Pefindo Meriyanti PDF

User name: MUHAMMAD SYAHRIR FANZURI
Report Date: 2018-11-22

Reference Number: 921B-122E-705F-4E62
PEFINDO Report Plus

Meriyanti
KTP 7371114505750022 PEFINDO ID 1984685384
Date of Birth 1975-05-05 Address Btn Pondok Asri Blok B3 No 12 Rt

04/09, Makassar, Kota. 90242, Sudiang,
Biringkanaya, ID
Credit Data Available Yes
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Dashboard
PEFINDO Score (PS)
Average Trend PEFINDO

C2 Risk
662 Score
Inquiries
Number of Inquiries Inquiring subscribers

3 during last 12 months
1 during last 12 months
Contracts
Payments Profile
Payments Profile Past Due Amount Sum (Open Contracts) IDR 0
status
Worst Current Arrears 0 Days
Worst Arrears Last 12 Months 0 Days
Number of Different Creditors 5
Open Contracts
OPENED
SECTOR TYPE TOTAL BALANCE PAST DUE
UPDATED
2017-02-21 IDR 0
Banking Other With Agreement IDR 98,000,000 IDR 79,370,325
2017-11-30 0 Days
2007-11-29 IDR 0
Banking Credit Card IDR 64,000,000 IDR 5,722,299
2018-09-30 0 Days
Non Banking Financial 2016-03-21 IDR 0

Installment IDR 2,075,000 IDR 205,337
Institutions 2017-01-31 0 Days
Non Banking Financial 2017-03-18 IDR 0

Co-Financing IDR 0 IDR 0
Institutions 2017-11-30 0 Days
2017-02-21 IDR 0
Banking Installment IDR 147,000,000 IDR 109,221,794
2018-09-30 0 Days
2007-09-27 IDR 0
Banking Credit Card IDR 7,000,000 IDR 0
2018-09-30 0 Days
Sum - Debtor / Co-debtor 6 IDR 318,075,000 IDR 194,519,755 IDR 0
Closed Contracts
CLOSED
STATUS
2016-09-01 IDR 0
Banking Other With Agreement IDR 20,000,000 IDR 0
Settled 0 Days
2017-02-28 IDR 0
Banking Credit Card IDR 49,000,000 IDR 0
Settled 0 Days
2014-12-31 IDR 0
Banking Co-Financing IDR 480,930 IDR 0
Settled 0 Days
2015-07-31 IDR 0
Banking Co-Financing IDR 0 IDR 0
Settled 0 Days
2 / 34
CLOSED
STATUS
Sum - Debtor / Co-debtor 4 IDR 69,480,930 IDR 0 IDR 0
Summary Calendar of Payments

MONTH/YEAR 12/2017 1/2018 2/2018 3/2018 4/2018 5/2018 6/2018 7/2018 8/2018 9/2018 10/2018 11/2018
Delinquency Status
Payments 12 / 2017 - 11 / 2018
DAYS
PERIOD CONTRACTS SUBMITTED PAST DUE COLLECTABILITY OUTSTANDING
PAST DUE
11/2018 0 No Data No Data Not Specified No Data
9/2018 3 IDR 0 0 1 - Current IDR 114,944,093
8/2018 3 IDR 0 0 1 - Current IDR 153,124,017
6/2018 3 IDR 0 0 1 - Current IDR 69,353,405
5/2018 3 IDR 0 0 1 - Current IDR 71,186,303
4/2018 3 IDR 0 0 1 - Current IDR 73,234,222
2/2018 3 IDR 0 0 1 - Current IDR 77,837,835
1/2018 3 IDR 0 0 1 - Current IDR 79,917,400
12/2017 1 IDR 0 0 1 - Current IDR 5,071,909
Collaterals
Number of Collaterals Total Value of All Collaterals IDR 2,075,000

1 Highest Collateral Tax Value IDR 2,075,000
Type of Highest Collateral Tax Value Non Cash -
Mobile Asset
Securities
Number of Active Securities

0
Other Liabilities
Number of Open Agreements

0
Involvements
Number of Active Involvements
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0
Relations
Number of Number of
0 known relations
0 known involvements
PEFINDO Alert Quest (PAQ)
Number of Number of
0 CIQ Fraud Alerts
0 CIQ Fraud Alerts
Third Party
Disputes
Number of Sum of False Court registered disputes

0 Active disputes
0 Disputes in the Past
0
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Personal Information
NAME
Full Name Meriyanti Mother's Maiden Name Halisa
Alias
ADDRESSES
Contact Address Btn Pondok Asri Blok B3 No 12 Rt 04/09, Makassar, Kota. 90242, Sudiang, Biringkanaya, ID
CONTACTS
Mobile 85398575999
Fixed Line 4114773221
MAIN IDS
KTP 7371114505750022 NPWP 560016818801000
BIRTH DATA
Date of Birth 1975-05-05 Place of Birth UJUNG PANDANG
MAIN PERSONAL DATA

