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Baroda Pioneer Mutual Fund

NAV Date 02-04-2019


Fund Name Category NAV NAV Change 1 year %
Baroda Banking & Fin Serv Fund(D)-Direct Plan Equity - Banking 16.78 0.0200 14.67
Baroda Banking & Fin Serv Fund(G) Equity - Banking 23.17 0.0300 15.27
Baroda Banking & Fin Serv Fund(G)-Direct Plan Equity - Banking 24.33 0.0200 16.08
Baroda Conservative Hybrid Fund(G) Hybrid - MIP 23.69 0.0843 06.32
Baroda Conservative Hybrid Fund(G)-Direct Plan Hybrid - MIP 24.98 0.0907 07.14
Baroda Dynamic Bond Fund(G) Debt - Income 17.42 0.0117 06.02
Baroda Dynamic Bond Fund(G)-Direct Plan Debt - Income 18.27 0.0113 06.56
Baroda ELSS 96 Equity - Tax Saving 27.13 0.0500 -03.82
Baroda ELSS 96(B) Equity - Tax Saving 44.22 0.0800 -03.22
Baroda ELSS 96(B)-Direct Plan Equity - Tax Saving 47.47 0.0900 -02.41
View more

Mr. Kumar started with an investment of Rs. 5,000. Today, he has achieved most of his life goals.Invest Now

Formed in the year 2008, Baroda Pioneer Asset Management Company is a joint venture between two heritage
companies, Bank of Baroda and Pioneer Investments. Since its inception, it is working with an intent to cater to
the varied investment requirements of the investors by offering them a variety of equity, debt, and liquid mutual
fund schemes. It has been dedicatedly working towards creating servicing platform which is perfect to meet the
diverse needs of their existing as well as future customers. The rich investment history and market experience of
this age-old fund house make it a popular option for the investors both in India and abroad.

Types of mutual fund schemes offered by Baroda Pioneer Mutual


Fund
Baroda Pioneer Mutual Fund offers a variety of mutual fund schemes under 3 broad categories. In each
category, it has listed out multiple schemes which cater to the varied financial needs, investment objectives, and
risk appetite of the customers. Here are the various types of mutual fund schemes offered by Baroda Pioneer
Mutual Fund company:

 Equity schemes
 Debt Income schemes
 Liquid Fund schemes

Mutual Fund Schemes offered by Baroda Pioneer Mutual Fund


The varieties of schemes that are offered by Baroda Pioneer Mutual Fund company are as follows:

 Equity schemes
o Baroda Pioneer Large-Cap Fund
o Baroda Pioneer Mid-Cap Fund
o Baroda Pioneer ELSS'96
o Baroda Pioneer Multi-Cap Fund
o Baroda Pioneer Hybrid Equity Fund
o Baroda Pioneer Banking and Financial Services Fund
 Debt Income schemes
o Baroda Pioneer Short Term Bond Fund
o Baroda Pioneer Treasury Advantage Fund
o Baroda Pioneer Income Fund
o Baroda Pioneer Gilt Fund
o Baroda Pioneer Conservative Hybrid Fund
o Baroda Pioneer Dynamic Bond Fund
o Baroda Pioneer Credit Risk Fund
o Baroda Pioneer Ultra Short Duration Fund
 Liquid Fund Schemes
o Liquid Fund

Equity schemes

Equity funds are mutual fund schemes which chiefly contribute to the stocks or shares of companies to generate
capital appreciation in the future. Since these funds are growth-oriented in nature, these are also known as
growth funds. These funds invest in the company shares with an intent to offer diversification and professional
management benefit to the ordinary investors. Baroda Pioneer comes with 6 different types of equity fund
schemes to help the investors generate wealth for a long term. Here are the details of the various types of
schemes offered under equity funds:

1. Baroda Pioneer Mid-Cap Fund

Type of Fund: It is an open-ended equity scheme which primarily invests in the equity and equity-linked
instruments of growth-oriented mid-cap companies for deriving capital appreciation.

Investment Objective: The investment objective of Baroda Pioneer Mid-Cap Fund is to generate capital
appreciation in the long term through investments made in stocks, bonds, and other securities of mid-cap
companies at a high associated risk.

