Php0.00

Php0.00

Php10,017.67

Php35,061.85
Php3,010,310.44
RDO NO. 52 PARAÑAQUE CITY
D.O # 4-08
Effectivity Date 14-Apr-08
BARANGAY: DON BOSCO
­­­­­­­­­­­­­­­­­­­­­­­­­­­­­ ­­­­­­­­­­­­­­­­­­­­­­ ­­­­­­­­­­­­­ ­­­­­­­­­­­­­­­
CLASSI- 7TH REV.
STREET/SUBDIVISION VICINITY FICATION ZV/SQ.M.
­­­­­­­­­­­­­­­­­­­­­­­­­­­­­ ­­­­­­­­­­­­­­­­­­­­­­ ­­­­­­­­­­­­­ ­­­­­­­­­­­­­­­
AEROPARK SUBD MARCELO GREEN VILL RR 5,000.00
BETTER LIVING - ANNEX 35 & 41 RR 5,000.00
BETTER LIVING - MAIN DOÑA SOLEDAD CR 25,000.00
SCIENCEVILLE RR 7,000.00
CAMELLA HOMES III & IV RR 5,000.00
CHATEU VILLAGE DONA SOLEDAD RR 5,000.00
DON BOSCO VILLAGE RR 5,000.00
DOÑA SOLEDAD EXT CR 12,000.00
RR 8,000.00
BETTERLIVING CR 25,000.00
SM TO FRANCE RR 20,000.00
FRANCE TO RUSSIA CR 23,000.00
RR 8,000.00
INA EXECUTIVE HOMES RR 4,500.00
LEVITOWN SUBD MENDOZA SUBD RR 4,500.00
MALAYSIA RR 5,000.00
PAKISTAN ST. BETTER LIVING RR 5,000.00
REMMANVILLE RR 5,000.00
RUSSIA CR 10,000.00
RR 6,000.00
SANCHEZ HOMES RR 4,000.00
SANTOS COMPOUND RR 3,000.00
SAUDIA ARABIA CR 8,000.00
RR 6,000.00
SAVIO COMPOUND RR 4,500.00
SCIENCEVILLE SUBD BETTER LIVING SUBD. RR 7,000.00
VALLEY VISTA RR 7,000.00
ALL OTHER STREETS CR 6,000.00
RR 5,000.00
GP
 16-98
14-Apr-98

­­­­­­­­­­­­­­­­
6TH REV.
ZV/SQ.M.
­­­­­­­­­­­­­­­­
4,000.00

23,000.00
5,000.00
4,000.00
4,000.00
4,000.00

4,000.00

4,000.00

3,000.00

5,000.00
3,000.00
4,000.00
3,500.00