Gender Female Citizenship Indonesia
Social Status Not Specified
Classification Individual
OTHER IDS
Passport PEFINDO ID 1984685384
EMPLOYMENT, EDUCATION
Employment Other Employer Sector Others, Others
Employer Name PLN PERSERO Education No Education
DISPUTES
No. of Closed Disputes 0 No. of False Disputes 0
Historical Information
5 / 34
Subject Info Updates
ITEM CHANGE VALID FROM VALID UNTIL
Full Name Meriyanti 2014-11-30 2017-12-31
Full Name MERIYANTI 2017-12-31 2018-04-30
Full Name MERIYANTI 2018-01-31 2018-04-30
Mother's Maiden Name Halisa 2014-11-30 2017-12-31
Mother's Maiden Name HALISA 2017-12-31 2018-04-30
Mother's Maiden Name HALISA 2018-01-31 2018-04-30
Employer Name JAKARTA 2014-11-30 2017-12-31
EmployerSector Others, Others 2014-11-30 2017-12-31
ID Updates
KTP 215010450575 2014-11-30 2017-12-31
Address Updates
Pondok Asri I Blok B3 No 12 Jl Goa Ria - Rt 04/05 Sudiang-Birin,

Contact Address 2014-11-30 2017-12-31
Makassar, Kota. 90242, Sudiang, Biringkanaya, ID
PONDOK ASRI I BLOK B3 NO 12 SUDIANG-BIRING KANAYA-

Contact Address MAKASSAR JL GOA RIA - RT 04/05 . 90242 ZZZZZZ, Kota 2017-12-31 2018-04-30
Makassar 90242, BIRINGKANAYA, SUDIANG RAYA, ID
BTN PONDOK ASRI BLOK B3 NO 12 RT 04/09, Kota Makassar

Contact Address 2018-01-31 2018-04-30
90242, BIRINGKANAYA, SUDIANG, ID
JL PONDOK ASRI I BLOK B3 12 SUDIANG, Batam DRB Kota

Contact Address 2017-01-31 2017-04-30
90242, BIRINGKANAYA, SUDIANG, ID
Contact Updates
Fixed Line 0214773221 2014-11-30 2017-12-31
Mobile Phone 0214773221 2014-11-30 2017-12-31
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PEFINDO Score (PS)
PEFINDO SCORE INFO
PEFINDO Score 662 PEFINDO Grade C2
Probability of Default (%) 4.52 Description Average Risk
Very High Risk High Risk Average Risk Low Risk Very Low Risk
Reason Codes
CODE DESCRIPTION
MTP2 Less than 4 months with timely payments after delinquency on at least one open contract
SCORE HISTORY
MONTH/YEAR 11/2017 12/2017 1/2018 2/2018 3/2018 4/2018 5/2018 6/2018 7/2018 8/2018 9/2018 10/2018
PEFINDO Score 633 633 647 647 656 656 659 659 659 659 659 662
Probability of Default 8.47% 8.47% 6.28% 6.28% 5.16% 5.16% 4.83% 4.83% 4.83% 4.83% 4.83% 4.52%
PEFINDO Grade D1 D1 C3 C3 C2 C2 C2 C2 C2 C2 C2 C2
PEFINDO Alert Quest (PAQ)

No Data.
7 / 34
Contracts List, Role: Main Debtor
SECTOR TYPE OPENED STATUS TOTAL BALANCE PAST DUE ARREARS
Other With Granted and

Banking 2017-02-21 IDR 98,000,000 IDR 79,370,325 IDR 0
Agreement Activated
Granted and
Banking Credit Card 2007-11-29 IDR 64,000,000 IDR 5,722,299 IDR 0
Activated
Non Banking Granted and

Installment 2016-03-21 IDR 2,075,000 IDR 205,337 IDR 0
Financial Institutions Activated
Non Banking Granted and

Co-Financing 2017-03-18 IDR 0 IDR 0 IDR 0
Financial Institutions Activated
Granted and
Banking Installment 2017-02-21 IDR 147,000,000 IDR 109,221,794 IDR 0
Activated
Granted and
Banking Credit Card 2007-09-27 IDR 7,000,000 IDR 0 IDR 0
Activated
Other With
Banking 2013-09-11 Settled IDR 20,000,000 IDR 0 IDR 0
Agreement
Banking Credit Card 2007-11-29 Settled IDR 49,000,000 IDR 0 IDR 0
Banking Co-Financing 2014-02-13 Settled IDR 480,930 IDR 0 IDR 0
Banking Co-Financing 2014-08-07 Settled IDR 0 IDR 0 IDR 0
Sum IDR 387,555,930 IDR 194,519,755 IDR 0
Contracts List, Role: Guarantor