Suitable for: Individuals who want to capitalise on equity funds that mainly invests in a diversified
portfolio consisting of stocks of mid-cap companies that are carrying out their business in India.

Benchmark
S&P BSE Mid-cap Index
Index
9.23% - Regular Plan
Total Expense
Ratio
2.10% - Direct Plan (June 2018)
Investment
Growth and Dividend
Options
Rs.500/monthly and Rs.1,500/quarterly - SIP
Minimum
Investment
Rs.1,000/monthly and Rs.1,500/quarterly - SWP
Entry Load Not Applicable
1% - For redeeming the units on or before a holding period equal to or less than 12
months from the date when the units were allotted
Exit Load
Nil - For redeeming the units after a holding period of more than 12 months from the
date when the units were allotted
Risk Factor High
Sanjay Chawla and Dipak Achary

Fund Manager
2. Baroda Pioneer Large Cap Fund

Type of Fund: It is an open-ended equity scheme which mainly invests in the stocks and bonds of the
large-cap companies to generate high returns for the investors at a moderately high risk.

Investment Objective: The prime motto of this mutual fund scheme is to gain long-term capital
appreciation by making predominant investments in a diverse portfolio comprising equity and equity-
linked instruments along with derivatives of large-cap companies while also contributing some part of
its corpus in debt, money market instruments, and cash.

Suitable for: This scheme is ideal for investors who intend to gain capital appreciation over a long
period of time by investing in equity and equity-linked securities of large-scale companies.

Benchmark
Nifty 100
Index
2.88% - Regular Plan
Total Expense
Ratio
2.19% - Direct Plan (June 2018)
Investment
Growth and Dividend
Options
Rs.500/monthly and Rs.1,500/quarterly - SIP
Minimum
Investment
Rs.1,000/monthly and Rs.1,500/quarterly - SWP
Entry Load Not Applicable
1% - For redeeming the units on or before a holding period equal to or less than 12
months from the date when the units were allotted
Exit Load
Nil - For redeeming the units after a holding period of more than 12 months from the
date when the units were allotted
Risk Factor Moderately High
Fund Manager Dipak Acharya

3. Baroda Pioneer ELSS'96

Type of Fund: This is an open-ended equity-related savings scheme coming with a statutory lock-in
period of 3 years which also provides tax benefits to the investors.

Investment Objective: The sole purpose of this mutual fund scheme is to offer long-term capital growth
to the investors via investments made in equity and equity-linked securities by 80-100% and debt and
money market securities by 0-20% while also allowing them to enjoy the tax benefits coming under
Section C of the Income Tax Act, 1961.

Suitable for: This scheme is perfect for investors who seek to generate wealth over a long time period
while also saving some substantial amount of tax.

Benchmark Index S&P BSE 200


2.80% - Regular Plan
Total Expense Ratio
2.09% - Direct Plan (June 2018)
Investment Options Growth and Dividend
Rs.1,000/monthly and Rs.1,500/quarterly - SIP
Minimum Investment
Rs.1,000/monthly and Rs.1,500/quarterly - SWP
Entry Load Not Applicable
Exit Load Not Applicable
Risk Factor Moderately High
Fund Manager Sanjay Chawla and Dipak Acharya

4. Baroda Pioneer Multi Cap Fund

Type of Fund: Baroda Pioneer Multi Cap Fund is an open-ended equity scheme which contributes to a
diverse portfolio of stocks of large-cap, mid-cap, and small-cap companies at a moderately high risk.

Investment Objective: The investment objective of Baroda Pioneer Multi-cap Fund is to derive capital
appreciation in future for the investors by making investments in the stocks, bonds, and other securities
of multi-cap companies in the country.

Suitable for: Investors who want to invest in equity funds that make investments mainly in a diversified
portfolio consisting of stocks of multiple small to large companies that are carrying out their business in
India.

