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Introduction
A. Background of the Study
People became too acquainted with the continuous innovation of modern
inventions. Even at an early age, they have adapted the mentality of spending
money for one thing after another to inline themselves with the current trends.
With this habitual outlaying of money for passive enjoyment, people have
gained even bigger difficulties in financial management and the best measure
that has been learnt is saving.
Now that the society noticed the need to have financial stability, people
developed fondness of the idea of saving money. The good benefit of saving
money has been frequently discussed across people of different ages,
especially to students. According to Corpus (2010), the adolescence of an
individual starts at the age of 10 and ends at 20 years old. Corpus classified
adolescents into 3: Early adolescence occurs at ages 10-13, middle
adolescence ranges from 14-16 years old, and late adolescents are those
who are within 17-20 years old. Therefore, students falling under the category
of senior high school are now considered late adolescents. This means that
they are expected to start being responsible in handling money. It also helped
that most of academic institutions nowadays give financial literacy forums for
their learners to provide more knowledge regarding spending daily allowances
and allotting money for savings.
TEACHERS. The results of this study will give an idea to the teachers on how
to properly manage their finances. Also, the teachers can share the ideas on
effective saving strategy through teaching. It will also improve their saving skill
in spite of having financial constraint.
PARENTS. This study will help the parents on how to wisely manage and
budget their finances for the daily needs of the family. Also it will help them to
lessen the burdens of sending their children to school.
Adolescence- the period following the onset of puberty during which a young
person develops from a child into an adult.
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