No Data.
Contracts Summary
SUMMARY OF ALL CONTRACTS
Worst Past Due Amount IDR 195,932 Last Delinquency (90+ days in due)
Worst No. of Due Days 0
AS MAIN DEBTOR / CO-DEBTOR - OPEN CONTRACTS

Total Amount Sum IDR 318,075,000 No. of Open Contracts 6
Past Due Amount Sum IDR 0 No. of Closed Contracts 4
Outstanding Amount Sum IDR 194,519,755
AS GUARANTOR - OPEN CONTRACTS

Total Amount Sum - No. of Open Contracts 0
Past Due Amount Sum - No. of Closed Contracts 0
Outstanding Amount Sum -
Summary Payment Calendar

MONTH/YEAR 12/2017 1/2018 2/2018 3/2018 4/2018 5/2018 6/2018 7/2018 8/2018 9/2018 10/2018 11/2018
Delinquency Status
8 / 34
Payments 12 / 2017 - 11 / 2018
DAYS
PAST DUE
9/2018 3 IDR 0 0 1 - Current IDR 114,944,093
8/2018 3 IDR 0 0 1 - Current IDR 153,124,017
6/2018 3 IDR 0 0 1 - Current IDR 69,353,405
5/2018 3 IDR 0 0 1 - Current IDR 71,186,303
4/2018 3 IDR 0 0 1 - Current IDR 73,234,222
2/2018 3 IDR 0 0 1 - Current IDR 77,837,835
1/2018 3 IDR 0 0 1 - Current IDR 79,917,400
12/2017 1 IDR 0 0 1 - Current IDR 5,071,909
Payments 12 / 2016 - 11 / 2017
DAYS
PAST DUE
11/2017 3 IDR 0 0 1 - Current IDR 84,766,708
10/2017 3 IDR 0 0 1 - Current IDR 86,540,141
9/2017 3 IDR 150,687 0 1 - Current IDR 89,489,015
8/2017 3 IDR 0 0 1 - Current IDR 92,613,850
7/2017 3 IDR 0 0 1 - Current IDR 98,052,255
6/2017 3 IDR 0 0 1 - Current IDR 99,605,452
5/2017 3 IDR 195,932 0 1 - Current IDR 99,165,138
4/2017 3 IDR 0 0 1 - Current IDR 97,057,430
3/2017 2 IDR 0 0 1 - Current IDR 99,556,130
2/2017 3 IDR 122,835 0 1 - Current IDR 91,519,214
1/2017 2 IDR 0 0 1 - Current IDR 4,314,838
12/2016 2 IDR 0 0 1 - Current IDR 5,744,418
9 / 34
Payments 12 / 2015 - 11 / 2016
DAYS
PAST DUE
11/2016 2 IDR 0 0 1 - Current IDR 6,154,787
10/2016 2 IDR 0 0 1 - Current IDR 4,032,426
9/2016 2 IDR 0 0 1 - Current IDR 10,573,903
8/2016 1 IDR 0 0 1 - Current IDR 555,540
7/2016 2 IDR 0 0 1 - Current IDR 13,061,227
6/2016 2 IDR 0 0 1 - Current IDR 14,495,723
5/2016 2 IDR 0 0 1 - Current IDR 15,991,077
4/2016 2 IDR 0 0 1 - Current IDR 17,652,142
3/2016 2 IDR 0 0 1 - Current IDR 13,273,713
2/2016 2 IDR 0 0 1 - Current IDR 14,664,434
1/2016 2 IDR 0 0 1 - Current IDR 16,237,199
12/2015 2 IDR 0 0 1 - Current IDR 17,784,311
Summary for Banking

Outstanding Amount Sum IDR 194,314,418

Summary for Non Banking Financial Institutions

Outstanding Amount Sum IDR 205,337

Contracts Details
Open Contracts as Debtor
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Other With Agreement
CONTRACT DETAILS
Role of Client Main Debtor, Main Applicant Phase of Contract Open
Contract Type Other With Agreement Contract Status Granted and Activated
Purpose of Financing Other Consumer Credit Negative Status 1 - Current
Economic Sector Others, Others Syndicated Loan No
Credit Classification Non MSME Name of Insured
Contract Currency IDR Creditor Type Banking
Contract Code Creditor CITIBANK N.A.
KEY DATES
Disbursement Date 2017-02-21 Restructuring Date
Start Date 2017-02-21 Maturity Date 2018-02-28
Last update 2017-11-30 Real End Date
Condition Date
INITIAL CONTRACT DETAILS

Total Amount IDR 98,000,000 Initial Agreement No. 0000007207035488
Initial Total Amount - Initial Agreement Date 2017-02-21
Total Taken Amount IDR 98,000,000
CURRENT CONTRACT DETAILS

