COMPAÑÍA ENRECOL S.A.

S
PRESTAMO $2,500,000,000 A. ¿Aplicando la tasa de interés anual simple
TIEMPO 12 2.500.000.000 a 12 meses que le presta la en
INTERESES ANUAL 11.5% que debe pagar la compañía ENRECOL S.A.S a
INTERES MENSUAL 0.9583%

INTERES SIMPLE
PERIODO CAPITAL INICIAL
1 $2,500,000,000.0000
2 $2,500,000,000.0000
3 $2,500,000,000.0000
4 $2,500,000,000.0000
5 $2,500,000,000.0000
6 $2,500,000,000.0000
7 $2,500,000,000.0000
8 $2,500,000,000.0000
9 $2,500,000,000.0000
10 $2,500,000,000.0000
11 $2,500,000,000.0000
12 $2,500,000,000.0000
TOTAL
CUANTAS POR PAGAR
B. ¿Aplicando la tasa de interés efectiva anual del 11,5% de un crédito de $ 2.500.000.000 a 12 mes
presta la entidad A, cual es el valor de los intereses que debe pagar la compañía ENRECOL S.A.S al té
12 meses?

INTERES SIMPLE
INTERES COMPUESTO
 do la tasa de interés anual simple del 11,5% de un crédito de $
000 a 12 meses que le presta la entidad A, cual es el valor de los intereses
pagar la compañía ENRECOL S.A.S al término de los 12 meses?

INTERES SIMPLE INTERES

INTERESES CAPITAL FINAL INTERES ACUMULADO PERIODO
23958333 $2,500,000,000 23958333 1
23958333 $2,500,000,000 47916667 2
23958333 $2,500,000,000 71875000 3
23958333 $2,500,000,000 95833333 4
23958333 $2,500,000,000 119791667 5
23958333 $2,500,000,000 143750000 6
23958333 $2,500,000,000 167708333 7
23958333 $2,500,000,000 191666667 8
23958333 $2,500,000,000 215625000 9
23958333 $2,500,000,000 239583333 10
23958333 $2,500,000,000 263541667 11
23958333 $2,500,000,000 287500000 12
$2,500,000,000 $287,500,000 TOTAL
$2,787,500,000 CTAS POR PAGAR
édito de $ 2.500.000.000 a 12 meses que le
ar la compañía ENRECOL S.A.S al término de los

Tasa Anual Efectiva: 11.5000%

TOTAL A PAGAR Tasa Diaria Efectiva: 0.0298%
$2,787,500,000 Tasa Mensual Efectiva: 0.9112%
$2,927,316,130
 INTERES COMPUESTO
CAPITAL INICIAL INTERES CAPITAL FINAL INTERESES ACUMULADOS
$2,500,000,000 22780000 $2,522,780,000 22780000
$2,522,780,000 22987571 $2,545,767,571 45767571
$2,545,767,571 23197034 $2,568,964,605 68964605
$2,568,964,605 23408405 $2,592,373,011 92373011
$2,592,373,011 23621703 $2,615,994,714 115994714
$2,615,994,714 23836944 $2,639,831,658 139831658
$2,639,831,658 24054146 $2,663,885,804 163885804
$2,663,885,804 24273327 $2,688,159,131 188159131
$2,688,159,131 24494506 $2,712,653,637 212653637
$2,712,653,637 24717700 $2,737,371,337 237371337
$2,737,371,337 24942928 $2,762,314,265 262314265
$2,762,314,265 25170208 $2,787,484,472 287484472
$2,639,831,658 287484472
$2,927,316,130
COMPAÑÍA ENRECOL S.A.S C. ¿Aplicando la tasa de interés anua
2.500.000.000 a 24 meses que le pre
PRESTAMO $2,500,000,000 que debe pagar la compañía ENRECO
TIEMPO 24
INTERESES ANUAL 12.7%
INTERES MENSUAL 0.53%

