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PROBLEMA NO.

INTERES COMPUESTO PARA LOS PRIMEROS Q5,000.00 (PRIMEROS 5 AÑOS)

Datos
p = 5000
j = 0.07
m = 12
n = 5
s = ?

FORMULA

mn
( 1 + j / m )
S = p

12 * 5
( 1 + 0.07 / 12 )
S = 5,000

60
( 1.0058333 )
S = 5,000
S1 = 7,088.13

INTERES COMPUESTO PARA LOS PRIMEROS Q5,000.00 (SIGUIENTES 3 AÑOS)

Datos
p = 7,088.13
j = 0.09
m = 4
n = 3
s = ?

FORMULA

mn
( 1 + j / m )
S = p

4 * 3
( 1 + 0.09 / 4 )
S = 7,088
12
( 1.0225000 )
S = 7,088

S2 = 9,257.45

ANUALIDAD FIJA ANTICIPADA (DEPOSITOS DE 1000 MENSUALES)

Datos
r = 1,000.00
j = 0.09
m = 4
n = 3
p = 12 (pagos mensuales)
s = ?

FORMULA ANTICIPADO

( m n ) m/p
( 1 + j / m ) - 1 ( 1 + j / m )
S = r
( m / p )
( 1 + j / m ) - 1
( 4 * 3 ) 4 / 12
( 1 + 0.09 / 4 ) - 1 ( 1 + 0.09 / 4 )
S = 1,000
( 4 / 12 )
( 1 + 0.09 / 4 ) - 1

( 1.30605 - 1 ( 1.00744 )
S = 1,000

( 1.00744 - 1

( 0.30605 ( 1.00744 )
S = 1,000

( 0.00744

### ( 1.00744 )
S = 1,000 41.11120
S3 = 41,417

VALOR ACUMULADO EN CUENTA

S1 = 7,088.13
S2 = 9,257.45
S3 = 41,417.25
57,762.83