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89,99 90,00

89 , 99 90 , 00

1/4 3/4

1 / 4 3 / 4

2100

3/4 2800 1/3

2100 3 / 4 2800 1 / 3

64 %

9 %

64 % 9 %

24 4

24 4

β t u(c) β < 1

β t u ( c ) β < 1

β t u(c) β < 1

1

1 + kt

β t u ( c ) β < 1 1 1 + kt