INTERES SIMPLE
PERIODO CAPITAL INICIAL INTERESES
1 $2,500,000,000.0000 13229167
2 $2,500,000,000.0000 13229167
3 $2,500,000,000.0000 13229167
4 $2,500,000,000.0000 13229167
5 $2,500,000,000.0000 13229167
6 $2,500,000,000.0000 13229167
7 $2,500,000,000.0000 13229167
8 $2,500,000,000.0000 13229167
9 $2,500,000,000.0000 13229167
10 $2,500,000,000.0000 13229167
11 $2,500,000,000.0000 13229167
12 $2,500,000,000.0000 13229167
13 $2,500,000,000.0000 13229167
14 $2,500,000,000.0000 13229167
15 $2,500,000,000.0000 13229167
16 $2,500,000,000.0000 13229167
17 $2,500,000,000.0000 13229167
18 $2,500,000,000.0000 13229167
19 $2,500,000,000.0000 13229167
20 $2,500,000,000.0000 13229167
21 $2,500,000,000.0000 13229167
22 $2,500,000,000.0000 13229167
23 $2,500,000,000.0000 13229167
24 $2,500,000,000.0000 13229167
TOTAL
CTAS X PAGAR

D. ¿Aplicando la tasa de interés efectiva anual del 12,7% de un crédito de $ 2.500.000.000 a 24

meses que le presta la entidad B, cual es el valor de los intereses que debe pagar la compañía
ENRECOL S.A.S al término de los 24 meses?

TOTAL A PAGAR
INTERES SIMPLE $2,817,500,000
INTERES COMPUESTO $3,850,634,707
¿Aplicando la tasa de interés anual simple del 12,7% de un crédito de $
00.000.000 a 24 meses que le presta la entidad B, cual es el valor de los intereses
e debe pagar la compañía ENRECOL S.A.S al término de los 24 meses?

SIMPLE INTERES COMPUESTO

CAPITAL FINAL INTERES ACUMULADO PERIODO CAPITAL INICIAL INTERES
$2,500,000,000 13229167 1 $2,500,000,000 25032500
$2,500,000,000 26458333 2 $2,525,032,500 25283150
$2,500,000,000 39687500 3 $2,550,315,650 25536311
$2,500,000,000 52916667 4 $2,575,851,961 25792006
$2,500,000,000 66145833 5 $2,601,643,967 26050261
$2,500,000,000 79375000 6 $2,627,694,228 26311102
$2,500,000,000 92604167 7 $2,654,005,330 26574555
$2,500,000,000 105833333 8 $2,680,579,885 26840646
$2,500,000,000 119062500 9 $2,707,420,532 27109402
$2,500,000,000 132291667 10 $2,734,529,934 27380848
$2,500,000,000 145520833 11 $2,761,910,782 27655013
$2,500,000,000 158750000 12 $2,789,565,794 27931922
$2,500,000,000 171979167 13 $2,817,497,717 28211605
$2,500,000,000 185208333 14 $2,845,709,321 28494087
$2,500,000,000 198437500 15 $2,874,203,409 28779399
$2,500,000,000 211666667 16 $2,902,982,808 29067567
$2,500,000,000 224895833 17 $2,932,050,374 29358620
$2,500,000,000 238125000 18 $2,961,408,995 29652588
$2,500,000,000 251354167 19 $2,991,061,583 29949500
$2,500,000,000 264583333 20 $3,021,011,083 30249384
$2,500,000,000 277812500 21 $3,051,260,467 30552271
$2,500,000,000 291041667 22 $3,081,812,738 30858191
$2,500,000,000 304270833 23 $3,112,670,929 31167174
$2,500,000,000 317500000 24 $3,143,838,103 31479251
$2,500,000,000 317500000 TOTAL
$2,817,500,000 CTAS X PAGAR