Total Facility Amount IDR 98,000,000 Last Agreement No. 0000007207035488
Outstanding Amount IDR 79,370,325 Last Agreement Date 2017-02-21
Principal Balance IDR 79,370,325 Credit Usage in Last 30 -

Days
Penalty IDR 0
PAST DUE STATUS

Past Due Amount IDR 0 Past Due Days 0
Past Due Interest IDR 0 Last Delinquency (90+ days in

due)
Worst Past Due Amount IDR 195,932
Delinquency Date
Principal Arrears IDR 0
Default Date
Principal Arrears Freq. 0
Default Reason Not Specified
Interest Arrears IDR 0
Default Description
Interest Arrears Freq. 0
OTHER RELATED SUBJECTS

No Data.
DISPUTES
11 / 34
MONTH/YEAR 12/2017 1/2018 2/2018 3/2018 4/2018 5/2018 6/2018 7/2018 8/2018 9/2018 10/2018 11/2018
Delinquency Status
Payments 12 / 2017 - 11 / 2018
DAYS
PERIOD PAST DUE COLLECTABILITY OUTSTANDING
PAST DUE
11/2018 No Data No Data Not Specified No Data
Payments 12 / 2016 - 11 / 2017
DAYS
PAST DUE
11/2017 IDR 0 0 1 - Current IDR 79,370,325
10/2017 IDR 0 0 1 - Current IDR 81,302,341
9/2017 IDR 150,687 0 1 - Current IDR 83,470,293
8/2017 IDR 0 0 1 - Current IDR 85,288,113
7/2017 IDR 0 0 1 - Current IDR 89,426,426
6/2017 IDR 0 0 1 - Current IDR 91,347,451
5/2017 IDR 195,932 0 1 - Current IDR 93,418,167
4/2017 IDR 0 0 1 - Current IDR 94,756,987
3/2017 IDR 0 0 1 - Current IDR 97,137,954
2/2017 IDR 0 0 1 - Current IDR 88,050,000
12 / 34
Credit Card
CONTRACT DETAILS
Contract Type Credit Card Contract Status Granted and Activated
Credit Classification Not Specified Name of Insured
KEY DATES
Condition Date

Total Amount IDR 64,000,000 Initial Agreement No.
Initial Total Amount - Initial Agreement Date

Total Facility Amount IDR 49,000,000 Last Agreement No.
Outstanding Amount IDR 5,722,299 Last Agreement Date
Principal Balance IDR 5,722,299 Credit Usage in Last 30 -

Days
Penalty IDR 0
PAST DUE STATUS


due)
Worst Past Due Amount IDR 122,835
Delinquency Date
Default Date
Interest Arrears -
Default Description
Interest Arrears Freq.

No Data.
DISPUTES
13 / 34
MONTH/YEAR 12/2017 1/2018 2/2018 3/2018 4/2018 5/2018 6/2018 7/2018 8/2018 9/2018 10/2018 11/2018
Delinquency Status
Payments 12 / 2017 - 11 / 2018
DAYS
PAST DUE
9/2018 IDR 0 0 1 - Current IDR 5,722,299
8/2018 IDR 0 0 1 - Current IDR 6,157,799
6/2018 IDR 0 0 1 - Current IDR 5,473,529
5/2018 IDR 0 0 1 - Current IDR 4,948,990
4/2018 IDR 0 0 1 - Current IDR 4,699,721
2/2018 IDR 0 0 1 - Current IDR 4,883,527
1/2018 IDR 0 0 1 - Current IDR 4,837,350
12/2017 IDR 0 0 1 - Current IDR 5,071,909
Payments 12 / 2016 - 11 / 2017
DAYS
PAST DUE
11/2017 IDR 0 0 1 - Current IDR 5,396,383
10/2017 IDR 0 0 1 - Current IDR 5,237,800
9/2017 IDR 0 0 1 - Current IDR 6,018,722
8/2017 IDR 0 0 1 - Current IDR 7,325,737
7/2017 IDR 0 0 1 - Current IDR 8,625,829
6/2017 IDR 0 0 1 - Current IDR 8,258,001
5/2017 IDR 0 0 1 - Current IDR 5,746,971
4/2017 IDR 0 0 1 - Current IDR 2,300,443
3/2017 IDR 0 0 1 - Current IDR 2,418,176
2/2017 IDR 122,835 0 1 - Current IDR 3,469,214
14 / 34
Installment
CONTRACT DETAILS
Contract Type Installment Contract Status Granted and Activated
Economic Sector Other - Household Appliances Syndicated Loan Not Specified
Credit Classification Not Specified Name of Insured NON INSURANCE
Contract Currency IDR Creditor Type Non Banking Financial Institutions
Contract Code Creditor PT. Adira Dinamika Multi Finance
KEY DATES
Condition Date 2016-03-19

