PROGRAMA DE VENTAS A PLAZOS

PLAZO VALOR VALOR A

% % VALOR
ARTÍCULO PRECIO FINANCIAMIENTO RECARGO FINANCIAR CUOTA (c)
ENGANCHE RECARGO ENGANCHE
(n) (I) (B)

Motocicleta 8,300.00 5.00% 3.00% 3 415.00 236.55 7,885.00 2,707.18

Yamaha 8,300.00 7.00% 5.00% 6 581.00 385.95 7,719.00 1,350.83

150cc 8,300.00 9.00% 7.00% 9 747.00 528.71 7,553.00 897.97

Modelo 2018 8,300.00 12.00% 10.00% 12 996.00 730.40 7,304.00 669.53

8,300.00 15.00% 13.00% 18 1,245.00 917.15 7,055.00 442.90

B = Precio -
Precio x % I = B (% c = (B + I) /
FÓRMULA Valor
Enganche Recargo) n
Enganche

Escenario de ajuste

PLAZO VALOR VALOR A

% % VALOR
ARTÍCULO PRECIO FINANCIAMIENTO RECARGO FINANCIAR CUOTA (c)
ENGANCHE RECARGO ENGANCHE
(n) (I) (B)

Motocicleta 8,300.00 5.00% 3.00% 3 415.00 236.55 7,885.00 2,707.18

Yamaha 8,300.00 7.00% 5.00% 6 581.00 385.95 7,719.00 1,350.83

150cc 8,300.00 9.00% 7.00% 9 747.00 528.71 7,553.00 897.97

Modelo 2018 8,300.00 12.00% 28.70% 12 996.00 2,096.25 7,304.00 783.35

8,300.00 15.00% 38.77% 18 1,245.00 2,735.22 7,055.00 543.90

TASA DE RENDIMIENTO (i)

18
74.98%
18.58%
12
69.98%
20.17%
9
17.80%
17.80%
6
17.78%
17.78%
3
18.27%
18.27%
0.0% 10.0% 20.0% 30.0% 40.0% 50.0% 60.0% 70.0% 80.0%

i.Propuesta i.Ajustada
 Anexo 2

TASA DE
RENDIMIENTO
(i)

18.27%

17.78%

17.80%

20.17%

18.58%

i= 2mI
B (n+1) - I (n-1)

TASA DE
RENDIMIENTO
(i)

18.27%

17.78%

17.80%
69.98%

74.98%