SÓ ALTERE AS CÉLULAS EM AZUL

Patrimônio financeiro esperado (em valor atual)

200,000.00
Plano de saúde 1,500.00 Patrimônio financeiro esperado (em valor futuro)
Seguro de vida - 2,191,490.73
Remédios 1,000.00
Despesas médicas (não cobertas) 600.00
Lazer 1,000.00
Aluguel 2,000.00
Condomínio 600.00
Alimentação 1,000.00
Telefone, Energia e outros 800.00
Carro 500.00
Empregada 1,000.00
Outras despesas 500.00 Rodrigo:
Combustível, manutenção e
seguro (mensalizados)
Necessidade de caixa 10,500.00
 SÓ ALTERE AS CÉLULAS EM AZUL. A SOLUÇÃO ESTÁ NA CÉLULA EM AMARELO
Retiradas mensais na Necessidade de $ no
aposentadoria início da aposentadoria
Idade 25 0 82,180.90 R$ 13,979,924.74
Idade ao se aposentar 65 1 82,591.81
Tempo até aposentadoria (meses) 480 2 83,004.77
Expectativa de vida 90 3 83,419.79
Sobrevida (meses) 300 4 83,836.89
5 84,256.07
Inflação média (mês) 0.50% 6.17% 6 84,677.35
1.20% Rentabilidade média (mês) 1.08% 13.76% 7 85,100.74
8 85,526.24
Salário líquido atual 4,000.00 9 85,953.88
Contribuição INSS maximo 10 86,383.64
11 86,815.56
Renda na aposentadoria (mês) 10,500.00 12 87,249.64
Renda pelo INSS 3,000.00 13 87,685.89
Renda necessária pelo plano 7,500.00 14 88,124.32
15 88,564.94
Poupança atual para aposentadoria 30,000.00 16 89,007.76
17 89,452.80
Prestação fixa (inicio hoje) R$ 543.49 18 89,900.07
Percentual do salário líquido 13.6% 19 90,349.57
20 90,801.32
21 91,255.32
22 91,711.60
23 92,170.16
24 92,631.01
25 93,094.16
26 93,559.63
27 94,027.43
28 94,497.57
29 94,970.06
30 95,444.91
31 95,922.13
32 96,401.74
33 96,883.75
34 97,368.17
35 97,855.01
36 98,344.29
37 98,836.01
38 99,330.19
39 99,826.84
40 100,325.97
41 100,827.60
42 101,331.74
43 101,838.40
44 102,347.59
45 102,859.33
46 103,373.63
47 103,890.49
48 104,409.95
49 104,932.00
50 105,456.66
51 105,983.94
52 106,513.86
 53 107,046.43
54 107,581.66
55 108,119.57
56 108,660.17
57 109,203.47
58 109,749.48
59 110,298.23
60 110,849.72
61 111,403.97
62 111,960.99
63 112,520.80
64 113,083.40
65 113,648.82
66 114,217.06
67 114,788.15
68 115,362.09
69 115,938.90
70 116,518.59
71 117,101.19
72 117,686.69
73 118,275.12
74 118,866.50
75 119,460.83
76 120,058.14
77 120,658.43
78 121,261.72
79 121,868.03
80 122,477.37
81 123,089.76
82 123,705.20
83 124,323.73
84 124,945.35
85 125,570.08
86 126,197.93
87 126,828.92
88 127,463.06
89 128,100.38
90 128,740.88
91 129,384.58
92 130,031.50
93 130,681.66
94 131,335.07
95 131,991.75
96 132,651.70
97 133,314.96
98 133,981.54
99 134,651.45
100 135,324.70
101 136,001.33
102 136,681.33
103 137,364.74
104 138,051.56
105 138,741.82
106 139,435.53
107 140,132.71
108 140,833.37
109 141,537.54
110 142,245.23
111 142,956.45
112 143,671.23
113 144,389.59
114 145,111.54
115 145,837.10
116 146,566.28
117 147,299.11
118 148,035.61
119 148,775.79
120 149,519.67
121 150,267.26
122 151,018.60
123 151,773.69
124 152,532.56
125 153,295.22
126 154,061.70
127 154,832.01
128 155,606.17
129 156,384.20
130 157,166.12
131 157,951.95
132 158,741.71
133 159,535.42
134 160,333.10
135 161,134.76
136 161,940.44
137 162,750.14
138 163,563.89
139 164,381.71
140 165,203.62
141 166,029.64
142 166,859.78
143 167,694.08
144 168,532.55
145 169,375.22
146 170,222.09
147 171,073.20
148 171,928.57
149 172,788.21
150 173,652.15
151 174,520.41
152 175,393.01
153 176,269.98
154 177,151.33
155 178,037.09
156 178,927.27
157 179,821.91
158 180,721.02
159 181,624.62
160 182,532.75
161 183,445.41
162 184,362.64
163 185,284.45
164 186,210.87
165 187,141.93
166 188,077.64
167 189,018.02
168 189,963.11
169 190,912.93
170 191,867.49
171 192,826.83