Total Taken Amount IDR 205,337

Outstanding Amount IDR 205,337 Last Agreement Date 2016-03-21
Principal Balance IDR 205,337 Penalty IDR 0
PAST DUE STATUS


due)
Worst Past Due Amount IDR 0
Delinquency Date
Default Date
Default Description

No Data.
DISPUTES

MONTH/YEAR 12/2017 1/2018 2/2018 3/2018 4/2018 5/2018 6/2018 7/2018 8/2018 9/2018 10/2018 11/2018
Delinquency Status
15 / 34
Payments 12 / 2017 - 11 / 2018
DAYS
PAST DUE
Payments 12 / 2016 - 11 / 2017
DAYS
PAST DUE
1/2017 IDR 0 0 1 - Current IDR 205,337
12/2016 IDR 0 0 1 - Current IDR 775,432
16 / 34
Payments 12 / 2015 - 11 / 2016
DAYS
PAST DUE
11/2016 IDR 0 0 1 - Current IDR 593,212
10/2016 IDR 0 0 1 - Current IDR 775,432
17 / 34
Co-Financing
CONTRACT DETAILS
Contract Type Co-Financing Contract Status Granted and Activated
Economic Sector Other - Household Appliances Syndicated Loan Not Specified
Credit Classification Not Specified Name of Insured NON INSURANCE
Contract Currency IDR Creditor Type Non Banking Financial Institutions
Contract Code Creditor PT. Adira Dinamika Multi Finance
KEY DATES
Condition Date

Total Amount IDR 0 Initial Agreement No. 070417306334
Initial Total Amount IDR 0 Initial Agreement Date 2017-03-18
Total Taken Amount IDR 0

Total Facility Amount IDR 0 Last Agreement No. 070417306334
Outstanding Amount IDR 0 Last Agreement Date 2017-03-18
Principal Balance IDR 0 Credit Usage in Last 30 -

Days
Penalty IDR 0
PAST DUE STATUS


due)
Delinquency Date
Default Date
Default Description

No Data.
DISPUTES
18 / 34
MONTH/YEAR 12/2017 1/2018 2/2018 3/2018 4/2018 5/2018 6/2018 7/2018 8/2018 9/2018 10/2018 11/2018
Delinquency Status
Payments 12 / 2017 - 11 / 2018
DAYS
PAST DUE
Payments 12 / 2016 - 11 / 2017
DAYS
PAST DUE
11/2017 IDR 0 0 1 - Current IDR 0
10/2017 IDR 0 0 1 - Current IDR 0
9/2017 IDR 0 0 1 - Current IDR 0
4/2017 IDR 0 0 Not Specified IDR 0
19 / 34
Installment
CONTRACT DETAILS
Contract Type Installment Contract Status Granted and Activated
KEY DATES
Condition Date


Outstanding Amount IDR 109,221,794 Last Agreement Date 2017-02-21
Principal Balance IDR 109,221,794 Penalty IDR 0
PAST DUE STATUS


due)
Delinquency Date
Default Date
Interest Arrears -
Default Description

No Data.
DISPUTES

MONTH/YEAR 12/2017 1/2018 2/2018 3/2018 4/2018 5/2018 6/2018 7/2018 8/2018 9/2018 10/2018 11/2018
Delinquency Status
20 / 34
Payments 12 / 2017 - 11 / 2018
DAYS
PAST DUE
9/2018 IDR 0 0 1 - Current IDR 109,221,794
8/2018 IDR 0 0 1 - Current IDR 146,966,218
6/2018 IDR 0 0 1 - Current IDR 63,879,876
5/2018 IDR 0 0 1 - Current IDR 66,237,313
4/2018 IDR 0 0 1 - Current IDR 68,534,501
2/2018 IDR 0 0 1 - Current IDR 72,954,308
1/2018 IDR 0 0 1 - Current IDR 75,080,050
21 / 34
Credit Card
CONTRACT DETAILS
Contract Type Credit Card Contract Status Granted and Activated
Contract Code Creditor PT BANK MEGA, TBK
KEY DATES
Condition Date


Total Facility Amount IDR 7,000,000 Last Agreement No.
Outstanding Amount IDR 0 Last Agreement Date

Days
Penalty IDR 0
PAST DUE STATUS


due)
Delinquency Date
Default Date
Interest Arrears -
Default Description

No Data.
DISPUTES
22 / 34
MONTH/YEAR 12/2017 1/2018 2/2018 3/2018 4/2018 5/2018 6/2018 7/2018 8/2018 9/2018 10/2018 11/2018
Delinquency Status
Payments 12 / 2017 - 11 / 2018
DAYS
PAST DUE
Closed Contracts as Debtor
23 / 34
Other With Agreement
CONTRACT DETAILS
Role of Client Main Debtor, Main Applicant Phase of Contract Closed
Contract Type Other With Agreement Contract Status Settled
Economic Sector Other - Household Appliances Syndicated Loan No
Contract Code Creditor PT. BANK MANDIRI (PERSERO), TBK
KEY DATES
Last update 2016-09-30 Real End Date 2016-09-01

