CONSUMER CIR

CONSUMER: BALJINDER SINGH DATE:21-06-2018

MEMBER ID: BN01130510 TIME: 21:22:41

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 2,46,33,72,743

CONSUMER INFORMATION:
NAME: BALJINDER SINGH

DATE OF BIRTH: 21-01-1985 GENDER: MALE

CIBIL TRANSUNION SCORE(S):

SCORE NAME SCORE SCORING FACTORS

CIBIL TRANSUNION SCORE

VERSION 2.0 617 1: LENGTH OF TIME SINCE MOST RECENT ACCOUNT DELINQUENCY IS TOO SHORT.
2: NUMBER OF ACTIVE TRADES WITH A BALANCE TOO HIGH IN PROPORTION TO TOTAL
TRADES.
3: LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED IS TOO SHORT.
4: PRESENCE OF ACCOUNT DELINQUENCY IN THE PAST.

PERSONAL LOAN SCORE

675 1: PRESENCE OF DELINQUENCY.

POSSIBLE RANGE FOR CIBIL TRANSUNION SCORE VERSION 2.0

Consumers with more than 6 months credit history* : 300 (high risk) to 900 (low risk)
Consumers having less than 6 months credit history* : 1 (high risk) to 5 (low risk)
Consumers not in CIBIL database or with insufficient information for scoring* : -1

* At least one tradeline with information updated in last 24 months is required.In case of error in scoring a value of '0' is returned.

POSSIBLE RANGE FOR CIBIL TRANSUNION PERSONAL LOAN SCORE

Consumers with more than 1 month credit history* : 300 (high risk) to 900 (low risk)
Consumers not in CIBIL database or with insufficient information for scoring* : -1

* At least one tradeline with information updated in last 24 months is required.In case of error in scoring a value of '0' is returned.

IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE

INCOME TAX ID NUMBER (PAN) DANPS8570R

VOTER ID NUMBER PB/12/103/159083

DRIVER'S LICENSE NUMBER PB N4200900003208

RATION CARD NUMBER 5039/414

UNIVERSAL ID NUMBER (UID) 830195680027

TELEPHONE(S):

© 2017 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 1 OF 4

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: BALJINDER SINGH DATE:21-06-2018

MEMBER ID: BN01130510 TIME: 21:22:41

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 2,46,33,72,743

TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION

HOME PHONE 09463160711

MOBILE PHONE(e) 9463160711

MOBILE PHONE 917589268975

EMAIL CONTACT(S):

ADDRESS(ES):

ADDRESS(e):ROMANA ALBEL SINGH PUNJAB 151204

CATEGORY:PERMANENT ADDRESS RESIDENCE CODE:OWNED DATE REPORTED:11-07-2017

ADDRESS:ROMANA ALBEL SINGH TEH KOTKAPURA DISTT FARDIKOT 0 FARIDKOT HO PUNJAB 151204

CATEGORY:NOT CATEGORIZED RESIDENCE CODE: DATE REPORTED:07-07-2015

ADDRESS:ROMANA ALBEL SINGH TEH KOTKAPURA DISTT FARDIKOT PUNJAB 151204

CATEGORY:NOT CATEGORIZED RESIDENCE CODE: DATE REPORTED:31-07-2012

EMPLOYMENT INFORMATION:
ACCOUNT TYPE DATE OCCUPATION CODE INCOME NET / GROSS INCOME MONTHLY / ANNUAL
REPORTED INDICATOR INCOME INDICATOR

BUSINESS LOAN - 31-05-2018 OTHERS Not Available Not Available Not Available
PRIORITY SECTOR -
AGRICULTURE

SUMMARY:
ACCOUNT(S)
ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED

All Accounts TOTAL: 4 HIGH CR/SANC. AMT: 9,00,000 CURRENT: 2,49,953 RECENT: 11-07-2017
OVERDUE: 0 OVERDUE: 0 OLDEST: 20-03-2012
ZERO-BALANCE: 3

ENQUIRIES
ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT

All Enquiries 2 0 1 0 11-07-2017

ACCOUNT(S):

ACCOUNT DATES AMOUNTS STATUS

© 2017 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 2 OF 4

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: BALJINDER SINGH DATE:21-06-2018

MEMBER ID: BN01130510 TIME: 21:22:41

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 2,46,33,72,743

MEMBER NAME: PUNJAB AND SIND OPENED: 11-07-2017 SANCTIONED: 2,50,000

ACCOUNT NUMBER: 05101600001341 REPORTED AND CERTIFIED: CURRENT BALANCE: 2,49,953
TYPE: BUSINESS LOAN - PRIORITY 31-05-2018 INTEREST RATE: 7.00
SECTOR - AGRICULTURE PMT HIST START: 01-05-2018 ACTUAL PAYMENT: 5,13,250
OWNERSHIP: INDIVIDUAL PMT HIST END: 01-07-2017
COLLATERAL TYPE: NO
COLLATERAL