172 193,790.97
173 194,759.92
174 195,733.72
175 196,712.39
176 197,695.95
177 198,684.43
178 199,677.85
179 200,676.24
180 201,679.62
181 202,688.02
182 203,701.46
183 204,719.97
184 205,743.57
185 206,772.29
186 207,806.15
187 208,845.18
188 209,889.41
189 210,938.85
190 211,993.55
191 213,053.51
192 214,118.78
193 215,189.38
194 216,265.32
195 217,346.65
196 218,433.38
197 219,525.55
198 220,623.18
199 221,726.29
200 222,834.92
201 223,949.10
202 225,068.84
203 226,194.19
204 227,325.16
205 228,461.79
206 229,604.09
207 230,752.11
208 231,905.88
209 233,065.40
210 234,230.73
211 235,401.89
212 236,578.89
213 237,761.79
214 238,950.60
215 240,145.35
216 241,346.08
217 242,552.81
218 243,765.57
219 244,984.40
220 246,209.32
221 247,440.37
222 248,677.57
223 249,920.96
224 251,170.56
225 252,426.42
226 253,688.55
227 254,956.99
228 256,231.78
229 257,512.94
230 258,800.50
231 260,094.50
232 261,394.97
233 262,701.95
234 264,015.46
235 265,335.54
236 266,662.21
237 267,995.53
238 269,335.50
239 270,682.18
240 272,035.59
241 273,395.77
242 274,762.75
243 276,136.56
244 277,517.24
245 278,904.83
246 280,299.36
247 281,700.85
248 283,109.36
249 284,524.90
250 285,947.53
251 287,377.27
252 288,814.15
253 290,258.22
254 291,709.51
255 293,168.06
256 294,633.90
257 296,107.07
258 297,587.61
259 299,075.54
260 300,570.92
261 302,073.78
262 303,584.15
263 305,102.07
264 306,627.58
265 308,160.71
266 309,701.52
267 311,250.03
268 312,806.28
269 314,370.31
270 315,942.16
271 317,521.87
272 319,109.48
273 320,705.03
274 322,308.55
275 323,920.09
276 325,539.69
277 327,167.39
278 328,803.23
279 330,447.25
280 332,099.48
281 333,759.98
282 335,428.78
283 337,105.92
284 338,791.45
285 340,485.41
286 342,187.84
287 343,898.78
288 345,618.27
289 347,346.36
290 349,083.09
291 350,828.51
292 352,582.65
293 354,345.56
294 356,117.29
295 357,897.88
296 359,687.37
297 361,485.81
298 363,293.23
299 365,109.70
300 366,935.25
SÓ ALTERE AS CÉLULAS EM AZUL. A SOLUÇÃO ESTÁ NA CÉLULA EM AMARELO
Retiradas mensais na Necessidade de $ no
aposentadoria início da aposentadoria
Idade 25 0 82,180.90 R$ 13,534,091.01
Idade ao se aposentar 65 1 82,591.81
Tempo até aposentadoria (meses) 480 2 83,004.77
Expectativa de vida 90 3 83,419.79
Sobrevida (meses) 300 4 83,836.89
5 84,256.07
Inflação média (mês) 0.50% 6.17% 6 84,677.35
Rentabilidade líquida média (mês) 1.12% 14.25% 7 85,100.74
8 85,526.24
Salário líquido atual 4,000.00 9 85,953.88
Contribuição INSS maximo 10 86,383.64 Rodrigo:
11 86,815.56 Para efetuar esse cálculo, é
Renda na aposentadoria (mês) 10,500.00 12 87,249.64 preciso utilizar a ferramenta
Renda pelo INSS 3,000.00 13 87,685.89 "Atingir meta"
Renda necessária pelo plano 7,500.00 14 88,124.32
15 88,564.94
Poupança atual para aposentadoria 30,000.00 16 89,007.76
17 89,452.80
Prestação fixa (inicio hoje) R$ 400.00 18 89,900.07
Percentual do salário líquido 10.0% 19 90,349.57
20 90,801.32
21 91,255.32
22 91,711.60
23 92,170.16
24 92,631.01
25 93,094.16
26 93,559.63
27 94,027.43
28 94,497.57
29 94,970.06
30 95,444.91
31 95,922.13
32 96,401.74
33 96,883.75
34 97,368.17
35 97,855.01
36 98,344.29
37 98,836.01
38 99,330.19
39 99,826.84
40 100,325.97
41 100,827.60
42 101,331.74
43 101,838.40
44 102,347.59
45 102,859.33
46 103,373.63
47 103,890.49
48 104,409.95
49 104,932.00
50 105,456.66
51 105,983.94
52 106,513.86
 53 107,046.43
54 107,581.66
55 108,119.57
56 108,660.17
57 109,203.47
58 109,749.48
59 110,298.23
60 110,849.72
61 111,403.97
62 111,960.99
63 112,520.80
64 113,083.40
65 113,648.82
66 114,217.06
67 114,788.15