n crédito de $ 2.500.000.000 a 24
ses que debe pagar la compañía

Tasa Anual Efectiva: 12.70%

Tasa Diaria Efectiva: 0.0328%
Tasa Mensual Efectiva: 1.0013%
MPUESTO
CAPITAL FINAL INTERESES ACUMULADOS
$2,525,032,500 25032500
$2,550,315,650 50315650
$2,575,851,961 75851961
$2,601,643,967 101643967
$2,627,694,228 127694228
$2,654,005,330 154005330
$2,680,579,885 180579885
$2,707,420,532 207420532
$2,734,529,934 234529934
$2,761,910,782 261910782
$2,789,565,794 289565794
$2,817,497,717 317497717
$2,845,709,321 345709321
$2,874,203,409 374203409
$2,902,982,808 402982808
$2,932,050,374 432050374
$2,961,408,995 461408995
$2,991,061,583 491061583
$3,021,011,083 521011083
$3,051,260,467 551260467
$3,081,812,738 581812738
$3,112,670,929 612670929
$3,143,838,103 643838103
$3,175,317,354 675317354
$3,175,317,354 675317354
$3,850,634,707
COMPAÑÍA ENRECOL S.A.S E. ¿Aplicando la tasa de interés anual simple del 12,9% de un crédito de
2.500.000.000 a 36 meses que le presta la entidad C, cual es el valor de
PRESTAMO $2,500,000,000 que debe pagar la compañía ENRECOL S.A.S al término de los 36 meses
TIEMPO 36
INTERESES A 12.9%
INTERES MEN 0.358%
INTERES SIMPLE
PERIODO CAPITAL INICIAL INTERESES CAPITAL FINAL
1 $2,500,000,000.0000 8958333 $2,500,000,000
2 $2,500,000,000.0000 8958333 $2,500,000,000
3 $2,500,000,000.0000 8958333 $2,500,000,000
4 $2,500,000,000.0000 8958333 $2,500,000,000
5 $2,500,000,000.0000 8958333 $2,500,000,000
6 $2,500,000,000.0000 8958333 $2,500,000,000
7 $2,500,000,000.0000 8958333 $2,500,000,000
8 $2,500,000,000.0000 8958333 $2,500,000,000
9 $2,500,000,000.0000 8958333 $2,500,000,000
10 $2,500,000,000.0000 8958333 $2,500,000,000
11 $2,500,000,000.0000 8958333 $2,500,000,000
12 $2,500,000,000.0000 8958333 $2,500,000,000
13 $2,500,000,000.0000 8958333 $2,500,000,000
14 $2,500,000,000.0000 8958333 $2,500,000,000
15 $2,500,000,000.0000 8958333 $2,500,000,000
16 $2,500,000,000.0000 8958333 $2,500,000,000
17 $2,500,000,000.0000 8958333 $2,500,000,000
18 $2,500,000,000.0000 8958333 $2,500,000,000
19 $2,500,000,000.0000 8958333 $2,500,000,000
20 $2,500,000,000.0000 8958333 $2,500,000,000
21 $2,500,000,000.0000 8958333 $2,500,000,000
22 $2,500,000,000.0000 8958333 $2,500,000,000
23 $2,500,000,000.0000 8958333 $2,500,000,000
24 $2,500,000,000.0000 8958333 $2,500,000,000
25 $2,500,000,000.0000 8958333 $2,500,000,000
26 $2,500,000,000.0000 8958333 $2,500,000,000
27 $2,500,000,000.0000 8958333 $2,500,000,000
28 $2,500,000,000.0000 8958333 $2,500,000,000
29 $2,500,000,000.0000 8958333 $2,500,000,000
30 $2,500,000,000.0000 8958333 $2,500,000,000
31 $2,500,000,000.0000 8958333 $2,500,000,000
32 $2,500,000,000.0000 8958333 $2,500,000,000
33 $2,500,000,000.0000 8958333 $2,500,000,000
34 $2,500,000,000.0000 8958333 $2,500,000,000
35 $2,500,000,000.0000 8958333 $2,500,000,000
36 $2,500,000,000.0000 8958333 $2,500,000,000
TOTAL $2,500,000,000
 CTAS X PAGAR

F. ¿Aplicando la tasa de interés efectiva anual del 12,9% de un crédito de $ 2.500.000.000

a 36 meses que le presta la entidad C, cual es el valor de los intereses que debe pagar la
compañía ENRECOL S.A.S al término de los 36 meses?

TOTAL A PAGAR
INTERES SIMPLE $2,822,500,000
INTERES COMPUESTO $4,695,268,214
 simple del 12,9% de un crédito de $
sta la entidad C, cual es el valor de los intereses
L S.A.S al término de los 36 meses?

