MEMBERSHIP AGREEMENT

Keybridgrentals Corp.
#112 2850-107 Ave SE

Calgary, AB T2Z 3R7, CA

contact@skyloan.ca

1 855 696 2832

The following Membership Agreement ("Agreement") is made between Keybridgerentals Corp. ("Provider"),
the provider and owner of the Sky Loan Plan ("Program") and the registered member of this membership
program ("Member").

WHEREAS, detailed information of the Program can be found on our website located at www.skyloan.ca
("Program Website").

WHEREAS, upon registration or using our services in any manner, including but not limited to visiting, you
agree to the following Terms of use. This Agreement applies to all users of our Services.

WHEREAS, the services included in The Sky Loan Membership are appearing hereunder in accordance with
the terms and conditions:

1. Do it yourself dispute letters

2. Credit counseling

3. Credit Repair e-book

IN CONSIDERATION OF the matters described above and of the mutual benefits and obligations set forth in
this Agreement, the receipt and sufficiency of which consideration is hereby acknowledged, the parties agree as
follows:

1. UNDERTAKING
I, the undersigned client company representative has read, understand, and agree to this agreement contained
herein and with my signature. I certify having received an exact copy of this agreement. I further acknowledge
that no verbal statements have been made contrary to what is contained in this agreement. This agreement is a
legally binding instrument when signed by me and accepted by the company. I understand that this is a legally
binding contract. That the digital electronic signature below certifies that I have read, understood, and agreed to
my rights and responsivities

2. RIGHT TO INJUNCTION
You hereto acknowledge that the services to be rendered by us are of a special, unique, unusual, and extraordinary
character which gave the Provider a peculiar value, the loss of which cannot be reasonably or adequately
compensated by damages in any action at law, and the breach of any of the provisions of this Agreement will
cause irreparable injury and damage.

You, expressly agree that we shall be entitled to injunctive and other equitable relief in the event of, or to prevent,
a breach of any provision of this Agreement. Resort to such equitable relief, however, shall not be construed to be
a waiver of any other rights or remedies that each party may have for damages or otherwise. The various rights
and remedies of parties under this Agreement or otherwise shall be construed to be cumulative, and no one of the
them shall be exclusive of any other or of any right or remedy allowed by law.
3. MEMBERSHIP BENEFITS
Subject to the express provision of this agreement, Provider makes no warranty as to the nature of the
specifications of members entitlements and benefits, except they are expressly stated herein and promulgated in
accordance with generally accepted practices within the industry. Accordingly, Members of the Program are
entitled to certain membership benefits ("Membership" or "Benefits") on certain products and services offered by
suppliers or vendors participating in the Program. Information as it relates to Benefits provided by specific
vendors or suppliers to the Program is contained in the membership materials on the Program Website. Some

Benefits may not be available in all Members areas. Please see the Membership Program materials and Program
Website for details and limitations. The Provider reserves the right to suspend or end the Program or certain
aspects thereof, without prior notice, at its sole discretion. The Provider also reserves the right to suspend or end
current aspects of the Program in certain geographic areas, without prior notice, at its sole discretion.

4. USE OF MEMBERSHIP
Membership is non-transferable. Member agrees that only Member may benefit from the membership. Program
benefits are not for resale. Member will promptly notify the Provider if (a) Member becomes aware of any
unauthorized use of Membership in the Program (where applicable), (b) Member(s) Membership number or
Membership card (where applicable) is lost or stolen.

5. MEMBERSHIP TERM
This Agreement is made as of the date the Member agrees to register in the Membership Program ("Registration")
and is entered into at the address Member supplies upon Registration into the Program. Membership is effective
for as long as member pays the fees.

6. PAYMENT OF MEMBERSHIP FEES

The Membership Fees ("Membership Fees") are $10.00 a week and the membership is without contract meaning
member pays fees till they cancel. Member must give us 30 days notice prior to canceling. Membership may be
suspended or terminated by Provider in their sole discretion in the event that Member defaults on their payments.

7. DEFAULT CHARGES
If you fail to pay a periodic payment amount on payment due date, or the initial payment amount (as specified
under the heading " PAYMENT OF MEMBERSHIP FEES" you must

Reimburse us for the full amount of all legal costs (on a solicitor and own client basis) and other expenses which
we incur to collect the amount that you owe to us.

Pay us $45.00 (or such other amount as we notify you from time to time) with respect to each cheque or other
payment instrument that you have used to make a payment but that was dishonored. We are not responsible for
additional NSF charges applied to your account by your own financial institution.

If you default on more than two consecutive periodic payments, we can terminate the service.

8. CANCELATION OF MEMBERSHIP
Membership is without contract meaning member pays fees till they cancel. Member may continue with
membership for as long as they want and when member wishes to cancel, member must give us 30 days notice
prior to canceling.
9. TERMINATION OF MEMBERSHIP
UNDER NO CIRCUMSTANCES WILL THERE BE ANY REFUNDS OF ANY MEMBERSHIP FEES PAID.