Benchmark
S&P BSE 200
Index
2.59% - Regular Plan
Total Expense
Ratio
1.63% - Direct Plan (June 2018)
Investment
Growth and Dividend
Options
Rs.500/monthly and Rs.1,500/quarterly - SIP
Minimum
Investment
Rs.1,000/monthly and Rs.1,500/quarterly - SWP
Entry Load Not Applicable
1% - For redeeming the units on or before a holding period equal to or less than 12
months from the date when the units were allotted
Exit Load
Nil - For redeeming the units after a holding period of more than 12 months from the
date when the units were allotted
Risk Factor Moderately High
Fund Manager Dipak Acharya

5. Baroda Pioneer Hybrid Equity Fund

Type of Fund: This is an open-ended hybrid mutual fund scheme which majorly makes investments in
equity and equity-linked securities while also capitalising on money market instruments and debt
securities.

Investment Objective: The objective of this mutual fund scheme is to provide capital appreciation as
well as stability to the investors over the years by making balanced investments in a well-managed
portfolio of equity and equity-linked securities, money market instruments, and debt securities.

Suitable for: It is ideal for individuals who want to gain wealth by investing their money in a diversified
portfolio containing a variety of assets at a moderately high risk.

Benchmark CRISIL Balance Fund Index


Index
2.57% - Regular Plan
Total Expense
Ratio
1.37% - Direct Plan (June 2018)
Investment
Growth and Dividend
Options
Rs.1,000/monthly and Rs.1,500/quarterly - SIP
Minimum
Investment
Rs.1,000/monthly and Rs.1,500/quarterly - SWP
Entry Load Not Applicable
1% - For redeeming the units on or before a holding period equal to or less than 12
months from the date when the units were allotted
Exit Load
Nil - For redeeming the units after a holding period of more than 12 months from the
date when the units were allotted
Risk Factor Moderately High
Fund Manager Sanjay Chawla and Dipak Acharya

6. Baroda Pioneer Banking and Financial Services Fund

Type of Fund: It is an open-ended equity scheme which chiefly invests in a portfolio of equity and
equity-linked instruments of companies involved with the banking and financial services sector.

Investment Objective: The investment objective of Baroda Pioneer Banking and Financial Services Fund
is to offer capital appreciation in the long term by contributing mainly in the equity and equity-related
securities of banking and financial service sector.

Suitable for: Baroda Pioneer Banking and Financial Services Fund is apt for those individuals who want
capital appreciation over a long period of time through investments made in the equities of the banking
and financial services sector.

Benchmark
Nifty Bank Index
Index
2.87% - Regular Plan
Total Expense
Ratio
2.13% - Direct Plan (June 2018)
Investment
Growth and Dividend
Options
Rs.1,000/monthly and Rs.1,500/quarterly - SIP
Minimum
Investment
Rs.1,000/monthly and Rs.1,500/quarterly - SWP
Entry Load Not Applicable
1% - For redeeming the units on or before a holding period equal to or less than 12
months from the date when the units were allotted
Exit Load
Nil - For redeeming the units after a holding period of more than 12 months from the
date when the units were allotted
Risk Factor High
Fund Manager Dipak Acharya and Sanjay Chawla

Debt income schemes


Debt income schemes are mutual fund schemes which essentially make investments in the fixed-income
securities like money market instruments, bonds, corporate debentures, government instruments etc. at a low
risk compared to other types of funds. Since these schemes are less risky and offer potential capital gain to the
investors on their investments these are a good way of building money without being prone to market risks.
When it comes to Debt income schemes, Baroda Pioneer Mutual Fund has a variety of schemes in store. The
debt fund schemes are specifically designed for the conservative investors who want to invest in the government
securities without taking any risk. Here are the details of the 7 schemes that it has to offer:

1. Baroda Pioneer Short Term Bond Fund

Type of Fund: It is a short-term open-ended debt scheme which capitalises on debt and money market
securities in a way that the portfolio’s Macaulay duration is between one year and three years.

Investment Objective: The prime motto of Baroda Pioneer Short-term Bond Fund is to offer capital
appreciation to the investors over a short period of time by contributing a major part of its portfolio in
bonds and securities. Its main motto is to provide the best returns with minimal associated risk within a
small duration.

Suitable for: Baroda Pioneer Short Term Bond Fund is appropriate for investors who want capital
growth in a short time by contributing their money in a diverse folio of bonds and securities.

