Documenti di Didattica
Documenti di Professioni
Documenti di Cultura
(Relationship Manager)
SUBBMITTED BY
PRAVIN KUMAR TIWARI
TRAINING:-
Since the success of any survey depends the data collected from
the filed , it was necessary that training session to take place and impart
some tips regarding the gathering of required therefore some session
were conducted by organization regarding the field work knowledge ,
mock interviews , voice modulation etc.
FIELD WORK:-
In spite of the efforts some of the respondents may not supple the
desire information, so they are left as the study was related to
investment decision and some person do not want disclose their
investment although they were informed that the information is required
only for the purpose of project, and they were given surety that their
information will be kept confidential but then also some of the
respondents do not gave response they were up and then some gave
information.
Liquidity
Mutual Funds offer a family of schemes to suit your varying needs over a
lifetime.
Well Regulated
All Mutual Funds are registered with SEBI and they function within the
provisions of strict regulations designed to protect the interests of investors.
The operations of Mutual Funds are regularly monitored by SEBI
Professional Management:
You avail of the services of experienced and skilled professionals who are
backed by a dedicated investment research team which analyses the
performance and prospects of companies and selects suitable investments to
achieve the objectives of the scheme.
Low Costs:
Mutual Funds are a relatively less expensive way to invest compared to
directly investing in the capital markets because the benefits of scale in
brokerage, custodial and other fees translate into lower costs for investors.
Some close-ended schemes give you an additional option of selling your units
to the Mutual Fund through periodic repurchase at NAV related prices. SEBI
Regulations ensure that at least one of the two exit routes is provided to the
investor under the close ended schemes.
Interval Schemes
Growth Schemes
Aim to provide capital appreciation over the medium to long term. These
schemes normally invest a majority of their funds in equities and are filling to
bear short term decline in value for possible future appreciation. These
schemes are not for investors seeking regular income or needing their money
back in the short term.
Ideal for:
Ideal for:
I. Retired people and others with a need for capital stability and regular
income
II.
Investors who need some income to supplement their earnings.
Balanced Schemes
Ideal for:
Ideal for:
Corporate and individual investors as a means to park their surplus funds for
short periods or awaiting a more favorable investment alternative.
Other Schemes
Ideal for:
•
Investors seeking tax incentives.
Special Schemes
Besides, there are also schemes which invest exclusively in certain segments
of the capital market, such as Large Caps, Mid Caps, Small Caps, Micro Caps,
'A' group shares, shares issued through Initial Public Offerings (IPO’s), etc.
Index fund schemes are ideal for investors who are satisfied with a return
approximately equal to that of an index. Sect oral fund schemes are ideal for
investors who have already decided to invest in a particular sector or segment.
Fixed Maturity Plans
Fixed Maturity Plans (FMPs) are investment schemes floated by mutual funds
and are close ended with a fixed tenure, the maturity period ranging from one
month to three/five years. These plans are predominantly debt-oriented, while
some of them may have a small equity component.
FMPs are typically passively managed fixed income schemes with the fund
manager locking into investments with maturities corresponding with the
maturity of the plan. FMPs are not guaranteed products. Exchange Traded
Funds are essentially index funds that are listed and traded on exchanges like
Invest in funds that will give you regular income to supplement your salary to
match your growing needs.
Exchange Traded Funds are essentially index funds that are listed and traded
on exchanges like stocks. Globally, ETFs have opened a whole new panorama
of investment opportunities to retail as well as institutional investors. ETFs
enable investors to gain broad exposure to entire stock markets as well as in
specific sectors with relative ease, on a real-time basis and at a lower cost than
many other forms of investing.
Capital Protection Oriented Schemes are schemes that endeavor to protect the
capital as the primary objective by investing in high quality fixed income
securities and generate capital appreciation by investing in equity / equity
related instruments as a secondary objective. The first Capital Protection
Oriented Fund in India, Franklin Templeton Capital Protection Oriented Fund
opened for subscription on October 31, 2006.
