Sample Budgeting Worksheet

Monthly Expenses
Rent or Mortgage $

Utilities (Phone, gas, electric, cable, etc.) $

Insurance (home, auto, life, health, etc.) $

Food $

Savings Goal #1 (pay down debt, emergency $

fund, etc.)

Savings Goal #2 (retirement, education, car, $

home, etc.)

Incidental Home (paper products, non-food $

items, etc.)

Clothing $

Auto (gas, tolls, maintenance) $

Debt Payments (auto, credit cards, store cards, $

etc.)

Child Care $

Health (medical, dental, eye, etc./not covered $

by insurance)

Taxes (not taken out of paycheck) $

Gifts (charities, church, holidays, birthdays, $

etc.)
Entertainment (movies, vacation, videos, etc.) $

Personal Allowances $

Other Expenses $

TOTAL