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 124 094 063 035 003 000 034 003 000 000
05-18 04-18 03-18 02-18 01-18 12-17 11-17 10-17 09-17 08-17 07-17

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 06-08-2015 SANCTIONED: 2,00,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 16-08-2016 CURRENT BALANCE: 0
DISCLOSED CLOSED: 16-08-2016 ACTUAL PAYMENT: 1,81,400
TYPE: BUSINESS LOAN - PRIORITY REPORTED AND CERTIFIED:
SECTOR - AGRICULTURE 31-08-2016
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-08-2016
PMT HIST END: 01-08-2015

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000
08-16 07-16 06-16 05-16 04-16 03-16 02-16 01-16 12-15 11-15 10-15 09-15 08-15

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 22-07-2015 CURRENT BALANCE: 0

ACCOUNT NUMBER: NOT LAST PAYMENT: 17-08-2016
DISCLOSED CLOSED: 17-08-2016
TYPE: OVERDRAFT REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 31-08-2016
PMT HIST START: 01-08-2016
PMT HIST END: 01-08-2015

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 061 030 000 000 000 000 061 031 XXX 000
08-16 07-16 06-16 05-16 04-16 03-16 02-16 01-16 12-15 11-15 10-15 09-15 08-15

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 20-03-2012 SANCTIONED: 4,50,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 20-07-2015 CURRENT BALANCE: 0
DISCLOSED CLOSED: 22-07-2015 EMI: 11,019
TYPE: BUSINESS LOAN - PRIORITY REPORTED AND CERTIFIED: PMT FREQ: MONTHLY

© 2017 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 3 OF 4

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: BALJINDER SINGH DATE:21-06-2018

MEMBER ID: BN01130510 TIME: 21:22:41

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 2,46,33,72,743

SECTOR - AGRICULTURE 31-12-2016 REPAYMENT TENURE: 60

OWNERSHIP: INDIVIDUAL PMT HIST START: 01-12-2016 INTEREST RATE: 13.00
COLLATERAL TYPE: PROPERTY PMT HIST END: 01-01-2014

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX STD
12-16 11-16 10-16 09-16 08-16 07-16 06-16 05-16 04-16 03-16 02-16 01-16 12-15 11-15 10-15 09-15 08-15 07-15

029 029 029 STD 029 029 029 029 029 029 029 029 029 STD 029 029 029 029
06-15 05-15 04-15 03-15 02-15 01-15 12-14 11-14 10-14 09-14 08-14 07-14 06-14 05-14 04-14 03-14 02-14 01-14

ENQUIRIES:

MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

PUNJAB & SIND 11-07-2017 KISAN CREDIT CARD 2,50,000

NOT DISCLOSED 07-07-2015 BUSINESS LOAN - 10,00,000

PRIORITY SECTOR -
AGRICULTURE

END OF REPORT ON BALJINDER SINGH

All information ("Information") contained in this credit information report (CIR) is the current and up to date information collated by TransUnion CIBIL
Limited based on information provided by its various members ("Members"). By accessing and using the Information, the user acknowledges and accepts
the following: While TransUnion CIBIL takes reasonable care in preparing the CIR, TransUnion CIBIL shall not be responsible for errors and/or omissions
caused by inaccurate or inadequate information submitted to it. However, TransUnion CIBIL shall take reasonable steps to ensure accurate reproduction
of the information submitted by the Members and, to the extent statutorily permitted, it shall correct any such inaccuracies in the CIR. Further, TransUnion
CIBIL does not guarantee the adequacy or completeness of the information and/or its suitability for any specific purpose nor is TransUnion CIBIL
responsible for any access or reliance on the CIR. The CIR is not a recommendation by TransUnion CIBIL to any Member to (i) lend or not to lend; (ii)
enter into or not to enter into any financial transaction with the concerned individual/entity. Credit Scores do not form part of the CIR. The use of the CIR is
governed by the provisions of the Credit Information Companies (Regulation) Act, 2005, the Credit Information Companies Regulations, 2006, Credit
Information Companies Rules, 2006 and the terms and conditions of the Operating Rules for TransUnion CIBIL and its Members.

© 2017 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 4 OF 4

TransUnion CIBIL CIN : U72300MH2000PLC128359