68 115,362.09
69 115,938.90
70 116,518.59
71 117,101.19
72 117,686.69
73 118,275.12
74 118,866.50
75 119,460.83
76 120,058.14
77 120,658.43
78 121,261.72
79 121,868.03
80 122,477.37
81 123,089.76
82 123,705.20
83 124,323.73
84 124,945.35
85 125,570.08
86 126,197.93
87 126,828.92
88 127,463.06
89 128,100.38
90 128,740.88
91 129,384.58
92 130,031.50
93 130,681.66
94 131,335.07
95 131,991.75
96 132,651.70
97 133,314.96
98 133,981.54
99 134,651.45
100 135,324.70
101 136,001.33
102 136,681.33
103 137,364.74
104 138,051.56
105 138,741.82
106 139,435.53
107 140,132.71
108 140,833.37
109 141,537.54
110 142,245.23
111 142,956.45
112 143,671.23
113 144,389.59
114 145,111.54
115 145,837.10
116 146,566.28
117 147,299.11
118 148,035.61
119 148,775.79
120 149,519.67
121 150,267.26
122 151,018.60
123 151,773.69
124 152,532.56
125 153,295.22
126 154,061.70
127 154,832.01
128 155,606.17
129 156,384.20
130 157,166.12
131 157,951.95
132 158,741.71
133 159,535.42
134 160,333.10
135 161,134.76
136 161,940.44
137 162,750.14
138 163,563.89
139 164,381.71
140 165,203.62
141 166,029.64
142 166,859.78
143 167,694.08
144 168,532.55
145 169,375.22
146 170,222.09
147 171,073.20
148 171,928.57
149 172,788.21
150 173,652.15
151 174,520.41
152 175,393.01
153 176,269.98
154 177,151.33
155 178,037.09
156 178,927.27
157 179,821.91
158 180,721.02
159 181,624.62
160 182,532.75
161 183,445.41
162 184,362.64
163 185,284.45
164 186,210.87
165 187,141.93
166 188,077.64
167 189,018.02
168 189,963.11
169 190,912.93
170 191,867.49
171 192,826.83
172 193,790.97
173 194,759.92
174 195,733.72
175 196,712.39
176 197,695.95
177 198,684.43
178 199,677.85
179 200,676.24
180 201,679.62
181 202,688.02
182 203,701.46
183 204,719.97
184 205,743.57
185 206,772.29
186 207,806.15
187 208,845.18
188 209,889.41
189 210,938.85
190 211,993.55
191 213,053.51
192 214,118.78
193 215,189.38
194 216,265.32
195 217,346.65
196 218,433.38
197 219,525.55
198 220,623.18
199 221,726.29
200 222,834.92
201 223,949.10
202 225,068.84
203 226,194.19
204 227,325.16
205 228,461.79
206 229,604.09
207 230,752.11
208 231,905.88
209 233,065.40
210 234,230.73
211 235,401.89
212 236,578.89
213 237,761.79
214 238,950.60
215 240,145.35
216 241,346.08
217 242,552.81
218 243,765.57
219 244,984.40
220 246,209.32
221 247,440.37
222 248,677.57
223 249,920.96
224 251,170.56
225 252,426.42
226 253,688.55
227 254,956.99
228 256,231.78
229 257,512.94
230 258,800.50
231 260,094.50
232 261,394.97
233 262,701.95
234 264,015.46
235 265,335.54
236 266,662.21
237 267,995.53
238 269,335.50
239 270,682.18
240 272,035.59
241 273,395.77
242 274,762.75
243 276,136.56
244 277,517.24
245 278,904.83
246 280,299.36
247 281,700.85
248 283,109.36
249 284,524.90
250 285,947.53
251 287,377.27
252 288,814.15
253 290,258.22
254 291,709.51
255 293,168.06
256 294,633.90
257 296,107.07
258 297,587.61
259 299,075.54
260 300,570.92
261 302,073.78
262 303,584.15
263 305,102.07
264 306,627.58
265 308,160.71
266 309,701.52
267 311,250.03
268 312,806.28
269 314,370.31
270 315,942.16
271 317,521.87
272 319,109.48
273 320,705.03
274 322,308.55
275 323,920.09
276 325,539.69
277 327,167.39
278 328,803.23
279 330,447.25
280 332,099.48
281 333,759.98
282 335,428.78
283 337,105.92
284 338,791.45
285 340,485.41
286 342,187.84
287 343,898.78
288 345,618.27
289 347,346.36
290 349,083.09
291 350,828.51
292 352,582.65
293 354,345.56
294 356,117.29
295 357,897.88
296 359,687.37
297 361,485.81
298 363,293.23
299 365,109.70
300 366,935.25
 R$ 13,534,091.01 -R$ 0.00

rigo:
efetuar esse cálculo, é
iso utilizar a ferramenta
ngir meta"