Sr.No.

Heading Insurance Portal

1 Portal Main Page
2 Portal Various Products / Product information
3 Portal Blogs / open source
4 Portal My Profile / will be transferred to my Account
5 Portal My Vehicle / will be transferred to my Account
6 Portal Live Chat / live bots, and agents
7 Portal Policy Wallet
8 Portal Renew My policy
9 Portal My Policy
10 Portal survey
11 Portal Registration
12 Portal Contact Us
13 Portal Book an appointment / / live bots, and agents
14 Portal Enquiry
15 Portal IRDA Guidelines
16 Portal My Account
17 Portal View Policy Details
18 Portal Raise Queries
19 Portal See your recent searches
20 Portal Upload Documents
21 Portal Customer Care
22 Portal Reviews & Feedback
23 Portal Expert Recommendation // live bots, and agents
24 Sign-Up and There will be an Organisation structure. We will create different designation
User and define their rights. As per the rights given the user can use the App.
Management Features. We will also have a designation called Relationship Manager (RM),
Under RM Multiple SP’s (Service Provider - Agent) Agents will be there.
25 Sign-Up and Each user will be authorised by the user who has the authority to do so.
User
Management
26 Sign-Up and Each user will have an ID and Pswd. IE. Relationship Manager (RM) Code,
User Under RM Multiple SP’s (Service Provider - Agent-code)
Management
27 Sign-Up and They will be linked to some branch / area.
User
Management
28 Customer customer can download the application and register himself directly
Registration
29 Customer Customer can go to the Mentor / Agent or Mentor / Agent can go and create
Registration by users through his Mentor Application.
our team and
agents
30 On boarding of On-boarding of insurance companies
Service provider
31 Creating their Define company structure with roles and responsibility of each designation.
 Organization
structure
32 Product Creating their schemes / importing scheme using API
Defining
Portal will provide different type of Insurance Segments (Motor / Non Motor /
Health / Travel / Marine / Group Insurance / Workman Insurance, General, Housing )
& products Ie In Motor (Motor may be Private car , bike ,GCV, commercial Motor ,
Public motor In public motor Sub Product (LMV – petrol , Diesal , School Bus, .
etc.).
33 Scheme Define Scheme wise parameter based to as below attributes:
and Parameter Min & Max Age , Min & Max Amount, Min & Max installment, Gross Salary,
Monthly Income, Insurance Applicability for each product category and
purpose
34 Parameter Insurance Amount and other parameters like at what age what premium to be
taken etc.
35 Document Documents to be taken are categorized in various Categories viz. Pre-Insurance,
required Post-Insurance, etc.
36 Charges / fees Charges to be defined for various services being provided by the company.
37 Customer Complete Insurance form will be filled by the customer / SP’s / RM’s. / SP’s /
Acquisition RM’s Ie:
i. Company Name :
ii. Type of Policy ( TP / CP )
iii. SP Name :
iv. SP Code :
v. RM Name :
vi. RM Code :
vii. Estimated Premium
viii. Insured Person Name
ix. Ledger Amount (Account / Ledger Balance of
SP’s at the time of File received ) : (if Filled by
SP’s / RM’s )
x. Insurance Company Name :
xi. Segment :
xii. Product Name :
xiii. Sub Product Name:
xiv. Registration No. ( If Vehicle )
xv. Make & Model ( If Vehicle

38 Customer Capture details of Object /Person( like Vehicle , make/model , Year of

Acquisition registration , etc )which is going to be insured
39 Customer Fetch Details of items from regulatory body (RTO/ etc.)
Acquisition
40 Listing and There will be page for the company and customer which will show progress of
 Track your the insurance application.
Application
Status
41 Appraisal The premium amount will be shown on basis of type of coverage, Insured
Process Value, No claim bonus , any additional service etc.
42 Track your After apply for insurance, Customer can also check & track application status.
Application
Status by Agent
/ Mentor
43 Opportunities There will be customers who want insurance
Management
44 About the Lead Leads are the details gathered about an individual or representatives of an
organization. They play a very important role in an organization's Sales &
Marketing department and are useful in identifying potential customers.
Collecting leads and managing them are the initial stages in the sales process.
Leads can be obtained through trade shows, seminars, advertisements,
marketing campaigns etc. Once the leads are collected, it is essential to manage
them and follow them up until the leads qualify to prospective customers. The
sales department's approach in managing leads can significantly impact the
success of an organization.
45 Leads - Home On Leads Page we have various option-->
Page 1. Leads Search
2. Leads Setting
3. Select Leads
4. Lead Near By Me
5. Add Leads
6. Leads Info Home
46 Select Leads The records are displayed in List Views. Define your own Custom Views as
per your requirements. Some system defined list views are already available,
such as Unread Leads, Converted Leads, Recently Created Leads, Mailing
Labels, My Converted Leads, My Leads, Recently Modifyed Leads, today
Leads , Unread Leads etc.
47 Add Leads On Leads Info Home Page one button occur. User click on button then you can
create leads by:
Entering data in the lead details form: You can create leads manually by
entering the details in the lead form. For instance: While traveling you met a
person who showed some interest in your product or service. You exchanged
business cards and assured them you would contact him or her again with more
details about the product/service. The next day, you create a lead manually with
the available details and contact the person. In such cases, it is easy to manually
enter in the available details and create a lead record instantly.
Cloning the lead with a few changes in the existing record and Following are
some of the methods for leads qualification:
Phone Call, Direct Mail, Email, Meeting, Documents, Notes
Importing leads from Address Books: You can gather data through Address
Books
48 Convert leads to Leads will allotted to agents for follow up and conversion
 Deal
49 Deals The agent needs to fill up the leads Insurance Requirements.
Information
50 Deals Home On the deals details page
Page Click the desired deal from the Deals list view.
You will see the details page of the deal.
On the Deals Page we have various option-->
1. Deals Search
2. Select Deals
3. Add New Deals
51 Insurance Insurance Application will be submitted By RM’s to HO/Operations
Application Department With Collected Amount of application and OPS and the Insurance
Submit Company
52 Approval A designated person will be appoint for handling
these requests.He will check Ie:
a. Calculate IDV (Depreciated Insured Value) : IDV Amount
Less every year some % amount Ie 5%,6% etc.
b. Calculate OD Discount ( If applicable ) :
c. Then they Calculate OD Premium :
d. TP ( Third Party ) Premium :
e. Final Premium :
f. Then confirm / Apporved
g. If approved , OPS Generate A unique Sr.No –
Service Request : Unique No. ( SR No.) not Repeat
in any condition this unique no Share to concern RM

53 Application If person does not give response in 3 days or as per parameter then escalation
Escalation will be send to higher level defined as parameter.
54 Approval When person checking the request and have some doubt then he can call the
Agent and clarify the doubts.
55 Approval Necessary documentation will be done and sanction the Insurance.
56 Approval Premium Amount to be taken
a. Then issue Cover note : (cover note is stock able item
)
b. After submission of necessary documents and
payment to Insurance company ( Physically or on
Insurance Company Portal) , Insurance company
send Policy and Policy No. which update by OPS
Department.
c. Insurance Companies have given lump sum Credit
facility to Broker . Ex. If any company has given
credit facility of 10 L , Broker is allowed to do
 insurance of premium up to 10 L . Like Client OD
facility )
2. OPS Department send request to Accounts Department
Deposit Amount for each policy wise as per below : (
Deposited Amount is get adjusted against Credit Limit )
a. Issue in Favor (insurance Company Name )
b. Ledger Amount : (Account/Ledger Balance of SP’s at
the time of File received + current policy Amount )
c. Instrument Details : Cust Cheque / Silver Cheque /
Portal / Neft / Cash
d. Client Name :
e. Instrument No. :
f. Instrument Date
g. Inst. Amount

After Filling of above information approval required from RM for Submission

RM Check the information and approved then Accounts department final
verified and submit.
57 Approval Cheque Tracking and Reconciliation
58 Approval After approval Agent will get the message thet that Insurance has been
approved.
59 Approval Send necessary Insurance papers to Customer
60 Approval Inform Customer through Email/ SMS
Approval In case of SR.No. Cancellation by OPS Department then Information Require
Cancellation SR No.
Cancelled by With Sig.
Reason for cancellation :
61 Information There will be information available for various Insurance Products on the Portal
Services with comparison feature.
62 Commission /
Incentive / Fee
Parameter
63 Commission parameter will be defined.it can be amount wise or on percentage
basis.
64 Commission can be calculate on monthly basis, qtrly basis.
65 Commission will be post in agent account.
66 Company Dash- The dashboard is a summarized view of the report data, we can easily visualize
Board the patterns and trends of the data.
Information
67. Dash Board of 1. Renewal of policies 2. RM wise , Agent / Sub Agent wise policies 3. Premium
HO/ Branch / collected by RM / Agent 4. Commission paid , Commission due
RM’S / SP’s /
Ops Department Dash board Required in Each login with different type of informations
/ Account
 Department etc.
67 Lead Leads by Source
Dashboards Leads by Status
Sales by Lead Source
Leads by Industry
68 Account and Sales by Account
Contact Accounts by Industry
Dashboards
69 Deal Pipeline by stage
Dashboards Deal by type
70 DMS All Physical Documents are to be Stored and retrieve at Safe place like Vault
71 Courier tracking Tracking of document sent by customer to Portal
72 Premium Premium amount in Easy EMI
Payment
73 Premium Online payment collection using payment gateway
Payment
74 Premium Reminder Services for due Date
Payment
75 Accounts of the Complete GL Management except TDS
company
75 Other HRMS , Academic Module (related to General Insurance , without questions
Requirement client ) for Staff .
GET YOUR OWN ONLINE INSURANCE PORTAL

