Terms and Conditions for Bill Pay Standing

Instruction – Cash back Offer

1. Definitions

• Bank: Standard Chartered Bank in India.

• Offer: 10% cash back (up to Rs 100 per month) for utility bills paid through Auto Bill
Pay/Standing Instruction registered during Offer Period on SCB credit/debit card

• Offer Period: From 1 April 2018 to 30 September 2018

• Eligible Biller Categories: Electricity, Gas, Telecom

• Qualified Customer: The offer is applicable to SCB credit/debit card customers setting up a
Standing Instruction for utility bill payments for Eligible Biller Categories during the Offer Period.

• Non Eligibility: Payment made for any other biller category apart from Electricity, Gas, Telecom
and using any other channel/payment mode apart from Standing Instruction on credit/debit
card will not be eligible for this Offer.

2. Offer Details

• The Offer Period shall commence from 00:01 hours on 1 April 2018 and shall extend up
to 11:59 hours on 30 September 2018

• Offer applicable for utility bills paid from SCB credit/debit card using “Auto Pay” or “Standing
Instruction” option registered during Offer Period

• Maximum cash back will be INR 100 per month per customer up to 6 months after registration

• Utility bill payment categories covered: Electricity, Gas and Telecom

• Cash back confirmation will be sent to qualified customers via SMS to registered
mobile number.

3. How to avail the offer

A. Existing credit/debit card customers:

i. Go to SCB India website (www.sc.com/in/)

ii. Click on “Online Bill Payments” link under “Services” section

iii. Login or sign up under “Register & Pay” with your email address and password

iv. Select your utility biller in the following categories: Electricity, Gas, Telecom

v. Set up Auto Pay/Standing Instruction by submitting your credit/debit card details

vi. The utility bills will be paid from your credit/debit card automatically from the next billing cycle

vii. Cash back will be received in your credit/debit card within 60 days after end of each month

B. New credit card customers:

i. Fill in the Auto Bill Pay form along with credit/debit card application

ii. Provide complete biller details for Electricity, Gas, Telecom category

iii. Attach latest bill copy for verification

iv. Auto Pay/Standing Instruction will be setup once your credit card application is approved

v. The utility bills will be paid from your credit card automatically from the next billing cycle

vi. Cash back will be received in your credit card within 60 days after end of each month

4. Communication of the Offer

A. The Offer will be communicated to existing credit card customers through EDM and/or SMS on
their registered email address/mobile number

B. The Offer will be communicated to new credit card customers by frontline team at the time of
credit card application sourcing

5. General Terms and Conditions

• This is an exclusive Offer provided by Standard Chartered Bank. All details regarding the Offer
are available on the Bank’s website (www.sc.com/in)

• The Bank reserves the right to modify/change all or any of the terms applicable to this Offer.
The Bank also reserves the right to modify, withdraw or discontinue the Offer without assigning
any reasons whatsoever. Neither anything contained in these terms and conditions, nor shall
running this Offer be construed as an obligation on the Bank to continue the Offer up to the
termination/expiry date

• Participation in this Offer is entirely voluntary and it is agreed and understood by the
Participants that participation shall be deemed to have been made on a voluntary basis

• The Offer is non-transferable

• The Offer shall not be available wherever it is prohibited under law and/or cannot be made for
any reason whatsoever

• All disputes under this Offer are subject to the exclusive jurisdiction of the competent courts/
tribunals of Mumbai

• The Bank shall not be obliged to make any public announcements of the results of the Offer.
The Qualified Customers shall be intimated by the Bank through Email or SMS only

• In all matters relating to this Offer, the decision of the Bank shall be final and binding

• By participating in the Offer, the Participants agree to be bound by the terms and conditions
contained herein

• Any tax or other liabilities or charges payable to the government or any other statutory
authority/body or any participating establishment, which may arise or accrue to the client due
to provision of the offer, shall be to the sole account of the client

• If the qualified customer deactivates his SCB credit/debit card within 60 days after the
beginning of Offer Period, the customer will be disqualified for cash back

sc.com/in