Should the Member wish to cancel their Membership, Member must follow the instructions with a cancellation
request Before Membership may be terminated, Member must speak with a Keybridgerentals Corp. representative
to confirm cancellation, phone number and email are posted on our front page of website. There will be no
refunds made to the Member with no exceptions.

10. SEVERABILITY
If any provision or provisions of this terms and conditions shall be held to be invalid, illegal, unenforceable or in
conflict with any of the law(s) of any jurisdiction, the validity, legality and enforceability of the remaining
provisions shall not in any way be affected or impaired thereby.

11. ENTIRE AGREEMENT

These terms and conditions constitute your entire understanding with respect to its subject matter and supersedes
all prior and contemporaneous agreements or understandings, inducements or conditions, express or implied,
written or orally. This Agreement may be executable by e-Digital Signature.

12. CHANGES TO TERMS AND CONDITIONS

Provider may, at any time during the course of this Agreement and at Providers sole discretion, modify this
Agreement, including without limitation the Privacy Statement and Website Terms of Use, with or without notice
to Member. Such modifications will be effective upon posting on the Program Website. Member agrees to review
this Agreement periodically on the Program Website. If Member does not agree to any and all of the new
modifications of this Agreement, Member must immediately cancel his or her Membership. Continuing

Membership following any such modifications will constitute Members acceptance of the modified Agreement.

13. GOVERNING LAW AND COURTS

This Agreement and all the terms and conditions of Membership shall be governed and construed in accordance
with the Laws of the Province of Alberta, and subject only to the exclusive jurisdiction of the Courts of the City
of

Calgary in the Province of Alberta, and no other courts. Before seeking recourse to the Courts of the City of

Calgary, Member agrees to use reasonable efforts to resolve any claim or dispute with the Provider

14. OTHER

No other conditions are implied or included that may alter or enlarge this Agreement.

15. AVAILABILITY RESTRICTIONS

Program is only available to residents of Canada and will only apply to Sky Loan Members.
16. CONSENT TO ELECTRONIC
COMMUNICATIONS
Member consents to receive communications from Provider about Membership electronically, either by email or
by phone. 2. By signing below, Member consents to monitoring and recording of any phone call conversation or
communication of any kind between Provider representatives and the Member for quality assurance, security or
other business purposes.

17. SECURITY AND CONFIDENTIALITY

Internet use and communication is subject to interception, loss, and alteration. Member hereby agrees and
acknowledges that Provider and its subsidiaries, successors, agents and affiliates shall not be responsible for any
damages that Member may suffer as a result of the transmission of confidential or sensitive information over the
Internet, and that any such communications will be at Members own risk

18. INTELLECTUAL PROPERTY

The Program Website contains many of the valuable trademarks, service marks, names, titles, logos, images,
designs, software code, copyrights and other proprietary materials owned, registered and used by Provider and its
business partners, suppliers or affiliated companies. Any unauthorized use of this intellectual property is strictly
prohibited and all rights in same are reserved by Provider or respective owners of said intellectual property. All
information including content, graphics, text, design and all related software code, assembly and arrangements are
protected by copyright. Except as otherwise indicated, the content may not be used for any purpose, including but
limited to any copies, distributed, displayed or utilized, without the express written consent in advance by
Provider. Further information is provided in the Privacy Statement and Website Terms of Use.

19. PRIVACY STATEMENT AND CASL POLICY

By signing this agreement on our website or submitting an application to us, you authorized and agreed for us to
communicate with you via email, social media, text message, telephone, and fax or any other form of electronic
and internet-based method via computers, smart phones, mobile or hand-held devices, or telephones. You agree
that this Privacy Statement and CASL Policy as amended by us from time to time, is incorporated within and an e
term and condition of the Agreement. You are welcome to unsubscribe anytime from emails and other
communications from us by either clicking the unsubscribe button on any of our emails by directly contacting us
by phone, mail or email or by any other means specified on our website or in the Agreement

20. CONTACT US
Questions or comments should be directed to the provider via email or phone number posted on our website,
accordingly, you can call our customer service number during normal business hours. You are also encouraged to
contact us by email at contact@skyloan.ca.

21. THE SERVICES AND DISCLOSURE

Our knowledge may offer you an edge and help you become a home owner however, we can NOT guarantee
specific results or timelines. It is also the Members responsibility to carefully follow our program and insure all
bills and accounts and balances are paid on time and kept within the prescribed limits. Our programs require the
participation and diligence of the Member. There is a very strict no-refund policy in effect and we will not reply
to any such requests. Keybridgerentals Corp. will NOT refund any Membership Fees either in whole or part. The
Member agrees with this and all other terms of this Agreement and policy.
22. GUARANTEES, REPRESENTATIONS AND
WARRANTIES
The Member agrees that the Provider has not made any guarantees or made representations or warranties
regarding success rates or financial benefits in any way. Any and all compensation will only be available in the
form of services offered by The Provider. Any estimates or approximations that may have been offered are based
on averages scenarios or statistics and are not to be relied on as every situation is different and results will vary.
The terms of this Agreement are to be relied on as the basis of our offerings and will take precedent to any other
oral or written agreements made directly or indirectly prior to, during or after the Term of the Agreement. Any
further or alternative agreements, addendum, or amendments that differ from these terms contained in this
document must be made in writing by the Provider and mutually consented to by you in order to be recognized by
us.