INTERES COMPUESTO
INTERES ACUMULADO PERIODO CAPITAL INICIAL INTERES CAPITAL FINAL
8958333 1 $2,500,000,000 25405000 $2,525,405,000
17916667 2 $2,525,405,000 25663166 $2,551,068,166
26875000 3 $2,551,068,166 25923955 $2,576,992,120
35833333 4 $2,576,992,120 26187394 $2,603,179,514
44791667 5 $2,603,179,514 26453510 $2,629,633,024
53750000 6 $2,629,633,024 26722331 $2,656,355,355
62708333 7 $2,656,355,355 26993883 $2,683,349,238
71666667 8 $2,683,349,238 27268195 $2,710,617,433
80625000 9 $2,710,617,433 27545294 $2,738,162,728
89583333 10 $2,738,162,728 27825210 $2,765,987,937
98541667 11 $2,765,987,937 28107969 $2,794,095,907
107500000 12 $2,794,095,907 28393603 $2,822,489,509
116458333 13 $2,822,489,509 28682138 $2,851,171,648
125416667 14 $2,851,171,648 28973606 $2,880,145,254
134375000 15 $2,880,145,254 29268036 $2,909,413,290
143333333 16 $2,909,413,290 29565458 $2,938,978,748
152291667 17 $2,938,978,748 29865902 $2,968,844,650
161250000 18 $2,968,844,650 30169399 $2,999,014,049
170208333 19 $2,999,014,049 30475981 $3,029,490,030
179166667 20 $3,029,490,030 30785678 $3,060,275,708
188125000 21 $3,060,275,708 31098522 $3,091,374,230
197083333 22 $3,091,374,230 31414545 $3,122,788,774
206041667 23 $3,122,788,774 31733780 $3,154,522,554
215000000 24 $3,154,522,554 32056258 $3,186,578,812
223958333 25 3186578812 32382014 $3,218,960,826
232916667 26 3218960826 32711080 $3,251,671,906
241875000 27 3251671906 33043490 $3,284,715,396
250833333 28 3284715396 33379278 $3,318,094,674
259791667 29 3318094674 33718478 $3,351,813,152
268750000 30 3351813152 34061125 $3,385,874,277
277708333 31 3385874277 34407254 $3,420,281,531
286666667 32 3420281531 34756901 $3,455,038,432
295625000 33 3455038432 35110101 $3,490,148,533
304583333 34 3490148533 35466889 $3,525,615,422
313541667 35 3525615422 35827304 $3,561,442,726
322500000 36 3561442726 36191381 $3,597,634,107
322500000 TOTAL $3,597,634,107
 2822500000 CTAS X PAGAR

rédito de $ 2.500.000.000
reses que debe pagar la

Tasa Anual Efectiva: 12.90%

Tasa Diaria Efectiva: 0.0332%
Tasa Mensual Efectiva: 1.0162%
INTERESES ACUMULADOS
25405000
51068166
76992120
103179514
129633024
156355355
183349238
210617433
238162728
265987937
294095907
322489509
351171648
380145254
409413290
438978748
468844650
499014049
529490030
560275708
591374230
622788774
654522554
686578812
718960826
751671906
784715396
818094674
851813152
885874277
920281531
955038432
990148533
1025615422
1061442726
1097634107
1097634107
$4,695,268,214
COMPAÑÍA ENRECOL S.A.S G. ¿Aplicando la tasa de interés anual simple del 13,2% de un crédito de $ 2.5
meses que le presta la entidad D, cual es el valor de los intereses que debe pa
PRESTAMO $2,500,000,000 ENRECOL S.A.S al término de los 48 meses?
TIEMPO 48
INTERESES A 13.2%
INTERES MEN 0.2750%
INTERES SIMPLE
PERIODO CAPITAL INICIAL INTERESES
1 $2,500,000,000 6875000
2 $2,500,000,000 6875000
3 $2,500,000,000 6875000
4 $2,500,000,000 6875000
5 $2,500,000,000 6875000
6 $2,500,000,000 6875000
7 $2,500,000,000 6875000
8 $2,500,000,000 6875000
9 $2,500,000,000 6875000
10 $2,500,000,000 6875000
11 $2,500,000,000 6875000
12 $2,500,000,000 6875000
13 $2,500,000,000 6875000
14 $2,500,000,000 6875000
15 $2,500,000,000 6875000
16 $2,500,000,000 6875000
17 $2,500,000,000 6875000
18 $2,500,000,000 6875000
19 $2,500,000,000 6875000
20 $2,500,000,000 6875000
21 $2,500,000,000 6875000
22 $2,500,000,000 6875000
23 $2,500,000,000 6875000
24 $2,500,000,000 6875000
25 $2,500,000,000 6875000
26 $2,500,000,000 6875000
27 $2,500,000,000 6875000
28 $2,500,000,000 6875000
29 $2,500,000,000 6875000
30 $2,500,000,000 6875000
31 $2,500,000,000 6875000
32 $2,500,000,000 6875000
33 $2,500,000,000 6875000
34 $2,500,000,000 6875000
35 $2,500,000,000 6875000
36 $2,500,000,000 6875000
37 $2,500,000,000 6875000
 38 $2,500,000,000 6875000
39 $2,500,000,000 6875000
40 $2,500,000,000 6875000
41 $2,500,000,000 6875000
42 $2,500,000,000 6875000
43 $2,500,000,000 6875000
44 $2,500,000,000 6875000
45 $2,500,000,000 6875000
46 $2,500,000,000 6875000
47 $2,500,000,000 6875000
48 $2,500,000,000 6875000
TOTAL
CTAS X PAGAR

