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PROVISIONS OF THE EMPLOYEES' PROVIDENT FUND SCHEME 1952 ON SETTLEMENT OF

EMPLOYEES' PROVIDENT FUND CLAIMS

For reading material refer :

Employees' Provident Fund Scheme, '52 - para 69 , 70 , 72(1) , 72(2) , 72(3) , 72(3A) , 72(4).

Forms prescribed for claiming the Provident Fund dues :

By a member : through Form 19
On death of member by nominee/family member(s)/legal heirs: through Form 20

SETTLEMENT UNDER PARA 69-TO MEMBER:

THROUGH FORM No.19

Immediate settlement without waiting Settlement only after a waiting

period of 2 months period of two months
69(1)(a) Retirement after attaining 55 years of 69(1)(e)(i) transfer of a non retrenched employee from a
age. closed establishment to uncovered establishment.
69(1)(b) Retirement on account of total and 69(1)(e)(ii) Transfer of an employee from a covered
permanent incapacity due to bodily or mental establishment to an un-covered establishment under the
infirmity . same employer.
69(1)(d) Termination of service on
69(2) Other cases viz. Resignation, Leaving service, etc.
retrenchment.
Note: For female members leaving service for the purpose
69(1)(dd) Termination on V.R.S
of getting married; waiting period not applicable.
69(1)(c) Migration from India for permanent 69(1)(e)(iii) Members discharged & retrenchment
settlement abroad or taking employment abroad. compensation paid under I.D. Act 1947.

Settlement under para 70:

(Accumulation of a deceased member) through Form No. 20

70(i) If a nomination exists, payment is made to the nominee in accordance with Form 2(R) . (Nomination and
Declaration Form).

70(ii) If no nomination subsists, payment is to be made to every member of his family (as defined under
para-2(g) of Employees' Provident Fund Scheme 1952) in equal share. For the purpose of this paragraph, a
member's posthumous child, if born alive , shall be treated as a surviving child, born before the member's
death.
But the following will not be eligible for any share, if other family members are available to receive the
accumulations.

a. Major sons ,

b. Major sons of a deceased son ,

c. Married daughters whose husbands are alive ,

d. Married daughter of a deceased son whose husbands are alive.

70(iii) In cases where para 70(i), 70(ii) , does not apply, the payment is to be made to the person who is
legally entitled to it, vide para 70(iii). In case there is no nominee and also there is no person entitled to
receive the amount, if the amount to the credit of the fund does not exceed Rs. 10,000/-, the Commissioner
may pay such amount to the claimant after enquiry and after satisfying the title of the claimant.

When the payment is to be made to a minor, it is payable to :

a. The Guardian appointed under Guardian and Wards Act 1890 , failing (a), to

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b. The Guardian appointed by the member as per para 61(4A), failing (a),(b), to

c. To the natural guardian of the minor, failing (a) (b) (c), to

d. To the person , considered to be the proper person by the commissioner when the amount
not exceeding Rs.20,000/- or the person considered to be the proper person , by the
Chairman , C.B.T where the amount exceeds Rs. 20,000/- . Para-72(3)

When the payment is to be made to a lunatic person , it is payable to:

a. The Manager appointed for the minor's estate under Indian Lunacy Act ,1912 failing (a),

b. The natural guardian of the lunatic, failing (a)(b),

c. To the person considered by the Commissioner as proper person , amount not exceeding
Rs.20,000/- or to person considered by Chairman C.B.T as proper person amount exceeding
Rs. 20,000/-. Para-72(3A)

Note: Maximum amount payable by money order is Rs.2000/- and beyond that by cheque. If the amount is
beyond Rs. 500/-, the M.O. cost will be borne by the claimant.

Para 70(A):

If a person entitled to received a share in the Provident Fund accumulations of a deceased member is
charged with committing the murder of the member or with abetting the crime, the share payable to such
person shall be retained till the case is finalised . If, subsequently he/she is exonerated, the share will be paid
to him/her. If such a person is found guilty and convicted, the share will be paid equally to other person(s)
entitled to receive the accumulations.