23. ENGLISH LANGUAGE

All parties agree that the Membership Agreement is only written in the English language. Toutes les personnes
conviennent que le Contract du site est seulement ecrit dans la langue anglaise.

24. PAYMENTS ON YOUR MEMBERSHIP AND

PAD AGREEMENT
You consent and authorize us to debit your account indicated below or such other account as indicated on a new
void specimen cheque provided by you (each, a "PAD Account"), with the amount of each Periodic Payment
Amount, Remaining Balance (if any) and all other amounts that you may owe to us from time to time under this
Agreement on the day (or if such day is not a Business Day, the next Business Day) that such amount is due. Any
sum payable to us under this Agreement shall be paid in lawful money of Canada. You may also authorize us
from time to time to debit the PAD Account for repayments and other amounts, which authorization will require a
password, secret code or other equivalent of your signature, which will constitute valid authorization for the
Processing Institution to debit the PAD Account for such amounts. You acknowledge that this authorization is
being entered into for our benefit and the benefit of the Processing Institution, and is being entered into in
consideration of such Processing Institution agreeing to process preauthorized debit requests (each, a "PAD")
against the PAD Account in accordance with the rules of the Canadian Payments Association.

You may cancel this authorization at any time by giving 30 days prior notice to Keybridgerentals Corp. by
requesting, executing, and returning Form #01A - PAD Withdrawal Notice to us within the prescribed timeframe.
If you cancel your PAD account authorization and do not provide us with alternative pre-authorized debit
instructions acceptable to us at least two weeks before the next date that a debit is to be made, you must still
arrange for payment to Keybridgerentals Corp..

This authorization only applies to the method of payment under this Agreement and cancellation of this
authorization does not affect your obligations under this Agreement You acknowledge that: (i) this authorization
to us also constitutes delivery thereof by you to the Processing Institution, (ii) the Processing Institution is not
required to verify that each PAD submitted by us has been issued in accordance with this authorization (including
the amount) or that the purpose of the payment for which a PAD was made has been fulfilled as a condition of
honouring a PAD. You may dispute a PAD if (i) it was not drawn in accordance with this authorization, or (ii)
you have cancelled this authorization. In order to be reimbursed for a disputed PAD, you must deliver a written
declaration that either (i) or (ii) above took place to the Processing Institution within 90 days after the date that the
disputed PAD was posted to the PAD Account, and if you do not, the disputed PAD must be resolved between
yourself and us.

You warrant to us on a continuing basis that you have the authority to deal with the PAD Account and you agree
to provide us with updated information in writing concerning the PAD Account. You agree to waive the
prenotification period of any PAD payment.

Name of Processing Institution:

ATB Financial

1200-33 Heritage Meadows way SE, Calgary, AB T2H 3B8

If you cancel the PAD authorization, you may make payments to us by cash, cheque or any other method that is
acceptable to us. Payments are to be made at Keybridgerentals Corp. 48, #112 2850-107 Ave SE Calgary,
AB T2Z 3R7, CA

25. INTERPRETATION
Definitions "we", "our", "us" and "Keybridgerentals Corp." refers to Keybridgerentals Corp. or its assigns.

"you" and "“your" refers to the Customer(s) named above.

"Obligations" means all your present and future indebtedness and liability to us. whether direct or indirect.
absolute or contingent, whenever incurred, including, without limitation. your obligations under this Agreement,
existing indebtedness. future advances. costs and expenses and the performance of all your other obligations
towards us

"Payment Due Date" means each Periodic Payment Date during the Payment Period.

"Payment Period" means the period of time that begins on the First Payment Due Date set out under the heading

"PAYMENT OF FEES" and ends on the later of the Last Payment Due Date set out heading

"PAYMENT OF MEMBERSHIP FEES" and last day of any Subsequent Payment Tenn. "Periodic Payment

Amount" means the amount of each periodic payment specified as such under the heading "PAYMENT OF
FEES"

"Periodic Payment Due" means any day specified as such under the heading "PAYMENT OF MEMBERSHIP
FEES"

IN WITNESS WHEREOF the parties hereto have hereunto set and subscribed their respective hands the day
and year first herein written.

DATED THIS:

Customer Signature:

Name:

Email:

Tel:

Address:

I.P. Address:

Keybridgerentals Corp. Signature: