Demostrativos de Resultados

R$

Atual Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento Orçamento
Competência Jan-19 Feb-19 Mar-19 Apr-19 May-19 Jun-19 Jul-19 Aug-19 Sep-19 Oct-19 Nov-19 Dec-19 Jan-20 Feb-20 Mar-20 Apr-20 May-20 Jun-20 Jul-20 Aug-20 Sep-20 Oct-20 Nov-20 Dec-20 Jan-21 Feb-21 Mar-21 Apr-21 May-21 Jun-21 Jul-21 Aug-21 Sep-21 Oct-21 Nov-21 Dec-21 Jan-22 Feb-22 Mar-22 Apr-22 May-22 Jun-22 Jul-22 Aug-22 Sep-22 Oct-22 Nov-22 Dec-22 Jan-23 Feb-23 Mar-23 Apr-23 May-23 Jun-23 Jul-23 Aug-23 Sep-23 Oct-23 Nov-23 Dec-23 Jan-24 Feb-24 Mar-24 Apr-24 May-24 Jun-24 Jul-24 Aug-24 Sep-24 Oct-24 Nov-24 Dec-24 Jan-25 Feb-25 Mar-25 Apr-25 May-25 Jun-25 Jul-25 Aug-25 Sep-25 Oct-25 Nov-25 Dec-25
PORTFOLIO 816,126 832,568 1,053,216 1,205,234 1,501,850 1,972,104 2,854,757 3,923,225 5,143,607 6,635,659 8,420,268 10,516,192 12,856,984 15,352,738 18,026,894 20,892,828 23,948,955 27,187,825 30,737,099 34,431,292 38,256,975 42,235,436 46,373,376 50,667,023 55,049,255 59,523,494 64,100,052 68,779,622 73,558,573 78,433,174 83,406,445 88,480,759 93,657,067 98,935,877 104,317,704 109,803,062 115,361,935 120,991,767 126,694,021 132,466,975 138,307,304 144,211,684 150,181,646 156,218,216 162,321,382 168,490,810 174,726,169 181,027,129 187,393,363 193,824,543 200,320,345 206,880,447 213,504,526 220,192,262 226,943,338 233,757,437 240,634,243 247,573,444 254,574,726 261,637,780 268,762,297 275,947,969 283,194,491 290,501,558 297,868,868 305,296,120 312,783,013 320,329,250 327,934,534 335,598,569 343,321,063 351,101,721 358,940,255 366,836,374 374,789,791 382,800,218 390,867,372 398,990,967 407,170,723 415,406,358 423,697,593 432,044,150 440,445,752 448,902,124
RECEITAS 46,252 48,608 146,798 160,367 201,370 247,120 308,065 386,676 483,869 597,855 730,826 884,155 1,003,688 1,163,112 1,387,686 1,566,319 1,753,885 1,950,828 2,173,616 2,395,834 2,616,534 2,839,987 3,067,909 3,300,389 3,376,279 3,597,312 3,995,224 4,228,406 4,462,754 4,698,274 4,934,972 5,172,853 5,411,923 5,652,189 5,893,656 6,136,330 6,095,215 6,322,408 6,850,187 7,085,229 7,319,096 7,551,793 7,783,327 8,013,703 8,242,927 8,471,005 8,697,943 8,923,746 8,745,140 8,958,836 9,594,404 9,815,724 10,035,938 10,255,052 10,473,069 10,689,996 10,905,839 11,120,603 11,334,292 11,546,914 11,240,136 11,441,357 12,178,420 12,386,821 12,594,180 12,800,501 13,005,792 13,210,055 13,413,298 13,615,524 13,816,739 14,016,948 13,589,481 13,778,955 14,611,589 14,807,824 15,003,078 15,197,355 15,390,661 15,583,001 15,774,378 15,964,799 16,154,268 16,342,789
FUNDING TOTAL 9,521 9,521 9,713 12,288 14,061 17,522 23,008 33,305 45,771 60,009 77,416 98,236 122,689 149,998 179,115 210,314 243,750 279,404 317,191 358,599 401,698 446,331 492,747 541,023 591,115 642,241 694,441 747,834 802,429 858,183 915,054 973,075 1,032,276 1,092,666 1,154,252 1,217,040 1,281,036 1,345,889 1,411,571 1,478,097 1,545,448 1,613,585 1,682,470 1,752,119 1,822,546 1,893,749 1,965,726 2,038,472 2,111,983 2,186,256 2,261,286 2,337,071 2,413,605 2,490,886 2,568,910 2,647,672 2,727,170 2,807,400 2,888,357 2,970,038 3,052,441 3,135,560 3,219,393 3,303,936 3,389,185 3,475,137 3,561,788 3,649,135 3,737,175 3,825,903 3,915,317 4,005,412 4,096,187 4,187,636 4,279,758 4,372,548 4,466,003 4,560,119 4,654,895 4,750,325 4,846,408 4,943,139 5,040,515 5,040,515
Depes a s com juros 9,521 9,521 9,713 12,288 14,061 17,522 23,008 33,305 45,771 60,009 77,416 98,236 122,689 149,998 179,115 210,314 243,750 279,404 317,191 358,599 401,698 446,331 492,747 541,023 591,115 642,241 694,441 747,834 802,429 858,183 915,054 973,075 1,032,276 1,092,666 1,154,252 1,217,040 1,281,036 1,345,889 1,411,571 1,478,097 1,545,448 1,613,585 1,682,470 1,752,119 1,822,546 1,893,749 1,965,726 2,038,472 2,111,983 2,186,256 2,261,286 2,337,071 2,413,605 2,490,886 2,568,910 2,647,672 2,727,170 2,807,400 2,888,357 2,970,038 3,052,441 3,135,560 3,219,393 3,303,936 3,389,185 3,475,137 3,561,788 3,649,135 3,737,175 3,825,903 3,915,317 4,005,412 4,096,187 4,187,636 4,279,758 4,372,548 4,466,003 4,560,119 4,654,895 4,750,325 4,846,408 4,943,139 5,040,515 5,138,534
NIM (taxa de margem financeira) R$ 36,730 39,087 137,085 148,080 187,309 229,598 285,057 353,370 438,098 537,846 653,410 785,919 880,999 1,013,113 1,208,570 1,356,006 1,510,135 1,671,424 1,856,425 2,037,234 2,214,836 2,393,655 2,575,162 2,759,366 2,785,164 2,955,071 3,300,783 3,480,572 3,660,325 3,840,091 4,019,918 4,199,777 4,379,647 4,559,523 4,739,404 4,919,290 4,814,180 4,976,519 5,438,617 5,607,132 5,773,648 5,938,208 6,100,857 6,261,584 6,420,381 6,577,256 6,732,217 6,885,274 6,633,157 6,772,580 7,333,117 7,478,654 7,622,333 7,764,165 7,904,159 8,042,324 8,178,669 8,313,203 8,445,936 8,576,875 8,187,695 8,305,797 8,959,027 9,082,885 9,204,995 9,325,365 9,444,004 9,560,920 9,676,123 9,789,621 9,901,423 10,011,536 9,493,294 9,591,319 10,331,832 10,435,277 10,537,075 10,637,236 10,735,766 10,832,675 10,927,971 11,021,661 11,113,753 11,302,274
CUSTO RISCO TOTAL - PROVISÃO PERDA 27,152 30,757 42,047 53,106 67,891 87,882 118,339 157,362 200,173 252,694 306,884 360,779 409,359 454,435 496,777 539,303 583,713 630,094 673,774 717,413 744,170 768,754 809,349 851,011 935,232 782,489 854,786 876,354 904,742 960,811 1,013,145 1,062,718 1,117,034 1,170,583 1,214,500 1,258,419 1,301,513 1,337,888 1,372,922 1,407,757 1,441,804 1,475,687 1,509,952 1,544,236 1,578,642 1,613,278 1,648,335 1,683,475 1,650,188 1,696,078 1,724,259 1,712,115 1,739,802 1,793,626 1,841,047 1,884,647 1,923,821 1,969,255 2,014,100 2,057,451 2,093,804 2,123,305 2,152,931 2,183,670 2,214,257 2,244,781 2,275,705 2,306,668 2,337,740 2,368,991 2,400,420 2,431,691 2,402,177 2,442,866 2,467,852 2,457,085 2,481,634 2,465,597 2,534,269 2,593,213 2,629,298 2,670,544 2,710,771 2,750,004