Quantitative Funds
Sale Price
Is the price you pay when you invest in a scheme. Also called Offer Price. It may
include a sales load.
Repurchase Price
Is the price at which a close-ended scheme repurchases its units and it may include a
back-end load. This is also called Bid Price
Redemption Price
Is the price at which open-ended schemes repurchase their units and close-ended
schemes redeem their units on maturity. Such prices are NAV related.
Sales Load
Is a charge collected by a scheme when it sells the units. Also called, ‘Front-end’
load. Schemes that do not charge a load are called ‘No Load’ schemes.
Trustee
Reliance Capital Trustee Co. Limited.
Investment Manager
Reliance Capital Asset Management Limited
Statutory Details
The Sponsor, the Trustee and the Investment Manager are incorporated
under the Companies Act 1956.
Vision Statement
To be globally respected wealth creator with an emphasis
on customer care and culture of good corporate govt.
Mission Statement
To create and nature a world-class, high performance
environment aimed at delighting our customer
Investment Objective:
Investment Pattern:
Choice of Plans/Options :
Investment Pattern :
Instrument Asset Allocation
Debt Up to 30%
Choice of Plans/Options :
Investment Objective :
Investment Pattern :
Choice of Plans/Options:
Investment Objective:
Investment Pattern:
Choice of Plans/Options :
Investment Pattern:
Choice of Plans/Options:
Investment Objective:
Investment Pattern:
Instrument Asset Allocation
Choice of Plans/Options:
Investment Objective :
Investment Pattern:
Instrument Asset Allocation
Choice of Plans/Options:
Investment Objective:
Investment Pattern:
Instrument Asset Allocation
Choice of Plans/Options:
Investment Objective:
Investment Pattern:
Instrument Asset Allocation
Choice of Plans/Options:
Investment Objective:
Investment Pattern:
Instrument Asset Allocation
Choice of Plans/Options:
Investment Objective:
The primary investment objective of the scheme is to seek to generate
long term capital appreciation & provide long-term growth
opportunities by investing in a portfolio constituted of equity & equity
related securities and Derivatives and the secondary objective is to
generate consistent returns by investing in debt and money market
securities.
Investment Pattern:
Instrument Asset Allocation
Choice of Plans/Options:
Investment Objective:
Equity Option:
The primary investment objective of this option is to seek capital
appreciation and/or to generate consistent returns by actively investing
in Equity & Equity - related Securities.
Debt Option:
The primary investment objective of this option capital
appreciation and/or to generate consistent return by actively investing in
equity /equity related security
Investment Pattern:
Instrument Asset Allocation
Equity option
Equity And Equity related securities 80 -100 %
Money Market Instrument 0%- 30%
Debt option
Debt instrument 80 -100 %
Debt &Money Market Instrument 0%- 20%
Choice of Plans/Options:
Investment Objective:
Investment Pattern:
Instrument Asset Allocation
Choice of Plans/Options:
Investment Objective:
Investment Pattern:
Instrument Asset Allocation
Equity And Equity related securities of
companies principally engaged in the discovery,
development production or ,distribution of
natural resources ; 65% -100 %
Choice of Plans/Options:
Central and State Government securities and Other Fixed Income / Debt
securities normally maturing in line with the time profile of the scheme
with the objective of limiting interest rate volatility
Central and State Government securities and Other Fixed Income / debt
securities normally maturing in line with the time profile of the series
with the objective of limiting interest rate volatility
Compare Between Reliance Mutual Fund & ICICI
Prudential Mutual Fund
Recurring Expenses
Investment Equity & Equity related .90% Equity & Equity related & Debt .
Fund Name Reliance Index SBI MAGNUM
Pattern -100% & Debt,Fund
Money Market Index
90%-100%, Fund
Money Market and
and Cash 10%. Cash 10%.
Monthly Yearly
DATE: // SIGNATUAR