Benchmark Index CRISIL Short Term Bond Fund Index


1.30% - Regular Plan
Total Expense
Ratio
0.57% - Direct Plan (June 2018)
Investment
Growth and Dividend
Options
Rs.1,000/monthly and Rs.1,500/quarterly - SIP
Minimum
Investment
Rs.1,000/monthly and Rs.1,500/quarterly - SWP
0.25% - For redeeming the units before a holding period which is equal to less than 15
days from the allotment date of the units
Entry Load
Nil - For redeeming the units after a holding period which is greater than 15 days
from the allotment date
Exit Load Not Applicable
Risk Factor Moderately Low
Fund Manager Alok Sahoo and Hetal Shah

2. Baroda Pioneer Treasury Advantage Fund

Type of Fund: The Baroda Pioneer Treasury Advantage Fund is an open-ended low duration debt
scheme which invests in money market instruments and short-term debt market securities in a way that
the portfolio's Macaulay duration is between 6 months and 12 months.

Investment Objective: The investment objective of Baroda Pioneer Treasury Advantage Fund is to offer
regular income to the investors over a short period of time by contributing a major part of its portfolio in
the treasuries of government securities. Its main motto is to provide the best return with high liquidity at
minimal risk.

Suitable for: This fund is ideal for investors who want capital growth in the long term by contributing
their money in the government securities and treasuries.
Benchmark Index CRISIL Liquid Fund Index
0.81% - Regular Plan
Total Expense Ratio
0.52% - Direct Plan (June 2018)
Investment Options Growth and Dividend
Rs.1,000/monthly and Rs.1,500/quarterly - SIP
Minimum Investment
Rs.1,000/monthly and Rs.1,500/quarterly - SWP
Entry Load Not Applicable
Exit Load Nil
Risk Factor Moderately Low
Fund Manager Alok Sahoo and Hetal Shah

3. Baroda Pioneer Income Fund

Type of Fund: An open-ended debt scheme investing in fixed income securities for a medium term in a
way that the portfolio's Macaulay duration is between 4 years and 7 years.

Investment Objective: The investment objective of Baroda Pioneer Income Fund is to offer regular
income as well as capital appreciation to the investors by contributing in a diverse portfolio of good
quality fixed income assets and securities. The main purpose of this fund is to generate current income
for the investors over a medium-term while also providing liquidity.

Suitable for: Baroda Pioneer Income Fund is a good investment option for people who want to get
regular income through their mutual fund investment at a moderate risk.

Benchmark
CRISIL Composite Bond Fund Index
Index
2.48% - Regular Plan
Total Expense
Ratio
1.88% - Direct Plan (June 2018)
Investment
Growth and Dividend
Options
Rs.1,000/monthly and Rs.1,500/quarterly - SIP
Minimum
Investment
Rs.1,000/monthly and Rs.1,500/quarterly - SWP
Entry Load Not Applicable
Nil - If up to 10% of the units are redeemed on or before a holding period of one year
from the date of allotment.

Nil - If the units are redeemed after a holding period of one year from the date of
Exit Load
allotment.

1% of the applicable Net Asset Value (NAV) - If the redeemed units are more than the
10% limit on or before a holding period of one year from the date of allotment.
Risk Factor Moderate
Alok Sahoo and Hetal Shah

Fund Manager
4. Baroda Pioneer Gilt Fund

Type of Fund: This is an open-ended debt scheme which chiefly contributes to the government securities
over a medium period of time.

Investment Objective: The prime focus of this mutual fund scheme is to provide regular income as well
as capital appreciation to the investors over a medium-term at a moderate associated risk via investing in
a portfolio which comprises of government securities.

Suitable for: This mutual fund scheme is appropriate for investors who want to get credit risk free
regular income over a long period of time by chiefly investing in both State and Central Government
securities.