CUSTO VARIÁVEL 54,752 56,310 53,332 56,113 62,547 67,358 78,018 91,993 104,044 123,076 145,279 156,551 170,206 193,548 217,473 242,474 268,726 296,290 327,472 328,850 359,143 389,814 421,098 453,008 484,796 516,534 548,381 568,966 600,499 632,190 664,040 696,049 728,217 760,547 793,038 809,117 840,758 872,097 903,244 934,236 965,073 995,756 1,026,285 1,035,016 1,064,622 1,094,079 1,123,390 1,152,553 1,181,571 1,210,444 1,239,173 1,241,244 1,269,091 1,296,799 1,324,369 1,351,800 1,379,094 1,406,252 1,433,274 1,428,972 1,455,153 1,481,203 1,507,123 1,532,913 1,558,575 1,584,108 1,609,513 1,634,792 1,623,713 1,648,193 1,672,551 1,696,786 1,720,901 1,744,895 1,768,769 1,792,524 1,816,160 1,839,677 1,863,078 1,886,361 1,909,528 1,932,578 1,955,514 1,955,514
CUSTO AQUISIÇÃO 91,855 42,787 51,968 67,260 81,539 106,565 137,985 190,639 217,228 247,479 238,823 245,805 258,095 270,999 284,549 298,777 313,716 312,462 318,711 325,085 331,587 338,219 344,983 347,731 349,470 351,217 352,973 354,738 356,512 358,294 360,086 361,886 363,695 365,514 341,406 366,240 364,408 362,586 360,773 358,970 357,175 355,389 353,612 351,844 350,085 348,334 321,925 344,860 343,135 341,420 339,713 338,014 336,324 334,642 332,969 331,304 329,648 327,999 303,132 324,728 323,104 321,488 319,881 318,282 316,690 315,107 313,531 311,964 310,404 308,852 285,436 305,771 304,242 302,721 301,207 299,701 298,203 296,712 295,228 293,752 292,283 290,822 268,773 268,773
CUSTO FIXOS 307,348 425,527 421,631 435,840 445,095 477,583 403,376 405,776 405,383 405,726 488,526 744,677 724,786 721,545 715,408 716,601 717,401 742,889 728,682 731,082 730,689 731,032 1,067,469 762,387 750,496 747,255 734,608 735,801 736,601 752,489 738,282 740,682 740,289 740,632 1,077,069 762,387 750,496 747,255 734,608 735,801 736,601 752,489 738,282 740,682 740,289 740,632 1,077,069 762,387 750,496 747,255 734,608 735,801 736,601 752,489 738,282 740,682 740,289 740,632 1,077,069 762,387 750,496 747,255 734,608 735,801 736,601 752,489 738,282 740,682 740,289 740,632 1,077,069 762,387 750,496 747,255 734,608 735,801 736,601 752,489 738,282 740,682 740,289 740,632 1,077,069 1,077,069
EBITDA R$ (444,377) (516,294) (431,893) (464,239) (469,763) (509,790) (452,661) (492,400) (488,730) (491,130) (526,102) (721,894) (681,447) (627,415) (505,637) (441,150) (373,421) (310,312) (192,214) (65,196) 49,246 165,837 (67,737) 345,229 265,170 557,576 810,035 944,713 1,061,971 1,136,306 1,244,365 1,338,443 1,430,411 1,522,247 1,313,391 1,723,127 1,557,004 1,656,692 2,067,069 2,170,368 2,272,995 2,358,887 2,472,725 2,589,806 2,686,744 2,780,932 2,561,497 2,941,999 2,707,766 2,777,383 3,295,365 3,451,479 3,540,515 3,586,609 3,667,492 3,733,891 3,805,817 3,869,064 3,618,360 4,003,338 3,565,138 3,632,545 4,244,484 4,312,219 4,378,871 4,428,880 4,506,972 4,566,815 4,663,978 4,722,954 4,465,947 4,814,900 4,315,477 4,353,581 5,059,395 5,150,165 5,204,477 5,282,760 5,304,909 5,318,668 5,356,573 5,387,084 5,101,625 5,250,913