H. ¿Aplicando la tasa de interés efectiva anual del 13,2% de un c

$ 2.500.000.000 a 48 meses que le presta la entidad D, cual es e
los intereses que debe pagar la compañía ENRECOL S.A.S al térm
los 48 meses?

TOTAL A PAGAR
INTERES SIMPLE $2,830,000,000
INTERES COMPUESTO $5,710,344,169
e del 13,2% de un crédito de $ 2.500.000.000 a 48
valor de los intereses que debe pagar la compañía

ES SIMPLE INTERES COMPUESTO

CAPITAL FINAL INTERES ACUMULADO PERIODO CAPITAL INICIAL INTERES
$2,500,000,000 6875000 1 $2,500,000,000 25965000
$2,500,000,000 13750000 2 $2,525,965,000 26234672
$2,500,000,000 20625000 3 $2,552,199,672 26507146
$2,500,000,000 27500000 4 $2,578,706,818 26782449
$2,500,000,000 34375000 5 $2,605,489,267 27060612
$2,500,000,000 41250000 6 $2,632,549,879 27341663
$2,500,000,000 48125000 7 $2,659,891,542 27625634
$2,500,000,000 55000000 8 $2,687,517,175 27912553
$2,500,000,000 61875000 9 $2,715,429,729 28202453
$2,500,000,000 68750000 10 $2,743,632,182 28495364
$2,500,000,000 75625000 11 $2,772,127,546 28791317
$2,500,000,000 82500000 12 $2,800,918,863 29090343
$2,500,000,000 89375000 13 $2,830,009,206 29392476
$2,500,000,000 96250000 14 $2,859,401,681 29697746
$2,500,000,000 103125000 15 $2,889,099,427 30006187
$2,500,000,000 110000000 16 $2,919,105,614 30317831
$2,500,000,000 116875000 17 $2,949,423,445 30632712
$2,500,000,000 123750000 18 $2,980,056,157 30950863
$2,500,000,000 130625000 19 $3,011,007,020 31272319
$2,500,000,000 137500000 20 $3,042,279,339 31597113
$2,500,000,000 144375000 21 $3,073,876,452 31925281
$2,500,000,000 151250000 22 $3,105,801,733 32256857
$2,500,000,000 158125000 23 $3,138,058,590 32591877
$2,500,000,000 165000000 24 $3,170,650,466 32930376
$2,500,000,000 171875000 25 3203580842 33272391
$2,500,000,000 178750000 26 3236853233 33617958
$2,500,000,000 185625000 27 3270471190 33967114
$2,500,000,000 192500000 28 3304438304 34319896
$2,500,000,000 199375000 29 3338758200 34676343
$2,500,000,000 206250000 30 3373434543 35036491
$2,500,000,000 213125000 31 3408471034 35400380
$2,500,000,000 220000000 32 3443871414 35768049
$2,500,000,000 226875000 33 3479639463 36139535
$2,500,000,000 233750000 34 3515778998 36514881
$2,500,000,000 240625000 35 3552293879 36894124
$2,500,000,000 247500000 36 3589188003 37277307
$2,500,000,000 254375000 37 3626465310 37664469
 $2,500,000,000 261250000 38 3664129778 38055652
$2,500,000,000 268125000 39 3702185430 38450898
$2,500,000,000 275000000 40 3740636328 38850249
$2,500,000,000 281875000 41 3779486577 39253748
$2,500,000,000 288750000 42 3818740325 39661437
$2,500,000,000 295625000 43 3858401762 40073361
$2,500,000,000 302500000 44 3898475122 40489563
$2,500,000,000 309375000 45 3938964685 40910087
$2,500,000,000 316250000 46 3979874772 41334979
$2,500,000,000 323125000 47 4021209752 41764284
$2,500,000,000 330000000 48 4062974036 42198048
$2,500,000,000 330000000 TOTAL
2830000000 CTAS X PAGAR

efectiva anual del 13,2% de un crédito de

e le presta la entidad D, cual es el valor de
compañía ENRECOL S.A.S al término de

Tasa Anual Efectiva: 13.20%

Tasa Diaria Efectiva: 0.0340%
Tasa Mensual Efectiva: 1.0386%
MPUESTO
CAPITAL FINAL INTERESES ACUMULADOS
$2,525,965,000 25965000
$2,552,199,672 52199672
$2,578,706,818 78706818
$2,605,489,267 105489267
$2,632,549,879 132549879
$2,659,891,542 159891542
$2,687,517,175 187517175
$2,715,429,729 215429729
$2,743,632,182 243632182
$2,772,127,546 272127546
$2,800,918,863 300918863
$2,830,009,206 330009206
$2,859,401,681 359401681
$2,889,099,427 389099427
$2,919,105,614 419105614
$2,949,423,445 449423445
$2,980,056,157 480056157
$3,011,007,020 511007020
$3,042,279,339 542279339
$3,073,876,452 573876452
$3,105,801,733 605801733
$3,138,058,590 638058590
$3,170,650,466 670650466
$3,203,580,842 703580842
$3,236,853,233 736853233
$3,270,471,190 770471190
$3,304,438,304 804438304
$3,338,758,200 838758200
$3,373,434,543 873434543
$3,408,471,034 908471034
$3,443,871,414 943871414
$3,479,639,463 979639463
$3,515,778,998 1015778998
$3,552,293,879 1052293879
$3,589,188,003 1089188003
$3,626,465,310 1126465310
$3,664,129,778 1164129778
$3,702,185,430 1202185430
$3,740,636,328 1240636328
$3,779,486,577 1279486577
$3,818,740,325 1318740325
$3,858,401,762 1358401762
$3,898,475,122 1398475122
$3,938,964,685 1438964685
$3,979,874,772 1479874772
$4,021,209,752 1521209752
$4,062,974,036 1562974036
$4,105,172,084 1605172084
$4,105,172,084 1605172084
$5,710,344,169
COMPAÑÍA ENRECOL S.A.S I. ¿Aplicando la tasa de interés anual simple del 14,3% de un cré
PRESTAMO $2,500,000,000 de $ 2.500.000.000 a 60 meses que le presta la entidad E, cual e
valor de los intereses que debe pagar la compañía ENRECOL S.A
TIEMPO 60 término de los 60 meses?
INTERESES ANUAL 14.3%
INTERES MENSUAL 0.2383%
INTERES SIMPLE
PERIODO CAPITAL INICIAL INTERESES
1 $2,500,000,000 5958333
2 $2,500,000,000 5958333
3 $2,500,000,000 5958333
4 $2,500,000,000 5958333
5 $2,500,000,000 5958333
6 $2,500,000,000 5958333
7 $2,500,000,000 5958333
8 $2,500,000,000 5958333
9 $2,500,000,000 5958333
10 $2,500,000,000 5958333
11 $2,500,000,000 5958333
12 $2,500,000,000 5958333
13 $2,500,000,000 5958333
14 $2,500,000,000 5958333
15 $2,500,000,000 5958333
16 $2,500,000,000 5958333
17 $2,500,000,000 5958333
18 $2,500,000,000 5958333
19 $2,500,000,000 5958333
20 $2,500,000,000 5958333
21 $2,500,000,000 5958333
22 $2,500,000,000 5958333
23 $2,500,000,000 5958333
24 $2,500,000,000 5958333
25 $2,500,000,000 5958333
26 $2,500,000,000 5958333
27 $2,500,000,000 5958333
28 $2,500,000,000 5958333
29 $2,500,000,000 5958333
30 $2,500,000,000 5958333
31 $2,500,000,000 5958333
32 $2,500,000,000 5958333
33 $2,500,000,000 5958333
34 $2,500,000,000 5958333
35 $2,500,000,000 5958333
36 $2,500,000,000 5958333
37 $2,500,000,000 5958333
 38 $2,500,000,000 5958333
39 $2,500,000,000 5958333
40 $2,500,000,000 5958333
41 $2,500,000,000 5958333
42 $2,500,000,000 5958333
43 $2,500,000,000 5958333
44 $2,500,000,000 5958333
45 $2,500,000,000 5958333
46 $2,500,000,000 5958333
47 $2,500,000,000 5958333
48 $2,500,000,000 5958333
49 $2,500,000,000 5958333
50 $2,500,000,000 5958333
51 $2,500,000,000 5958333
52 $2,500,000,000 5958333
53 $2,500,000,000 5958333
54 $2,500,000,000 5958333
55 $2,500,000,000 5958333
56 $2,500,000,000 5958333
57 $2,500,000,000 5958333
58 $2,500,000,000 5958333
59 $2,500,000,000 5958333
60 $2,500,000,000 5958333
TOTAL
CTAS X PAGAR

J. ¿Aplicando la tasa de interés efectiva anual del 14,3% de

un crédito de $ 2.500.000.000 a 60 meses que le presta la
entidad E, cual es el valor de los intereses que debe pagar
la compañía ENRECOL S.A.S al término de los 60 meses?

TOTAL A PAGAR
INTERES SIMPLE $2,857,500,000
INTERES COMPUESTO $7,254,245,021
 rés anual simple del 14,3% de un crédito
eses que le presta la entidad E, cual es el
ebe pagar la compañía ENRECOL S.A.S al

NTERES SIMPLE INTERES COMPUESTO

CAPITAL FINAL INTERES ACUMULADO PERIODO CAPITAL INICIAL INTERES CAPITAL FINAL
$2,500,000,000 5958333 1 $2,500,000,000 28000000 $2,528,000,000
$2,500,000,000 11916667 2 $2,528,000,000 28313600 $2,556,313,600
$2,500,000,000 17875000 3 $2,556,313,600 28630712 $2,584,944,312
$2,500,000,000 23833333 4 $2,584,944,312 28951376 $2,613,895,689
$2,500,000,000 29791667 5 $2,613,895,689 29275632 $2,643,171,320
$2,500,000,000 35750000 6 $2,643,171,320 29603519 $2,672,774,839
$2,500,000,000 41708333 7 $2,672,774,839 29935078 $2,702,709,917
$2,500,000,000 47666667 8 $2,702,709,917 30270351 $2,732,980,268
$2,500,000,000 53625000 9 $2,732,980,268 30609379 $2,763,589,647
$2,500,000,000 59583333 10 $2,763,589,647 30952204 $2,794,541,851
$2,500,000,000 65541667 11 $2,794,541,851 31298869 $2,825,840,720
$2,500,000,000 71500000 12 $2,825,840,720 31649416 $2,857,490,136
$2,500,000,000 77458333 13 $2,857,490,136 32003890 $2,889,494,026
$2,500,000,000 83416667 14 $2,889,494,026 32362333 $2,921,856,359
$2,500,000,000 89375000 15 $2,921,856,359 32724791 $2,954,581,150
$2,500,000,000 95333333 16 $2,954,581,150 33091309 $2,987,672,459
$2,500,000,000 101291667 17 $2,987,672,459 33461932 $3,021,134,391
$2,500,000,000 107250000 18 $3,021,134,391 33836705 $3,054,971,096
$2,500,000,000 113208333 19 $3,054,971,096 34215676 $3,089,186,772
$2,500,000,000 119166667 20 $3,089,186,772 34598892 $3,123,785,664
$2,500,000,000 125125000 21 $3,123,785,664 34986399 $3,158,772,063
$2,500,000,000 131083333 22 $3,158,772,063 35378247 $3,194,150,310
$2,500,000,000 137041667 23 $3,194,150,310 35774483 $3,229,924,794
$2,500,000,000 143000000 24 $3,229,924,794 36175158 $3,266,099,952
$2,500,000,000 148958333 25 $3,266,099,952 36580319 $3,302,680,271
$2,500,000,000 154916667 26 $3,302,680,271 36990019 $3,339,670,290
$2,500,000,000 160875000 27 $3,339,670,290 37404307 $3,377,074,597
$2,500,000,000 166833333 28 $3,377,074,597 37823235 $3,414,897,833
$2,500,000,000 172791667 29 $3,414,897,833 38246856 $3,453,144,688
$2,500,000,000 178750000 30 $3,453,144,688 38675221 $3,491,819,909
$2,500,000,000 184708333 31 $3,491,819,909 39108383 $3,530,928,292
$2,500,000,000 190666667 32 $3,530,928,292 39546397 $3,570,474,689
$2,500,000,000 196625000 33 $3,570,474,689 39989317 $3,610,464,005