Total Amount IDR 20,000,000 Initial Agreement No. A2013091115295K00003

Total Facility Amount IDR 20,000,000 Last Agreement No. A2013091115295K00003

Days
Penalty IDR 0
PAST DUE STATUS


due)
Delinquency Date
Default Date
Default Description

No Data.
DISPUTES
24 / 34
MONTH/YEAR 10/2015 11/2015 12/2015 1/2016 2/2016 3/2016 4/2016 5/2016 6/2016 7/2016 8/2016 9/2016
Delinquency Status
Payments 10 / 2015 - 9 / 2016
DAYS
PAST DUE
8/2016 IDR 0 0 1 - Current IDR 555,540
7/2016 IDR 0 0 1 - Current IDR 1,111,096
6/2016 IDR 0 0 1 - Current IDR 1,666,652
5/2016 IDR 0 0 1 - Current IDR 2,222,208
4/2016 IDR 0 0 1 - Current IDR 2,777,764
3/2016 IDR 0 0 1 - Current IDR 3,333,320
2/2016 IDR 0 0 1 - Current IDR 3,888,876
1/2016 IDR 0 0 1 - Current IDR 4,444,432
12/2015 IDR 0 0 1 - Current IDR 4,999,988
11/2015 IDR 0 0 1 - Current IDR 5,555,544
10/2015 IDR 0 0 1 - Current IDR 6,111,100
Payments 10 / 2014 - 9 / 2015
DAYS
PAST DUE
9/2015 IDR 0 0 1 - Current IDR 6,666,656
8/2015 IDR 0 0 1 - Current IDR 7,222,212
7/2015 IDR 0 0 1 - Current IDR 7,777,768
6/2015 IDR 0 0 1 - Current IDR 8,333,324
5/2015 IDR 0 0 1 - Current IDR 8,888,880
4/2015 IDR 0 0 1 - Current IDR 9,444,436
3/2015 IDR 0 0 1 - Current IDR 9,999,992
2/2015 IDR 0 0 1 - Current IDR 10,555,548
1/2015 IDR 0 0 1 - Current IDR 11,111,104
12/2014 IDR 0 0 1 - Current IDR 11,666,660
25 / 34
Credit Card
CONTRACT DETAILS
Contract Type Credit Card Contract Status Settled
KEY DATES


Total Facility Amount IDR 0 Last Agreement No.
Outstanding Amount IDR 0 Last Agreement Date

Days
Penalty IDR 0
PAST DUE STATUS


due)
Delinquency Date
Default Date
Default Description

No Data.
DISPUTES
26 / 34
MONTH/YEAR 3/2016 4/2016 5/2016 6/2016 7/2016 8/2016 9/2016 10/2016 11/2016 12/2016 1/2017 2/2017
Delinquency Status
Payments 3 / 2016 - 2 / 2017
DAYS
PAST DUE
1/2017 IDR 0 0 1 - Current IDR 4,109,501
12/2016 IDR 0 0 1 - Current IDR 4,968,986
11/2016 IDR 0 0 1 - Current IDR 5,561,575
10/2016 IDR 0 0 1 - Current IDR 3,256,994
9/2016 IDR 0 0 1 - Current IDR 10,573,903
7/2016 IDR 0 0 1 - Current IDR 11,950,131
6/2016 IDR 0 0 1 - Current IDR 12,829,071
5/2016 IDR 0 0 1 - Current IDR 13,768,869
4/2016 IDR 0 0 1 - Current IDR 14,874,378
3/2016 IDR 0 0 1 - Current IDR 9,940,393
Payments 3 / 2015 - 2 / 2016
DAYS
PAST DUE
2/2016 IDR 0 0 1 - Current IDR 10,775,558
1/2016 IDR 0 0 1 - Current IDR 11,792,767
12/2015 IDR 0 0 1 - Current IDR 12,784,323
11/2015 IDR 0 0 1 - Current IDR 13,815,516
10/2015 IDR 0 0 1 - Current IDR 14,354,342
9/2015 IDR 0 0 1 - Current IDR 16,781,167
8/2015 IDR 0 0 1 - Current IDR 8,406,305
7/2015 IDR 0 0 1 - Current IDR 9,615,348
6/2015 IDR 0 0 1 - Current IDR 9,909,513
5/2015 IDR 0 0 1 - Current IDR 10,185,548
4/2015 IDR 0 0 1 - Current IDR 10,395,033
3/2015 IDR 0 0 1 - Current IDR 11,544,834
27 / 34
Payments 3 / 2014 - 2 / 2015
DAYS
PAST DUE
2/2015 IDR 0 0 1 - Current IDR 12,077,562
1/2015 IDR 0 0 1 - Current IDR 13,680,050
12/2014 IDR 0 0 1 - Current IDR 15,692,735
11/2014 IDR 0 0 1 - Current IDR 17,947,518
28 / 34
Co-Financing
CONTRACT DETAILS
Contract Type Co-Financing Contract Status Settled
Contract Code Creditor PT. BANK DANAMON INDONESIA, TBK
KEY DATES