We are leading Online Insurance solution provider in Insurance domain.

We have 16 most popular insurance companies integrated which are also leading
insurers in Insurance Industry. List of companies are below.

All insurance companies’ integrations have been done by their UAT process which is
well supported by highly skilled developers. All integration & process is followed as
per IRDA guidelines.
We are also providing web-based online insurance portal Platform.
We have mainly 3 insurance products Integrated which are below.
 Motor - It has main two sub-products which include Private Car & Two
Wheeler.
o Private Car with three available options like, In-time, Break-in & TP Only.
 Private Car Break-in has following companies.
HDFCErgo
 Private Car TP Only has following companies.
HDFCErgo , Bajaj, Bharti-Axa, Go-Digit
o Two Wheeler with three available options like, In-time, Break-in & TP
Only.
 Two Wheeler Break-in has following companies.
HDFCErgo, Bajaj, Bharti-Axa, Liberty Videocon, Shriram,
Reliance
 Two Wheeler TP Only has following companies.
HDFCErgo, Bajaj, Bharti-Axa, Liberty Videocon, Shriram,
Reliance, IFFCO TOKIO

 Health
o It has main two sub-products which includes Individual & Family
Floater Health.

 Travel
o It has main two sub-products which include Individual, Family Floater,
Student & Individual Multi-trip Travel.
FEATURES

 MIS Report - User can get their monthly, daily & any date range's policy details in
MIS report.

 Secure Over Internet - Data is secured over internet with 256 SSL secure layer &
have well privacy to the customer.

 Login Provision - User can register in our portal & they can keep records of their
policy with details in MIS.

 Compatible With IRDA - Our portal is compatible with the IRDA rules, guidelines &
insurance company's UAT approvals.

 PolicyPDF Utility - User can get instance policy PDF through mail as well as from
Policy PDF utility by using order, quotation & policy number they have.

 Save & Email Quote – User can create quotes then save & email desired quotes on
particular email id.
We have below integrated products for top most 16 insurers. It includes Motor,
Travel & Health.

Sr # Company Two Wheeler Private Car Health Travel

HDFC ERGO
1

Bharti AXA
2
Reliance
3

Royal Sundaram
4

Tata AIG
5
Bajaj Allianz
6
IFFCO-TOKIO
7
New India
8

Future General
9

Liberty
10
Shriram
11

12 Kotak
Go-Digit
13
Acko
14
Star Health
15
Cigna-TTK
16
Religare
17
 Project Implementation - End to end web application Portal. Application will covers 3
products (Health, Travel, Motor) with various MIS reports included (customized reports can
be added apart from existing MIS reports)

 Right now we are offering all available integrated companies to you. You can find the
availability list in Above If you insist some other company to be integrated in above
segments then we will do for you without extra cost (it will cover under monthly
licensing & Tech support.

Website (frontend) –
It will cover all modules you have requested like Website (B2C, B2B & B2B2C), Customer
Module, Admin Module, Agent/ Sub Broker / POS Portal, Product Comparison and Sales
Module, Post Sales, Engagement Modules, Third Party Integrations etc. You just have to
provide SFS document for each and every module.

 Website will be developed in AnjularJS + MVC + HTML5 + Bootstrap. It will be

compatible in mobile, tablet & desktop etc.

 Any third party API/Tool will be integrated free of cost by us. But you have to bill for
the subscription. For example SMS/Email API, Fetching RTO details from Vehicle
number etc.

Mobile App (only in Android and iOS)

 Android based Mobile app which covers end to end policy creation, logged in &
payment forward, Policy Download module.

 MIS and other reports are not covered in mobile app. Right now Motor, Travel
& Health is available in mobile app. If you are purchasing some other products like
AP, Home, Marine, Fire etc. then you can get the same in mobile app without cost.

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