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1 INTRODUCTION 1-2
2 HYPOTHESIS 3
3 OBJECTIVE 4
5 E-COMMERCE 7-22
9 FINDINGS 39-41
10 CONCLUSION 42-43
11 SUGGETION 44
12 LIMITATION 45
13 BIBLIOGRAPHY 46
QUESTIONNAIRE
14 & ANNEXURE 47-55
0
CHAPTER 1
INTRODUCTION
Modern electronic commerce typically uses the World Wide Web for at
least one part of the transaction's life cycle although it may also use other
download in the form of digital distribution such as iTunes Store), and to a less
three areas of e-commerce: online retailing, electric markets, and online auctions.
Online shopping for retail sales direct to consumers via Web sites and
mobile apps, and conversational commerce via live chat, chatbots and voice
assistants.
1
Business-to-business buying and selling;
Gathering and using demographic data through web contacts and social
media.
customers to reduce cost and improve the quality of goods and services while
2
CHAPTER 2
HYPOTHESIS
One of the most important motives of this study is to evaluate the critical elements
quality, the problems during transactions and the risk involved. The study is also
organization. This is one of the effort made to cover all aspects of E-Commerce
and socio-economic sections of the society. Following are the hypothesis of the
study.
approach.
3
CHAPTER 3
OBJECTIVE
and consumers. This study is conducted to evaluate the perception and attentive
and secure recommending payment method based on analysis and study. The
involved an attempt to determine the current awareness and alert in the particular
companies should follow some basic rules and regulations with latest
companies they should maintain their transaction more secure and safe in this
regards our study proposing and recommending best payment method and
discussing Internal order cancellation. This is an alarming sign for the whole
world. If right steps are not taken today, these new breed of hackers can do such a
4
CHAPTER 4
PROFILE OF CHANDRAPUR CITY
tradition and legend the name of the place was 'Lokapura' which was first changed
to ' Indpur' and subsequently to Chandrapur. During the British colonial period it
was called Chanda district, which was again changed to its original name
'Chandrapur ' around 1964. Other places of the region in ancient times include
wairangad, Kosala, Bhadravati and Markanda. Hindu and Buddhist kings are said
to have ruled the area for a long time, Later on Gonds overtook Dana Chiefs who
ruled Chandrapur around 9th century and Gond Kings ruled the area till 1751
after which Maratha period started. Raghuji Bhosale, the last King of the dynasty,
died heirless in 1853 and Nagpur province together with Chandrapur was declared
comprised of three tehsils Viz Mul, Warora and Bramhpuri. In 1874, however,
upper Godavai district of Madras was abolished and four tehsils were added to
Chandrapur to form one tehsil with Sironcha as its headquarters. In 1895, the
5
year and area of about 1560 sq. km. comprising of three divisions of the lower
Sironcha tehsil namely Cherla, Albak nad Nugir were transferred to Madras State.
district was transferred from Madhya Pradesh to Bombay state. In the same
district became part of the Maharashtra since its creation in May 1960.For
district was again divided into Chandrapur and Gadchiroli district after 1981
6
CHAPTER 5
E-COMMERCE
customers to reduce cost and improve the quality of goods and services while
following categories.
7
1) Business - to - Business (B2B) :-
intermediate buyer who then sells the product to the final customer. As an
receiving the consignment, sells the end product to the final customer who comes
8
2) Business - to - Consumer (B2C) :-
A website following the B2C business model sells its products directly to a
customer. A customer can view the products shown on the website. The customer
can choose a product and order the same. The website will then send a
notification to the business organization via email and the organization will
9
3) Consumer - to - Consumer (C2C) :-
A website following the C2C business model helps consumers to sell their assets
like residential property, cars, motorcycles, etc., or rent a room by publishing their
information on the website. Website may or may not charge the consumer for its
services. Another consumer may opt to buy the product of the first customer by
10
4) Consumer - to - Business (C2B) :-
he/she wants to spend for a particular service. For example, the comparison of
interest rates of personal loan/car loan provided by various banks via websites. A
business organization who fulfills the consumer's requirement within the specified
11
5) Business - to - Government (B2G) :-
B2G model is a variant of B2B model. Such websites are used by governments to
12
7) Government - to - Citizen (G2C) :-
website also provides services like registration for birth, marriage or death
certificates. The main objective of G2C websites is to reduce the average time for
business processing by reducing the paperwork, transaction costs, and labor cost.