Benchmark Index ISec MI Bex


1.92% - Regular Plan
Total Expense
Ratio
1.07% - Direct Plan (June 2018)
Investment
Growth and Dividend
Options
Rs.1,000/monthly and Rs.1,500/quarterly - SIP
Minimum
Investment
Rs.1,000/monthly and Rs.1,500/quarterly - SWP
Entry Load Not Applicable
0.25% - If the units are redeemed before a holding period which is equal to less than
30 days from the allotment date of the unit
Exit Load
Nil - If the units are redeemed after a holding period which is more than 30 days from
the allotment date of the unit
Risk Factor Moderate
Fund Manager Alok Sahoo and Hetal Shah

5. Baroda Pioneer Conservative Hybrid Fund

Type of Fund: This mutual fund is an open-ended hybrid scheme which majorly invests in debt
securities at a moderate associated risk.

Investment Objective: To produce consistent income for the investors by making investments in money
market and debt securities while also generating long-term capital appreciation by contributing a part of
its corpus to equity and equity related instruments.

Suitable for: This scheme is ideal for investors who want income on a consistent basis along with long-
term capital appreciation and liquidity by capitalising in debt and money market securities as well as
equity and equity-related securities.

Benchmark Index CRISIL MIP Blended Index


2.09% - Regular Plan
Total Expense Ratio
1.34% - Direct Plan (June 2018)
Investment Options Growth and Dividend
Rs.1,000/monthly and Rs.1,500/quarterly - SIP
Minimum Investment
Rs.1,000/monthly and Rs.1,500/quarterly - SWP
Entry Load Not Applicable
Exit Load Nil
Risk Factor Moderate
Fund Manager Alok Sahoo and Hetal Shah

6. Baroda Pioneer Dynamic Bond Fund

Type of Fund: This is an open-ended dynamic debt scheme which aims to invest in assets through
interest rate cycle across duration at a moderate risk.

Investment Objective: Baroda Pioneer Dynamic Bond Fund aims to generate profit and regular income
for the investor over a medium period of time through portfolio which is dynamically managed by
means of interest rate cycles.

Suitable for: Its appropriate for individuals who are willing to generate consistent income as well as
capital appreciation for a long time period with liquidity via investing in money market and debt
securities while also contributing in equity and equity-related securities.

Benchmark Index CRISIL Composite Bond Fund Index


1.62% - Regular Plan
Total Expense
Ratio
1.09% - Direct Plan (June 2018)
Investment
Growth and Dividend
Options
Rs.1,000/monthly and Rs.1,500/quarterly - SIP
Minimum
Investment
Rs.1,000/monthly and Rs.1,500/quarterly - SWP
Entry Load Not Applicable
0.50% - If the units are redeemed before a holding period of 3 months from the
allotment date of the unit
Exit Load
Nil - If the units are redeemed after a holding period of 3 months from the allotment
date of the unit
Risk Factor Moderate
Fund Manager Alok Sahoo and Hetal Shah

7. Baroda Pioneer Credit Risk Fund

Type of Fund: It is an open ended debt scheme which majorly invests in the bonds and stocks of AA
rated or below-rated corporate companies.

Investment Objective: The main purpose of this mutual fund scheme is to derive profits by making an
investment in a mixed portfolio of money market and debt securities across various maturity and credit
range for a medium period.

Suitable for: This scheme is appropriate for persons with moderate risk tolerance who intend to get
income from their investment over a medium term by capitalising in various debt and money market
securities.

Benchmark
CRISIL Short Term Bond Fund Index
Index
1.67% - Regular Plan
Total Expense
Ratio
0.80% - Direct Plan (June 2018)
Investment
Growth and Dividend
Options
Rs.1,000/monthly and Rs.1,500/quarterly - SIP
Minimum
Investment
Rs.1,000/monthly and Rs.1,500/quarterly - SWP
Entry Load Not Applicable
Nil - If up to 10% of the units are redeemed on or before a holding period of one year
from the date of allotment.

Nil - If the units are redeemed by the investor after a holding period of one year from
Exit Load
the date of allotment.

1% of the applicable Net Asset Value (NAV) - If the redeemed units are more than the
10% limit on or before a holding period of one year from the date of allotment.
Risk Factor Moderate
Fund Manager Alok Sahoo and Karn Kumar

8. Baroda Pioneer Ultra Short Duration Fund

Type of Fund: It is an ultra-short open-ended debt scheme which contributes in assets in a way that the
portfolio's Macaulay duration remain between 3 months to 6 months.