Clientes Ativos mensal # 4,545 # 8,081 # 8,377 # 9,151 # 10,943 # 13,403 # 16,642 # 20,889 # 26,140 # 32,297 # 39,481 # 47,764 # 56,722 # 65,731 # 74,966 # 84,616 # 94,748 # 105,388 # 117,423 # 129,428 # 141,350 # 153,422 # 165,735 # 178,294 # 190,804 # 203,296 # 215,830 # 228,427 # 241,087 # 253,810 # 266,597 # 279,448 # 292,363 # 305,342 # 318,387 # 331,497 # 344,460 # 357,300 # 370,061 # 382,758 # 395,392 # 407,963 # 420,471 # 432,916 # 445,299 # 457,621 # 469,880 # 482,079 # 494,216 # 506,293 # 518,309 # 530,265 # 542,161 # 553,998 # 565,776 # 577,495 # 589,155 # 600,757 # 612,301 # 623,787 # 635,216 # 646,588 # 657,903 # 669,161 # 680,363 # 691,509 # 702,599 # 713,634 # 724,613 # 735,538 # 746,408 # 757,223 # 767,985 # 778,693 # 789,347 # 799,948 # 810,496 # 820,991 # 831,434 # 841,825 # 852,163 # 862,450 # 872,686 # 882,870

Total Receitas por conta (R$) R$ 10.66 R$ 13.20 R$ 17.52 R$ 17.52 R$ 18.40 R$ 18.44 R$ 18.51 R$ 18.51 R$ 18.51 R$ 18.51 R$ 18.51 R$ 18.51 R$ 17.69 R$ 17.69 R$ 18.51 R$ 18.51 R$ 18.51 R$ 18.51 R$ 18.51 R$ 18.51 R$ 18.51 R$ 18.51 R$ 18.51 R$ 18.51 R$ 17.69 R$ 17.69 R$ 18.51 R$ 18.51 R$ 18.51 R$ 18.51 R$ 18.51 R$ 18.51 R$ 18.51 R$ 18.51 R$ 18.51 R$ 18.51 R$ 17.69 R$ 17.69 R$ 18.51 R$ 18.51 R$ 18.51 R$ 18.51 R$ 18.51 R$ 18.51 R$ 18.51 R$ 18.51 R$ 18.51 R$ 18.51 R$ 17.69 R$ 17.69 R$ 18.51 R$ 18.51 R$ 18.51 R$ 18.51 R$ 18.51 R$ 18.51 R$ 18.51 R$ 18.51 R$ 18.51 R$ 18.51 R$ 17.69 R$ 17.69 R$ 18.51 R$ 18.51 R$ 18.51 R$ 18.51 R$ 18.51 R$ 18.51 R$ 18.51 R$ 18.51 R$ 18.51 R$ 18.51 R$ 17.69 R$ 17.69 R$ 18.51 R$ 18.51 R$ 18.51 R$ 18.51 R$ 18.51 R$ 18.51 R$ 18.51 R$ 18.51 R$ 18.51 R$ 18.51
Receita operacional total por conta (R$) R$ 2.51 R$ 12.16 R$ 9.72 R$ 11.05 R$ 14.10 R$ 15.06 R$ 16.08 R$ 16.28 R$ 16.36 R$ 16.34 R$ 16.15 R$ 15.95 R$ 14.89 R$ 14.59 R$ 15.17 R$ 14.92 R$ 14.70 R$ 14.53 R$ 14.53 R$ 14.28 R$ 14.30 R$ 14.11 R$ 13.97 R$ 13.83 R$ 12.80 R$ 12.67 R$ 13.41 R$ 13.30 R$ 13.25 R$ 13.15 R$ 13.06 R$ 12.98 R$ 12.90 R$ 12.82 R$ 12.75 R$ 12.68 R$ 11.80 R$ 11.73 R$ 12.50 R$ 12.43 R$ 12.36 R$ 12.29 R$ 12.23 R$ 12.17 R$ 12.16 R$ 12.10 R$ 12.04 R$ 11.98 R$ 11.09 R$ 11.03 R$ 11.81 R$ 11.75 R$ 11.75 R$ 11.70 R$ 11.64 R$ 11.59 R$ 11.54 R$ 11.49 R$ 11.43 R$ 11.38 R$ 10.55 R$ 10.50 R$ 11.28 R$ 11.23 R$ 11.18 R$ 11.13 R$ 11.08 R$ 11.03 R$ 10.98 R$ 10.98 R$ 10.94 R$ 10.89 R$ 10.01 R$ 9.96 R$ 10.74 R$ 10.70 R$ 10.65 R$ 10.60 R$ 10.55 R$ 10.50 R$ 10.46 R$ 10.41 R$ 10.36 R$ 10.31