Being user friendly and less time-consuming than manual processing, it helps
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a) Credit Card
b) Debit Card
c) Smart Card
d) E-Money
a) Credit Card :-
payment. Credit card is a small plastic card with a unique number attached with
an account. It has a magnetic strip embedded in it that is used to read the credit
card via card readers. When a customer purchases a product via credit card, the
credit card issuer bank pays on behalf of the customer and the customer has a
certain time period after which he/she can pay the credit card bill. It is usually in
the credit card monthly payment cycle. Following are the actors in the credit card
system.
The merchant - seller of product who can accept credit card payments,
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Credit Card Payment Process:-
Step 1:- Bank issues and activates a credit card to the customer on his/her request.
Step 2:- The customer presents the credit card information to the merchant site or
Step 3:- Merchant validates the customer's identity by asking for approval from
Step 4:- Card brand company authenticates the credit card and pays the
Step 5:- Merchant submits the sales slip to acquirer banks and gets the service
Step 6:- Acquirer bank requests the card brand company to clear the credit
Step 7:- Now the card brand company asks to clear the amount from the issuer
bank and the amount gets transferred to the card brand company.
Debit Card:-
Debit card, like credit card, is a small plastic card with a unique number mapped
with the bank account number. It is required to have a bank account before getting
a debit card from the bank. The major difference between a debit card and a credit
card is that in case of payment through debit card, the amount gets deducted from
the card's bank account immediately and there should be sufficient balance in the
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bank account for the transaction to get completed; whereas in case of a credit card
Debit cards free the customer to carry cash and cheques. Even merchants
accept a debit card readily. Having a restriction on the amount that can be
withdrawn in a day using a debit card helps the customer to keep a check on
his/her spending.
Smart Card:-
but it has a small microprocessor chip embedded in it. It has the capacity to store
a customer’s work-related and/or personal information. Smart cards are also used
to store money and the amount gets deducted after every transaction.
Smart cards can only be accessed using a PIN that every customer is
assigned with. Smart cards are secure as they store information in encrypted
format and are less expensive and provide faster processing. Mondex and Visa
E-Money:-
network and the amount gets transferred from one financial body to another
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Online payments done via credit cards, debit cards, or smart cards are
e-cash, both customer and merchant have to sign up with the bank or company
issuing e-cash.
bank account to another bank account. Accounts can be in the same bank or
different banks. Fund transfer can be done using ATM (Automated Teller
uses the website provided by the bank, logs in to the bank's website and registers
another bank account. He/she then places a request to transfer certain amount to
that account. Customer's bank transfers the amount to other account if it is in the
Clearing House) to transfer the amount to other account and the amount is
deducted from the customer's account. Once the amount is transferred to other
Security is an essential part of any transaction that takes place over the internet.
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A. Confidentiality - Information should not be accessible to an unauthorized
B. Integrity - Information should not be altered during its transmission over the
network.
of payment. Once a sender sends a message, the sender should not be able to
deny sending the message. Similarly, the recipient of message should not be
authorized user.