Investment Objective: The prime motto of this scheme is to provide regular income to the investor by
making an investment in a balanced investment portfolio of debt and money market instruments in a
way that the portfolio’s Macaulay duration is between 3 months and 6 months.

Suitable for: This scheme is perfect for individuals who want to build wealth by investing in debt and
money market securities at a low to medium level of associated risk.

Benchmark Index CRISIL Ultra Short Fund index


0.35% - Regular Plan
Total Expense Ratio
0.20% - Direct Plan (June 2018)
Investment Options Growth and Dividend
Rs.1,000/monthly and Rs.1,500/quarterly - SIP
Minimum Investment
Rs.1,000/monthly and Rs.1,500/quarterly - SWP
Entry Load Not Applicable
Exit Load Nil
Risk Factor Moderately Low
Fund Manager Alok Sahoo and Hetal Shah

Liquid Fund

Liquid funds are the funds which focus on contributing to liquid assets majorly. This category of fund mainly
makes investments in short-term money market securities such as treasury bills, certificate of deposits,
commercial papers, and term deposits. Since these funds are designed to provide liquidity to the investors these
offer safety and reasonable good returns to the investors. These funds come with a low maturity period of up to
91 days with no lock-in period and the investors can park their money in these to meet their urgent or upcoming
financial requirements such as going for a vacation or meeting wedding expenses. Baroda Pioneer Mutual Fund
Company has only 1 mutual fund scheme to offer to the customers:

Baroda Pioneer Liquid Fund

Type of Fund: It is an open-ended liquid mutual fund scheme which chiefly makes investments in money
market and debt instruments to generate regular income for the investors over a short term.

Investment Objective: The investment strategy of this fund is to produce substantial income for the investors
through investments in debt and money market instruments along with a high liquidity level.

Suitable for: The Baroda Pioneer Liquid Fund is suitable for investors who seek a consistent income with a high
level of liquidity for a short period of time by making investment chiefly in money market securities.

Benchmark Index CRISIL Liquid Fund Index


0.15% - Regular Plan
Total Expense Ratio
0.5% - Direct Plan (June 2018)
Investment Options Growth and Dividend
Rs.1,000/monthly and Rs.1,500/quarterly - SIP
Minimum Investment
Rs.1,000/monthly and Rs.1,500/quarterly - SWP
Entry Load Not Applicable
Exit Load Nil
Risk Factor Low
Fund Manager Alok Sahoo and Hetal Shah

Eligibility Criteria to make an investment with Baroda Pioneer


Mutual Fund
Each and every individual can invest in the mutual fund schemes of the Baroda Pioneer Mutual Fund company
as far as they satisfy the terms and conditions put forward by the company. Interested investors don’t have any
restrictions from any law or law-making authority in this regard. Baroda Pioneer Mutual Fund has mandated the
customers to meet the below-mentioned criteria to be eligible for their mutual fund schemes. Customers who
can’t meet the following criteria are not considered to be eligible for the schemes and can’t apply for
subscription to the schemes:

 Adult individuals who are the residents of India can apply either singly or jointly (not more than three
persons) for the units of a scheme
 Lawful guardians or parents in case of investment on behalf of minors

 Bodies corporate, companies, Public Sector Undertakings (PSUs), associations of bodies of individuals
or persons and societies which have a registration under the Societies Registration Act 1860
 Charitable and religious trusts, Private Trusts, and Wakfs or endowments of private trusts (subjected to
the receipt of required approvals) which are allowed to make mutual fund investments under their trust
deeds
 Partnership Firms which are formed as per the regulations of the Partnership Act 1932
 Hindu Undivided Family (HUF) via its Karta
 Regional Rural Banks and Cooperative Banks, and Financial Institutions are also eligible
 Persons of Indian Origin (PIO) and Non-Resident Indians (NRIs) can apply either on a full repatriation
basis or on a non-repatriation basis (except the citizens of Canada and the US)
 Foreign Institutional Investors (FIIs) or Foreign Portfolio Investors (FPIs) who have a registration under
the Securities and Exchange Board of India on full repatriation basis
 Air Force, Navy, Army, and other paramilitary forces.
 Industrial and Scientific Research Organisations
 Pension/Provident/Gratuity and other similar funds as per their investment permissions
 International Multilateral Agencies which are permitted by the Indian Government or the Reserve Bank
of India (RBI)
 AMC, Trustee, Sponsor or their associates who are approved to invest as per the current law
 Mutual Fund schemes and other Fund of Funds schemes

