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RALPH
RALPH SABELLANO
SABELLANO
about Yourself Some Documents

AUTHORIZATION & TERMS AND CONDITIONS CHARGES AND FEES

UNDERTAKING

Installment Card

FEES & CHARGES

Membership Fee Principal PHP 1,000 Supplementary 1 PHP500

Monthly Effective Interest Rate2 3% Retail and Cash Advance transactions (inclusive of cash advance fee)
Cash Advance Fee 3 5% of amount withdrawn or P500, whichever is higher
This is sum of the following: a) 3% of your Outstanding Balance (less Installment and/or
Cash Availment Amortization, if any) ; b) Installment Amortization; c) Cash Availment
Minimum Amount Due
Amortization; d) Overdue Amount. You pay the sum of a, b, c, and d or P200 whichever is
higher
Late Payment Charge 7% of the Overdue Amount
Returned Check Fee/ADA Return Fee P1,250 per returned check /insufficient ADA account
P300 for each sales slip retrieved for local transactions or
Sales Slip Retrieval Fee
P500 each for international transactions
Lost Card Replacement Fee P400 for each card
Assessment fee of 1% plus service fee of 1.5% of the converted amount based on the prevailing
Foreign Exchange Conversion Rate foreign exchange rate of Mastercard and BDO respectively at the time of posting. The service fee m
be imposed at the sole discretion of BDO and may be subject to change.
Installment Processing Fee 5% of the total remaining balance or P300, whichever is higher
SOA Reprint Fee P30 per SOA request

Cash Availment Rates

Term Factor Rate Add-On Interest Rate/Mo Effective Interest Rate/Annum

6 0.179667192 1.30% 26.27%
12 0.095836960 1.25% 26.63%
18 0.068058532 1.25% 26.76%
24 0.054167533 1.25% 26.58%
36 0.040279967 1.25% 25.98%

1
For Kabayan Installment Card accounts only
2
Finance charges will be imposed at the current interest rate on the unpaid Cash Advance balance (inclusive of fees) from acquistion
date until both the Cash Advance balance and its related charges are paid in full.
3 If transacted at BDO branches Over-The-Counter,a P500/US$10 fee will be added to the 5% Cash Advance Fee

Note: Interest rates are determined by BDO and are subject to change in accordance with the prevailing market rates. In case of confli
between the provisions of these reminders and the Terms and Conditions Governing the Issuance and Use of BDO Installment Card, t
latter shall prevail. All fees and charges are subject to change upon notice. BDO reserves the right to re-impose waived fees/ charges.

Important Reminder:
 Applicable EIR will be imposed on the account if:
1. No payment was made on the Card on the Payment Due Date,
2. Payment made was less than the Total Outstanding Balance stated in the Statement of Account (OA), or
3. There's a cash advance transaction.

All fees and changes are subject to change upon notice BDO reserves the right to re impose waived fees/ charges For updated

 
I, LOVEN RALPH TOLENTINO SABELLANO for this online form, warrant the truthfulness of the information provided in this application.

 
Electronic Signature
LOVEN RALPH SABELLANO
 
 I understand that checking this box constitutes a legal signature confirming that I acknowledge and
agree to the above Terms of Acceptance
 
 

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Failure to provide sufficient and accurate information in this Application Form may result to BDO's inappropriate determination of the
financial requirements of the Borrower.

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