G. Auditability - Data should be recorded in such a way that it can be audited for
integrity requirements.
the data using a secret code and only the specified receiver can decrypt
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ii. Digital Signature - Digital signature ensures the authenticity of the
We will discuss here some of the popular protocols used over the internet to
It is the most commonly used protocol and is widely used across the industry. It
1) Authentication
2) Encryption
3) Integrity
4) Non-reputability
"https://" is to be used for HTTP urls with SSL, whereas "http:/" is to be used for
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Secure Hypertext Transfer Protocol (SHTTP):-
SHTTP extends the HTTP internet protocol with public key encryption,
authentication, and digital signature over the internet. Secure HTTP supports
by negotiating encryption scheme types used between the client and the server.
a) Card Holder's Digital Wallet Software - Digital Wallet allows the card
holder to make secure purchases online via point and click interface.
certificate request.
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E-Commerce ─ EDI:-
EDI stands for Electronic Data Exchange. EDI is an electronic way of transferring
spreadsheets, etc.
EDI Documents:-
1) Invoices
2) Purchase orders
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3) Shipping Requests
4) Acknowledgements
organization.
Reduction in data entry errors - Chances of errors are much less while
are entered into the system. It reduces the processing time of the transfer
documents.
22
Chapter 6
RESEARCH METHODOLOGY
As the study deals with factors like customer expectations about the
companies at the time of providing products and services, the research is based on
direct personal investigation and online reply by the respondents. For this purpose
two specific research instruments ‘Questionnaire and Interview Guide’ are used.
tool the study has used Questionnaire at large and Interview Guide to a small
extent to collect more in-depth information. In all 150 people were selected for
each product across all socio-economic strata as the sample of the study.
Simple stratified random sampling and interview techniques are used for
the study. In present study researcher has used analysis of the primary and
Commerce are selected using random sample technique. There are so many Indian
‘Lottery Method’ was adopted. In this study sample statistical techniques will be
23
E-Commerce companies are located in Mumbai, Pune, Delhi and
Bangalore. The western line of Mumbai the area like Andheri, Boriwali, Bandra
are located in the south-east of the state. There are so many Indian E-Commerce
companies like irctc.co.in etc are studied. In this study sample statistical
techniques are used to ascertain desired results by way of data analysis. The
companies are selected from various segments based on types of online business
As the study deals with factors like E-Commerce types, quality issues and
and Interview Guide’ are used. The study is a survey in nature with both
Qualitative and Quantitative approach. As a tool the study has used Questionnaire
For the present study the questionnaires is the main base for the research.
It has been designed for the purpose of obtaining the data with wider coverage.
Both the open-ended and closed-ended questions are framed based on the nature
behavior are included for further information to get more understanding of the
necessary for testing the hypothesis. The same questionnaire format is used for all
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three types – Customer, Employee (internal customer) and Manager. Based on 5
Manager, B2B, C2C, B2E Employee, B2E Manager, C2B Customer and C2B
Manager.
These questions have a direct bearing on the respondent. As the profile of the
The relevant chart pertaining to the data obtained with reference to the 8
classification factors have been provided for the purpose of effective visual
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Chapter 7
REVIEW OF LITERATURE
Literature reviews that for a real grievance to have occurred there must
have been a violation of an employee's rights on the job. Also, it must have been
the employer or one of his/her agents -- like a supervisor or manager who has
doesn't involve the employer in some way, you may still have to deal with it, but
employees' concerns, there are recognized procedures that are applied by the
are part in the specified area of labour in which the main concept is to implement
the system regarding the various concerns and complaints. People are important
for the business leaders and managers, and to minimize the conflicts and other
problem within the workplace, they have to handle the issue with fair treatment.
Historically, the grievance procedures can formulate the positive outcomes and
contribute to for the effectiveness of the management. This can be another tool for
procedures, and administrative policies that can cause the employee's complaints
26
resolutions. The comparison of the female and male employees has difference
Mostly, women are anticipated in seeking justice but are lacked in the
access in networks that are necessary towards the resolution. Meanwhile, the men
are hesitant to embrace the formality of the grievance procedures for they were
statement of terms and conditions. They must also grant \employees the right of
steps in handling the grievance which can be also applied in the process of the
organizations. Firstly and maybe the most important, is to let the person or the
people stand up and speak on what are the things they believed is wrong.