Total Amount IDR 480,930 Initial Agreement No. 5407730/PK/0/0214
Total Taken Amount IDR 480,930

Total Facility Amount IDR 2,569,050 Last Agreement No. 5407730/PK/0/0214

Days
Penalty IDR 0
PAST DUE STATUS


due)
Delinquency Date
Default Date
Default Description

No Data.
DISPUTES
29 / 34
MONTH/YEAR 1/2014 2/2014 3/2014 4/2014 5/2014 6/2014 7/2014 8/2014 9/2014 10/2014 11/2014 12/2014
Delinquency Status
Payments 1 / 2014 - 12 / 2014
DAYS
PAST DUE
12/2014 IDR 0 0 1 - Current IDR 0
11/2014 IDR 0 0 1 - Current IDR 480,930
30 / 34
Co-Financing
CONTRACT DETAILS
Contract Type Co-Financing Contract Status Settled
Contract Code Creditor PT. BANK DANAMON INDONESIA, TBK
KEY DATES

Total Amount IDR 0 Initial Agreement No. 5953213/PK/9507/0814
Total Taken Amount IDR 0

Total Facility Amount IDR 2,722,500 Last Agreement No. 5953213/PK/9507/0814

Days
Penalty IDR 0
PAST DUE STATUS


due)
Delinquency Date
Default Date
Default Description

No Data.
DISPUTES
31 / 34
MONTH/YEAR 8/2014 9/2014 10/2014 11/2014 12/2014 1/2015 2/2015 3/2015 4/2015 5/2015 6/2015 7/2015
Delinquency Status
Payments 8 / 2014 - 7 / 2015
DAYS
PAST DUE
6/2015 IDR 0 0 1 - Current IDR 281,771
5/2015 IDR 0 0 1 - Current IDR 561,158
4/2015 IDR 0 0 1 - Current IDR 832,043
3/2015 IDR 0 0 1 - Current IDR 1,094,685
2/2015 IDR 0 0 1 - Current IDR 1,349,334
1/2015 IDR 0 0 1 - Current IDR 1,596,234
12/2014 IDR 0 0 1 - Current IDR 1,835,620
11/2014 IDR 0 0 1 - Current IDR 2,067,721
Open Contracts as Guarantor

No Contracts
Closed Contracts as Guarantor

No Contracts
Open Group Contracts

No Contracts
Closed Group Contracts

No Contracts
32 / 34
Collaterals
COLLATERALS SUMMARY
No. of Cash Collaterals 0 Total Value of Non IDR 2,075,000

Cash Collaterals
No. of Non Cash 1
Collaterals
COLLATERALS DETAILS
TYPE TAX VALUE PROPORTION LAST UPDATE
Non Cash - Mobile Asset IDR 2,075,000 100% 2016-12-31
Bank Value IDR 1,452,500 Description POLYTRON REFRIGERATOR PUTIH 2016

NOMOR MESINE070416307335
Appraisal Value
Owner Name KODE BARANG KULKAS 18ARIN
Valuation Date 2016-03-21
Ownership Proof E070416307335
Security Assignment Fiduciary Ownership Transfer
Type Collateral Code 07040704070416307335
Insurance Insured Creditor PT. Adira Dinamika Multi Finance
Address
Securities
No data.
Other Liabilities
No data.
Involvements
No data.
33 / 34
Related Parties
No Data.
Involvements
No Data.
Contract Relations
ID FULL NAME RELATION TYPE
KTP : 7371114505750022 MERIYANTI Main Debtor, Main Applicant
Valid From 2018-01-31
Address PONDOK ASRI I BLOK B3 NO 12 SUDIANG-BIRING KANAYA-MAKASSAR JL GOA RIA - RT 04/05 . 90242 ZZZZZZ, Kota
KTP : 7371114505750022 MERIYANTI Main Debtor, Main Applicant
Valid From 2017-12-31
Address PONDOK ASRI I BLOK B3 NO 12 SUDIANG-BIRING KANAYA-MAKASSAR JL GOA RIA - RT 04/05 . 90242 ZZZZZZ, Kota
Inquiries
No. of Inquiries During Last Months
1 month 3 months 6 months 12 months 24 months
1 3 3 3 3
Last 15 inquiries
INQUIRY DATE PURPOSE SECTOR
Non Banking Financial