WITHDRAWALS

Types of Benefit Eligibility Eligible Amount Form Documentary Support

The purchase of 5 Years of l 24 months wages No.31 A declaration from the member that,
site for membership of the (Basic & DA) dwelling site or dwelling house/flat or
construction of Fund (Minimum OR the house under construction is free
house balance in l Member’s own from encumberances and the same
member’s a/c share of is under the title of the member or
should be Rs. contribution + the spouse (notification dated
1000/-) Company’s share of 25.2.2000)
* The purchase Contribution with
should be in favour interest thereon
of member or
member & spouse.
The Construction 5 Years of l 36 months wages No.31 A declaration from the member that,
of House membership of the (Basic+DA) dwelling site or dwelling house/flat or
Fund OR the house under construction is free
l Members own from encumberances and the same
(Minimum balance share of is under the title of the member or
in member’s a/c contribution + the spouse (notification dated
should be Rs. Company’s share of 25.2.2000)
1000/-) contribution with
* The purchase interest thereon
should be in favour
of member or
member & spouse.
The purchase of 5 Year of l 36 months wages No.31 A declaration from the member that,
dwelling flat membership of the (Basic+DA) dwelling site or dwelling house/flat or
Fund OR the house under construction is free
l Members own from encumberances and the same
(Minimum balance share of is under the title of the member or
in member’s a/c contribution + the spouse (notification dated
should be Rs. Company’s share of 25.2.2000)
1000/-) contribution with
* The purchase interest thereon
should be in favour
of member or
member & spouse.

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Additions, 5 years from the 12 months basic or No.31

Alterations or date of completion members own share
improvements to of dwelling house of contribution with
the dwelling thereon.
house

68 BB : REPAYMENT OF LOAN

Types of
Eligibility Eligible Amount Form Documentary Support
Benefit
Advance from 10 years membership of 36 month wages (Basic + No.31 A certificate from the
the fund for the fund & member DA) lending authority furnishing
repayment of should have taken loan OR the details of loan and
loan from Govt. Body Members own share of outstanding amount.
Contribution + Company’s
share of Contribution with
interest thereon.

68 J : ADVANCE FROM FUND FOR ILLNESS

Eligible
Types of Benefit Eligibility Form Documentary Support
Amount
Advance from the fund for illness viz. Stay in 6 moths No.31 A certificate from the
hospitalisation for more than a month, major Hospital at wages Medical Practitioner for
surgical operation or suffering from TB, least for a (Basic + hospitalisation or
Leprosy, Paralysis, Cancer, Heart ailment month DA) operation.
etc.

68 K : ADVANCE FROM THE FUND FOR MARRIAGE

Types of Benefit Eligibility Eligible Amount Form Documentary Support

l Advance from the fund l 7 years membership of the l 50% of No.31 Declaration by the
for Marriage of self/son fund & minimum balance in member’s own member which is
/daughter/ sister/brother member’s account should be share of attested by the
etc. Rs. 1000/- contribution employer.
l Advance from the fund
for education of
Son/Daughter

68L : ADVANCE IN ABNORMAL CONDITIONS

Documentary
Types of Benefit Eligibility Eligible Amount Form
Support
Grant of advance in l Certificate of l Rs. 5000/- or 50% of No.31 l Certificate from the
abnormal conditions, damage from member’s own share of Appropriate
Natural calamities etc. appropriate contribution (To apply within 4 Authority.
authority. months)
l State Govt.
declaration.

68 M : ADVANCE TO MEMBER AFFECTED BY CUT IN THE SUPPLY OF ELECTRICITY

Eligible
Types of Benefit Eligibility Form Documentary Support
Amount
Grant of advance to l The advance may be granted only to a l Wages No.31 Certificate from State
members affected member whose total wages for any one for a Govt. regarding cut in
by cut in the supply month commencing from the month of month the supply of
of electricity January 1973 were 3/4th or less than 3/4th OR electricity.
of wages for a month l Rs.300/-

68 N : GRANT OF ADVANCE TO MEMBERS WHO ARE PHYSICALLY HANDICAPPED

Types of Benefit Eligibility Eligible Amount Form Documentary Support

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To Physically Production of medical Basic wages+ DA No.31 Certificate from the

Handicapped member for certificate from a for six months Medical practitioner to
purchase of an equipment competent medical or own share of the effect that the
required to minimize the practitioner to the effect contribution with member is physically
hardship on account of that he is physically interest or cost of handicapped..
handicap. handicapped equipment which
ever is least.

Note: For calculation/ computing the period of membership U/P 68B, 68BB, 68K, total service exclusive of
periods of break under the same employer before the scheme is applied to him, as well as period of
membership of the fund is always included.

© Employees Provident Fund Organisation, India

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