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AN INTERNSHIP REPORT

ON
“Deposit Analysis of Agrani Bank Limited”

Submtted To:
Afroza Parvin
Assistant Professor of Finance
Dept. of Business Administration
Northern University Bangladesh

Submitted By:
Fahmida Zerin
ID: 160171006
Major in HRM
Program: BBA
Dept. of Business Administration
Northern University Bangladesh

Date of Submission:
Letter of Transmittal
Dated:
Afroza Parvin
Assistant Professor of Finance
Dept. of Business Administration
Northern University Bangladesh.

Subject: Submission of Internship Report on “Deposit Analysis of Agrani Bank Limited”.

Dear Madam,
I would like to thank you for supervising and helping me throughout my internship program in
completing my BBA. This internship program has given me opportunity to experience one of the
latest and unexplored areas of business in Bangladesh and has expanded my present knowledge
manifold.

This report is a study on “Deposit Analysis of Agrani Bank Limited” with special focusing on
organizational as well as managerial skill with which I was assigned during my internship. The
report also contains in-depth review of the human resource practices in the Agrani Bank Limited.

Please feel free in contacting me if you have any queries. I would be glad to provide any
clarification regarding the report.

Thank you.

Sincerely,

________________
Fahmida Zerin
ID: 160171006
Major in HRM
Program: BBA
Dept. of Business Administration
Northern University Bangladesh
CERTIFICATE OF SUPERVISOR

This is to certify that the internship Report on “Deposit Analysis of Agrani Bank Limited” has
been submitted for the award of the degree of Bachelor of Business Administration (BBA) major
in HRM from Northern University Bangladesh, carried out by Fahmida Zerin, ID # 160171006,
under my supervision. To the best of my Knowledge and as per her declaration, any part of this
report has not been submitted for any degree, diploma or certificate.

She is permitted to submit the Report.

-----------------------------------------
Afroza Parvin
Assistant Professor of Finance
Dept. of Business Administration
Northern University Bangladesh.
STUDNET’S DECLARATION

I, Fahmida Zerin, ID # 160171006, Program: BBA, Bachelor of Business Administration, major


in HRM from Northern University Bangladesh, would like to solemnly declare here that an
internship report on “Deposit Analysis of Agrani Bank Limited” has been authentically
prepared by me. While preparing this internship report, I didn’t breach any copyright act
intentionally. I am further declaring that, I did not submit this report anywhere for awarding any
degree, diploma or certificate.

_______________________
Fahmida Zerin
ID: 160171006
Major in HRM
Program: BBA
Dept. of Business Administration
Northern University Bangladesh
ACKNOWLEDGEMENT

All praise to Allah, the almighty, and the merciful. Without his blessing and endorsement this
report would not have been accomplished.

The successful completion of this report might never be possible in time without the help of
some person whose inspiration and suggestion made it happen. First of all I want to thank my
supervisor Afroza Parvin, Assistant Professor of Finance, Dept. of Business Administration,
Northern University Bangladesh. during my Internship.

Without her help this report would not have been accomplished. Then I would like to thanks to
my banks manager, M.A. Majid Talukder for helping me completing my internship report
“Deposit Analysis of Agrani Bank Limited” I also, thank my colleague who helped me by
providing informative instructions. I was closely attached with them during my internship tenure.
Without them this project would have been very difficult.

I also, thanks to my parents, and some friends who helped me a lot and always offered support.
And finally I also express my sincere gratitude to all those who participated to prepare the report.
Executive Summary

This research intends to investigate the relationships of perceived usefulness, perceived ease of
use, perceived credibility, customer attitude, and customer adaptation of electronic banking in
the context of ABL, one of the leading banking service providers in Bangladesh. This report is
prepared by personal experience, information taken from ABL web site, financial report and help
of senior officers.

At first, I have given an introduction about the report, company profile, objectives of the report
and limitations of the report.

After that, I started with the historical background of ABL, its goals, profile, function and other
information about the bank.

Then I described about Sources of data, data collection, data processing, data analysis, Findings,
Recommendations and Conclusion of the report.
Table of Contents
Particulars Page No
Chapter-01: Introduction
1.1 Introduction
1.2 Background of the study
1.3 Company Profile
1.4 Rationale of the study
1.5 Objectives of the Study
1.6 Limitations of study
Chapter-02: Literature Review
Chapter-03: Methodology of the Study
3.1 Methodology of the study
3.2 Selection of the topic
3.3 Data Sources
3.4 Target Populations
3.5 Data collection Method
3.6 Data Analysis Process
Chapter-04: Findings of the Study
4.1 Historical Background of Agrani Bank Limited
4.2 Objectives of Agrani Bank Limited:
4.3 Functions of Agrani Bank Limited
4.4 Hierarchy of Agrani Bank Ltd.
4.5 Deposits
4.6 Loans and Advance:
4.7 Investments
4.8 Bank Deposit Account
4.9: Some recent points about Agrani Bank
4.10 Analysis
4.11 Financial Highlights of Agrani Bank Limited
4.12 SWOT Analysis of ABL
4.13 Findings of the Study
Chapter-05: Recommendations and Conclusion
5.1 Recommendations
5.2 Conclusion
References

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