$2,500,000,000 202583333 34 $3,610,464,005 40437197 $3,650,901,202
$2,500,000,000 208541667 35 $3,650,901,202 40890093 $3,691,791,296
$2,500,000,000 214500000 36 $3,691,791,296 41348063 $3,733,139,358
$2,500,000,000 220458333 37 $3,733,139,358 41811161 $3,774,950,519
 $2,500,000,000 226416667 38 $3,774,950,519 42279446 $3,817,229,965
$2,500,000,000 232375000 39 $3,817,229,965 42752976 $3,859,982,940
$2,500,000,000 238333333 40 $3,859,982,940 43231809 $3,903,214,749
$2,500,000,000 244291667 41 $3,903,214,749 43716005 $3,946,930,755
$2,500,000,000 250250000 42 $3,946,930,755 44205624 $3,991,136,379
$2,500,000,000 256208333 43 $3,991,136,379 44700727 $4,035,837,106
$2,500,000,000 262166667 44 $4,035,837,106 45201376 $4,081,038,482
$2,500,000,000 268125000 45 $4,081,038,482 45707631 $4,126,746,113
$2,500,000,000 274083333 46 $4,126,746,113 46219556 $4,172,965,669
$2,500,000,000 280041667 47 $4,172,965,669 46737215 $4,219,702,885
$2,500,000,000 286000000 48 $4,219,702,885 47260672 $4,266,963,557
$2,500,000,000 291958333 49 $4,266,963,557 47789992 $4,314,753,549
$2,500,000,000 297916667 50 $4,314,753,549 48325240 $4,363,078,789
$2,500,000,000 303875000 51 $4,363,078,789 48866482 $4,411,945,271
$2,500,000,000 309833333 52 $4,411,945,271 49413787 $4,461,359,058
$2,500,000,000 315791667 53 $4,461,359,058 49967221 $4,511,326,280
$2,500,000,000 321750000 54 $4,511,326,280 50526854 $4,561,853,134
$2,500,000,000 327708333 55 $4,561,853,134 51092755 $4,612,945,889
$2,500,000,000 333666667 56 $4,612,945,889 51664994 $4,664,610,883
$2,500,000,000 339625000 57 $4,664,610,883 52243642 $4,716,854,525
$2,500,000,000 345583333 58 $4,716,854,525 52828771 $4,769,683,296
$2,500,000,000 351541667 59 $4,769,683,296 53420453 $4,823,103,749
$2,500,000,000 357500000 60 $4,823,103,749 54018762 $4,877,122,511
$2,500,000,000 357500000 TOTAL $4,877,122,511
2857500000 CTAS X PAGAR

ectiva anual del 14,3% de

0 meses que le presta la
ntereses que debe pagar
mino de los 60 meses?

Tasa Anual Efectiva: 14.30%

Tasa Diaria Efectiva: 0.0366%
Tasa Mensual Efectiva: 1.1200%
INTERESES ACUMULADOS
28000000
56313600
84944312
113895689
143171320
172774839
202709917
232980268
263589647
294541851
325840720
357490136
389494026
421856359
454581150
487672459
521134391
554971096
589186772
623785664
658772063
694150310
729924794
766099952
802680271
839670290
877074597
914897833
953144688
991819909
1030928292
1070474689
1110464005
1150901202
1191791296
1233139358
1274950519
 1317229965
1359982940
1403214749
1446930755
1491136379
1535837106
1581038482
1626746113
1672965669
1719702885
1766963557
1814753549
1863078789
1911945271
1961359058
2011326280
2061853134
2112945889
2164610883
2216854525
2269683296
2323103749
2377122511
2377122511
$7,254,245,021