Note:

 Minors investing through their guardians after becoming major should inform the Registrar about the
maturity status while submitting their banker-authenticated specimen signature along with other details
such as bank account number and PAN (if required) so that the Registrar can update the records and
permit them to operate their accounts on their own.
 Persons of Indian Origin residing abroad (POIs)/Non Resident Indians (NRIs) and Foreign Portfolio
Investors (FPIs) are permitted to invest in mutual funds by the Reserve Bank of India under Schedule 5
of the Foreign Exchange Management (Transfer or Issue of Security by a Person Resident Outside
India) Regulations, 2000

Documents required to invest in Baroda Pioneer Mutual Fund


Here are the documents that an investor needs to provide at the time of investing in the schemes of Baroda
Pioneer Mutual Fund:

 Application form: KYC application form and application form for investing in the Baroda Pioneer
Mutual Fund schemes.
 Address proof: Voter’s ID, Aadhaar Card, Passport, Driving License, Ration Card, utility bills such as
electricity bill, telephone bill, gas bill, flat maintenance bill, bank passbook or bank account statement,
insurance copy, or registered lease/sale agreement of residence (copy of anyone)
 Identity proof: PAN Card, Voter’s ID, Driving License, Aadhaar Card or Passport (copy of anyone)
 KYC documents: KYC form downloaded from the websites of intermediaries registered under SEBI
along with a recent coloured passport-sized photograph of the investor
 Third-party declaration form (For investment on behalf of a minor): Third-party declaration form along
with the birth certificate, mark sheets (if any) and other supporting documents are required in case of
investments which are done on behalf of a minor.

KYC requirements for investing in Baroda Pioneer Mutual Fund


Once you become an investor with Baroda Pioneer Mutual Fund, you have to keep updating your KYC details
from time to time. Whether you change your residence or contact number, you need to inform the fund house
about the same. The following KYC implementation criteria have been mandated by the fund house:

 For making additional subscriptions and switching between schemes, the investors need to give
additional KYC information as a mandate (as mentioned in the Account Opening Form). The
information will include details like his/her occupation, gross annual income, net worth, a politically
exposed person (PEP), etc.
 If there is any missing KYC information, the investors must provide the information first and undergo
an In-Person Verification (IPV) for making additional subscriptions and switching from one fund to
another.
 These provisions are only applicable to the investors who haven’t satisfied these requisites. These will
be applicable in cases of fund purchase or switching in transactions if the missing KYC information is
not submitted by the investor or IPV is not completed. However, at times Baroda Pioneer can reject
these requirements.

How to invest in Baroda Pioneer Mutual Fund?


Investing in the schemes of Baroda Pioneer Mutual Fund is very simple and easy. The investors can make the
investments online by creating their folio with the company. However, there are a few requirements including
the KRA and KYC compliance that the interested investors have to fulfill before starting investment.

Customers who are not KYC-Compliant

The investors who are interested in investing in the mutual fund schemes of Baroda Pioneer Mutual Fund need
to update their KYC at first. KYC updation process is a one-time exercise which the investors mandatorily have
to do while investing in the mutual fund market. The process needs to be completed through SEBI registered
brokers or intermediaries. Once you complete the process, you needn’t conduct it again while subscribing to
other mutual fund companies. The KYC updation process is detailed above. Just submit all your KYC related
documents along with the application form for getting the KYC updation done. After completion of the process,
you can start investing in any of the Baroda Pioneer Mutual Fund schemes by following the steps detailed
below.

Customers who are KYC Compliant

Investors who have KYC-compliance can right away start investing in the desired mutual fund scheme from
Baroda Mutual Fund. The investment process is very easy as the company offers an online facility to the first-
time investors who are willing to invest in the schemes offered by the company. For purchasing your desired
scheme from Baroda Mutual Fund you have to follow the following steps:

 First, visit the official website of the company.