Everybody has a right to be heard, and with the open communication, the problem
can be easily resolved (Hardeman, 2004). For many years universities have
enjoyed a strong position at the heart of the global economy of knowledge, and
business schools have been one of the major success stories in higher education
over the last 40 years. But, in the view of limited quality faculty pool in the
Management Circles in India, little has been done to keep them engaged through
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Chapter 8
Data Analysis
1 Yes 70%
2 No 30%
Total 100%
Interpretation:
In the above given data around 70% of the surveyed peoples agree that the E-
Commerce Gives satisfaction from purchasing and selling other 30% of the
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Q2. Do you think that E-Commerce is the best way for non-cash payment?
1 Yes 60%
2 No 40%
Total 100%
Non-Cash Payment
40%
60% Yes
No
Interpretation:
In the above given data around 60% of the surveyed people agree that the E-
Commerce is the best way for non-cash payment While 40% of the surveyed
people not agree that E-Commerce is not best way for Non-Cash Payment.
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Q3. We get facility of E-Commerce 24*7 any time and any where?
1 Yes 50%
2 No 50%
Total 100%
24*7 service
No
50%
Yes
50%
Interpretation:
In the above given data around 50% of the surveyed people agree that
service is available 24*7 any time and any where While 50% of the surveyed
people not agree that service is available 24*7 any time and any where.
30
Q4. With the help of E-Commerce advertisement of products can be done in best
way?
1 Yes 65%
2 No 35%
Total 100%
Advertisement
35%
Yes
No
65%
Interpretation:
In the above given data around 65% of the surveyed people agree that the
with the help of E-Commerce advertisement of products can be done in best way
While 35 % of the surveyed people not agree that the help of E-Commerce
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Q5. With the help of E-Commerce we can improve sale rate of products?
1 Yes 75%
2 No 25%
Total 100%
No
Yes
Interpretation:
In the above given data around 75% of the surveyed people agree that with the
help of E-Commerce we can improve sale rate of products While 25% of the
surveyed people not agree that with the help of E-Commerce we can improve sale
rate of products.
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Q6. E-Commerce supports in better service to consumer?
1 Yes 60%
2 No 40%
Total 100%
Support
No
40%
Yes
60% Other
40%
Interpretation:
In the above given data around 60% of the surveyed people agree that the
33
Q7. E-Commerce helps in inventory management?
1 Yes 55%
2 No 45%
Total 100%
Inventory Management
55%
45%
Yes No
Interpretation:
In the above given data around 55% of the surveyed people agree that the E-
Commerce helps in inventory management While 45% of the surveyed people not
34
Q8. E-Commerce provides ways for faster, efficient, reliable communication with
customers and partners?
1 Yes 65%
2 No 35%
Total 100%
Communication
No
35%
Yes
65%
Interpretation:
In the above given data around 65% of the surveyed people agree that the E-
customers and partners While 35% of the surveyed people not agree that E-
35
Q9. E-Commerce helps in organizational satisfaction?
1 Yes 50%
2 No 50%
Total 100%
Organization
No Yes
50% 50%
Interpretation:
In the above given data around 50% of the surveyed people agree that the
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Q10. E-Commerce helps in consumer satisfaction?
1 Yes 65%
2 No 35%
Total 100%
Consumer
yes
Other no
65%
35% 35%
Interpretation:
In the above given data around 65% of the surveyed people agree that the
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Q11. E-Commerce helps in society satisfaction?
1 Yes 60%
2 No 40%
Total 100%
Society
no 40%
yes 60%
Interpretation:
In the above given data around 60% of the surveyed people agree that the E-
Commerce helps in society satisfaction While 40% of the surveyed people not
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Chapter 9
Findings
1) There is no freedom to the dealers to operate an e-commerce site because the
their products in particular places. Dealers may not accept such limitation
without a fight if dealers believe that they already have been afforded the right
group of dealers that the manufacturer will not operate an Ecommerce site in
4) Most of the people are unsuccessful to use Net banking and email account
because either they are ignorant or even don’t remember their login ID and
password.