2018-11-05 Monitoring Debtor or Customer
Institutions

2018-10-04 Providing Facilities
Institutions

2018-10-04 Providing Facilities
Institutions
Disputes
No data.
Disclaimer PBK
This Credit Information is based on data collected from Debtor Information System of Bank Indonesia / Financial Information Services System (SLIK) of Financial Service
Authority (OJK), Financial Institutions who are Members or Partners of PEFINDO Biro Kredit (PBK), public institutions as well as private entities who are data sources to PBK.
PBK is not responsible for correctness and accuracy of the data collected from the data providers.
PBK is not responsible for all outcomes arising from the data incorrectness and inaccuracy and the use of the Credit Information in the future.
PBK accepts complaint on indication of the data incorrectness and inaccuracy and will follow-up in accordance with the prevailing laws and regulations.
END OF REPORT
Pefindo Biro Kredit
34 / 34

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User name: MUHAMMAD SYAHRIR FANZURI

Report Date: 2018-11-22

PEFINDO Report Plus

KTP 7371114505750022 PEFINDO ID 1984685384

Date of Birth 1975-05-05 Address Btn Pondok Asri Blok B3 No 12 Rt

Credit Data Available Yes

PEFINDO Score (PS)

Average Trend PEFINDO

Number of Inquiries Inquiring subscribers

Non Banking Financial 2016-03-21 IDR 0

Non Banking Financial 2017-03-18 IDR 0

Sum - Debtor / Co-debtor 6 IDR 318,075,000 IDR 194,519,755 IDR 0

Sum - Debtor / Co-debtor 4 IDR 69,480,930 IDR 0 IDR 0

Summary Calendar of Payments

Payments 12 / 2017 - 11 / 2018

11/2018 0 No Data No Data Not Specified No Data

10/2018 0 No Data No Data Not Specified No Data

9/2018 3 IDR 0 0 1 - Current IDR 114,944,093

8/2018 3 IDR 0 0 1 - Current IDR 153,124,017

7/2018 0 No Data No Data Not Specified No Data

6/2018 3 IDR 0 0 1 - Current IDR 69,353,405

5/2018 3 IDR 0 0 1 - Current IDR 71,186,303

4/2018 3 IDR 0 0 1 - Current IDR 73,234,222

3/2018 0 No Data No Data Not Specified No Data

2/2018 3 IDR 0 0 1 - Current IDR 77,837,835

1/2018 3 IDR 0 0 1 - Current IDR 79,917,400

12/2017 1 IDR 0 0 1 - Current IDR 5,071,909

Number of Collaterals Total Value of All Collaterals IDR 2,075,000

Number of Active Securities

Number of Open Agreements

Number of Active Involvements

PEFINDO Alert Quest (PAQ)

Number of Sum of False Court registered disputes

Fixed Line 4114773221

MAIN PERSONAL DATA

Social Status Not Specified

Employer Name PLN PERSERO Education No Education

Full Name Meriyanti 2014-11-30 2017-12-31

Full Name MERIYANTI 2017-12-31 2018-04-30

Full Name MERIYANTI 2018-01-31 2018-04-30

Mother's Maiden Name Halisa 2014-11-30 2017-12-31

Mother's Maiden Name HALISA 2017-12-31 2018-04-30

Mother's Maiden Name HALISA 2018-01-31 2018-04-30

Employer Name JAKARTA 2014-11-30 2017-12-31

EmployerSector Others, Others 2014-11-30 2017-12-31

KTP 215010450575 2014-11-30 2017-12-31

Pondok Asri I Blok B3 No 12 Jl Goa Ria - Rt 04/05 Sudiang-Birin,

PONDOK ASRI I BLOK B3 NO 12 SUDIANG-BIRING KANAYA-

BTN PONDOK ASRI BLOK B3 NO 12 RT 04/09, Kota Makassar

JL PONDOK ASRI I BLOK B3 12 SUDIANG, Batam DRB Kota

Fixed Line 0214773221 2014-11-30 2017-12-31

Mobile Phone 0214773221 2014-11-30 2017-12-31

PEFINDO Score 662 PEFINDO Grade C2

Probability of Default (%) 4.52 Description Average Risk

PEFINDO Alert Quest (PAQ)

Other With Granted and

Non Banking Granted and

Non Banking Granted and

Banking Credit Card 2007-11-29 Settled IDR 49,000,000 IDR 0 IDR 0

Banking Co-Financing 2014-02-13 Settled IDR 480,930 IDR 0 IDR 0

Banking Co-Financing 2014-08-07 Settled IDR 0 IDR 0 IDR 0

Sum IDR 387,555,930 IDR 194,519,755 IDR 0