 Then go to the 'First-time purchase' section under 'General'.
 Here you have to select the scheme category and the scheme name that you want to purchase along with
the investment mode.
 In the next step, fill up the given form with all your personal, professional, and KYC details that you
have been asked for.
 Once you are done, cross-verify all the provided information and click on 'Submit'.
 Your application will be verified by the experts and once you are approved, you can immediately start
investing in the scheme.

Why invest with Baroda Pioneer Mutual Funds?

There are multiple reasons why an investor should consider making investments in the schemes offered by
Baroda Pioneer Mutual Fund. Here are some of the key reasons why this fund house makes a great investment
option:

 Baroda Pioneer Mutual Fund schemes are profitable investment options because the company is one
among the top market players which provide quality investment services to their customers.
 The schemes are customer-oriented and you can expect to get the help and guidance of the experts at
every step right from the first step of investment.
 The expert financial advisors of this fund house with a rich experience in this domain will at first will
evaluate your risk profile, investment objective, and future expectations and then design an exclusive
portfolio which will cater to all your investment needs.
 By allocating assets in various instruments and securities, the prudent fund managers will try to generate
optimum wealth for you through your investments.
 Moreover, while investing with this company you will get a variety of schemes to invest in which will
cater to your varied risk appetite and investment goals.
FAQs

1. Can I invest in Baroda Pioneer Mutual Fund schemes if I am a small investor?

Yes, you can as the mutual fund schemes of Baroda Pioneer are specially designed to help the small-
scale investors generate wealth/income as per their risk-tolerance and investment objective. The best
thing is, even if you don’t have any knowledge or experience of mutual fund investment, you can invest
in these funds as everything will be taken care of by the fund manager. He/she will strategise your
investment plan and will monitor the performance of the fund, thereby enabling you to generate profit.

2. Is there an SIP investment option in Baroda Pioneer Mutual Fund schemes?

Yes, you can opt for an SIP investment while capitalising in the mutual fund schemes laid down by
Baroda Pioneer Mutual Fund company.

3. How will I get my redemption proceeds from the company?

The redemption proceeds will be paid in your registered bank account in Indian rupees within a few
days of submitting the application.

4. Is Baroda Mutual Fund Transact Online facility available for the new investors?

Currently, Baroda Mutual Fund offers its ‘Transact Online’ facility only to the existing investors who
have made investment through physical mode.

5. Do I have to pay any charge for opening a mutual fund account with this company?

No, you needn't pay any extra charges for opening an account as the company provides this service
absolutely free of cost.

6. Can I make use of the ‘Transact Online’ facility if I have invested in the schemes of Baroda
Pioneer Mutual Fund?

Yes, you can avail of the ‘Transact Online’ facility if you are an investor who has invested in the
schemes of the company in physical mode. For availing this facility, you have to register yourself first.
However, if you already have registered yourself, use your sign-up details to log into your account for
transacting online.

7. What transactions can I conduct through my ‘Transact Online’ account?

You can perform the following transactions through your ‘Transact Online’ account registered with
Baroda Pioneer Mutual Fund:

o New subscriptions
o Switches between schemes
o Redemption of proceeds
8. Is it possible to have a single user ID or password for all of my folios?

Yes, it is possible. Since user ID is created at the time of building a folio, you can manage all the folios
through one single user ID. For that, you have to add all the folio with the user ID that you want to use
for operating all the folios.

9. My online account is locked. How to unlock it?


Don’t worry if you get locked out of your account. Due to security reasons your account might get
locked for 24 hours if you make three incorrect login attempts. However, your account will
automatically get unlocked after 24 hours.

10. How can I reach the customer care executives of Baroda Pioneer Mutual Fund?

The executives of this fund house can be reached easily through call or mail. For getting in touch with
them, you have to dial their customer care number at 1800 - 2670 - 189. Alternately, you can reach out
to them by mailing to info@barodapioneer.in.

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 BOB Personal Loan Eligibility
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 Bank of Baroda Recurring Deposit Rates
 Bank of Baroda Fixed Deposit Rates
 Bank of Baroda IFSC Code

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