5) Planners fail to give employees the whole picture and in such circumstances
the training and setting up incentives for workers to embrace the strategy may
assist.
39
6) In case of personnel management only at the time of recruitment and training
specializations.
data and submitting it for the decision making should be properly channelized.
9) In the job of controlling internet orders are to be processed properly and only
correctly in e - commerce.
products on the website and one operator on the company computer are
enough to carry out the transaction of E-commerce and they are sufficient to
11) Attractive and informative web designs play an important role in the
40
12) In staffing particularly in the sales department along with traditional salesman,
13) Along with the traditional methods of communications like letters, telephones,
Fax, intenet negotiations with the target customers or the potential customer
teleconveniencing.
extent depend upon the complaints and suggestions of the consumers. This
conducted for this purpose. In E-commerce this information can be had from
15) E-banking with the advancement in the technology, the new banking facilities
different from the traditional banking at the same time it is risky. Growth of e-
banking is slow in urban area and it is totally absent in the rural area. But it is
totally absent in the rural area. But it has become indispensable for big
41
Chapter 10
Conclusion
1. In the controlling process responsibility of the business increases tremendously
because online orders are to be processed properly and only after confirmation of
attractive presentation of the products on the website and one operator on the
effect sales.
undertaken for its accurate interpretation and submitting it for the decision
making.
be introduced.
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7. It has changed the entire transaction procedure in banking system, cheque
8. It has been observed that the managements lack the proper ability to explain
ignorance of objectives.
9. Major customers have no correct information about the use of internet and
10. Producers and dealers do not understand correct habits, expectations and
11. The changes in the process of management and the changes in the functional
where "F" means familiarity "R" - indicates relevance, E - represents esteem and
D - denotes differentiation.
13. E - cash - electronic cash is another new concept in online payment systems
result of which it improves on paper cash and it opens up a host of new markets
over the internet by replacing cash as the principle payment vehicle in consumer
43
Chapter 11
Suggestion
Therefore the suggestions provided in this chapter are clarifying the prospects of
E - commerce.
6. To understand the customers proper behavior, habits and expectations and then
44
Chapter 12
Limitation of E-Commerce
1) There can be lack of system security, reliability or standards owing to poor
implementation of e-commerce.
transactions.
3) User resistance: Users may not trust the site being an unknown faceless seller.
4) Internet access is still not cheaper and is inconvenient to use for many
potential customers.
45
Chapter 13
BIBLIOGROPHY
ISBN-113: 978-0226398969
Web Sites:-
1. www.amazon.in
2. www.flipcart.com
3. www.snapdeal.com
4. www.alibaba.com
5. www.ebay.in
6. www.jabong.com
7. www.quikr.com
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Chapter 14
Questionnaire & Annexure
Questionnaire
Name:-…………………………………………………………………………….
Occupation:-………………………………………………………………………
………………………………………………………………………………………
………………………………………………………………………………………
1) Yes 2) No
Q2. Do you think that E-Commerce is the best way for non-cash payment?
1) Yes 2) No
Q3. We get facility of E-Commerce 24*7 any time and any where?
1) Yes 2) No
Q4. With the help of E-Commerce advertisement of products can be done in best
way?
1) Yes 2) No
Q5. With the help of E-Commerce we can improve sale rate of products?
1) Yes 2) No
47
Q6. E-Commerce supports in better service to consumer?
1) Yes 2) No
1) Yes 2) No
Q8. E-Commerce provides ways for faster, efficient, reliable communication with
customers and partners?
1) Yes 2) No
1) Yes 2) No
1) Yes 2) No
1) Yes 2) No
48
Annexure
49
50
51
52
53
54
55